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Waterfront Homes for Sale in Seminole, FL

Welcome to your dedicated resource for waterfront homes for sale in Seminole, FL. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As local Seminole, FL agents, Joseph Sullivan Real Estate specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the waterfront properties currently available below, or contact a local agent to discuss the details that matters most to your search.

All Waterfront Homes for Sale in Seminole, FL

$287,700
2 Beds 2 Baths Harbor Greens At Yacht Club Estates SubDv.
Welcome to Harbor Greens, a desirable active 55+ community, and discover Unit A-301—a beautifully updated third-floor end unit offering stunning views and 1,280 square feet of comfortable luxury living. From the moment you enter, you'll appreciate the attention to detail throughout. The entryway and kitchen feature elegant tile flooring, while rich hardwood floors extend through the dining and living areas. The thoughtfully redesigned chef’s kitchen maximizes every inch of space and showcases solid wood cabinetry, granite countertops, stainless steel appliances, a built-in oven, side-by-side refrigerator, and abundant storage. As a coveted end unit, this home offers additional natural light from a side window overlooking the park, along with approximately 80 extra square feet of living space. Both bathrooms have been tastefully renovated and feature modern walk-in showers. The spacious bedrooms offer upgraded carpeting for added comfort and warmth. Step through the sliding glass doors to your screened lanai with vinyl windows, where you can relax and enjoy peaceful views of the nature preserve behind the property.This home has been extensively updated throughout—please see the attached feature sheet for a complete list of improvements. The location is exceptional, with beaches, grocery stores, banks, restaurants, and churches just minutes away. Best of all, this home is being offered fully furnished, making it truly move-in ready for its new owners. Schedule your private showing today and experience all that Harbor Greens has to offer.

9450 Harbor Greens Way Unit 301, Seminole

$1,085,000
3 Beds 4 Baths SubDv.
Virtually Staged. One or more photo(s) was virtually staged. Welcome to refined WATERFRONT living in the GUARD-GATED Bayou Club, a premier GOLF and COUNTRY CLUB community in the heart of Pinellas County! This exceptional 3 bedroom/3.5 bath residence offers an ELEVATED LIFESTYLE defined by an expansive 2,695 square feet of living space with thoughtfully designed interiors and SOARING CEILINGS that seamlessly blends elegance and sophistication for both entertaining and everyday comfort. A dramatic two-story entry opens to soaring ceilings and ABUNDANT NATURAL LIGHT, and flows seamlessly to the formal dining room and family room which features a dramatic gas fireplace, lovely architectural details, and overlooks the screened lanai and POOL. The large eat-in kitchen includes GRANITE COUNTERS, generous storage, plenty of bar seating, stainless appliances, and adjoins a brightly lit breakfast nook with lovely French doors leading to a front paved patio. The thoughtfully designed layout offers a desirable GROUND-FLOOR GUEST BEDROOM with full bath-ideal for visiting family or multigenerational use. The living room features BUILT-INS and pool access and is a GREAT FLEX SPACE for a home office, media room, or POTENTIAL 4TH BEDROOM. This home has been thoughtfully maintained and UPDATED with FRESH FINISHES and NEW LUXURY VINYL FLOORING downstairs. Other recent updates include a NEW TILE ROOF (2024), new interior and exterior painting including kitchen cabinets (2025), new back patio and screening (2025), and replaced softener and filters (2025). The UNIQUE SPLIT STAIRS leading to the second floor showcases TWO SEPARATE OWNER'S RETREATS on opposite sides. The luxurious owner's retreat on the right serves as a VERY PRIVATE SANCTUARY featuring a spacious bedroom, spa-inspired bath, generous walk-in closet, and a private balcony—perfect for morning coffee or evening relaxation while enjoying sunset views. This room enjoys GORGEOUS ELEVATED 2ND FLOOR VIEWS of the pool and and small lake beyond with 77 feet of direct water frontage. The SECOND OWNER'S SUITE features a spacious bedroom with a convenient ensuite - a THIRD FULL BATH - a RARE FIND in Sago Point! Live the Florida lifestyle floating in the crystal clear, SPARKLING POOL while enjoying the scenic water views! The OVERSIZED, COVERED lanai provides plenty of space for outdoor living and dining with your family and friends. Additional highlights include an oversized two-car garage, generous room sizes throughout, abundant storage, an extra long driveway and being conveniently located just minutes from our famous Gulf beaches, Tampa International Airport, world-class shopping, dining, and cultural attractions. Bayou Club residents enjoy beautifully maintained surroundings, 24-HOUR GUARD SECURITY, championship GOLF, tennis, fitness, fine dining, and a vibrant COUNTRY CLUB LIFESTYLE (membership optional.) Experience the rare combination of quiet elegance, privacy, and resort-style living in one of Tampa Bay's most sought-after communities!

