Homes for Sale Between $400,000 to $450,000 in Palm Harbor, FL

3 Beds ⋅ 2 Baths ⋅ Lake St George South Unit Iii SubDv.

EXCEPTIONALLY RENOVATED PALM HARBOR RESIDENCE | NO DEED RESTRICTIONS | SHORT-TERM RENTAL POTENTIAL Experience the perfect blend of modern elegance, quality craftsmanship, and effortless Florida living in this beautifully reimagined Palm Harbor residence. Ideally situated on a fully fenced corner lot in unincorporated Pinellas County, this extensively renovated property offers an impressive collection of upgrades, exceptional versatility, and the added advantage of no deed restrictions. From the moment you step inside, you’ll appreciate the attention to detail and thoughtfully selected finishes throughout. The stunning, completely redesigned kitchen showcases brand-new contemporary cabinetry, elegant quartz countertops, and a full suite of new stainless-steel appliances, creating an inviting space for both everyday living and entertaining. Beautiful new luxury vinyl flooring flows seamlessly throughout the home, complemented by freshly painted interiors and exteriors that provide a crisp, modern aesthetic. The beautifully remodeled bathrooms feature stylish contemporary finishes, further enhancing the home’s refined appeal. Beyond its visual transformation, the property offers substantial improvements, including brand-new windows, a completely new air-conditioning system with all-new ductwork, and a brand-new water heater—providing modern comfort and added peace of mind. Outdoors, the fully fenced corner lot offers a wonderful combination of privacy, functionality, and space to enjoy Florida’s year-round sunshine. A one-car garage and generous additional parking provide everyday convenience and flexibility. Located in desirable Palm Harbor, this property presents a unique opportunity for buyers seeking a beautifully updated primary residence, an inviting seasonal retreat, or a potential income-producing investment. Its location within unincorporated Pinellas County, combined with the absence of deed restrictions, adds to its appeal for those exploring short-term rental opportunities, including Airbnb, subject to applicable county regulations and licensing requirements. With extensive renovations already completed, this exceptional residence offers the opportunity to enjoy the benefits of a beautifully updated home without the time, expense, or inconvenience of a major renovation. A remarkable opportunity to own a move-in-ready property in Palm Harbor. Schedule your private showing today! This home truly offers small-town living with easy access to local restaurants and boutique shops. And best of all this home is NOT in a FLOOD Zone.

