Waterfront Homes for Sale in Lutz, FL

In the heart of beautiful Lutz, this charming lakefront home sits on approximately a 1-acre parcel on tranquil Tiffany Lake. Spanning 3,258 square feet, this home features 3 bedrooms and 2 bathrooms. The first-floor features 2 bedrooms and 1 bathroom. The kitchen includes a wet bar, stainless steel appliances, plenty of cabinet space and an eat in kitchen area with lots of sunlight. There is also a fireplace in the family room area. The second floor consists of the primary bedroom with its own fireplace, a walk-in closet and the primary bathroom. The bathroom has a whirlpool bathtub and a separate shower. It also has a small balcony with a view of the lake. This home also features a 2-car attached garage. This custom-built house is the home of the original builder.

785 Duque Road, Lutz

$525,000

4 Beds ⋅ 2 Baths ⋅ Reflections Ph 1 SubDv.

Beautiful pond views, gorgeous Florida sunsets, and a location that makes everyday living easy! Welcome to 18022 Lake Reflections Blvd., a spacious 4-bedroom, 2-bath home with over 2,400 square feet with a peaceful waterfront setting that provides the perfect backdrop for relaxing at the end of the day. Step inside to a warm and inviting floor plan featuring real wood flooring, crown molding throughout, tray ceiling details, and plenty of room for both everyday living and entertaining. The kitchen offers Corian countertops, abundant cabinetry, white appliances, and a layout that keeps you connected to the main living areas. Prefer cooking with gas? Natural gas is already available with a hookup in place for the range. The primary suite is a comfortable retreat with tray ceilings, generous closet space, and an en-suite bath featuring Corian counters and a relaxing soaking tub. Three additional bedrooms provide plenty of flexibility for family, guests, a home office, or whatever fits your lifestyle. An indoor laundry room with additional cabinetry adds even more convenient storage. But the real highlight may be just outside! The backyard overlooks the pond with western exposure, creating a front-row seat to some spectacular Florida sunsets. Enjoy the view as it is or expand the screened patio to create an even larger outdoor living and entertaining space. And when you're ready for a swim, there's no pool maintenance waiting for you at home—the community pool is just a short walk away! Major updates including a newer roof have already been completed for you. Additional features include front and rear irrigation, surround-sound speakers, natural gas service, and low-maintenance Florida living. Conveniently located in the Steinbrenner school district, area shopping and dining are just a short drive. Minutes to the Veterans Expressway and Carrollwood area makes this a very desirable location. This is a home where the view, space, and location come together beautifully. Come check out the sunset view for yourself—you may not want to leave.

18022 Lake Reflections Boulevard, Lutz

$690,000

4 Beds ⋅ 3 Baths ⋅ Cypress Cove SubDv.

Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

18200 Cypress Cove Lane, Lutz

$519,900

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.

Welcome to a rare opportunity in the heart of Lutz — a fully updated lifestyle property offering privacy, functionality, and waterfront access. This 3-bedroom, 3-bath home has been thoughtfully improved to deliver both comfort and peace of mind. Recent upgrades include a new well and septic system (2025), renovated pool with heater (2025), updated water heater and filtration system (2024), and new appliances (2026) — providing a true “move-in ready, no worries” experience. Situated on a 0.28-acre cul-de-sac lot with no HOA, this property offers the freedom and space many buyers are searching for. Step outside and enjoy your private pool or take advantage of the canal access, creating a unique Florida lifestyle right in your backyard. Inside, the home features a functional layout with three full bathrooms — a rare advantage in this size range — and a well-maintained interior ready for personalization. Whether you're looking for a primary residence, a second home, or a smart investment, this property stands out with its combination of major system upgrades, outdoor living, and water access. Conveniently located near major roads, shopping, and dining while still offering a quiet, residential feel. This is not just a home, it’s a lifestyle opportunity. Schedule your private showing today.

