Waterfront Homes for Sale in Lutz, FL

LAKE KEEN LAKEFRONT LOT — your own slice of lake life! Whether you want to ski, fish, or just chill and take in the view, this spot has you covered. It’s literally the last vacant lot on Lakeshore Drive, so you can design the lake home you’ve been dreaming about right here in Lutz. You’re close to shopping and everything you need, but the lot itself feels tucked away and peaceful at the back of the neighborhood. Perfect for hosting, because once your friends see the lake, they’ll never want to leave. Every day feels like a quiet, serene escape from the chaos. No CDD, no HOA, and yes — the lot can be financed. You’re on a 30-acre ski lake with no flood insurance required. Keene Lake is all about fun on the water, and you can launch right from your backyard. Largemouth bass? They’re basically waiting for you. Great location too — close to USF, hospitals, and about 25 minutes to Tampa International Airport. Less than 45 minutes to Beautiful Beaches!!!

18703.5 Lakeshore Dr, Lutz

$399,900

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.

Virtually Staged. Welcome to this serene lakefront home on Wilson Circle in desirable Lutz. Enjoy an optional HOA with no CDD fees and the coveted Steinbrenner High School district. Just minutes to Dale Mabry Highway, this peaceful setting feels worlds away from city life while offering unbeatable convenience. The home features a flexible floorplan ready for your personal touches and modifications. The updated kitchen offers solid wood cabinets and granite countertops. The primary suite is handicap accessible with a spacious walk-in closet and ensuite bath. Two additional bedrooms share a full bath. Oversized attached 2 car garage has additional room for storage. The large family room opens to a fenced backyard with beautiful views of Lake Wilson. Relax on the screened patio while enjoying nature and lake views. Recent updates include a 2018 roof replacement. The property is served by well and septic systems. Bring your toys — there are no restrictions here. Experience lakefront living with top-rated schools, welcoming neighbors, and optional community activities. You can update a home, but you can’t change its exceptional location.

2801 Wilson Circle, Lutz

$850,000

4 Beds ⋅ 4 Baths ⋅ Unplatted SubDv.

Stunning Lakefront Estate on Approx. ¾ Acre – 4 Bedrooms, 4 Full Baths + Study + Loft, Pool, Gated & Fenced. Experience serene lakefront living in this beautifully upgraded 4 Bedroom, 4 Bath home featuring a private study, loft, and an oversized 3-car garage. Located behind an electronic gate and surrounded by a fully fenced homesite, this property offers exceptional privacy and breathtaking views of the lake, pool, and mature trees. Inside, the home has showcases high-quality luxury vinyl flooring throughout both levels. Newer water softner, HVAC, and kitchen appliances. Doors lead to the pool and the expansive second-story balcony, enhancing indoor-outdoor living. The owner’s retreat, located on the first floor, is truly luxurious—featuring 9-ft tray ceilings, double walk-in closets, direct pool access, and a double gas-burning fireplace. The spa-inspired en-suite bath includes new seamless glass showers, dual vanities, and abundant natural light. The gourmet kitchen is a chef’s delight with propane cooking, granite countertops, solid wood 42" cabinetry, and a cozy eat-in breakfast area. The great room impresses with its two-story ceilings, expansive windows, and sliders that frame the picturesque lake and pool views. Upstairs, you’ll find 3 additional bedrooms, 2 full baths, and a versatile loft. One bedroom and the loft open through brand new sliders to an oversized balcony—perfect for enjoying sunsets over the water. The pool area is paved, open, and ideal for entertaining, with plenty of space for an outdoor kitchen. A newly added gazebo provides a peaceful spot to relax and enjoy the tranquil surroundings. With over 3,000 square feet of elegant living space on approx. ¾ acre, this home blends luxury, comfort, and privacy. Conveniently located near Tampa, top-rated schools, restaurants, shopping, hospitals, and major roadways, this lakefront estate offers the best of Florida living.