2698 Peterborough Court, Palm Harbor

$400,000

3 Beds ⋅ 2 Baths ⋅ Beacon Groves SubDv.

WELCOME TO YOUR TROPICAL PARADISE at 2383 Grove Valley Ave, Palm Harbor, FL in the established Beacon Groves subdivision in Pinellas County. This FANTASTIC home consists of 3 bedrooms, 2 bathrooms & 2 car garage in a NO HOA, NO CDD, NO FLOOD ZONE. Key exterior features are BRAND NEW ROOF (10/2026), water heater (8/2019), carriage lights, rain gutters, concrete double driveway & walkway, private mailbox & front porch with pergola. As you step through the front door with semi-circular window, you'll LOVE the OPEN FLOOR PLAN consisting of the foyer with coat closet, kitchen, living & dining rooms. Laminate or tile floors elegantly dress up all the floors (NO CARPET ANYWHERE). The ENTIRE interior - all walls & ceilings - are FRESHLY PAINTED with washable & durable Sherwin Willliams paint (10/2026). Sunshine streams through the multiple windows illuminating the interior together with the updated light fixtures. The FOCAL POINT of the living room is the wood burning FIREPLACE with brick wall, wooden mantle & slate tile for the hearth. The WONDERFUL kitchen features updated appliances (stainless steel fridge, stainless steel smooth-top range & dishwasher), double sink, plentiful cabinets with bamboo-shaped hardware, stainless steel tile backsplash behind the range, laminate counters & breakfast bar. Create precious memories in the dining room or enjoy casual meals in the screened & covered lanai. The SPACIOUS primary bedroom can fit king-size furniture & has a ceiling fan, a wall of closets & en-suite bathroom. The private bathroom consists of a sunken tiled shower, corner shelving, mirrored medicine cabinet, newer toilet & vanity with storage & cultured marble counter. The 2nd bedroom, fitting king-size furniture, is located at the front of the house & features a walk-in closet & ceiling fan. The nearby 3rd bedroom has a walk-in closet & ceiling fan. The hall bathroom has a medicine cabinet, UPDATED vanity with cultured marble counter that looks like stone & tiled tub/shower combo with DUAL SHOWER HEADS, glass shelving & an artistic mosaic design strip. There is CONVENIENT linen closet in the hall for extra storage. The OVERSIZED 2-CAR GARAGE has epoxied concrete floor, side door exit, automatic door opener, newer garage door, attic access & a storage/workshop nook. The washer & dryer laundry machines located in the garage are included in the sale. More details to LOVE about the home: TALL ceilings that make the house feel LARGER & BRIGHTER, windows blinds that add privacy, multiple ceiling fans circulating cool air, FULLY FENCED YARD with vinyl privacy fencing, exterior lights & mature TROPICAL LANDSCAPING including tall palm trees & shrubs (landscaping all professionally trimmed & cleaned up 10/2026). Your STELLAR home is located close to restaurants, shopping, medical/professional offices, festivities, WORLD FAMOUS BEACHES & tourist attractions! MAKE THIS YOUR FUTURE HOME!

2383 Grove Valley Avenue, Palm Harbor

$449,900

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv.

Welcome to this beautifully updated and meticulously maintained home in Highland Lakes, Palm Harbor’s sought-after 55+ golf community! Offering nearly 1,700 heated square feet, this inviting residence features a desirable split-bedroom, open floor plan with an abundance of natural light, gorgeous bamboo flooring, elegant crown molding, and stylish fixtures. With a living room, family room, AND oversized Florida room, there is no shortage of space to entertain guests or simply relax and enjoy the Florida lifestyle. The well-appointed kitchen is truly the heart of the home and features granite countertops, newer appliances, updated solid wood cabinetry, a generous pantry, and a convenient pass-through window to the Florida room, making entertaining effortless. Retreat to the spacious primary suite, complete with wood-look porcelain tile flooring, a beautifully updated en-suite bathroom with a walk-in shower, a separate vanity and makeup area, TWO walk-in closets, and a flexible bonus room ideal for a home OFFICE, craft room, or private sitting room. The 2nd bedroom is perfectly located split on the opposite side of the home with a walk-in closet and perfectly located adjacent to the updated hall bath with tub/shower combo. The expansive Florida room offers endless possibilities, with peaceful green views and direct access to a lovely paver patio surrounded by lush landscaping, providing privacy and ample space for outdoor furniture and grilling to enjoy year-round! Additional improvements include a BRAND-NEW ROOF to be installed prior to closing with an acceptable strong offer, updated windows, and 2015 HVAC! Enjoy added peace of mind with this property’s high-and-dry location outside designated flood and evacuation zones. Nearly all the furniture is negotiable to be included in the purchase, making this home truly TURN-KEY! Highland Lakes offers an incredible array of amenities, including unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with social activities and fitness classes, and the Lake Tarpon Lodge, featuring a private boat ramp, fishing pier, and community pontoon boats. Residents also enjoy complimentary RV and boat storage and golf cart-friendly streets, all for a low HOA fee. Ideally situated near beautiful Gulf beaches, shopping, restaurants, medical facilities, major airports, and a cruise port, this home combines generous living space, thoughtful updates, and an outstanding active-adult lifestyle. Don’t miss your opportunity to enjoy all that Highland Lakes has to offer! Schedule your private showing today!

