Homes for Sale Between $400,000 to $450,000 in Lutz, FL

3 Beds ⋅ 2 Baths ⋅ Livingston Unit Ii B SubDv.

TEAR UP THE HONEY-DO LIST! LUTZ BLOCK HOME: NEW METAL ROOF + NEW HVAC. TEAR UP THE HONEY-DO LIST!! Every major system has been replaced, so all that's left is to move in. This pristine 3-bedroom, 2-bath, 2-car garage concrete block home sits on a 0.19-acre lot in Lutz's established Livingston neighborhood, with NO HOA and NO CDD. TOTAL PEACE OF MIND: NEW Metal Roof (2026), NEW HVAC (2026), NEW Water Heater, and fresh paint inside and out (2026). The kitchen was recently remodeled (2025) with granite counters and new appliances, both baths are fully renovated, and the flooring has been replaced within the last two years. Light the fireplace on a cool evening or take your coffee out to the screened back porch. THE LIFESTYLE: You are about three-quarters of a mile from Maniscalco K-8 School and about three miles from Liberty Middle and Freedom High. Publix and a Walmart Supercenter are each about two miles away. AdventHealth Tampa and St. Joseph's Hospital-North are within five miles, USF is close by, and I-275 at Bearss Avenue is about two and a half miles from your driveway, with I-75 just beyond. Lake Park and the Lutz Public Library are a short drive. FEMA Flood Zone X. Skip the repairs and start enjoying your new home. Schedule your private tour today!

17531 Brandywine Drive, Lutz

$449,900

3 Beds ⋅ 2 Baths ⋅ Walkers Ranch Estates SubDv.

Virtually Staged. Step right up to this Lutz gem—a 3-bedroom, 2-bath wonder with over 2,356 square feet of total living space to stretch, dance, or stage elaborate pillow forts. Cozy up to the wood-burning fireplace, dive into the in-ground pool (just squint if the makeover isn’t done yet), and enjoy hurricane shutters that laugh in the face of storms. The backyard’s privacy fence keeps nosy neighbors at bay, while the pool safety fence protects your cannonball ambitions. Sitting on a quarter-acre corner lot, it boasts a parking pad big enough for your RV, boat, or maybe a 727 Boeing. Upgrades: Newer kitchen, roof and A/C, double pane windows, tankless water heater, owned water conditioning setup, and a Ring doorbell to catch all your Amazon deliveries. All this, just minutes from I-275—because even dream homes need quick escapes!

17001 Melba Lane, Lutz

$410,000

4 Beds ⋅ 3 Baths ⋅ Long Lake Ranch Village 6 SubDv.

FORMER BUILDERS MODEL!!! Welcome to this beautifully appointed 4-bedroom, 3-bathroom 2 car garage townhome offering 2,098 square feet of living space in the desirable Long Lake Ranch community. Built in 2016 as the community's former builder model, this Craftsman-style home was thoughtfully appointed with premium finishes, custom touches, and carefully selected upgrades that continue to distinguish it from standard homes in the neighborhood. It features an open floor plan with wood-look porcelain tile, crown molding, decorative wall accents, and an upgraded kitchen complete with stainless steel appliances, gray granite countertops, and 42-inch painted cabinetry. The spacious primary suite provides a relaxing retreat with decorative accent walls and a spa-inspired ensuite bathroom featuring painted cabinetry, a glass-enclosed walk-in shower, and a separate garden tub. With four bedrooms, three full bathrooms, and a two-car attached garage, this home is thoughtfully designed to accommodate a variety of lifestyles, offering ample space for family living, guest accommodations, remote work, or hobbies. A beautiful lake view adds to the home's appeal, creating a peaceful and picturesque backdrop that can be enjoyed from many of the living areas and contributes to a serene atmosphere for everyday living. Enjoy the lifestyle that Long Lake Ranch has to offer, with resort-style amenities including two community pools, tennis and pickleball courts, basketball, playgrounds, a dog park, walking trails, and access to the community lake and boat dock. Conveniently located in Lutz near the Veterans Expressway with quick access to downtown Tampa, shopping, dining, and highly sought-after area schools, this townhome combines comfortable Florida living with an amenity-rich community setting. Do not miss this opportunity! Make this your Home by 12/31/2026 and you can take advantage of the potential increased Homestead Exemption being voted on in November.

2117 Lake Waters Place, Lutz

$415,000

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.