793 Duque Road, Lutz

$995,000

5 Beds ⋅ 3 Baths ⋅ Brant Shores SubDv.

Peaceful LAKEFRONT living, exceptional space, and true PRIDE OF OWNERSHIP come together at 708 Warren Road in Lutz. With its spacious layout, peaceful lakefront setting, oversized lot, no HOA, desirable school zoning, and long list of updates, this home offers a rare combination of comfort, flexibility, and Florida lakefront living in one of Lutz’s most convenient locations. Set within a LUXURY lakefront NEIGHBORHOOD with NO HOA, this home offers the rare freedom to enjoy your home without monthly HOA dues or restrictive community rules. Situated on an oversized lakefront lot with room to potentially add a pool/outdoor kitchen/gazebo, this well-maintained custom-built 5-bedroom, 3-bath... plus BONUS ROOM... home offers 3,889 square feet of living space and a highly desirable, hard-to-find floorplan featuring TWO PRIMARY SUITES—one downstairs and one upstairs. This rare layout creates exceptional flexibility for multi-generational living, extended guest stays, added privacy, or simply choosing the retreat that best fits your lifestyle. Because the lake is not a ski lake, it offers a quieter, more peaceful setting where trolling motors are permitted and calm water views can be enjoyed every day. Inside, the home is warm, spacious, and inviting, with beautiful engineered hardwood and tile flooring downstairs, updated carpeting upstairs, plantation shutters throughout, a wood-burning fireplace and a wet bar in the living room. The kitchen features granite countertops, stainless steel appliances, and an easy connection to the surrounding living spaces. The main-floor primary suite is a standout, offering comfort, convenience, and impressive storage. The 9-by-15-foot walk-in closet features floor-to-ceiling custom built-ins, while the en suite bath includes an oversized dual vanity, garden tub, walk-in shower with rain head, and beautiful stone finishes throughout. Upstairs, the second primary suite offers its own private retreat with a newer balcony overlooking the property and lake. Together, these two suites create a level of function and flexibility rarely found in a home of this size and setting. Thoughtful updates and consistent maintenance add even more confidence, including newer impact windows, newer French doors, a metal roof that the manufacturer stated is a 60-year roof and is currently only approximately 20 years old, a recently passed 4-point inspection, regularly maintained HVAC system, and a Generac generator that is serviced at least annually and supported by a buried gas supply tank. Additional features include well water with a whole-house water treatment system, a septic system that was recently inspected and a replaced lift station, and oversized circular driveway. Practical everyday features add even more function, including an oversized laundry room and an interior storage room. The south Lutz location offers the best of everything: a peaceful lakefront setting with easy access to Downtown Tampa, Carrollwood, Northdale, Dale Mabry, Van Dyke, shopping, restaurants, grocery stores, fitness centers, medical facilities, and everyday conveniences. The home is also districted for top-rated Steinbrenner High School! Photos featuring pools are virtually staged for visualization purposes only and are not intended to represent that the specific pool design shown is available, permitted, or guaranteed to be built on the property. Buyers should verify pool feasibility with the local municipality and a qualified pool contractor.

708 Warren Road, Lutz

$759,000

5 Beds ⋅ 3 Baths ⋅ Long Lake Ranch Village 2 Prcl A-1, A SubDv.

Virtually Staged. Why settle for an ordinary backyard when you can wake up to breathtaking lake views every day? Welcome to this exceptional waterfront home in the highly desirable Long Lake Ranch, where comfort, style, and unforgettable sunsets come together. Situated on one of the community's largest lakes, this beautifully updated home features 5 bedrooms, 3 full bathrooms, a spacious bonus room, and a 2-car garage. From the moment you step inside, you'll be captivated by stunning water views, abundant natural light, soaring ceilings, elegant finishes, and an open floor plan designed for both everyday living and entertaining. The chef's kitchen features 42-inch cabinets, granite countertops, stainless steel appliances, double wall ovens, a GE cooktop, a brand-new designer range hood, a spacious breakfast bar, a convenient butler's pantry, and a large walk-in pantry with exceptional storage. A first-floor bedroom and full bath offer the perfect space for guests, multigenerational living, or a home office. Upstairs, the luxurious owner's suite showcases spectacular lake views, a sitting area, oversized custom walk-in closets, and a spa-inspired bath with dual vanities, a soaking tub, and a separate shower. Three additional bedrooms and a large bonus room provide endless flexibility. Step outside to your covered lanai and brand-new oversized concrete patio, the perfect place for entertaining, family gatherings, or simply relaxing while enjoying peaceful waterfront views. Major recent upgrades include brand-new luxury wood flooring throughout, a new roof (March 2025), a designer kitchen hood, plantation shutters, Cat 6 wiring, 5.1 surround sound pre-wire, recessed lighting, and structured wiring with the Guardian System, making this home truly move-in ready. Long Lake Ranch offers a resort-style pool, fishing dock, 1.5-mile lakeside walking trail, playground, tennis and basketball courts, all conveniently located near the Veterans Expressway, Tampa International Airport, shopping, dining, and top-rated schools. Homes with this combination of waterfront views, thoughtful upgrades, and move-in-ready condition rarely become available. Schedule your private showing today!