1743 Macdonnell Drive, Palm Harbor

$400,000

2 Beds ⋅ 2 Baths ⋅ Salem Square SubDv.

Welcome to Salem Village in the highly desirable Ridgemoor community of Palm Harbor! This spacious 2-bedroom, 2-bathroom home with a large dedicated office offers a comfortable, low-maintenance lifestyle in a beautiful setting. One of the home's unique features is its expansive front yard, a rare find within the neighborhood, providing an added sense of space and an inviting setting. Step inside to discover a desirable split floor plan, offering added privacy with bedrooms positioned on opposite sides of the home. The functional layout features vinyl flooring throughout the entryway, kitchen, dining, and bathrooms, along with newer appliances and plenty of space to relax or entertain. The generously sized office provides the perfect space for working from home, a hobby room, or additional flex space. Major updates include a NEW HVAC system (2025), water heater (2025), and tile roof (2014), offering added peace of mind. One of the home's standout features is the screened lanai overlooking the peaceful pond, where you can enjoy your morning coffee, unwind in the evenings, and take in the beautiful natural surroundings. Enjoy truly LOW-MAINTENANCE LIVING with an HOA that provides exceptional value, covering the tile roof, exterior maintenance, lawn care, cable, trash service, and access to the heated community pool! Residents of Salem Village also enjoy the wonderful amenities of Ridgemoor, including tennis courts, basketball courts, playgrounds, scenic walking areas, and abundant wildlife. LOCATION, LOCATION, LOCATION! Ideally situated along Palm Harbor's sought-after East Lake corridor, this home is just minutes from John Chesnut Sr. Park, Lake Tarpon, shopping, restaurants, and everyday conveniences. Plus, the beautiful beaches of Honeymoon Island and world-famous Clearwater Beach are just a short drive away. Whether you're looking for a full-time residence or a seasonal Florida retreat, this home offers the perfect combination of comfort, convenience, beautiful pond views, and carefree Florida living. Don't miss your opportunity to call Salem Village home!

3755 Darston Street, Palm Harbor

$449,000

3 Beds ⋅ 2 Baths ⋅ Village Of Woodland Hills SubDv.

Welcome to this spacious 3-bedroom, 2-bathroom home with a large 2-car garage, ideally located in the highly desirable Palm Harbor area. Enjoy the convenience of being just 12 minutes from the beautiful Gulf beaches, 25 minutes from Tampa International Airport, and close to exceptional shopping, restaurants, parks, and all that the Tampa Bay area has to offer. East Lake High School is only 15 minutes away. Inside, you'll find a generous living room plus a cozy family room featuring a fireplace, creating the perfect space for both everyday living and entertaining. Sliding glass doors open to a screened patio, ideal for relaxing outdoors and perfectly suited for adding a hot tub. The kitchen is equipped with stainless steel appliances and offers direct access to the family room, making it easy to stay connected while preparing meals. A large laundry room includes full-size washer and dryer accommodations and provides additional storage space. Step outside to enjoy the large, private backyard, offering plenty of room for pets, play, gardening, or future outdoor enhancements. Situated in a wonderful neighborhood, this home combines comfort, convenience, and value in one exceptional package. Don't miss this opportunity to own a well-maintained home in one of Palm Harbor's most sought-after locations. Great home, great location, great value!

450 Cascade Lane, Palm Harbor

$450,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes Unit Eighteen SubDv.

