Homes for Sale Between $400,000 to $450,000 in Palm Harbor, FL

2 Beds ⋅ 2 Baths ⋅ Curlew Groves Unit One SubDv.

Welcome to a home where timeless craftsmanship meets modern living. Lovingly cared for by its original owners, this beautifully renovated residence Custom Built in 1978 by Charles Fischer Homes, has been thoughtfully transformed with exceptional attention to detail—creating a home that feels both elevated and effortlessly inviting. From the moment you arrive, you'll appreciate the peace of mind that comes with updates such as a brand-new roof, new garage door, and brand-new kitchen appliances, all part of a comprehensive renovation where virtually no detail was left untouched. Every update was carefully selected to honor the home's character while enhancing everyday comfort and style. Inside, warm architectural details set this home apart. A stunning double-sided fireplace, crafted with reclaimed architectural brick salvaged from Alabama, serves as the heart of the home, creating a striking focal point that connects the living spaces with warmth and charm. Elegant arched doorways add timeless character throughout, blending classic design with the home's fresh, modern finishes. A private den leaves room for a potential 3rd bedroom, with attached bathroom and closet. The spacious layout flows seamlessly to a beautiful screened lanai—an ideal setting for morning coffee, outdoor dining, or relaxing evenings overlooking the generous backyard. Situated on a large lot (high and dry out of any flood zone), the property offers both space and peace of mind, with plenty of room to entertain, garden, or add a pool! Perfectly positioned to embrace the Palm Harbor lifestyle, this move-in-ready home is less than 6 miles to Downtown Dunedin, Honeymoon Island, and Downtown Safety Harbor. Homes that have been this meticulously maintained and lovingly reimagined are truly rare—this is one you won't want to miss.

533 66th Street N, Palm Harbor

$450,000

3 Beds ⋅ 2 Baths ⋅ Arbor Glen - Ph One SubDv.

This move-in-ready 3-bedroom, 2-bathroom home with a 2-car garage lives far larger than expected, beginning with an approximately 273-square-foot enclosed Florida room with central heat and air, expanding the home to approximately 1,381 square feet of usable space. Filled with natural light and overlooking the backyard, it is ideal as a spacious family room, home office, or creative retreat. A separate covered and screened porch opens the home to the backyard, making outdoor living comfortable in every season. Inside, the kitchen and both bathrooms were remodeled in 2022 with granite countertops and updated fixtures. The kitchen also features stainless steel appliances. Crown molding and interior and exterior paint were completed in 2022. The split bedroom floor plan offers added privacy, and the washer and dryer are included. The expensive projects are already taken care of, with a NEW AC SYSTEM installed in July 2026, a WATER HEATER approximately one year old, and a NEW ROOF to be installed prior to closing. Located in the heart of desirable 34683, the home is zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School, with the middle school a couple of blocks away. The large backyard offers plenty of room for entertaining, gardening and enjoying the outdoors. Close to downtown Palm Harbor, quaint Dunedin, the Pinellas Trail, parks, shopping, dining, and the beaches of Honeymoon and Caladesi Islands. No flood insurance required. Move in, spread out, and enjoy everything this home and location have to offer.

260 Arbor Glen Drive, Palm Harbor

$435,000

3 Beds ⋅ 2 Baths ⋅ Beacon Groves Unit Iii SubDv.

Welcome to this desirable single-family home in the heart of Palm Harbor’s highly sought-after Beacon Groves subdivision. This Updated 3-bedroom, 2-bath property includes low maintenance engineered hard wood, laminate and tile tough out. No flood insurance required (86’ above sea level), and an unbeatable location this home truly stands out. From the moment you arrive, the curb appeal is undeniable. Inside, you’ll find an inviting open-concept floor plan designed for both comfort and entertaining. The kitchen features a large island with seating while the adjoining dining room provides additional space and opens directly to the backyard. The outdoor living area is designed for gatherings and Florida-style entertaining, with a large, fenced yard, expansive patio, while the privacy fence creates a secure environment for pets and play. Inside, the primary suite includes a walk-in closet and en suite bath with walk-in shower. Two additional bedrooms give space for many options. All of this comes with the added benefit of being zoned for top-rated Palm Harbor schools, with convenient access to US 19, Belcher Road, downtown Palm Harbor, shopping, dining, and Gulf beaches. Move-in ready and full of charm, this property is the perfect opportunity to own your own slice of paradise in Palm Harbor. This property is ready for you to move in and start creating wonderful memories. Don’t miss this opportunity to make this lovely house your home.