111 Oak Lee Drive, Lutz

$925,000

4 Beds ⋅ 4 Baths ⋅ Wellington Manor Ph 2 SubDv.

This house has it all! Come see this BEAUTIFUL 4 Bed, 3.5 Bath, 3 car garage, pool home on over a half acre in a gated community with a GREAT location that is quick access to everything! After you enter Wellington Manor, a highly desired and gated neighborhood, you pull up to your new home that has an extended driveway leading up to your three car garage. Walking into your house you have a beautiful formal dining area and enclosed office. Through there, you have a great open floorplan that includes a modern kitchen and eat in dining area that overlooks your large living room with built-ins that would make anyone jealous. The house has a split floorplan with two well sized bedrooms that share a jack and jill bathroom. Between the bedrooms there is an open area, that could be used for anything from a second office, to gym, to playroom to craft area. At the back of the house is a bedroom off the pool with a full bath. The master is on the other side of the house and its got amazing windows overlooking the large backyard. In your private side of the house you have a full en-suite bathroom with large walk in closet. All of this inside and theres more! There's a MASSIVE upstairs bonus room with half bath, that makes it perfect for a game room, movie theater or anything else your heart desires. Outside is your private oasis with a large screened in heated, saltwater pool. The area has a covered patio as well that overlooks your fully fenced in yard, where you can watch the pond behind the house. You also have peace of mind knowing that the major systems were already handled recently, the roof was replaced in 2023 and both AC units were replaced in 2022. All of this within short distance to Publix, a quick drive to Walmart, Target, the outlet mall, I75 and quick access to Tampa.

19724 Prince Benjamin Drive, Lutz

$1,289,500

3 Beds ⋅ 4 Baths ⋅ Lake Chapman Sub 1st Add SubDv.

Beautiful Lakefront Home on Lake Chapman! Perfectly positioned to capture breathtaking western-facing sunsets, this custom-built residence offers an exceptional setting on one of the area’s desirable ski lakes. From peaceful evenings overlooking the water to days spent boating and enjoying the lake, this home truly embraces the best of Florida lakefront living. Thoughtfully designed to maximize the spectacular water views, the home offers an open and inviting floor plan ideal for both entertaining and everyday living. The impressive exterior features stone accents, stately columns, matching bay windows, split garages, and a beautiful U-shaped paver driveway. Step through the striking wrought-iron and wood-grain entry doors and your attention is immediately drawn to the stunning views of Lake Chapman. The spacious Living Room seamlessly connects the living room and kitchen, creating a wonderful gathering space overlooking the lake. The living room features 11-foot ceilings, crown molding, recessed lighting, an electric fireplace, and a custom wood mantel. The kitchen is equally impressive, highlighted by a custom copper gas range hood, coordinating copper sink, generous center island, and a charming breakfast nook surrounded by bay windows overlooking the backyard and lake. Wood-grain tile flooring throughout the main living areas adds warmth and character while creating the perfect lake house feel. Even the downstairs guest bathroom makes a statement, creatively designed with authentic Napa Valley wine crates, a genuine wine barrel vanity, and a copper sink that beautifully complements the kitchen finishes. The oversized laundry room was thoughtfully designed with lake living in mind, providing plenty of space for towels, linens, and everyday storage. Upstairs you will find three bedrooms, three full bathrooms, a private office, and a spacious loft that serves as a second living area, complete with hardwood flooring and surround sound. The office enjoys beautiful views and a charming barn-style privacy door and could easily become a fourth bedroom with the addition of a closet. The spacious primary suite features double sliding glass doors opening to the upstairs balcony, along with two separate walk-in closets featuring custom built-ins. The ensuite bath offers a jetted soaking tub, walk-in shower with dual shower heads, and separate vanities. Two additional bedrooms each feature walk-in closets, private ensuite bathrooms, and plantation shutters, providing privacy and comfort for family and guests. The outdoor living space is truly exceptional and designed for year-round entertaining. A granite-topped island with sink and reverse osmosis system anchors the space, while a Big Green Egg and Napoleon gas grill make outdoor cooking effortless. Motorized retractable screens, two outdoor televisions, and ceiling-mounted speakers create the perfect setting for relaxing, entertaining, watching the game, or simply enjoying the lake views. A paver walkway leads to the spa, fire pit, and private dock. The dock features a covered boat lift accommodating up to a 23-foot boat, along with a separate jet ski dock. Every detail of this home has been thoughtfully designed to complement its incredible lakefront setting and to create the ultimate Florida lifestyle.