1806 Nature View Drive, Lutz

$1,095,000

5 Beds ⋅ 4 Baths ⋅ Orange Blossom Creek Ph 1 SubDv.

Welcome to 5303 Clouds Peak Drive—a rare opportunity to own an exceptional lakefront residence tucked away on one of the community's most coveted premium cul-de-sac lots. Located within a private gated community and zoned for highly acclaimed Steinbrenner High School, this beautifully maintained home offers the perfect combination of timeless elegance, thoughtful updates, and breathtaking water views that become part of everyday life. From the moment you arrive, the widened driveway, oversized three-car garage with an additional two feet of depth, lush landscaping, and inviting travertine front porch create an unforgettable first impression. Inside, an expansive, thoughtfully designed floor plan offers generous living spaces that effortlessly balance everyday comfort with elegant entertaining. A dedicated office provides the ideal work-from-home space, while the upstairs bonus room with its own full bathroom offers incredible flexibility as a guest suite, media room, game room, or private bedroom. Attention to detail is evident throughout, with extensive crown molding, plantation shutters, custom built-in cabinetry surrounding the fireplace, abundant natural light, and quality finishes that create a warm, refined atmosphere. The heart of the home is the spacious kitchen, featuring granite countertops, a large center island, double ovens, an oversized sink with an upgraded faucet, abundant cabinetry, and seamless flow into the main living areas—all while overlooking the sparkling pool and tranquil lake beyond. The outdoor living space is truly where this home distinguishes itself. The screened lanai showcases an expansive travertine patio surrounding the saltwater pool (solar heated), updated pool lighting, beautifully maintained landscaping, garden beds, and a fully equipped outdoor kitchen featuring a built-in Dynasty propane grill and refrigerator. Whether hosting family gatherings, celebrating special occasions, or simply enjoying a quiet evening outdoors, this backyard was designed to be enjoyed year-round. The primary suite offers its own private escape, perfectly positioned to capture the same incredible lake and pool views that define the home's outdoor living experience. Waking up to peaceful water views each morning is a luxury few homes can offer. Beyond its beauty, this home provides tremendous peace of mind with extensive improvements already completed, including a 2021 roof, 2022 HVAC system, renovated bathrooms, new screen enclosure, updated pool pump, solar pool heater, travertine finishes, and numerous additional enhancements throughout—allowing the next owner to simply move in and enjoy. Premium lake view homes within gated communities are always in demand, but finding one that also offers a cul-de-sac location, exceptional outdoor living, an incredibly functional floor plan, and coveted Steinbrenner High School zoning is exceptionally rare. 5303 Clouds Peak Drive is more than a beautiful home—it's an opportunity to own one of the finest settings in the neighborhood and enjoy the Florida lifestyle exactly as it was meant to be lived.

5303 Clouds Peak Drive, Lutz

$519,000

4 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.

Wake up to coffee—or wind down with wine—on your covered back porch overlooking beautiful South Crystal Lake. Watch the morning mist drift across the water, enjoy Florida's signature afternoon summer storms, and end each day with breathtaking pink sky sunsets. Fully remodeled in 2023, this 4-bedroom, 2-bath home sits on a nearly half-acre lot with 89 feet of lake frontage on the 19-acre Crystal Lake. Expansive French doors fill the great room with natural light while framing peaceful water views. The beautifully designed kitchen is perfect for large gatherings and features newer custom cabinetry, quartz countertops, an oversized island, and stainless steel appliances. The spacious primary suite offers a spa-inspired ensuite with a dual-sink vanity and walk-in shower. Major updates include a newer roof (2023), electrical panel, well pump, whole-house water system, double-pane windows, plumbing, electrical (2023), and water heater (2019), providing peace of mind for years to come. Launch your boat from your own backyard, cast a line from the shoreline, or create the custom dock you've always envisioned beneath the shade of mature live oaks and cypress trees. Conveniently located just off US Highway 41, minutes from Florida Avenue and I-275, you'll enjoy quick access to everything Tampa Bay while coming home to the peaceful charm of lakefront living. Located in the sought-after Steinbrenner school district. No HOA or CDD. Come home to the lake life.