1760 E Orangeside Road, Palm Harbor

$450,000

2 Beds ⋅ 2 Baths ⋅ Forest Grove Ph I SubDv.

POOL! LOCATION! LIFESTYLE! You will LOVE this move-in ready, 2-bedroom, 2-bathroom, 2-CAR garage, spectacular POOL home situated on nearly 1/4 of an ACRE in the highly sought-after Forest Grove community!! NO HOA! NO FLOOD ZONE! ~ Upon entering, you’ll immediately notice the spacious, bright living and dining room area where a striking floor-to-ceiling stone wood-burning FIREPLACE creates a beautiful focal point while adding warmth and character. The adjoining large kitchen has abundant cabinetry and countertop space, eat-in dining area, STAINLESS STEEL appliances (ALL INCLUDED), and plenty of NATURAL LIGHT – including a window over the sink! Nearly every room in the home - including both bedrooms – offers beautiful views of and direct access to your sparkling POOL with its beautiful (and soothing) cascading WATERFALL! Your OVERSIZED lanai/sunroom (22’10”x15’4”) and the additional separate screened patio lead to your inviting POOL and its expansive pool deck creating the perfect setting for entertaining or just relaxing! The backyard is huge and fully fenced - offering privacy and space that’s becoming increasingly hard to find! ~ The primary bedroom boasts a walk-in closet and large windows that fill the room with NATURAL LIGHT, while framing a gorgeous, unobstructed view of the POOL! Your private ensuite includes a beautiful tiled walk-in shower and extra-long, stylish dual sink vanity. The spacious guest bedroom is bright and welcoming, with easy access to the guest bathroom. You’ll be impressed with how roomy both bedrooms and bathrooms actually are! The oversized 2-car garage offers plenty of space for vehicles, storage, hobbies, or maybe a workshop. ~ More highlights include: LVP (luxury vinyl plank) FLOORING THROUGHOUT, including at the lanai/sunroom ~ Hurricane-rated impact windows (2024) on most windows ~ ROOF (2023) ~ WATER HEATER (2026) ~ New dishwasher ~ Garbage disposal newer ~ Wood deck treated less than 2yrs ago ~ Reclaimed-water sprinkler system. ~ This amazing home is located 10mins from Honeymoon Island State Park, Caladesi Island State Park, & charming Downtown Dunedin. Only 10 miles to Clearwater Beach and 30mins to Tampa International Airport! You’ll also enjoy convenient access to top-rated hospitals, marinas, championship golf—including Innisbrook Golf Resort, Countryside Mall, boutique shopping, locally owned restaurants, parks, and countless everyday conveniences. Zoned for highly rated Ozona Elem, Palm Harbor Middle, and Palm Harbor Univ High School! ~ Homes like this don’t come along often! You’ve got to COME SEE IT!

1100 Persimmon Drive, Palm Harbor

$449,900

3 Beds ⋅ 2 Baths ⋅ Orangepointe Unit Ii SubDv.

Virtually Staged. Welcome home to this beautifully refreshed property featuring an open-concept floor plan designed for comfortable everyday living and effortless entertaining. Charming brick exterior accents, fresh exterior paint, mature landscaping, and a generously sized lot create outstanding curb appeal. Inside, you'll find fresh interior paint, durable luxury vinyl plank and tile flooring throughout, ceiling fans, window blinds, and a bright, inviting living space. The kitchen is equipped with stainless steel appliances, crisp white cabinetry, and ample storage, seamlessly flowing into the main living and dining areas. The oversized primary suite offers a relaxing retreat with a private ensuite bathroom, while the dedicated laundry room adds everyday convenience. Step outside to enjoy the spacious backyard with plenty of room for outdoor entertaining underneath a covered patio. With tasteful updates, a functional layout, and generous indoor and outdoor living spaces, this move-in-ready home is one you won't want to miss!

2431 Grove Ridge Drive, Palm Harbor

$440,000

2 Beds ⋅ 2 Baths ⋅ Crystal Beach Rev SubDv.

Welcome to the charming coastal community of Crystal Beach, where Old Florida charm meets the ultimate outdoor lifestyle. Situated just moments from the Gulf, this beautifully maintained property offers the perfect blend of comfort, convenience, and resort-style living.Step outside into your own private backyard retreat featuring a newly screened pool enclosure, an inviting outdoor fire pit, a spacious pergola for relaxing or entertaining, and a dedicated grilling area—perfect for enjoying Florida's beautiful weather year-round.Beyond the home, you'll fall in love with everything Crystal Beach has to offer. Cruise the golf cart-friendly streets, take in breathtaking Gulf sunsets, stroll or bike along the Pinellas Trail, fish from the community pier, or enjoy nearby parks, local restaurants, boutique shopping, and top-rated schools. Ideally located in the heart of Crystal Beach, you'll enjoy a peaceful coastal atmosphere while remaining just minutes from downtown Palm Harbor, Tarpon Springs, Dunedin, Honeymoon Island, and some of the area's most beautiful Gulf beaches. Whether you're searching for a full-time residence, seasonal retreat, or investment opportunity, this exceptional home and unbeatable location truly capture the best of the Florida lifestyle.