9985 Sago Point Drive, Seminole

$1,099,000
4 Beds 4 Baths Lake Seminole Park Trails SubDv.
Virtually Staged. Situated on a premium 1/3-acre lot within an exclusive subdivision, the spectacular, custom-built estate at 8335 Cheyenne Dr offers luxury waterfront living at its finest. This exceptional 4-bedroom, 3.5-bathroom home boasts a brand-new roof (2025) and an expansive design featuring a bright, open upper level with high ceilings, durable tile and laminate flooring, and an elegant formal dining room. Rich maple cabinetry and premium granite countertops anchor the gourmet kitchen—complete with a double built-in oven—and carry beautifully throughout the property, including into the massive, private primary suite which serves as a personal oasis with a spa-like Jacuzzi tub and separate glass shower. Downstairs, an incredible 2,700+ square foot lower level offers endless possibilities for a game room, home gym, or workshop alongside an oversized 3-car garage. Beyond the breathtaking views from the home, premier outdoor recreation is effortlessly accessible; an easy 5-minute walk brings you to the neighborhood pedestrian gate entering Lake Seminole Park, a 258-acre wildlife habitat featuring miles of paved and unpaved trails, a ballfield, a large playground, and a boat ramp for launching your kayak, jetski, or motorboat. Additionally, the scenic Seminole Waterfront Park is just a 3-mile drive away, offering another fantastic playground and a perfect spot to launch a kayak into Long Bayou.

8335 Cheyenne Drive, Seminole

$429,000
2 Beds 2 Baths Monterey At Lake Seminole Condo SubDv.
Experience Elevated Living in This Stunning Penthouse Corner Residence at Monterey at Lake Seminole. Discover refined living in this beautifully appointed penthouse corner condo, nestled within the exclusive, gated community of Monterey at Lake Seminole. Perfectly situated in the heart of Seminole—and just a short stroll to the vibrant Seminole City Center—this home offers the ideal blend of privacy, convenience, and resort-style comfort. Boasting 10-foot ceilings, elegant crown molding, and an expansive 2,040 sq. ft. layout, this residence lives more like a luxury home than a condo. Sunlight fills the open floor plan, while sweeping north-facing views of Lake Seminole create a serene backdrop throughout. The gourmet kitchen is designed for both style and function, featuring granite countertops, stainless steel appliances, abundant high-quality cabinetry, and a welcoming breakfast bar. A formal dining room is separate, and the extra-large living room is perfect for entertaining. Step through the patio doors to your screened-in balcony, complete with a storage room and tranquil lake views. The primary suite is a true retreat, offering an oversized walk-in closet and a spa-inspired en suite bathroom with a garden tub, walk-in shower, and dual granite vanities with updated sinks. The generous second bedroom also enjoys beautiful lake views, while the versatile office/den is ideal for working from home, a fitness space, or an additional guest room. The guest bathroom features a vanity with granite counters, newer light fixture and a tub/shower. Additional conveniences include an interior laundry room with custom cabinetry, a newer 2022 air conditioner, and a roof less than one year old. Your assigned parking space (B1) is ideally located near the building, with ample guest parking available. Monterey at Lake Seminole is a meticulously maintained, first-class community offering exceptional amenities: a large resort-style pool, fitness center, two outdoor grilling areas, and a peaceful dock overlooking Lake Seminole—perfect for relaxing or fishing. Monthly dues remain low and include water, sewer, trash, cable, internet and more. All of this is just 10 minutes from Florida’s world-class beaches and 30 minutes from Tampa International Airport. A rare opportunity to enjoy luxury, comfort, and convenience in one of Seminole’s most desirable communities—at an exceptional value.