730 Crystal Lake Rd, Lutz

$250,000

Unplatted SubDv.

Discover a rare opportunity to build your dream home on this beautiful 1.04-acre waterfront parcel at 5030 Duque Road in the heart of Lutz. Offering a prime setting with mature oak trees, scenic Tiffany Lake views, and the perfect blend of privacy, nature, and convenience, this unique property is ready for its next owner to bring their vision to life. Nestled among established custom homes, this picturesque lot extends across the water with the canal wrapping the property to create a panoramic backdrop and exceptional privacy for your future home. It’s a setting that is genuinely hard to find. What sets this property apart is that the extensive due diligence and permitting work has already been completed. The parcel has been officially certified, with updated surveys and environmental documentation already in place. The current owners have successfully navigated the county approval process and even obtained a building permit before deciding to pursue other plans — significantly simplifying the path for a new owner looking to build. A cleared homesite area prepared for construction, with a well and temporary power installed. Combined with the completed certification and permitting work, these improvements provide a valuable head start and make this one of the most build-ready lakeside parcels available in the area. Zoned RSC-2, the property offers the potential for a custom primary residence plus a secondary dwelling with living quarters up to 900 square feet, providing added flexibility for guests, extended family, or a home office, subject to county approval and setback requirements. Conveniently located in desirable Lutz, the property offers easy access to I-275, US-41 (Land O' Lakes Boulevard), SR-54, and Dale Mabry Highway, providing quick connections to Tampa, Wesley Chapel, Land O' Lakes, and the greater Tampa Bay area. Shopping, dining, medical facilities, and hospitals are all nearby, while still maintaining the quiet feel of country living. Imagine waking up to sunrise over Tiffany Lake from a home built exactly the way you've always envisioned it. Whether you're planning a luxury lakefront estate, a private retreat, or your forever home, this parcel offers a rare combination of natural beauty and development readiness. Don't miss this rare chance to own one of the few remaining buildable waterfront parcels in one of Lutz's most sought-after locations. Schedule a visit today and start planning your dream home! **The seller is in the process of removing personal items and equipment from the property.**

5030 Duque Road, Lutz

$425,000

3 Beds ⋅ 2 Baths ⋅ Lake Keen Sub Unit SubDv.

CANAL WATERFRONT WITH ACCESS TO LAKE KEEN AND BOAT RAMP! This almost 1/2 acre lot with beautiful trees and landscaping is a park- like setting and bird sanctuary. The ONE owner, SCREENED POOL home has been lovingly maintained and mostly updated. There are 3 bedrooms, 2 baths and a 2-car garage. The spacious great room has a fireplace and overlooks the pool and backyard oasis. The combination living/dining room and primary bedroom also share this view. The primary bedroom has a nice walk-in closet and a shower with updated tile. There is a split bedroom plan and the other two bedrooms are separated by a bathroom...that tub-surround also has updated tile. A sprinkler system for the front and side yard keeps the plants thriving, the backyard is nicely shaded and stays green without extra watering. The washer/dryer will convey but is not warranted. If owner wishes access to the lake and boat ramp, there is a $30 annual fee. The property is being sold "As Is" for owner's convenience,