Enjoy the Florida lifestyle in Highland Lakes, one of Palm Harbor's most desirable active-adult communities! This 2-bedroom, 2-bath home offers approximately 1,700 square feet of living space and an attached 2-car garage, all within a vibrant community designed for recreation, relaxation, and lasting friendships. Highland Lakes offers an exceptional array of amenities, including unlimited resident golf on three private executive 9-hole courses, a heated swimming pool and spa, tennis, pickleball, bocce and shuffleboard courts, and a spacious clubhouse featuring billiards, a library, arts and crafts, woodworking, entertainment, and social activities. One of the community's most distinctive features is the Lodge on beautiful Lake Tarpon, where residents can enjoy a second heated pool, lakeside gatherings, and scenic rides aboard community pontoon boats. Residents can also enjoy boating opportunities on Lake Tarpon, with community launch facilities and boat storage subject to association rules. Beyond the community, enjoy convenient access to the greater Tampa Bay area's outstanding professional sports, performing arts, and cultural attractions. Cheer on the Tampa Bay Buccaneers, Tampa Bay Lightning, Tampa Bay Rays, or Tampa Bay Rowdies, or take in Broadway touring productions, concerts, ballet, opera, museums, and special events throughout the region. From downtown Tampa's vibrant entertainment district to the arts, waterfront attractions, and dining of St. Petersburg, there are countless opportunities for exciting day trips and memorable evenings out. Conveniently located near Palm Harbor shopping, restaurants, medical facilities, and the beautiful Gulf beaches, Highland Lakes offers the best of both worlds: an active, amenity-rich community and access to everything that makes Tampa Bay such a wonderful place to live. Discover a home where every day offers new opportunities for recreation, connection, and enjoyment!

3554 Oak Lake Drive, Palm Harbor

$449,000

3 Beds ⋅ 2 Baths ⋅ Lake Shore Estates 3rd Add SubDv.

Superb waterfront home situated on a corner canal lot with wraparound deck provides spectacular sunsets AND sunrises across the glistening Lake Tarpon waters right in your own yard providing for ultimate lakefront living. This 3/2 two story home includes a 2 car garage along with a fenced slab providing locked in security for your boat/RV with no more storage fees and is in addition to the double driveway. Due to the Southwest Florida Water Management District (SWFWMD) none of the 2024 hurricanes affected this waterfront area as the system manages water flow to prevent flooding during heavy rains and to maintain water quality and balance ecological health with flood control during dry periods. The S-551 structure is designed to temporarily store excess water during storms, releasing it at a controlled rate. NO flooding. Anglers can catch a variety of fish species such as largemouth bass, crappie, bluegill and catfish as well as great places to dock and enjoy some food. Upon entering the home you are greeted with an open floor plan downstairs with vaulted ceilings leading to the kitchen with stainless steel appliances. The family room provides a dining area, wet bar and large storage closet. You will find the third bedroom/office with access to the waterfront deck conveniently located on the first level along with a full bathroom. Upstairs are two oversized bedrooms with a Jack-and-Jill shared full bathroom. The primary bedroom has beautiful views of the canal waters. The property boasts of new central heat/air conditioning, new roof, new windows, new front door, seawall stabilization. Clear 4 Point inspection. Regretfully must sell at this time due to Job transfer.

22 Cypress Drive, Palm Harbor

$430,000

3 Beds ⋅ 2 Baths ⋅ Countryside North Tr 3b Ph 1 SubDv.

Virtually Staged. Welcome to this inviting 3 bedroom, 2 bathroom home in beautiful Palm Harbor, Florida, situated on a spacious CORNER LOT with an elevated setting, generous parking, an open-concept floor plan, and a fully fenced backyard! Offering flexible living spaces, updated interior finishes, and a fantastic outdoor entertaining area, this Palm Harbor home combines comfort, functionality, and Florida living. As you arrive, you'll appreciate the attractive elevated homesite, expansive driveway with additional parking for multiple vehicles, and welcoming covered entryway. Inside, a bright and spacious OPEN CONCEPT LIVING AREA features soaring VAULTED CEILINGS, newly installed LAMINATE FLOORING, and an easy-flowing layout connecting the family room, dining area, and kitchen. The generously sized dining area provides ample space for a large dining table, making it ideal for everyday meals and entertaining. The kitchen features a LARGE CENTER ISLAND, abundant workspace, and an open design that keeps everyone connected. The spacious PRIMARY SUITE comfortably accommodates a king-size bed and features multiple windows for natural light, closet space, and a private en-suite bathroom with an UPDATED VANITY. Two additional bedrooms offer versatility for guests, a home office, or a den. One bedroom features double-door entry, making it especially well suited for a dedicated workspace or flexible living area. The beautifully UPDATED GUEST BATHROOM showcases modern tile finishes and a sleek FRAMELESS GLASS SHOWER ENCLOSURE. Adding even more flexibility, the FORMER TWO-CAR GARAGE HAS BEEN CONVERTED INTO AN ADDITIONAL FAMILY ROOM, providing valuable bonus living space that can accommodate a media room, recreation area, hobby space, or home office. The laundry area is conveniently located within this converted space. Step outside to enjoy a LARGE COVERED BACK PORCH overlooking the private, FULLY FENCED BACKYARD. With additional fenced side-yard space and a storage shed, the outdoor area offers plenty of room for relaxing, entertaining, gardening, or enjoying the Florida sunshine. Located in desirable PALM HARBOR, PINELLAS COUNTY, this three-bedroom home offers a wonderful combination of spacious indoor and outdoor living, modern updates, flexible bonus space, and generous parking. Whether you're looking for a primary residence, a home with dedicated office space, or a property designed for comfortable Florida living, this Palm Harbor home has plenty to offer. Schedule your private showing today! (Roof-2020)(W/H-2013)