7903 Seminole Boulevard Unit 2401, Seminole

$530,000
3 Beds 4 Baths Tara Cay Sound North SubDv.
Welcome to Tara Cay Sound North Village—this beautifully maintained WATERFRONT END-UNIT three-story townhome offers 2,174 heated square feet, a DOUBLE-WIDE DRIVEWAY, and a flexible layout with 3 bedrooms and 4 full bathrooms—ideal for multi-generational living, guests, or working from home. This is where waterfront living, space, and lifestyle come together in one of Seminole’s most sought-after communities. Just this week, manatees were seen playing in the canal as a roseate spoonbill soared overhead—your new everyday backdrop. Surrounded by mature trees and peaceful, tree-lined streets, the setting is both serene and inviting. Inside, the open-concept main living level features a well-appointed kitchen with a gas stove, updated cabinetry and countertops, and a dining bar, all flowing seamlessly into the spacious living and dining areas. A propane fireplace with built-ins adds warmth and character, while sliding glass doors lead to a screened balcony—perfect for enjoying coastal breezes and tranquil water views. The ground level offers a one-car garage with abundant storage, along with a large bonus room and full bathroom—ideal as a guest or in-law suite, game room, home gym, or office. Sliders open to a covered, screened patio just steps from the water and nearby community docks, which may be used for short-term docking (per HOA guidelines). Upstairs, the top floor features two private suites, both with vaulted ceilings and en suite bathrooms. The south-facing primary suite includes dual closets, a walk-in shower, and access to a private screened waterfront balcony. The north-facing suite offers a bonus flex space—perfect for an office, reading nook, or lounge. An additional bedroom and full bath are conveniently located on the main living level. Enjoy the best of Florida outdoor living with screened balconies on every level, plus access to community docks for kayaking, paddleboarding, and fishing. The heated community pool is just steps away. Notable Updates & Features (partial list): Hurricane windows (2023) New roof (2024) A/C (2022) Updated kitchen, faucets, toilets, and shower door Propane tank Crown molding Additional side concrete patio Plantation shutters Updated hinges and door handles Indoor laundry (upper level) Optional chair lift for added accessibility Tara Cay North Village is a pet-friendly, park-like waterfront community with lush green space and a low $417/month HOA, which includes the heated pool, water, sewer, trash, basic cable, and internet. Located just 2 miles to Indian Rocks Beach, and minutes to shopping, dining, and top-rated Seminole schools, with easy access to St. Pete, Clearwater, and Tampa International Airport. No flooding or storm damage in the North Village. This is your opportunity to own a spacious waterfront townhome offering comfort, flexibility, and the ultimate Florida lifestyle.

14837 Seminole Trail, Seminole

$509,900
2 Beds 2 Baths Tara Cay SubDv.
Private Dock + Boat Lift + Waterfront Villa Near the Gulf. One of the few units with both a large dock and a boat lift on the canal—and the only one currently available. From your dock, enjoy direct access to the Intracoastal Waterway and out to the Gulf, with easy boating routes via John’s Pass or Clearwater Beach. Step outside to your 200 sq. ft. main deck, where the real lifestyle begins. This one-of-a-kind unit boasts rare triple-tiered decking that leads directly to your private dock and 7,000 lb. boat lift, making it effortless to enjoy boating, fishing, or simply soaking in the waterfront views. Experience true Florida waterfront living in this beautifully designed 2-bedroom, 2-bath corner villa, tucked away on a private road, featuring an open floor plan, soaring ceilings, and inviting water views from the moment you step inside. The spacious kitchen flows seamlessly into the family room, offering plenty of flexibility to design your ideal living and entertaining space. Just beyond, the enclosed sunroom with tile flooring adds valuable bonus space, perfect for a den, office, or relaxing retreat. The primary suite offers a walk-in closet and an en suite bath, while the second bedroom and bath are perfectly positioned for guest comfort and privacy. Additional highlights include a new A/C system, inside laundry and a one-car garage with ample storage and attic access, giving you both convenience and functionality. Residents also enjoy access to a heated community pool and pickleball/tennis court, adding to the relaxed, active Florida lifestyle.

14617 Loridawn Drive Unit 8, Seminole

$399,900
3 Beds 3 Baths Clearwater Cove SubDv.
WATERFRONT * NEVER FLOODED * DEEDED BOAT SLIP * LOW HOA * MOVE-IN READY * PRIVATE END UNIT - This is the affordable Florida waterfront lifestyle buyers have been searching for. Nestled in the highly desirable Catalina Cove community, this beautifully maintained end-unit offers a remodeled 3 bedroom, 2.5 baths, 1839 heated square feet, stunning water views and sunsets with easy access to the Intercoastal and Gulf waters and beaches. NEVER FLOODED OR HAD WATER INTRUSION! Enjoy the PRIME LOCATION NEAR BEACHES and easy waterfront resort living with your own DEEDED BOAT SLIP. Sip coffee and cocktails while enjoying barbecues from your lanai overlooking the nice size backyard area and canal view while watching manatees, wildlife and amazing sunsets with your western exposure and coastal breezes. Ideal for paddle boarding, kayaking, jet skiing and a small boat up to 16 feet with DIRECT ACCESS TO THE INTERCOASTAL WATERWAY. Enjoy lighted tennis and pickleball courts or relax poolside in the well maintained sparkling heated pool. This is a pet friendly community which allows 2 pets. The open design concept makes a perfect space for cooking and entertaining family and friends. This home has a seamless indoor-outdoor flow with a cozy wood burning fireplace. Assigned covered parking is included and plenty of guest parking. LOW MONTHLY MAINTENANCE FEE OF ONLY $360! The maintenance fee covers the grounds, water, sewer, trash and amenities. AC 2015, Roof 2015. Water softener and reverse osmosis 2020. Prime address to live on waterfront, near beaches, outstanding dining, parks, shopping and more!