303 W Chapman Road, Lutz

$545,000

3 Beds ⋅ 2 Baths ⋅ Tropical Lakes SubDv.

NEARLY 1 ACRE • NO REAR NEIGHBORS • LAKE VIEWS • SCREENED POOL • NO HOA! Enjoy the privacy and peaceful feel of country living while remaining conveniently close to everything great about Tampa Bay . Situated on THREE lots with approximately 150 feet of width and more than 200 feet of depth, this unique property offers beautiful views of majestic cypress trees and a tranquil natural lake. With some additional clearing, there is potential to expand the waterfront view and possibly enjoy the lake by kayak. Major updates have already been completed, including a NEW ROOF (2025), HVAC (2025), STOVE (2025), Water Heater (2023), and NEW POOL PUMP (2026), making this home ready for its next owner. Inside, the open-concept kitchen overlooks the living and dining areas and features lots of cabinetry, granite countertops, stainless steel appliances, a pantry closet, and abundant natural light. The living room is highlighted by a wood-burning fireplace, creating a warm and inviting gathering space. An oversized Florida room provides even more flexibility and is ideal for a second living area, game room, recreation space, or simply a comfortable place to relax while overlooking the serene backyard. Step outside to your own private Florida retreat. The screened-in pool and spacious wood deck provide plenty of room for entertaining, lounging, and enjoying the surrounding natural beauty. With nearly an acre, this property offers space for so much more. The onsite greenhouse can be used for growing herbs and vegetables or repurposed as a workshop and is already equipped with 220V power and water. Bring the boat, RV, work vehicles, 4-wheelers, and recreational toys—there is ample space along the side of the home, including one covered stall. The home is serviced by well and septic and includes an OWNED Culligan water treatment system and water softener. Best of all, NO HOA means no additional HOA dues or restrictions. Conveniently located near Lutz Preparatory (K-8) and Steinbrenner High School, with easy access to US 41, the Veterans Expressway, and I-275. Restaurants, shopping, Tampa Premium Outlets, The Shops at Wiregrass, Tampa International Airport, Busch Gardens, Florida beaches, and everything in the area is within easy reach. SPACE, PRIVACY, WATER VIEWS, A POOL, AND NO HOA—this is a rare opportunity to enjoy a peaceful Florida lifestyle with the convenience of Tampa Bay nearby.

210 Lake Hobbs Road, Lutz

$7,695,000

5 Beds ⋅ 7 Baths ⋅ Unplatted SubDv.

Pre-Construction. To be built. Private 5+ Acre LOT/LAND CAN BE PURCHASED SEPARATELY – MLS #TB8503793 Experience the timeless elegance of Villa Toscana, an extraordinary custom residence by award-winning Windstar Homes. Thoughtfully designed to capture the romance of modern Tuscan architecture while embracing today's luxury lifestyle, this Pre-Construction opportunity offers over 6,900 square feet of conditioned living space and more than 10,000 square feet under roof, featuring five bedrooms, five full baths, two half baths, a private guest casita, and an oversized four-car garage. From the moment you arrive, Villa Toscana makes a lasting impression with its authentic stone gables, bronze metal roof, and beautifully curated Italian-inspired landscaping. A dramatic entry leads into the home's spectacular central courtyard, where a glowing fire feature creates a breathtaking focal point. Surrounded by the residence on all sides, this private outdoor sanctuary offers an atmosphere of serenity and sophistication rarely found in luxury home design. Designed for those who appreciate both refined living and exceptional entertaining, Villa Toscana features soaring vaulted ceilings and expansive floor-to-ceiling folding glass doors that dissolve the boundaries between indoors and out. Sunlight pours into the grand living and dining spaces, which flow effortlessly to the expansive covered loggia and outdoor gathering areas, creating an ideal setting for intimate evenings or unforgettable celebrations. The outdoor area facing the lake includes a gorgeous swimming pool and spa, perfect for cooling off during the summer months. At the heart of the home is an extraordinary culinary experience. The gourmet kitchen is anchored by two oversized islands and appointed with premium Sub-Zero and Wolf appliances, complemented by a fully equipped dirty kitchen, generous walk-in pantry, and an elegant outdoor kitchen overlooking the pool. Every detail has been thoughtfully designed for effortless entertaining, making Villa Toscana a true chef's dream and a home built for gathering family and friends at an elevated level. The luxurious primary retreat features a spa-inspired bath with an expansive wet room, dual custom dressing rooms, a morning bar, and private access to the outdoor living spaces. Family and guests enjoy beautifully appointed bedroom suites, while the detached guest casita offers exceptional privacy and comfort. Additional highlights include a media room, billiards room, wine cellar, mudroom, family gallery, and expansive covered outdoor living spaces, all showcasing the exceptional craftsmanship, timeless design, and uncompromising luxury that define Windstar Homes. Villa Toscana presents a rare opportunity to build one of Tampa Bay's most distinguished lakefront estates.