136 Maryland Avenue, Palm Harbor

$417,900

3 Beds ⋅ 3 Baths ⋅ Tanglewood Townhomes SubDv.

This Spectacular townhome nestled in a quaint 18-unit Mediterranean style, well maintained community. This must-see deal features: 3/2.5/2, with water and golf course views. The first floor has a well-designed open floor plan that boasts high ceilings, 1/2 bath, coat closet, oak wood flooring. The spacious Kitchen with garage access (with 2 oversize bays and epoxy flooring), solid oak cabinets and granite counter tops, the large dining area is separated by granite bar top that easily seats 6. The living room has a built in tv niche with ceiling surround sound speakers, a beautiful, paved courtyard with privacy wall. The second floor, also with high ceilings, features a large landing/loft tiled area with the laundry room and storage cabinets, two guest bedrooms and a full bath, with granite counter tops. The primary bedroom features water and golf course views, a gas fireplace and access to a relaxing, paved veranda with water/golf views, the tiled ensuite bathroom with a large shower and bench and has a garden tub. The double sink, solid wood vanity, has granite countertops, large walk-in closet, and a water closet.

2650 Tanglewood Trail, Palm Harbor

$444,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv.

Welcome to this beautifully updated 2-bedroom, 2-bath residence, offering over 1,750 square feet of elegant living space in Palm Harbor’s premier 55+ golf community, Highland Lakes. Step inside to discover a thoughtfully designed floor plan featuring a fully renovated kitchen that effortlessly flows into the spacious main living area, perfect for entertaining or relaxing. Enjoy the convenience of an attached 2-car garage, an expansive temperature-controlled Florida Room, and an inviting outdoor living area with limitless possibilities. Sunlight pours through large, updated windows, illuminating every corner with warmth and natural light. The living room showcases a custom accent wall with built-in cabinetry and a striking stone-faced electric fireplace, creating a welcoming focal point. The adjacent dining area features a handcrafted built-in banquette - ideal for gatherings both large and small. The chef-inspired kitchen is a true showpiece, boasting granite countertops, sleek modern cabinetry, and stainless steel appliances, including a brand-new (2025) induction cooktop, refrigerator, and dishwasher. Recessed lighting, extensive built-in pantry storage, and a convenient breakfast bar adjoining the family room make this kitchen as functional as it is beautiful. Retreat to the serene primary suite, which offers a spa-like en suite bath, a spacious walk-in closet with custom organizers, and sliding doors leading to the Florida Room. The luxurious primary bath features a modern vanity with an integrated sink, a custom tiled walk-in shower with dual showerheads, and a seamless glass enclosure. The versatile second bedroom provides ample comfort for guests or hobbies, with its own large walk-in closet with custom organizers and a nearby guest bath. The guest bath exudes modern charm, complete with a floating vanity and vessel sink, a custom tiled walk-in shower surrounded by glass, and stylish wood-look tile flooring. The expansive Florida Room opens to a lush green space featuring a private pergola and an open patio with a retractable awning- perfect for enjoying the outdoors year-round. Relax among tropical landscaping and a thoughtfully designed succulent garden, embracing the quintessential Florida lifestyle. Recent major upgrades include a NEW roof (2023), NEW HVAC and ductwork (2025), fresh interior and exterior paint (2026), an epoxy-coated garage floor (2026), and professionally landscaped front and rear yards (2024). Located in a non-evacuation zone, this home offers peace of mind and year-round comfort. Highland Lakes residents enjoy an exceptional, resort-style lifestyle with a low HOA fee covering unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, and an active clubhouse filled with social events and fitness classes. There’s also a lakeside lodge on Lake Tarpon, featuring a private boat ramp, fishing pier, and community pontoon boats. Additional highlights include free RV and boat storage, golf cart-friendly streets, and proximity to award-winning Gulf beaches, fine dining, shopping, medical centers, major airports, and a cruise port. This remarkable home blends sophistication, comfort, and active Florida living. Come take a look…You’ll love what you see!

