Homes for Sale Between $350,000 to $400,000 in Palm Harbor, FL

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv.

Welcome to your own slice of Florida paradise in the highly sought-after 55+ community of Highland Lakes! This delightful two-bedroom, two-bath cottage perfectly blends comfort, character, and an easygoing coastal lifestyle. From the moment you arrive, you'll be charmed by the inviting front courtyard, where a majestic live oak provides cool shade over a spacious patio framed by a low brick wall—the perfect spot to enjoy your morning coffee, visit with neighbors, or unwind with an evening glass of wine. Inside, the home offers a bright, welcoming atmosphere, including plantation shutters on the windows and with luxury vinyl plank flooring throughout the living areas and bedrooms, complemented by tile flooring in the kitchen and baths. The updated kitchen features timeless white cabinets, Corian countertops, stainless steel appliances, and plenty of workspace for everyday living or entertaining. The beautifully remodeled main bathroom showcases a sleek walk-in shower, modern floating vanity, and stylish contemporary finishes, creating a spa-like retreat that elevates the home's appeal. One of this home's most enjoyable features is the spacious enclosed Florida room, complete with its own mini-split heating and cooling system, allowing you to enjoy this light-filled space comfortably year-round. Whether you envision it as a reading room, hobby space, home office, or additional gathering area, it quickly becomes one of the favorite rooms in the house. Just outside, the covered patio provides another inviting place to grill, entertain, or simply relax while overlooking the beautifully situated corner lot. Practical updates provide peace of mind, including a **2023 Carrier HVAC system** and a **2021 roof (with hurricane clips**, allowing you to spend less time worrying about maintenance and more time enjoying everything this wonderful community has to offer. And in your spacious 1-car garage, you'll find the golf cart, which comes with the house! And what a community it is! Highland Lakes is one of Palm Harbor's premier active-adult neighborhoods, offering an unmatched collection of amenities included with your HOA membership. Residents enjoy unlimited golf on three private executive courses, two heated swimming pools, tennis and pickleball courts, a vibrant clubhouse with dozens of clubs and social activities, arts and crafts studios, a fitness program, RV and boat storage (subject to availability), and the unique Lake Tarpon Lodge. From the lodge, residents can enjoy complimentary pontoon boat cruises across beautiful Lake Tarpon—including leisurely 90-minute excursions with a stop at the popular Tarpon Turtle Waterfront Grill for lunch or dinner. It's a lifestyle unlike any other in the area. Ideally located near Gulf beaches, the Pinellas Trail, shopping, dining, medical facilities, airports, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs, this delightful home offers the perfect opportunity to enjoy the very best of Florida living. Whether you're looking for a full-time residence or the perfect seasonal escape, you'll quickly discover that life feels a little more relaxed here beneath the oaks in Highland Lakes.

1496 Queen Anne Drive, Palm Harbor

$399,000

3 Beds ⋅ 2 Baths ⋅ Lake St George-Unit Iii SubDv.

Welcome to your own slice of Florida living! This beautifully updated 3-bedroom, 2-bath pool home with a 2-car garage is located in the highly desirable Lake St. George community. Inside, you'll find a bright, open living and dining area with two sets of sliding glass doors that fill the home with natural light and seamlessly connect to the covered lanai, screened pool, and oversized backyard - perfect for entertaining or relaxing year-round. The newly renovated kitchen (2025) features modern finishes, updated cabinetry, and a functional layout. Major updates include a new HVAC system (2025) and a newer roof (2020), providing peace of mind for years to come. Outside, enjoy your private backyard retreat with a spacious screened pool, covered lanai, and plenty of room for family gatherings and outdoor fun. Conveniently located just minutes from shopping, dining, parks, Gulf beaches, and Tampa International Airport, this move-in-ready home offers the perfect blend of comfort, convenience, and the Florida lifestyle. Whether you're looking for a primary residence, seasonal retreat, or investment opportunity, this home is one you won't want to miss!