9342 Tradewinds Avenue, Seminole

$420,000
3 Beds 4 Baths Tara Cay Sound South Ii SubDv.
Think the perfect low maintenance WATERFRONT LIVING can’t be yours? THINK AGAIN! Old Florida charm and the perfect Florida waterfront lifestyle are YOURS in this spacious peaceful high and dry elevation (level 2) 3-floor town home with multiple water views and dock access located in the highly sought after city of Seminole. This is the perfect space to have your key lime pie…and eat it too! All the joys of living on the water and none of the stress! With TWO large living rooms on separate floors (with one being on the ground floor that can be easily converted to a 4th bedroom and has a full bathroom on this first floor), this home seems like two homes in one and works great for multi-generational families or company that comes frequently! The open concept second floor living space has a kitchen with beautiful custom solid wood cabinetry with crown molding, stone countertops, and a high end wood range hood combined with the beautiful designer dining room chandelier and spacious living room that leads out to your screened in balcony overlooking the tranquil water leading out into the bay. Upstairs on the third floor (which is handicap accessible) you will find that there are basically two primary suites with high cathedral ceilings! The primary with the waterfront view has not one, but TWO large walk-in closets, an en-suite bathroom, and a private screened-in balcony overlooking the sparkling water while the other also has its own en- suite bathroom, double built-in closets, and bonus space with built-in shelving and vaulted ceiling perfect for a home office or workout area! The third bedroom is located on the second floor and has a built-in closet with a large extra storage compartment inside. Downstairs to the first floor (handicap accessible) you will find a second living space and full bathroom! Perfect for guests, family, or just extra space to entertain. The sliding glass doors open to the gated back porch with views of the wildlife and water with a pathway leading out to the dock for fishing, hopping on your canoe, kayak, paddleboard, or just simply sitting, watching, and listening to nature in this protected tropical preserve. All sliding glass doors are equipped with electronic storm shutters for extra wind protection. This beautiful and peaceful community is both pet friendly and has a heated pool with lounge chairs and tables making being social a breeze and features plenty of guest parking. Updates include: Acorn electronic handicap chair lift for stair access to all three floors (removable), Hurricane grade garage door, hurricane shutters on all glass doors, New A/C (2025), New Roof (2025), High end Bosch dishwasher (2024), High-end chandelier, kayak rack in garage.