Lakefront living in Lutz, with room to make it entirely yours! This 3 bedroom, 2 bathroom home at 18810 Geraci Rd sits right on the water, and part of the back porch actually extends out over the lake. Inside, the home is ready for a complete update, a true blank canvas for the buyer who wants to choose every finish, from the flooring to the kitchen to the bathrooms and bedrooms, and put their own touches on every room. Outside you find the real showstopper: morning coffee and quiet evenings on a porch that hangs over the water, with a lake view you simply cannot add to a home later. A brand new roof installed in August 2026 and a 2-car garage complete the package. Bring your vision and see it in person. Appraisal completed on AS IS condition of home prior to new roof being placed on home. Please review that prior to submitting offers. Ask about preferred lender incentives! Buyers may qualify for rate buy down options, including 1-0 buyer down, to help lower payments.

18810 Geraci Road, Lutz

$415,000

3 Beds ⋅ 2 Baths ⋅ Oak Grove Ph 5a 6a&6b SubDv.

Welcome to 24321 Denali Ct, a spacious 3 bedroom, 2 bathroom home with a 2 car garage tucked away on a quiet cul-de-sac in the Oak Grove community. With peaceful wooded views and no direct rear neighbors, this home offers a private setting while being just minutes away from great shopping, dining, entertainment, and everyday conveniences. From the moment you step inside, you’ll appreciate the high ceilings, natural light and open feel throughout. The split floor plan provides added privacy between the primary suite and secondary bedrooms, while the large living and dining area offers plenty of room for both everyday living and entertaining. Tucked away on its own side of the home, the spacious primary suite features a large walk-in closet and private en suite bathroom featuring dual sinks and a large soaking tub. The home also includes two additional bedrooms and a full bathroom, offering flexibility for family, guests, or a home office. The spacious, open kitchen offers plenty of cabinet and counter space along with a built-in dining nook and convenient built-in desk area. Just off the living room, sliding glass doors lead to the large, fully enclosed lanai overlooking the peaceful wooded area behind the home. With no direct rear neighbors, it’s a quiet space to relax and enjoy the view. A NEW ROOF IN 2025 and fresh interior paint throughout are added highlights, while the home itself offers plenty of opportunity to personalize the space and make it your own. Located just off State Road 54 between Lutz and Land O’ Lakes, Oak Grove offers easy access to I-275 and I-75, along with nearby shopping, dining, and entertainment. Schedule your private showing today!

24132 Denali Court, Lutz

$415,000

3 Beds ⋅ 3 Baths ⋅ Parkview At Long Lake Ranch SubDv.

Virtually Staged. Welcome to this beautifully maintained 2,230-square-foot townhome in the gated community of Parkview at Long Lake Ranch. This spacious residence offers 3 bedrooms, 2.5 bathrooms, a large loft, and a two-car garage. Each bedroom features a walk-in closet, providing exceptional storage throughout. The freshly painted interior and open-concept living area make this home perfect for entertaining. The gorgeous kitchen features a large center island and an oversized walk-in pantry. Enjoy your morning coffee while overlooking the beautiful pond from your private screened-in lanai. Hurricane shutters provide added protection and peace of mind. Community amenities include beautifully maintained grounds, a resort-style pool, scenic walking trails, parks, and a playground. Conveniently located near shopping, dining, the Veterans Expressway, and easy access to Tampa. This home is truly move-in ready and waiting for its new owners!

19260 Blue Pond, Lutz

$425,000

3 Beds ⋅ 3 Baths ⋅ Reflections Ph 1 SubDv.

WAKE UP TO PEACEFUL POND AND CONSERVATION VIEWS in this charming 3-bedroom, 2.5-bath home in the Reflections community! The wrap-around porch is the perfect place to enjoy morning coffee, colorful sunsets, and the natural surroundings. Inside, you’ll find a bright, open living and dining area, a spacious kitchen with stainless steel appliances and a new triple osmosis drinking water system, plus a private office with French doors. Upstairs, the primary suite features beautiful water and conservation views, with two additional bedrooms and a full bath nearby. A rear-entry two-car garage is accessed from the back of the home. Set within the established Reflections community of Lutz, this home offers a peaceful setting surrounded by mature landscaping, scenic ponds and conservation areas all maintained by the HOA. Reflections features tree-lined streets, sidewalks, a community pool and playground, creating an inviting neighborhood atmosphere with plenty of opportunities to enjoy the outdoors. Conveniently located in highly coveted school zone and has easy access to the Veterans Expressway, shopping, dining, medical facilities and the greater Tampa Bay area. Scenic views, low-maintenance living, and a convenient Tampa Bay location make this home one you’ll want to see. Schedule your private showing today and experience the peaceful setting and lifestyle of Reflections! ***Age of A/C - 10yrs, Age of Roof - 2.5yrs

