Homes for Sale Between $400,000 to $450,000 in Safety Harbor, FL

3 Beds ⋅ 2 Baths ⋅ Washington Square SubDv.

Charming 3/2 Home in Historic Safety Harbor! Step into this bright and inviting 2005-built gem, impeccably maintained and truly move-in ready. Perfectly situated minutes from vibrant downtown Safety Harbor, it features modern peace of mind with a brand-new roof and A/C installed in 2022. The fully fenced yard offers wonderful privacy, making this the ideal spot to call home in one of the area’s most exciting neighborhoods. Smart money meets smart living here—don’t miss this standout opportunity!

645 Pine Street, Safety Harbor

$449,000

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.

Completely renovated from top to bottom, this stunning block home with fully fenced in backyard offers the perfect combination of modern style and long-term peace of mind. Every major improvement has been completed through a fully permitted renovation, including a new roof, complete electrical rewire, new windows, new HVAC system, new ductwork, and numerous additional upgrades throughout the home. The thoughtfully updated interior features a bright, open layout with quality finishes, creating a truly move-in-ready home where everything has already been done for you. Located in Flood Zone X, flood insurance is typically not required by lenders. Beyond the home itself, you’ll love the unbeatable location. Situated just 5 minutes from charming Downtown Safety Harbor, you’ll have easy access to award-winning restaurants, local boutiques, waterfront parks, the Safety Harbor Marina, year-round festivals, and the world-renowned Safety Harbor Resort & Spa. With convenient access to Tampa, Clearwater, beautiful Gulf beaches, and both Tampa International and St. Pete-Clearwater airports, this home offers the perfect blend of small-town charm and everyday convenience. Some photos have been virtually enhanced using AI for illustrative purposes only.

595 Pine Street, Safety Harbor

$425,000

2 Beds ⋅ 2 Baths ⋅ Philippe Bay SubDv.

Welcome to Philippe Bay, one of Safety Harbor's most sought-after communities! Come see this beautifully updated 2-bedroom, 2-bath corner residence with a garage that offers privacy, comfort, and the exceptional Florida lifestyle. Situated on a quiet cul-de-sac, you will love the tranquil atmosphere while walking up the beautifully landscaped path to the brand new screen enclosed door. The Owners have made it a lovely retreat both outside an in. Step inside to discover an inviting open floor plan highlighted by soaring vaulted ceilings, a cozy wood-burning fireplace with a decorative wood hearth, and an abundance of natural light. The spacious kitchen overlooks the dining and living areas, allowing for effortless entertaining while keeping everyone connected. Since purchasing the home, the sellers have invested in numerous quality upgrades, including a new front entry door, upgraded electrical panel, and a complete suite of stainless steel kitchen appliances featuring a refrigerator, oven, microwave, and dishwasher. A brand-new LG ThinQ stackable washer and dryer adds everyday convenience, while elegant plantation shutters throughout the home and stylish shiplap accents in both bathrooms provide timeless character and charm. Modern knockdown ceilings throughout eliminate outdated popcorn ceilings for a fresh, contemporary look. The spacious primary suite offers a walk-in closet and an updated en-suite bath with a step-in shower and separate vanity area. A convenient interior laundry closet provides additional storage. And the second bedroom is nicely sized with a view of the cozy courtyard. Back in the living room you will enjoy the view of the screen enclosed patio and back yard. Outside, you'll appreciate the secluded private area surrounded by landscaping that creates a warm welcome home. Beyond the screened lanai, the sellers extended the outdoor living space with a beautiful paver patio complete with a decorative bird bath—an ideal setting to enjoy your morning coffee or unwind in the evenings. The detached one-car garage and additional storage closet provide plenty of room for vehicles, bikes, and beach gear. Even better, the yard may be fenced, making this a wonderful option for pet owners in this dog-friendly community. Additional improvements include a newer roof installed in 2019 and the benefit of low HOA fees. Residents of Philippe Bay enjoy resort-style amenities including a sparkling community pool (Pool is currently being renovated), tennis courts, basketball court, scenic pond, and exclusive private access to Philippe Park. Just minutes away, downtown Safety Harbor offers award-winning restaurants, boutique shopping, waterfront parks, year-round festivals, and the renowned Safety Harbor Resort & Spa. This move-in ready home perfectly combines thoughtful updates, a prime location, and the relaxed charm that makes Safety Harbor one of Tampa Bay's most desirable places to call home. Schedule your private showing today and experience it for yourself