9936 Indian Key Trail Unit 22, Seminole

$3,195,000
5 Beds 8 Baths Bayou Club Estates Tr 2 Ph 2 SubDv.
With a staggering level of opulence and luxury - crafted to a degree rarely seen in Tampa Bay, this palatial 10,174 total sqft estate makes a statement like few others. From its Jerusalem Gold limestone floors and lavish mahogany woodworking, to its Venetian plaster walls and impeccable custom inlaid designer ceilings, everything about this masterpiece sets the standard for high-end elegance. Built by Windstar, one of the bay area’s premier luxury builders, the most discriminating buyer will recognize an astonishing level of quality and detail craftsmanship built into virtually every element of this home; more than $1M in sublime upgrades were made to this already brilliant residence. Distinguished cast stone exterior trimwork introduces a magnificent all cast stone entryway arch and arched copper double doors. Step inside to the majestic 29ft-high foyer with dazzling wrap around flying staircase, and take in endless extravagance and splendor. The stately sitting room, with towering cast stone gas fireplace, features soaring 24ft-high window views of the pool deck and Bayou Club Golf Course. The executive office, richly adorned in mahogany with numerous custom built-ins, is a CEO-caliber decision-making space. Plush formal dining is complemented by a sumptuous gourmet chef’s kitchen with extensive custom designer cabinetry, stone counters/backsplash areas, Subzero refrigeration, Wolf gas cooking, a huge island bar/serving center, pass through serving stations, warming draw and much more. The grand living room, a central gathering and living area, boasts pocketing sliding glass corner doors – creating the ultimate indoor-outdoor living experience. Step into the luxuriant full-size game room with adjacent theater room. Game room enjoys a resplendent drybar with full size Subzero beverage chiller and pocketing sliding glass doors that open to the pool deck and outdoor kitchen. Not to be outdone, the superb theater room seats 10 in ultra-rich comfort. Upstairs, discover an extraordinary owner’s suite with ornate hallway entry, impressive custom built-ins, morning bar, grand sitting area and a massive, private 42ft-wide 600sqft covered balcony with commanding panoramic views of the golf course. Separate his and her full luxury baths are spacious (each with large walk-in luxe closet systems), are masterfully-finished in marble/stonework, and are joined by a stunning all marble double-sided walk-in glass shower enclosure. All bedrooms are large and exceptional in their finishes, and all baths are graceful in their appointments. Step out back to the striking freeform, zero-entry Pebbletec pool/spa and posh pool deck. Splendid 950sqft covered outdoor entertainment deck, offering three distinct dining/seating/lounging areas, supports a fine built-in outdoor kitchen and gas cooking center. You’ll appreciate the dedicated pool bath, deluxe elevator, tankless hot water heating and long list of custom amenities. With eye-catching arched hallways, cast stone columns, spectacular window treatments, and artisan quality woodworking/built-ins – nothing is left to want in this peerless home. Impossible to duplicate anywhere near this price. An uncompromising, definitive luxury golf course estate!

9209 Silverthorn Road, Seminole

$1,799,900
5 Beds 5 Baths Bayou Club Estates Tr 2 Ph 3 SubDv.
Modern Tuscan revival architecture and thoughtful innovation converge in this exceptional Mediterranean style Luxury custom-built Two story residence in Bayou Club Estates, where openness, comfort, and quiet sophistication define every space. Meticulously designed and exquisitely finished, the home reveals superior craftsmanship from the moment you step inside. At its heart is a sun-filled, two-story living area framed by a dramatic wall of windows, Tuscan style columns all overlooking the paver terrace and resort-style pool, custom built in 2022. The expansive outdoor environment is designed for effortless enjoyment: a sweeping paver deck ideal for entertaining, a shimmering, new-generation pool that invites relaxation, a putting green and a full-size built-in gas fire pit that sets the tone for memorable evenings under the stars. Just off the entry, an inviting dining room, enhanced by a custom built-in buffet, flows seamlessly into the living area. Adjoining the kitchen is a casual dining space ideal for everyday meals form a true culinary hub, featuring chef-grade appliances, custom cabinetry, a large center island, and quartz countertops. Adjacent to the kitchen is a spacious utility room offering abundant cabinetry, a full-size washer and dryer, and generous storage. This highly functional workspace transitions naturally into an inviting family room anchored by a gas fireplace with custom built-ins & huge mantle with a striking architectural window flooding the room with light, creating the perfect setting for both intimate meals and lively gatherings. The light-filled family room offers a year-round retreat with serene views of the gardens and pool. A split bedroom layout ensures privacy for all. The main level includes a spacious home office, a secondary ensuite bedroom, and a generous flex room—currently used as an exercise studio—with an adjacent full pool bath. Upstairs, the primary suite serves as a calming sanctuary, offering generous proportions, a spa-inspired ambiance, an expansive double walk-in closet and a private second story terrace overlooking the private backyard. A landing between the upper-level bedrooms provides a striking overlook to the lower level and opens to a private terrace with views of the front green space. Two additional bedrooms, connected by a Jack-and-Jill bath, and a dedicated study with integrated shelving complete the upper floor. Set on a large waterfront lot, the backyard is an oasis for everyday living and weekend recreation. A private dock allows for small-craft access to a peaceful waterway that meanders toward the Bay and the Gulf. The fully usable green space offers ample room to play, ideal for both pets and children. Practical luxuries and value added improvements include a new concrete, barrel tile roof, an oversized, split four-car garage, newer kitchen & baths and exceptional storage throughout. Perfectly positioned in the heart of the Largo/Seminole area, the Bayou Club community is comprised of 400 homes on just over 400 acres boasting that “Old Florida” feel and a Tom Fazio designed Golf Course offering an optional membership. This premier Country Club features 24 hour gated security and full-time security guard. Elegant, functional, and beautifully private, this home embodies the quintessential Bayou Club lifestyle!

8871 Silverthorn Road, Seminole

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