3916 Lake St George Drive, Palm Harbor

$365,000

3 Beds ⋅ 2 Baths ⋅ Salem Square SubDv.

Welcome to this beautifully maintained end-unit villa located in the gated community of Salem Village within the highly sought-after Ridgemoor community. Perfectly positioned with beautiful pond views from the front door, living room, primary suite, and screened lanai, this home offers a peaceful setting with the only adjoining wall being the garage. The desirable split floor plan features 3 bedrooms, 2 bathrooms, 2 car garage with high ceilings, neutral paint colors, an inside laundry room, and an open, inviting layout. The kitchen offers wood cabinetry, granite countertops, island, and updated appliances, making it ideal for both everyday living and entertaining. Recent updates include a 2023 HVAC system and 2023 water heater, while the tile roof was replaced in 2014. Relax on the screened lanai overlooking the pond and enjoy Florida's natural beauty right from your backyard. The HOA provides outstanding value by covering the tile roof, exterior maintenance, lawn care, cable, trash service, and access to the heated community pool. Residents of Salem Village also enjoy all the amenities Ridgemoor has to offer, including tennis courts, basketball courts, playgrounds, scenic walking areas, and abundant wildlife. Conveniently located along the desirable East Lake corridor in Palm Harbor, you're just minutes from John Chesnut Sr. Park, Lake Tarpon, shopping, dining, banking, and everyday conveniences. World-famous Clearwater Beach and Honeymoon Island are also just a short drive away, making this the perfect place to enjoy the Florida lifestyle.

3777 Darston Street, Palm Harbor

$369,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv.

OH MY GOODNESS.... The cutest of the cute... This adorable single family home in sought out spectaculer HIGHLAND LAKES on LAKE TARPON is a 55+Community with FREE 3 EXECUTIVE GOLF courses... waiting just for you! PRIDE OF OWNERSHIP AND VERY WELL MAINTAINED HOME COMES TO MIND WHEN ENTERING THIS HOME.... A charming 2 bedroom, 1.5 bath 1 car garage will check all the boxes...ROOF (2026) ... AIR CONDITIONING (2026)... TANKLESS WATER HEATER (NEWER) ....UPGRADED BREAKER BOX...WATER SOFTENER (NEWER)...CROWN MOLDING IN ALL ROOMS... NEUTRAL COLORS...ALL HURRICANE RESISTANT WINDOWS (NEWER) 2 SCREENED IN FLORIDA ROOMS FOR ENTERTAINING.... DOORS REMOVED TO EXTEND LIVING AREA FOR A FAMILY ROOM...BEAUTIFUL TEXTURED DRIVEWAY ....The backyard has a park like setting with loads of LANDSCAPING for PRIVACY.. FRONT YARD had beautiful lush landscaping too. Driveway has a special look/coating....This wonderful community sits on Lake Tarpon...for pontoon boat rides sign up at Clubhouse once you before a Home Owner here with Lunch at Tarpon Turtle. The Clubhouse has many clubs and amenities for it's residents. Pickelball, tennis, bocce ball, shuffleboard, Men's Club, Women's Club, Water Aerobics, Line Dancing, Yoga. Photography Club, Wood Working, Ceramics Take a tour of Clubhouse at 3300 MacGregor Drive with heated pool and Jazucci The Clubhouse on Lake Tarpon has heated pool too.FREE Boat & RV Storage at this location. Don't miss this opportunity to Own a WONDERFUL home in Highland Lakes. You won't regret it... .

133 Stafford Circle, Palm Harbor

$384,500

3 Beds ⋅ 2 Baths ⋅ Lake St George-South SubDv.

Tucked on a quiet cul-de-sac in the sought-after Lake St George South community of Palm Harbor, this fully updated 3-bedroom, 2-bath home is completely move-in ready. Topped with a NEW 2026 ROOF and updated, only needs some TLC. The big-ticket items are already done, so you can settle in with total peace of mind. The bright, open layout flows effortlessly from the living areas into a beautifully renovated kitchen with generous cabinet space, all overlooking the main living area and made for easy entertaining. The primary suite is a private retreat with its own en-suite bath and ample closet space, while two additional bedrooms offer flexibility for family, guests, or a home office. Step out back to a spacious yard with room to relax and soak up Florida's year-round sunshine. An attached garage adds everyday convenience, and the low annual HOA keeps costs in check. Zoned for Lake St George Elementary, Palm Harbor Middle, and Countryside High, and minutes from parks, shopping, dining, golf, and the Gulf beaches. This is Palm Harbor living at its best, don't let it slip away!