207 Lighthouse Court, Safety Harbor

$439,000

3 Beds ⋅ 2 Baths ⋅ Philippe Bay SubDv.

Welcome to effortless living in one of Safety Harbor’s most sought-after communities. This beautifully renovated 3-bedroom, 2-bath townhome with a one-car garage combines stylish upgrades, thoughtful design, and an unbeatable location just moments from everything that makes Safety Harbor so desirable. The spacious FIRST-FLOOR PRIMARY SUITE offers the convenience of single-level living and features a spa-inspired ensuite with dual vanities, a luxurious walk-in shower, and a relaxing soaking tub. Throughout the home, you’ll find quality craftsmanship, including custom closet systems that maximize storage and organization. The heart of the home is the stunning kitchen, designed for both everyday living and entertaining. Premium granite countertops, an oversized center island, custom cabinetry with soft-close drawers, and abundant workspace create a functional yet elegant gathering place. A tankless water heater adds efficiency while freeing up valuable storage space. The inviting living area is anchored by a charming wood-burning fireplace, creating a warm and comfortable atmosphere. Both bathrooms have been tastefully remodeled with high-end finishes and timeless design. Step outside to an expansive wood deck overlooking acres of open green space, providing a peaceful setting for morning coffee, outdoor dining, or simply enjoying Florida’s beautiful weather. Residents enjoy exclusive private access to Philippe Park, one of Pinellas County’s most treasured waterfront parks, offering scenic walking and biking trails, kayaking, boating, fishing, picnic areas, and abundant natural beauty. Community amenities also include a swimming pool, tennis courts, and recreational areas. Just a short bike ride away, vibrant downtown Safety Harbor offers an exceptional mix of locally owned restaurants, boutique shopping, craft breweries, live entertainment, and year-round community events. The nearby Safety Harbor Marina features boat slips, a fishing pier, waterfront walking paths, and outdoor gathering spaces overlooking Tampa Bay. Conveniently located between Tampa and St. Petersburg, you’ll enjoy easy access to Tampa International Airport, St. Pete-Clearwater International Airport, major highways, world-class beaches, shopping, dining, and everything the Tampa Bay area has to offer.

2009 Philippe Court, Safety Harbor

$439,900

3 Beds ⋅ 2 Baths ⋅ Oak Haven Estates SubDv.

Virtually Staged. (3rd bedroom/ flex room ) Welcome to this beautifully updated 3-bedroom, 2-bath home tucked away in one of Safety Harbor's most desirable neighborhoods. High and dry with no required flood insurance and no HOA, this move-in ready home offers the perfect blend of modern updates, flexible living spaces, and an unbeatable location just minutes from vibrant downtown Safety Harbor. Step inside to discover an inviting open-concept floor plan where engineered hardwood flooring, updated trim, abundant natural light, and neutral finishes create a warm, contemporary feel. The spacious living, dining, and kitchen areas flow seamlessly together, making everyday living and entertaining effortless. The kitchen features a Samsung appliance package that conveys with the home, including a 5-burner gas range, gas convection oven, and French-door refrigerator, making it ideal for both everyday cooking and entertaining. A versatile flex room currently serves as the third bedroom, offering endless possibilities as a guest suite, home office, playroom, fitness room, or media space to fit your lifestyle. Major improvements have already been completed, including a durable metal roof, hurricane-impact windows, upgraded 200-amp electrical service, new HVAC ductwork and registers, and beautifully updated bathrooms, providing peace of mind for years to come. Step outside and discover where this home truly shines. Relax year-round in the screened lanai or host family and friends beneath the expansive covered patio surrounded by mature oak trees. The fully fenced backyard offers plenty of room for pets, gardening, or future outdoor enhancements, while the air-conditioned workshop is perfect for hobbies, a creative studio, remote work, or additional storage. Whether you're taking your golf cart to downtown Safety Harbor for dinner, spending the afternoon at Philippe Park, or simply relaxing beneath the canopy of mature oaks in your own backyard, this home offers the Florida lifestyle buyers dream about. Move-in ready and thoughtfully updated, this is a rare opportunity to enjoy everything that makes Safety Harbor one of Tampa Bay's most sought-after communities. Select photos have been virtually staged.

1412 Oak Haven Drive, Safety Harbor

$408,000

3 Beds ⋅ 2 Baths ⋅ Harbor Heights Estates SubDv.

Welcome to Safety Harbor living at an incredible value! Situated on an oversized lot, this 3-bedroom, 1.5-bath home offers the perfect combination of major updates, energy efficiency and opportunity to make it your own—all with NO HOA and NO flood insurance required. Inside, you’ll find a bright and inviting floor plan featuring laminate plank flooring installed in 2023, fresh interior paint (2023) and cosmetic updates that add a fresh touch to the bathrooms. The living spaces are comfortable and move-in ready, while the original kitchen provides a blank canvas for a future owner to customize to their personal style and add instant value. Enjoy peace of mind with significant recent improvements, including a new roof (2021), A/C system (2021), water heater (2024), and exterior paint (2023). Plus, the fully paid-off solar panels help keep energy costs low and add long-term savings. Step outside to relax or entertain in the screened-in patio overlooking the spacious backyard, offering plenty of room for pets, play, gardening or future outdoor enhancements. This home presents an exceptional opportunity to own in one of Pinellas County’s most sought-after communities with access to parks, shopping, waterfront attractions and top commuter routes. Located a short drive from the charming downtown where you can find award-winning restaurants, 3rd Friday street celebrations, holiday festivals and weekend farmer's markets. Come experience the Safety Harbor lifestyle in this new Meadowlark home!