2632 Camille Drive, Palm Harbor

$419,900

2 Beds ⋅ 2 Baths ⋅ Pine Lake SubDv.

This incredible move-in-ready home in highly desirable Palm Harbor comes with a $6,000 seller credit at closing! Located just minutes from the Gulf beaches in a desirable non-flood zone, this beautifully maintained home offers the perfect blend of peace of mind, comfort, and convenience. Ideal as a first home, seasonal retreat, or for those looking to downsize, the community also features an optional HOA of only $100 annually. The spacious floor plan features a large primary bedroom, engineered hardwood flooring throughout the living areas, elegant crown molding, and an oversized screened lanai with an expanded deck—perfect for entertaining or simply relaxing. The kitchen boasts high-quality granite countertops, subway tile backsplash, stainless steel appliances, and quality cabinetry that extends into the bathrooms and laundry room. The primary suite also features a custom closet organizer. Major Updates: Roof (2017) • High-Impact Windows (2018) • Expanded Deck & Birdcage (2021) • A/C (2023). Additional improvements include blown-in insulation above and throughout, new return ductwork replacing the original returns, attic ventilation fans with wireless controls for improved energy efficiency, an expanded driveway with additional parking pad, vinyl fencing with gate, and the home comes wired with ADT security. Location truly sets this home apart! Just steps from the Pinellas Trail, you'll enjoy approximately 45 miles of scenic trails for walking, running, and biking. You're also just minutes from Sunset Beach, Fred Howard Park, the historic Tarpon Springs Sponge Docks, Honeymoon Island State Park, charming Dunedin, and convenient access to U.S. Route 19 for commuting throughout Pinellas County. This exceptional home truly offers the complete package—quality updates, energy-efficient improvements, an outstanding location, and move-in-ready condition. Schedule your private showing today!

4712 Simcoe Street, Palm Harbor

$419,000

3 Beds ⋅ 2 Baths ⋅ Sutherland Town Of SubDv.

Welcome Home! Beautiful 3 Bedrooms, 2 Bathrooms, Plus Air Conditioned 1 Car Garage. Bright & Open Floorplan with Decorator light fixtures in Living Room & Kitchen. Kitchen has Updated Cabinets, Counters, & Appliances. Living Room has sliders to Side Patio area for Relaxing / Entertaining. Primary Bedroom is Spacious and has ensuite Completely Updated Bathroom with Glass Door Shower. Bedroom has Sliders to Back Patio & Fire Pit area. Two additional Bedrooms and Updated Guest Bathroom with Jetted Tub. Wood Plank Luxury Flooring throughout living areas with Tile in the Bathrooms. Enjoy your Privacy in the Fenced Back Yard with Fire Pit and boardwalk. AC new in 2019, Roof in 2017, Refrigerator 2025, & Water Heater 2018. No storm damage, no flooding, & no power loss during last years storms. This home is built solid, is Not located in a flood zone (home is situated at 54 ft. elevation), non-evacuation zone, and does Not have an HOA. Plenty of parking for your RV & Boat, located on a non-through street! Down Payment Assistance Program Available to Qualified Buyers. Great Location in the Downtown Palm Harbor Area. Quick walk or Golf Cart ride to the area Restaurants, Breweries, Shops, Parks, Playgrounds, & Waterfront Sunsets. A Short Bike Ride to the Pinellas Trail. This Is Paradise!