2872 Wesleyan Drive, Palm Harbor

$450,000

2 Beds ⋅ 2 Baths ⋅ Chattam Landing Ph Ii SubDv.

A wonderful home on a quiet Cul-de-Sac, located on a pond with conservation views. Wake up to deer grazing on your lawn and the sound of a slow waterfall from the cascading stone fountain. Enter through the front door into a large Living/Dining room, with high ceilings and high windows that flood the room with natural light. Your attention is quickly drawn to the brick fireplace surrounded by tall built-in cabinets, and to the sliding glass doors that look out over pond. The large primary bedroom has sliding doors with views of the pool, the waterfall fountain and the pond. The primary bath has a separate tub and walk-in shower. The primary suite is complete with a built-in office and a large walk-in closet. There is a large second bedroom with a full bath adjacent. The eat-in kitchen features wood cabinets, stainless appliances and granite counters. This well-maintained home has new carpet in the primary bedroom and beautiful new laminate in the main living area. Located in a beautiful walkable area with friendly neighbors and nearby parks, tennis courts and playgrounds.

3609 Darston Street, Palm Harbor

$414,900

3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv.

Amazing 3/2/2 Home in 55+ desirable community with no flood and many activities, including 3 nine hole executive golf courses for only $164 per month. The home has had many updates including both baths and kitchen remodeled in 2024.Mostly newer windows 2026 and many other updates. Enter the home at the foyer and see luxury vinyl floors, track lighting and lots of closet space. The Master Bedroom has a Walk-in Closet with shelves and Walk-in Shower. Relax and enjoy the private Screened Lanai Flat Roof 2024, A/C approx 3 years, sprinklers on reclaimed water. Freshly painted and ready to move in. Amenities include Community Pool, Hot Tub and Activities such as bingo, cornhole, concerts, dances, breakfast events & over 40 activities! Walk, bike or drive to the lodge on Lake Tarpon where they have a Clubhouse, Pontoon boats, boat & RV storage, dock, grills & more!