160 Meadowlark Drive, Safety Harbor

$430,000

3 Beds ⋅ 3 Baths ⋅ Chevy Chase Condo SubDv.

Virtually Staged. This pristine, well-maintained townhouse offers 1,521 square feet of living space featuring 3 bedrooms, 2.5 bathrooms, a 1-car garage, and a relaxing, enclosed lanai. The beautifully updated kitchen boasts custom solid-wood cabinetry (2014) with pull-out shelving, granite countertops and backsplash, stainless steel appliances refrigerator (2019), dishwasher (2024), and a cozy eat-in nook. Enjoy an open-concept floor plan with elegant tile flooring (2014) throughout the main level, stairway, and bathrooms, while the bedrooms feature durable wood laminate (2014). Key upgrades include a water softener (2024) and a brand-new A/C heat pump (installed June 2026). The low-maintenance HOA covers roof replacement (2022), exterior upkeep, grounds care, and access to the community pool. Perfectly located just 1.5 miles from downtown Safety Harbor’s vibrant Main Street, near Marshall City Park—equipped with a playground, basketball, tennis, and pickleball courts—and offering an easy commute to Tampa International Airport.

612 Quail Keep Drive, Safety Harbor

$439,900

3 Beds ⋅ 2 Baths ⋅ North Bay Hills Rep SubDv.

Welcome to this charming 3-bedroom, 2-bathroom home in the desirable Bay Hills community of Safety Harbor. Offering approximately 1,680 heated square feet, this well-maintained residence features a functional floor plan with spacious living and dining areas, an eat-in kitchen, and a comfortable primary suite. Enjoy abundant natural light, generous bedroom sizes, and a private backyard perfect for relaxing or entertaining. Conveniently located near parks, golf courses, shopping, dining, and the vibrant downtown Safety Harbor district, with easy access to major roadways, Tampa International Airport, and the beautiful Gulf Coast beaches.

2140 N Bay Hills Boulevard, Safety Harbor

$400,000

3 Beds ⋅ 2 Baths ⋅ Bay Towne West SubDv.

Virtually Staged. Welcome to this beautifully maintained 3-bedroom, 2-bath end-unit villa in the highly sought-after Baytowne West community of Safety Harbor. Offering 1,445 sq. ft. of living space plus an impressive 340 sq. ft. enclosed lanai, this home provides plenty of room to relax, entertain, and enjoy the Florida lifestyle. Inside, you’ll find laminate flooring throughout the main living areas, tile flooring in the kitchen, cathedral ceilings, a cozy fireplace in the living room, and a separate dining area. The updated kitchen features dark espresso brown kitchen cabinets, granite countertops, stainless steel appliances, and a functional layout perfect for everyday living. A hurricane-rated slider off the kitchen opens to the enclosed lanai, creating a seamless connection between indoor and outdoor living. The home also offers inside laundry and two assigned parking spaces directly in front of the villa. Situated on a large lot, this end unit provides added privacy and outdoor space. The low monthly HOA fee includes cable, exterior paint, lawn care, irrigation, pool, and spa access. Ideally located near vibrant Downtown Safety Harbor, Phillippe Park, bike trails, pickleball courts, shopping, dining, and more, this villa combines comfort, convenience, and an unbeatable location.

1334 Wickford Street, Safety Harbor

$419,000

3 Beds ⋅ 1 Baths ⋅ South Green Spgs Rep SubDv.

PRICE IMPROVEMENT! Welcome to this charming 3-bedroom home ideally located at 531 6th Street South in Safety Harbor, steps to scenic Bayshore Boulevard and blocks to vibrant Main Street. Thoughtfully updated with a NEW ROOF (2026), the home offers beautiful natural light and an inviting, comfortable floor plan that makes everyday living and entertaining easy. You will love the Florida room with impact glass windows, showcasing the verdant yard. For your peace of mind, a recent 4 point inspection report is available for your review. Enjoy all that Safety Harbor is known for--boutique shopping, locally loved cafes, the popular 3rd Friday celebration, weekly Farmer's Market, and a true, small-town coastal atmosphere. Bayshore Boulevard provides tranquil waterfront strolls along Tampa Bay, while biking enthusiasts will appreciate convenient access to the Courtney Campbell Causeway and Ream Wilson Trail. Surrounded by parks, community art events, and located near Ruth Eckerd Hall, this home places you in the heart of one of Tampa Bay's most beloved communities.