1335 15th Street, Palm Harbor

$450,000

2 Beds ⋅ 2 Baths ⋅ Crystal Beach Rev SubDv.

412 PENNSYLVANIA AVE in CRYSTAL BEACH! 2 PLATTED LOTS NON FLOOD ZONE! Welcome to this charming coastal cottage at 412 Pennsylvania Avenue, nestled in the eclectic and historic waterfront community of Crystal Beach. Situated in a desirable high-and-dry X flood zone, this property offers peace of mind along with the relaxed Florida lifestyle you've been searching for. Previously leased out through Air BNB for the past few years! Great income potential! Just a few blocks from the waterfront park and fishing pier, you'll enjoy breathtaking Gulf sunsets and easy access to the community's scenic shoreline. The entrance to the Pinellas Trail is conveniently located at the end of Pennsylvania Avenue, and golf carts are welcome throughout the neighborhood, making it easy to explore all that Crystal Beach has to offer. Positioned on two lots with alley access, this inviting 2-bedroom, 2-bathroom home features an open-concept floor plan and a spacious, fully fenced backyard with plenty of room for pets, play, entertaining, or future possibilities. The oversized one-car garage includes a washer and dryer, additional storage space, and a second full bathroom. With no deed restrictions, you'll appreciate the flexibility and ample space to park boats, RVs, golf carts, and other recreational vehicles right on your property. The Sutherland Bayou public boat ramp is only minutes away, providing quick access to the Gulf and surrounding waterways. Inside, the home is move-in ready with easy-care tile flooring throughout, an updated bathroom featuring a walk-in shower with glass enclosure, and numerous recent improvements, including new windows and doors installed in 2025 and 2026, an A/C system replaced in 2023, and a roof installed in 2016. Operated as a successful Airbnb, this property offers excellent income-producing potential. Most furnishings are negotiable, making this an attractive turnkey opportunity for investors or seasonal residents. Ideally located near the area's most beautiful beaches, including Honeymoon Island, Caladesi Island, Clearwater Beach, and Fred Howard Park Beach, and just 10 minutes from the vibrant downtown districts of Dunedin and Tarpon Springs. Come experience the unique charm, friendly atmosphere, and coastal beauty of Crystal Beach. As the locals say, "If you're lucky enough to live in Crystal Beach, you're lucky enough."

412 Pennsylvania Avenue, Palm Harbor

$419,000

2 Beds ⋅ 2 Baths ⋅ Anchorage Of Tarpon Lake Unit Three The SubDv.

Welcome to the highly sought-after Anchorage of Lake Tarpon, nestled within the desirable East Lake Corridor. This well-established 55+ active adult community is surrounded by natural beauty, mature landscaping, and abundant wildlife, creating a peaceful setting you'll love coming home to. Situated on a beautifully landscaped corner lot, this meticulously maintained, move-in-ready 2-bedroom, 2-bath home with a spacious 2-car garage offers timeless Florida charm. From the moment you arrive, the inviting curb appeal, covered front porch and lush landscaping make a lasting impression. Step inside to discover a bright, welcoming interior filled with natural light and a thoughtfully designed floor plan that balances formal and casual living spaces. The spacious formal living room features a large picture window that brings the outdoors in, while the adjacent formal dining room is perfect for holiday gatherings and entertaining. The kitchen offers ample cabinetry, generous counter space, Samsung SS appliances. A casual nook provides the ideal setting for morning coffee and everyday meals. The kitchen flows seamlessly into the cozy family room, creating a second living area where family and friends can gather. An informal dining space between the kitchen and family room is perfect for playing cards or game night and has access door to the outdoor living space. Adding to the home's functionality is a true inside laundry room complete with cabinetry, and a utility sink. The split-bedroom floor plan offers privacy for both owners and guests. The spacious primary suite is at the rear of the home and features a large walk-in closet and updated ensuite bath with a walk-in shower, tile from floor to ceiling, and wood cabinetry. A split plan, guests will enjoy a secondary bedroom at the front of the home and a full hall bath. One of the home's desirable features is its indoor-outdoor living design. The expansive pergola covered patio is accessible from the family room, and kitchen, creating a natural extension of the living space, overlooking the beautifully landscaped yard, providing the perfect spot for al fresco dining and entertaining. The oversized 2-car garage offers abundant storage. Major updates provide peace of mind, including a new roof (2024), A/C (2016) with new coil (2025), and water heater (2025). Life in Anchorage of Lake Tarpon extends far beyond your front door. Residents enjoy a remodeled clubhouse and community pool just a block away. The clubhouse features a library, pool table, kitchen, gathering spaces, and a full calendar of social activities. Outdoor enthusiasts will appreciate the community's prime location adjacent to the Pinellas Trail and 250-acre John Chestnut Sr. Park. A private neighborhood walkway provides direct access to Lake Tarpon's boat launch, walking trails, dog park, playground, and scenic natural surroundings. The community is pet-friendly, and golf cart friendly. Conveniently located along the East Lake corridor, near the YMCA, premier golf courses, shopping, dining, and medical facilities, this home is also just 20 minutes from award-winning Gulf beaches, Tampa International Airport, professional sports venues, Ruth Eckerd Hall, and the shops and waterfront charm of downtown Dunedin. This is a rare opportunity to enjoy a classic Florida home in a welcoming, nature-rich community where neighbors become friends, and every day feels like a vacation. NOT IN A FLOOD ZONE.

2211 Portside Passage, Palm Harbor

Homes for Sale in Palm Harbor, FL Between $400,000 to $450,000

All Palm Harbor, FL Homes for Sale Between $400,000 to $450,000

Joseph Sullivan Real Estate

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