215 Lake Brant Drive, Lutz

$695,000

5 Beds ⋅ 4 Baths ⋅ Parkview/Long Lake Ranch Ph 2b SubDv.

WHY WAIT TO BUILD when you can move right into a beautifully upgraded, nearly new home in one of Lutz's most desirable gated communities? This exceptional 5-bedroom, 3.5-bath residence, built in 2023, offers almost 3,000 square feet of stylish, functional living space designed for the way today's buyers live. From the moment you arrive, you'll appreciate the premium setting with peaceful park views in the front and tranquil pond and conservation views in the rear. Inside, the thoughtfully designed open floor plan seamlessly connects the living, dining, and kitchen spaces, creating the perfect environment for entertaining and everyday enjoyment. The chef-inspired kitchen features quartz countertops, upgraded cabinetry, and contemporary finishes that will impress even the most discerning buyer. A private first-floor guest suite with its own bath offers ideal accommodations for visitors or multigenerational living, while a dedicated office provides the flexibility to work from home with ease. Upstairs, the spacious primary retreat serves as a relaxing sanctuary complete with a spa-like bath and soaking tub. Additional highlights include an extended covered lanai, abundant natural light, and a spacious backyard with room to create the outdoor oasis you've always envisioned. Residents of Parkview at Long Lake Ranch enjoy resort-style amenities including a community pool, scenic walking trails, playgrounds, and a dog park, all within the security of a gated neighborhood. Conveniently located just minutes from the Veterans Expressway, Tampa, premier shopping, dining, entertainment, and top-rated schools, this home combines luxury, location, and lifestyle in one remarkable package. Opportunities like this don't come along often. Schedule your private showing today and discover why this stunning Lutz home may be the perfect place to start your next chapter.

19780 Blue Pond Drive, Lutz

$364,900

3 Beds ⋅ 2 Baths ⋅ Carpenters Run Ph 1 SubDv.

Virtually Staged. Located in the highly desirable Carpenter's Run community, this beautifully updated 3-bedroom, 2-bath home combines modern upgrades with peaceful pond views. Major improvements include a new roof in 2025, new AC in 2024, fresh exterior paint, and stylish luxury vinyl plank flooring throughout the spacious living room. French doors open to a covered, screened lanai where you can relax while enjoying the tranquil pond setting. The updated kitchen features brand-new granite countertops, abundant cabinet space, a breakfast nook, and a convenient breakfast bar—perfect for both everyday living and entertaining. The spacious primary suite offers a walk-in closet and a beautifully renovated en-suite bath with a new dual-sink granite vanity and a large walk-in shower. The updated guest bath features a new granite vanity and a tub/shower combination. The oversized two-car garage provides additional storage space along with a built-in workbench for hobbies or projects. A charming footbridge behind the home offers convenient access to the community recreation center, making it easy to enjoy the neighborhood amenities. Ideally located just minutes from I-75, this home provides quick access to Wesley Chapel's premier shopping, dining, entertainment, and healthcare facilities, while offering an easy commute to Tampa and everything the Tampa Bay area has to offer. Don't miss this opportunity to own a beautifully updated waterfront home in one of the area's most sought-after communities!