531 6th Street S, Safety Harbor

$430,000

5 Beds ⋅ 1 Baths ⋅ Harbor Oaks Office Park Condo SubDv.

One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. …ARE YOU SEEKING A VERY … UNIQUE BUT AFFORDABLE INVESTMENT OPPORTUNITY? Are you looking for fully leased Professional Office space with no down time or waiting time to find a good credit worthy Tenant? Are you looking for a purchase with immediate rental income? Are you looking for a 1031 Tax Free Exchange? You may just have found a winner! Currently available is a Commercially zoned property which is leased to an Exceptional Quality Medical Tenant until 2029, including yearly Lease rental escalations plus a potential to renew terms. In addition to a valued tenant, property has potential of escalating in value … yearly making it a Rare & Excellent Investment Opportunity! “Harbor Oaks Office Park” a one-story building was built in 2007 in Affluent Historic Safety Harbor nestled in a park-like setting and conveniently located in the heart of downtown just one block from Main Street. Lovely 1,202 square foot Remodeled Office Unit features its own private entrance, reception area, break room/kitchen area, 5 offices, spacious private handicap restroom, separate workroom, ample closets & storage, and high ceilings. All offices have windows making it light & bright. All of the windows include plantation shutters. Office unit includes 24-hour access, allowing you to come and go at your convenience. You also have your own security alarm system and new AC with private temperature control enabling you to set the temperature 24/7 to your liking, day or night. A convenient private parking lot is right at your front door in addition there is FREE additional complimentary city parking for 40-50 cars, one block away as well as street parking along 8th & 9th Avenue North. Harbor Oaks Office Park building has a newer roof, was recently painted plus is located in Flood Zone X with relatively low operating costs! This prime downtown location is surrounded by a vibrant area with many shops, excellent restaurants, Tampa Bay & Marina as well as the renowned Safety Harbor Resort & Spa. The property is easily accessible to all of Pinellas & Hillsborough counties and minutes away from Gulf To Bay Blvd., Courtney Campbell Causeway bridge, Clearwater / St Pete areas as well as Tampa & Pinellas County airports approximately 15 mins away. Property will not last long on the market! Showings are only scheduled with a prior & confirmed appointment, after patient office hours or on weekends

801 2nd Street N Unit C, Safety Harbor

$430,000

Harbor Oaks Office Park Condo SubDv.

…ARE YOU SEEKING A VERY … UNIQUE BUT AFFORDABLE INVESTMENT OPPORTUNITY? Are you looking for fully leased Office space with no down time or waiting time to find a good credit worthy Tenant? Are you looking for a purchase with immediate rental income? Are you looking for a 1031 Tax Free Exchange? You may just have found a winner! Currently available is a Commercially zoned property which is leased to an Exceptional Quality Medical Tenant until 2029, including yearly Lease rental escalations plus a potential to renew terms. In addition to a valued tenant, property has potential of escalating in value … yearly making it a Rare & Excellent Investment Opportunity! “Harbor Oaks Office Park” a one-story building was built in 2007 in Affluent Historic Safety Harbor nestled in a park-like setting and conveniently located in the heart of downtown just one block from Main Street. Lovely 1,202 square foot Remodeled Office Unit features its own private entrance, reception area, break room/kitchen area, 5 offices, spacious private handicap restroom, separate workroom, ample closets & storage, and high ceilings. All offices have windows making it light & bright. All of the windows include plantation shutters. Office unit includes 24-hour access, allowing you to come and go at your convenience. You also have your own security alarm system and new AC with private temperature control enabling you to set the temperature 24/7 to your liking, day or night. A convenient private parking lot is right at your front door in addition there is FREE additional complimentary city parking for 40-50 cars, one block away as well as street parking along 8th & 9th Avenue North. Harbor Oaks Office Park building has a newer roof, was recently painted plus is located in Flood Zone X with relatively low operating costs! This prime downtown location is surrounded by a vibrant area with many shops, excellent restaurants, Tampa Bay & Marina as well as the renowned Safety Harbor Resort & Spa. The property is easily accessible to all of Pinellas & Hillsborough counties and minutes away from Gulf To Bay Blvd., Courtney Campbell Causeway bridge, Clearwater / St Pete areas as well as Tampa & Pinellas County airports approximately 15 mins away. Property will not last long on the market! Showings are only scheduled with a prior & confirmed appointment, after patient office hours or on weekends.

801 2nd Street N Unit C, Safety Harbor

Homes for Sale in Safety Harbor, FL Between $400,000 to $450,000

All Safety Harbor, FL Homes for Sale Between $400,000 to $450,000

Joseph Sullivan Real Estate

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