3751 Mackenzie Court, Palm Harbor

$354,000

2 Beds ⋅ 2 Baths ⋅ Laurel Oaks At Country Woods Condo SubDv.

Move-In Ready Palm Harbor Condo with Garage, Fireplace & Resort-Style Amenities – No Flood Zone! Welcome to this beautifully renovated 2-bedroom, 2-bath condo offering 1,353 square feet of stylish, move-in-ready living in one of Palm Harbor's most desirable locations. Completely renovated in 2022, this exceptional home combines modern finishes with timeless comfort. The spacious kitchen features blue shaker-style wood cabinetry, quartz countertops, New Samsung stainless steel appliances, and abundant storage. Luxury vinyl plank flooring flows throughout the home, while the inviting living room is anchored by a cozy wood-burning fireplace—the perfect place to relax after a day at the beach or enjoy Florida's cooler winter evenings. Both bathrooms have been beautifully updated, including a spa-inspired primary bath with a lighted vanity mirror. Major improvements have already been completed for your peace of mind, including a new metal roof (2023), new HVAC system (2025), and a new hot water heater to be installed prior to closing. An attached one-car garage with new epoxy flooring, provides additional storage and everyday convenience. The community offers outstanding amenities, including a sparkling swimming pool, hot tub, tennis courts, barbecue grills, and peaceful walking paths shaded by majestic oak trees. Cable TV, Internet, With no age restrictions and a pet-friendly policy allowing two pets, this community welcomes a variety of lifestyles. The HOA provides exceptional value by covering the roof, water, sewer, trash, Cable TV, Internet, exterior building maintenance, grounds maintenance, pool maintenance, and pest control, allowing for truly low-maintenance living. Located outside of a flood zone, you'll also enjoy direct access to the Pinellas Trail, with over 75 miles of scenic biking and walking paths. You're just minutes from Honeymoon Island State Park, Caladesi Island, and the charming downtowns of Palm Harbor, Dunedin, and Ozona, where you'll find waterfront dining, local breweries, boutiques, farmers markets, and year-round community events. Whether you're looking for your first home, a seasonal Florida retreat, or the perfect place to downsize, this turnkey condo offers the ideal combination of quality updates, low-maintenance living, exceptional amenities, and an unbeatable Palm Harbor location. Simply move in and start enjoying the Florida lifestyle.

1491 Mahogany Lane Unit 1491, Palm Harbor

$350,000

2 Beds ⋅ 2 Baths ⋅ Tarpon Ridge Twnhms SubDv.

Tucked inside the gated community of Tarpon Ridge, this 2-bedroom, 2-bath villa with a 2-car garage lives far larger than its footprint. Twelve-foot ceilings in the great room and a soaring 15-foot ceiling on the screened lanai carry your eye straight out to the water, where a fountain anchors the pond just beyond your patio. This home has been methodically maintained and it shows in the details: new luxury vinyl plank flooring in the main living area, freshly painted interior walls, and updated hardware, mirrors, and cabinet pulls throughout the kitchen and baths. The kitchen pairs granite counters with Whirlpool stainless steel appliances, including a new range/oven, plus an owned water softener and whole-house water filtration system. The primary suite offers a spa soaking tub, a freshly re-grouted walk-in shower, and plantation shutters. The big-ticket items are already handled: A/C and water heater both replaced in 2022, a tile roof maintained by the HOA, and custom hurricane shutters sized for every window. A pre-wired alarm system with door sensors is in place as well. The gated community's pool is just across the street. You are also minutes from Lake Tarpon, an adjacent nature preserve, and the Gulf beaches. There is NO CDD and NO Flood insurance required. Carefree Florida living, ready for its next chapter.

2543 Gloriosa Drive, Palm Harbor

$379,900

2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv.