1628 Baker Road, Lutz

$416,000

4 Beds ⋅ 2 Baths ⋅ Oak Grove Ph 01b SubDv.

Virtually Staged. Welcome to Oak Grove – Immaculate One-Owner Home on a Premium Conservation Homesite! Pride of ownership is evident throughout this exceptionally maintained one-owner 4-bedroom, 2-bathroom, 2-car garage home offering 1,691 square feet of living space with durable concrete block construction. Ideally situated on a peaceful conservation homesite near a quiet cul-de-sac in the highly sought-after Oak Grove community of Lutz, Pasco County, this move-in-ready home offers the perfect combination of comfort, quality, and location. Freshly painted inside and out, this beautiful home welcomes you with excellent curb appeal, soaring volume ceilings, abundant natural light, and an open, split-bedroom floor plan designed for both everyday living and entertaining. The spacious primary suite features a private en-suite bathroom, while the fully tiled second bathroom includes a walk-in shower for added convenience and style. The heart of the home is the spacious kitchen featuring an updated stainless-steel refrigerator, natural gas range, ample cabinetry, and a breakfast area overlooking the living spaces—perfect for hosting family and friends. Newer luxury plank vinyl flooring throughout the main living areas adds warmth, beauty, and easy maintenance. Enjoy seamless indoor-outdoor living through the oversized sliding glass doors that open to a screened lanai, overlooking a large backyard with peaceful conservation views. With plenty of room to add your dream swimming pool, this backyard offers endless possibilities for outdoor entertaining and relaxation. This home has been thoughtfully updated with major improvements, including: Roof replaced in 2018 16-SEER Trane air conditioning system (2017) with UV air purification lighting Water heater replaced in 2025 Bedroom windows updated Hurricane-rated garage door Luxury plank vinyl flooring throughout the main living areas Fresh interior and exterior paint The home's natural gas service powers the range, water heater, and high-efficiency HVAC system, providing energy efficiency and lower operating costs. Oak Grove remains one of the area's most desirable communities thanks to its affordability and convenient location. Enjoy the benefits of NO CDD fees, a low HOA fee of only $250/year, and the added peace of mind of being located outside of a flood zone, helping reduce ongoing ownership expenses. Families will appreciate the home's location within the highly regarded Pasco County School District, offering access to quality schools nearby. The community is conveniently located just minutes from State Road 54, Interstate 75, Tampa Premium Outlets, The Shops at Wiregrass, KRATE at The Grove, AdventHealth Wesley Chapel, BayCare Hospital, restaurants, parks, grocery stores, and countless shopping and entertainment destinations. Whether you're searching for your first home, room for a growing family, or a meticulously maintained property with significant upgrades, this exceptional Oak Grove residence offers outstanding value. From its premium conservation homesite and spacious backyard to its extensive updates, low ownership costs, and unbeatable location, this home truly has it all. Don't miss this rare opportunity to own a beautifully maintained one-owner home in one of Lutz's most desirable communities. Schedule your private showing today!

24331 Crosscut Road, Lutz

$800,000

4 Beds ⋅ 3 Baths ⋅ Willow Bend SubDv.

Experience the ultimate Florida lake lifestyle in this one-of-a-kind custom waterfront home on a ¼-acre lot with NO CDD fees! Enjoy direct access to a beautiful natural lake with your own private sand beach and 250 sq. ft. dock—perfect for jet skiing and fishing. This custom home features 4 bedrooms, 3 bathrooms, PLUS a 522 sq. ft. bonus/theater room, offering approximately 2,881 sq. ft. of TOTAL LIVING SPACE. The bonus room includes stunning lake views, a 3D projector, and a 110" movie screen. Inside you'll find formal living and dining rooms, a spacious family room with a fireplace, a dedicated office, an updated kitchen with granite countertops and LG stainless steel appliances, and a luxurious primary suite with a jetted tub, steam shower, and bidet. Step outside to your private resort-style oasis featuring a solar-heated saltwater pool with a cascading natural rock waterfall, a fully equipped outdoor kitchen, screened lanai, and multiple entertaining areas overlooking the lake. Major updates include a NEW 50-year dimensional shingle roof (2021), NEW 6-ton A/C with UV sanitizer (2023), tankless water heater (2024), and resurfaced pool (2018). Additional highlights include hurricane protection, Hurricane Film windows, generator hookup, Tesla Generation III charging station, and professional landscaping. Conveniently located near Tampa Premium Outlets, KRATE at The Grove, shopping, dining, and major highways. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.

22523 Willow Lakes Drive, Lutz

Waterfront Homes for Sale in Lutz, FL

All Waterfront Homes for Sale in Lutz, FL

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