5014 Bridgeway Lane, Lutz

$449,900

3 Beds ⋅ 2 Baths ⋅ Coopers Pond SubDv.

Welcome Home to Comfort, Style & Florida Living Step inside this beautifully maintained home where comfort, functionality, and effortless Florida living come together. This beautiful home is 3 bedrooms 2 bathrooms, 2 car garage and 1,997 square feet. The spacious open-concept design features soaring ceilings, abundant natural light, and stylish finishes throughout, creating an inviting atmosphere for both everyday living and entertaining. The heart of the home is the generously sized kitchen, featuring white cabinetry, granite countertops, stainless-steel appliances, a large center island with seating, and plenty of workspace for the home chef. The kitchen flows seamlessly into the dining and living areas, making gatherings easy and enjoyable. The spacious living room offers a cozy fireplace and views toward the large, enclosed Florida room, creating an ideal extension of the living space. Whether you're enjoying morning coffee, hosting friends, or relaxing at the end of the day, the Florida Room provides a wonderful year-round Florida retreat overlooking the private, fully fenced backyard with a beautiful paver patio that adds another extension to this already well-rounded home. The primary suite offers a peaceful escape with a spacious layout, beautifully laid herringbone tile that gives the room a custom feel and an ensuite bath featuring dual vanity, a soaking tub, and a separate walk-in shower and a large walk-in closet. Additional bedrooms provide flexibility for family, guests, a home office, or hobbies. Additional highlights include beautiful luxury-style plank flooring throughout the home, updated lighting, abundant storage, a dedicated office/workspace that has beautiful tile details and solid wood countertop, built in cabinets, and shelving, great for additional space and just another extension of this home that provides more options and maximizes space, all while not sacrificing style and detail. The home combines practical living spaces with a warm, comfortable aesthetic that makes it truly move-in ready. HOA is only $150 a year, giving this home yet another check in the approved box that makes this an outstanding purchase. Also, it is not located in a flood zone, keeping you high and dry! A wonderful opportunity for buyers looking for a spacious home, indoor-outdoor living, and a floor plan designed for both entertaining and everyday comfort. Schedule your private showing today!

2244 Groveland Drive, Lutz

$410,985

4 Beds ⋅ 2 Baths ⋅ Oak Grove Ph 01b SubDv.

Virtually Staged. Welcome to Oak Grove – Immaculate One-Owner Home on a Premium Conservation Homesite! Pride of ownership is evident throughout this exceptionally maintained one-owner 4-bedroom, 2-bathroom, 2-car garage home offering 1,691 square feet of living space with durable concrete block construction. Ideally situated on a peaceful conservation homesite near a quiet cul-de-sac in the highly sought-after Oak Grove community of Lutz, Pasco County, this move-in-ready home offers the perfect combination of comfort, quality, and location. Freshly painted inside and out, this beautiful home welcomes you with excellent curb appeal, soaring volume ceilings, abundant natural light, and an open, split-bedroom floor plan designed for both everyday living and entertaining. The spacious primary suite features a private en-suite bathroom, while the fully tiled second bathroom includes a walk-in shower for added convenience and style. The heart of the home is the spacious kitchen featuring an updated stainless-steel refrigerator, natural gas range, ample cabinetry, and a breakfast area overlooking the living spaces—perfect for hosting family and friends. Newer luxury plank vinyl flooring throughout the main living areas adds warmth, beauty, and easy maintenance. Enjoy seamless indoor-outdoor living through the oversized sliding glass doors that open to a screened lanai, overlooking a large backyard with peaceful conservation views. With plenty of room to add your dream swimming pool, this backyard offers endless possibilities for outdoor entertaining and relaxation. This home has been thoughtfully updated with major improvements, including: Roof replaced in 2018 16-SEER Trane air conditioning system (2017) with UV air purification lighting Water heater replaced in 2025 Bedroom windows updated Hurricane-rated garage door Luxury plank vinyl flooring throughout the main living areas Fresh interior and exterior paint The home's natural gas service powers the range, water heater, and high-efficiency HVAC system, providing energy efficiency and lower operating costs. Oak Grove remains one of the area's most desirable communities thanks to its affordability and convenient location. Enjoy the benefits of NO CDD fees, a low HOA fee of only $250/year, and the added peace of mind of being located outside of a flood zone, helping reduce ongoing ownership expenses. Families will appreciate the home's location within the highly regarded Pasco County School District, offering access to quality schools nearby. The community is conveniently located just minutes from State Road 54, Interstate 75, Tampa Premium Outlets, The Shops at Wiregrass, KRATE at The Grove, AdventHealth Wesley Chapel, BayCare Hospital, restaurants, parks, grocery stores, and countless shopping and entertainment destinations. Whether you're searching for your first home, room for a growing family, or a meticulously maintained property with significant upgrades, this exceptional Oak Grove residence offers outstanding value. From its premium conservation homesite and spacious backyard to its extensive updates, low ownership costs, and unbeatable location, this home truly has it all. Don't miss this rare opportunity to own a beautifully maintained one-owner home in one of Lutz's most desirable communities. Schedule your private showing today!