WATERFRONT view of Lake Tarpon from the entire main living area plus a GARAGE! This open floor plan 2 bedroom 2 bath is nestled on the shore of Lake Tarpon in the desirable Lake Tarpon Mobile Home Village 55+ community where you OWN YOUR LAND. Dock your boat right outside at your private boat dock and enjoy 68’ of waterfront to watch the beautiful sunrise, see birds diving for fish, and catch a glimpse of a cute little turtle popping his head up for air. Enjoy the views from inside the living area with this open floor plan. The kitchen island has breakfast bar seating which defines the kitchen area though it flows right into the living and dining areas offering an excellent space for entertaining and taking in the views! There is a double sink, refrigerator, dishwasher, range and microwave. The island offers plenty of space for meal prep and serving. Beyond the spacious living room are sliding glass doors that lead to an enclosed Florida room offering an additional flex space with multiple water views. This leads to a large screened in lanai where you can relax lakeside and enjoy more views and a breeze. The primary bedroom has a king-sized bed with ample closet space and plenty of room for furniture. The ensuite bath offers plenty of counter and storage. The second bedroom houses a queen-sized bed and has 2 large closets. The second bath is perfect for guests and also has counterspace and storage. Park your car or golf cart in the garage! A must see! All this plus an exceptionally low HOA fee of just $109.69 each month, residents own their own land, enjoy access to a lively golf cart friendly community that enjoys many social activities and includes a large remodeled heated pool with sundeck and covered seating areas, clubhouse with full kitchen, stage, sound system and screen, card room, library, billiard room, shuffleboard, bocce ball, horseshoes, golf practice net, as well as a picnic and grilling area. There is a parking area used for pickleball. Easily accessible to many dining options, golf courses, shopping, parks, entertainment and beautiful Gulf beaches as well as two major airports. This is an outstanding opportunity to own a well-cared for WATERFRONT home in one of the area’s most popular 55+ communities. Schedule your showing today.

271 Colonial Boulevard Unit 11, Palm Harbor

$380,000

2 Beds ⋅ 2 Baths ⋅ Sunshine Estates SubDv.

Welcome to this beautifully maintained 2-bedroom, 2-bath home tucked away on a quiet cul-de-sac in Palm Harbor's desirable Sunshine Estates community. Offering over 1,500 square feet of heated and cooled living space, this move-in ready home features a new roof (2024), no HOA, and a location outside of a flood zone for added peace of mind. Inside, you'll find luxury vinyl plank flooring throughout, creating a seamless and modern look. The spacious living and dining areas are filled with natural light, while the heated and air-conditioned flex room provides valuable additional living space that can easily serve as a home office, hobby room, fitness area, playroom, or guest retreat. The kitchen offers ample cabinetry and workspace with easy access to the main living areas, making everyday living and entertaining a breeze. Additional updates include an HVAC system replaced in 2020, newer water heater, and double-pane windows for enhanced energy efficiency and comfort. The primary suite features a private bath and generous closet space, while the second bedroom and full bath offer flexibility for family or guests. Step outside to enjoy the fully fenced backyard with a wood privacy fence, providing plenty of room for pets, play, gardening, or outdoor gatherings. The cul-de-sac location offers reduced traffic, added privacy, and a welcoming neighborhood feel. Located in unincorporated Pinellas County, this property offers flexibility that is increasingly difficult to find, including the potential for short-term rental use, subject to local regulations and licensing requirements. Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, this home offers a variety of possibilities. Conveniently located near shopping, dining, parks, Lake Tarpon, the Pinellas Trail, top-rated Palm Harbor schools, and the Gulf beaches, this home delivers the best of Florida living. Don't miss this opportunity to own a well-cared-for home with major system updates already completed. **Washer and dryer do not convey.**

182 Sunward Avenue, Palm Harbor

$399,900

3 Beds ⋅ 2 Baths ⋅ Sutherland Town Of SubDv.

POOL home! Less than 3 miles from beaches! Convenient location close to shopping, restaurants and top-rated schools. 3 Bedroom split plan with 2 baths. Inside utility room. Great room plan. Tile, laminate & terrazzo flooring. Roof is 3 years old. Updated kitchen with newer stainless appliances. Tiled, screened patio. Oversized lot with plenty of room to park recreational vehicles. 2 air-conditioned storage buildings. No HOA