910 Hillside Drive, Lutz

$479,000

3 Beds ⋅ 2 Baths ⋅ Livingston Unit Ii B SubDv.

MOTIVATED SELLERS - BRING OFFERS! Welcome home to this beautifully updated 3-bedroom, 2-bathroom property situated on an oversized lot with peaceful pond views that create the perfect backdrop for everyday living. From the moment you arrive, you'll appreciate the pride of ownership and major upgrades that offer both style and peace of mind. Enjoy worry-free living with a brand-new roof (2026), updated electrical (2023) and hurricane-impact windows (2018) throughout. Inside, the home features an updated kitchen (2019) designed for both functionality and entertaining, along with a refreshed secondary bathroom (2019) that adds a modern touch. This home boasts a beautiful wood burning fireplace, granite countertops, wood cabinets, gorgeous kitchen and so much more! Step outside to your spacious backyard oasis, where the expansive lot provides endless possibilities for outdoor activities, gardening, or simply relaxing while taking in the tranquil water views. Whether you're enjoying your morning coffee on the porch or hosting family and friends, this home offers the ideal blend of comfort, convenience, and outdoor beauty. With valuable updates already completed and a desirable pond view, this move-in-ready gem is one you won't want to miss.

17508 Brandywine Drive, Lutz

$450,000

3 Beds ⋅ 3 Baths ⋅ West North Tampa SubDv.

Price Imrovement! Welcome to lakefront living in the heart of Lutz! Tucked away at the end of a quiet dead-end street, this charming 3-bedroom, 2.5-bath home sits on a private .59-acre lot overlooking beautiful Lutz Lake. Offering 1,801 square feet of living space, the home features soaring ceilings, a sunken living room with a wood-burning fireplace, an updated kitchen with granite countertops, wood cabinetry, a walk-in pantry, and a spacious loft. The first-floor primary suite includes private access to the screened lanai and an updated ensuite bath with dual vanities, a large tiled shower, and abundant closet space. Upstairs, you'll find two generously sized bedrooms, a full bath, and a versatile loft area. Step outside to enjoy the park-like backyard with direct lake access, perfect for kayaking, canoeing, fishing, or simply relaxing and taking in the views. Recent updates include exterior painting 2025, new water softener system 2025, roof (2019), HVAC (2014), water heater (2014), flooring (2014), French doors (2012), and remodeled bathrooms. Located in the highly sought-after Steinbrenner High School district with no HOA or CDD fees, and convenient access to US-41, I-275, the Suncoast Parkway, shopping, dining, and entertainment. Rarely does a lakefront property in downtown Lutz become available, schedule your private showing today.

87 1st Avenue Nw, Lutz

$749,000

3 Beds ⋅ 3 Baths ⋅ North Tampa Land Cos Sub SubDv.

Virtually Staged. Beautiful Ski Lake Kell sets the stage for this exceptional lakefront retreat located on a private dead-end road with only three homes and no HOA. Situated on a spacious .80-acre gated lot, this property features an automatic entry gate, vinyl-fenced front and backyard, iron fencing along the lake, private well and septic, and a newer water softener system. The backyard is designed for outdoor enjoyment with a recently painted wood deck and dock, a screened porch with floor-to-ceiling lake views, and a 24' x 15' workshop with loft and enclosed outdoor shower. The private deep-water ski lake offers excellent fishing, abundant wildlife including bass, bluegill, birds, and otters, and only approximately 13 homes along its shoreline. Optional items for purchase: Large Fishing Kayak, Lawn mower Zero turn, Kawasaki Mule 4x 4, some lawn equipment. Inside, the home has been freshly painted and features newer laminate plank flooring throughout with no carpet. The 3-bedroom, 2.5-bath floor plan includes an updated primary bath, spacious living areas, and a dining room and sitting area overlooking beautiful Ski Lake Kell. The kitchen offers solid-surface Corian countertops, wood cabinetry, a large pantry, newer stainless steel appliances, and convenient access to a covered side patio with a retractable awning—perfect for outdoor dining and entertaining. Additional updates include a new AC (2025), 6-year-old water heater, new interior paint through home, newer vinyl plank flooring, and an 8-year-old hip roof that helps reduce insurance costs. Enjoy the benefits of no flood insurance requirement, no water bill, gated privacy with coded entry access, and convenient proximity to Hwy 54, Publix, Sprouts, Lowe's, numerous restaurants, Dale Mabry Highway, the Suncoast Parkway, and I-75.

219 Willow Bend Parkway, Lutz

Waterfront Homes for Sale in Lutz, FL

All Waterfront Homes for Sale in Lutz, FL

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