24331 Crosscut Road, Lutz

$413,000

4 Beds ⋅ 3 Baths ⋅ Oak Grove Ph 4a SubDv.

Welcome home to this beautifully maintained 4-bedroom, 2.5-bath residence situated on a spacious, fully fenced corner lot in the desirable Oak Grove community. Step inside to discover a bright, open floor plan featuring soaring ceilings, elegant crown molding, and decorative wall trim that add timeless character throughout. The well-appointed kitchen offers abundant cabinet and counter space, a breakfast bar, gas range, and pantry, all overlooking the main living area—perfect for everyday living and entertaining. Engineered hardwood and tile flooring throughout mean no carpet, providing a clean and low-maintenance living environment. The spacious primary suite is a relaxing retreat featuring dual vanities, a garden soaking tub, a separate walk-in shower, and a generous walk-in closet. Three additional bedrooms and a full bath provide plenty of space for family, guests, or a home office. Enjoy Florida living year-round from the screened lanai overlooking the private backyard, with ample room for pets, play, or future outdoor improvements. A separate laundry room offers additional storage and convenience. Ideally located just minutes from shopping, dining, schools, The Shops at Wiregrass, Tampa Premium Outlets, I-75, and major commuter routes, this home offers the perfect combination of comfort, style, and convenience. Don’t miss the opportunity to make this Oak Grove gem your own!

24519 Breezy Oak Court, Lutz

$425,000

4 Beds ⋅ 2 Baths ⋅ Lake Heron Ph 06a 06b 07 SubDv.

Welcome to 1821 Lake Heron Dr., a truly one-of-a-kind waterfront townhome in Lutz, originally built as the developer's personal residence and unlike any other unit in Lake Heron. Nestled among mature oaks on a quiet street at the back of the community, this end-unit villa offers panoramic lake views and over $82,000 in upgrades since 2024-2026: fully remodeled 2.5 baths ($13,400), new hurricane-rated windows and doors with transferable warranty ($30,642), porcelain tile downstairs ($11,400) and new carpet upstairs ($4,200), interior paint ($6,700), 5/4 baseboard moulding ($2,200), LED lighting and fans ($1,600), Culligan water softener and reverse osmosis ($4,598), epoxy garage floor ($2,350) with storage cabinets, and a new driveway ($5,200). The largest home in the community at over 2,200 sq ft, this 4-bed, 2.5-bath home features vaulted ceilings and lake views from every bedroom. The primary suite offers dual walk-in closets and a spa-like bath with dual sinks, dual showerheads, built-in bench, and transom window. Central vacuum and a two-car garage add everyday convenience. Unwind on the screened porch with private dock access for boating, fishing, or sunsets. Maintenance-free Lake Heron offers a clubhouse, pool, spa, tennis and pickleball courts, brick walking paths, and a waterfront gazebo, with low HOA, no CDD, and no flood insurance required (X zone). AC 2016, roof 2014. Minutes to shopping, dining, and major highways. Schedule your private showing today.

1821 Lake Heron Drive, Lutz

$449,900

4 Beds ⋅ 2 Baths ⋅ Villarosa K SubDv.

Welcome home to this beautifully maintained 4-bedroom, 2-bath residence offering a functional split-bedroom floor plan designed for both comfort and privacy. Filled with abundant natural light, the spacious layout features both a formal living room and a separate family room, providing plenty of space for entertaining, relaxing, or creating a home office or play area. The updated bathrooms add a fresh, modern touch, while the two-car garage offers ample storage and convenience. Step outside to a generously sized backyard with plenty of room for pets, play, gardening, or simply enjoying Florida's beautiful weather. Conveniently located near shopping, dining, schools, and major roadways, this move-in-ready home offers the perfect combination of space, comfort, and everyday functionality. Schedule your private showing today!

19520 Morden Blush Drive, Lutz

Homes for Sale in Lutz, FL Between $400,000 to $450,000

All Lutz, FL Homes for Sale Between $400,000 to $450,000

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