1529 E Dorchester Drive, Palm Harbor

$400,000

2 Beds ⋅ 2 Baths ⋅ Sunshine Estates SubDv.

WELCOME HOME TO SUNSHINE ESTATES.... This WELL MAINTAINED AND MOVE-IN READY 2-bedroom, 2-bath home offers 1,482 square feet of living space PLUS an enclosed 209 square foot Florida room, giving you far more flexibility than the typical 2-bedroom floor plan.... Separate living and family rooms, a dining area and a split-bedroom design create comfortable spaces for everyday living, entertaining or simply spreading out.... At the center of the home, the kitchen features stone countertops, stainless steel appliances approximately four years old, a breakfast bar and an easy connection to the family room.... PLANTATION SHUTTERS throughout the main living areas add a polished custom touch, while UPDATED WINDOWS allow plenty of natural light to fill the home.... The generously sized primary suite measures approximately 19' x 13' and includes a walk-in closet, an additional reach-in closet and private bath.... The second bedroom and full guest bath with double-sink vanity are positioned on the opposite side of the home, offering separation and privacy for guests, family or a home office.... One of the home's most versatile spaces is the enclosed Florida room, surrounded by vinyl windows and offering approximately 209 additional square feet for relaxing, hobbies, morning coffee or simply enjoying the backyard.... Raise the vinyl windows to create more of a three-season room feel, or remove them completely when you want the fully screened-in experience and maximum airflow.... Outside, mature landscaping and a nicely sized yard offer room to enjoy without becoming a full-time maintenance project.... The irrigation system is supplied by a private well with a NEW PUMP.... The oversized 2-car garage provides approximately 485 square feet with room for vehicles, storage and laundry.... HVAC 2013 and Water Heater 2018.... And the location checks some VERY important boxes.... FEMA FLOOD ZONE X, where lenders typically do not require flood insurance.... NO HOA.... ZONED FOR HIGHLY SOUGHT-AFTER PALM HARBOR UNIVERSITY HIGH SCHOOL.... All while being convenient to shopping, restaurants, parks, golf, Honeymoon Island and the downtown areas of Palm Harbor, Tarpon Springs, Ozona and Dunedin.... It's a location that puts so much of what makes northern Pinellas County desirable within easy reach.... If you have been waiting for a Palm Harbor home that gives you MORE SPACE, MORE FLEXIBILITY and MORE VALUE than the typical 2-bedroom option, this may be the one.... COME SEE 179 SUNSHINE DRIVE AND DECIDE FOR YOURSELF.

179 Sunshine Dr, Palm Harbor

$425,000

3 Beds ⋅ 2 Baths ⋅ Lake St George-Unit Vii SubDv.

Virtually Staged. **PRICE IMPROVEMENT** You haven't seen a Lake St. George home updated like this one!! Truly MOVE IN READY and with contemporary style, this renovated Palm Harbor residence pairs high-end designer finishes with exceptional modern comfort. Mortgage savings may be available for buyers of this listing. Step inside to discover brand-new Coretec Balanced Oak wide-plank flooring seamless throughout, leading into light-filled living areas framed by vaulted ceilings. The fully equipped kitchen features crisp white shaker cabinetry, granite countertops and a newer dishwasher. Both bathrooms have been completely transformed into luxury spa retreats, featuring brand-new vanities, custom marble shower niches, exquisite Spanish and Italian tiles, a deep Kohler soaking tub and smart bidet toilet in the second bath, and a fabulous oversized shower in the Primary bath. In addition to the three bedrooms, newer mini-split systems installed in both the lanai and garage create versatile, climate-controlled environments perfect for a home gym, workshop, or expanded entertaining space. The outdoor and multi-purpose areas are equally impressive, showcasing fresh side paver and stone landscaping along with a newer custom vinyl fence enclosing the private backyard with ample room for kids, pets and whatever oasis you want to create! For peace of mind, the home comes fully equipped with a suite of high-value practical upgrades. These essential features include a brand-new water heater, a newly installed washer and dryer package, brand-new insulation and ceiling work in the primary bedroom, a fully serviced HVAC system, and solar panels to maximize energy efficiency. Nestled in the heart of the sought-after Lake St. George community that feeds into TOP RATED Palm Harbor schools, Residents enjoy the community pool and the just-completed multi-sport court complex with pickleball and more. Minutes to Honeymoon Island, downtown Dunedin, Tampa Road shopping and excellent restaurants like Mystic Fish, Positano's and The Green Table. This home truly offers it all, make your appointment today!

2805 Northcote Drive, Palm Harbor

Homes for Sale in Palm Harbor, FL Between $400,000 to $450,000

All Palm Harbor, FL Homes for Sale Between $400,000 to $450,000

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