1515 Nebraska Avenue, Palm Harbor

$388,000

3 Beds ⋅ 3 Baths ⋅ Harbor Ridge Of Palm Harbor SubDv.

Welcome to 477 Harbor Ridge Dr! This charming and well-maintained home offers 3 spacious bedrooms, 2.5 bathrooms, and approximately 1,700 square feet of comfortable living space. Designed for both everyday living and entertaining, the home features a functional floor plan with generous living areas, a bright and inviting atmosphere, and plenty of room for family and guests. The primary suite provides a private retreat, while the additional bedrooms offer flexibility for a growing family, home office, or guest accommodations. Conveniently located across the street from conservation and in a desirable neighborhood, this property combines comfort, style, and practicality, making it a wonderful place to call home.

477 Harbor Ridge Drive, Palm Harbor

$355,000

3 Beds ⋅ 2 Baths ⋅ Hidden Grove Court SubDv.

Virtually Staged. NEW PRICE!!! Looking for an UPDATED home in Palm Harbor for under $360,000? This is an exceptional opportunity! This BEAUTIFULLY UPDATED and move-in ready 3-bedroom, 2-bath home offers incredible value in one of Palm Harbor's most desirable locations. Combining extensive recent updates, expected electric bills of less than $100 per month thanks to the solar panel system, and annual HOA fees of under $200, this home delivers affordable ownership without sacrificing location or lifestyle. Tucked away at the end of a quiet cul-de-sac with no rear neighbors, this move-in ready home combines privacy, functionality, and value in an unbeatable setting. As you approach, you'll immediately notice the outstanding curb appeal highlighted by REFRESHED LANDSCAPING (2026), A REDONE WOOD DECK (2026), DESIGNER PAINT (2026), and decorative low-maintenance seashell landscaping. Inside, you'll find NEW luxury vinyl plank flooring (May 2026) throughout the main living areas, tile flooring in the kitchen and bathrooms, FRESH interior and exterior paint (May 2026), and an open, spacious floor plan designed for everyday living and entertaining. The updated kitchen features granite countertops, an undermount sink, stainless steel appliances, breakfast bar seating, and abundant cabinet space. The private primary suite offers a peaceful retreat, while the split-bedroom layout provides flexibility for family, guests, or a home office. French doors open to the NEWLY REBUILT WOOD DECK (2026) overlooking the fenced backyard and elevated natural setting. The covered pavilion, which conveys with the home, creates an inviting outdoor living area that's perfect for entertaining, grilling, relaxing with morning coffee, or enjoying Florida evenings. Positioned on a hill, the backyard offers an uncommon sense of privacy and a peaceful backdrop that is rarely found at this price point. Additional highlights include a 30-year shingle roof with peel-and-stick underlayment (2015), NEWER AC (2019), refreshed landscaping, and a solar panel system installed in June 2020 that is expected to save thousands of dollars in electricity costs over time. Location is another major highlight. Enjoy quick access to Tampa Road, US-19, and other major commuter routes, while being just approximately 10 minutes from Honeymoon Island State Park with its award-winning beaches, nature trails, and spectacular sunsets. Charming Downtown Dunedin, known for its waterfront, restaurants, boutiques, festivals, and popular craft breweries, is also only about 10 minutes away. Shopping, parks, medical facilities, and everyday conveniences are all within easy reach. Whether you're a first-time homebuyer, looking to downsize to the convenience of one-story living, or simply searching for an updated home in an outstanding Palm Harbor location, this property offers an exceptional combination of updates, energy efficiency, affordability, and lifestyle that is becoming increasingly difficult to find under $360,000.

2751 Wilson Court, Palm Harbor

Homes for Sale in Palm Harbor, FL Between $350,000 to $400,000

All Palm Harbor, FL Homes for Sale Between $350,000 to $400,000

Joseph Sullivan Real Estate

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