Waterfront Homes for Sale in Palm Harbor, FL

1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv.

Waterfront living with direct Gulf access! Welcome to 593 Westwinds Drive, a charming villa-style condo where the Florida boating lifestyle begins right outside your back door. Located directly on a saltwater canal, this home features its own floating dock with 2 6-feet wide benches, giving you the opportunity to keep your boat just steps away and head out toward the Gulf for a day of fishing, cruising, or catching a spectacular Florida sunset. The waterfront setting is just as enjoyable from land. Relax out back, cast a line from your dock, or simply watch for manatees, dolphins, and other Florida wildlife passing through the canal. It's the kind of peaceful setting that makes every day feel a little more like vacation. Inside, you'll find comfortable, low-maintenance living with ceramic tile flooring throughout and an expanded living area, providing additional space to relax while enjoying the waterfront lifestyle year-round. This pet-friendly, close-knit community makes ownership easy, with the HOA fee including water, sewer, trash, basic cable, building insurance, exterior maintenance, and grounds care—leaving you more time to enjoy everything this waterfront location has to offer. Major updates add even more value and peace of mind: ROOF 2025, WATER HEATER 2024, AND EXTERIOR PAINT 2025/2026. Whether you're looking for a seasonal escape, a full-time waterfront home, or an affordable way to enjoy boating with direct Gulf access, this property offers a rare combination of convenience, waterfront beauty, and true Florida living.

593 Westwinds Drive Unit 593, Palm Harbor

$199,900

Lake Highlands Estates SubDv.

Vacant lot in Highland Lake Estates to build your dream home overlooking Highland Lake. Please see attached survey. The lot for sale is lot 89

2242 Casa Vista Drive, Palm Harbor

$565,000

3 Beds ⋅ 2 Baths ⋅ Baywood Village Sec SubDv.

Where else and you be on canal front property for this price? Tucked back in Baywood Village. We've seen everything from snook to dolphins on this waterfront paradise. This beautifully UPDATED slice of paradise is the ultimate year-round sanctuary or seasonal getaway you've been dreaming of! This home features three bedrooms and 2 bathrooms with a two-car garage. All the rooms have been updated and move-in ready. Baywood has a community center and the neighborhood is golf cart

344 Crosswinds Drive, Palm Harbor

$499,400

3 Beds ⋅ 2 Baths ⋅ Chattam Landing Ph Ii SubDv.

Pond-View Villa with Courtyard Pool | 2017 Tile Roof | Gated Chattam Landing Welcome to your serene pond-view retreat in gated Chattam Landing, a quiet 90-home villa community within Ridgemoor. The gated entrance adds an extra layer of security and peace of mind. This 3-bedroom, 2-bath, 2-car garage home offers 1,614 sq ft of heated living space designed for easy Florida living and effortless entertaining. An open floor plan flows from the living areas to a breakfast bar and French doors that open to the lanai. New ceramic wood style tile flooring creates a clean, continuous feel throughout. A wood-burning fireplace adds warmth and character, while the courtyard-style pool and screened outdoor living space turn everyday evenings into a private escape. Enjoy morning coffee to the sounds of nature and pond views that make the home feel like a true oasis. Peace of mind is built in: a concrete tile roof (2017), AC (2018), and block construction. The home is in Flood Zone X, so flood insurance is not required. The tile roof is part of the community’s well-kept standard, and the HOA handles weekly watering and yard maintenance along with trash removal—so the grounds stay beautiful without the weekend chores. Residents also enjoy Ridgemoor amenities including pickleball, tennis courts, a playground, and walking and bike trails through a tranquil, forested setting with frequent wildlife sightings. An attached 2-car garage and pond-view setting complete this rare mix of privacy, convenience, and low-maintenance living. Close to top Pinellas schools, shopping, dining, John Chesnut Sr. Park on Lake Tarpon, and a short drive to the Gulf beaches. Come see why this villa feels like a retreat from the hustle—and a place you will want to stay.

5466 Greyston Street, Palm Harbor

$1,799,900

4 Beds ⋅ 3 Baths ⋅ Baywood Village SubDv.

Pre-Construction. To be built. Custom new construction by WinWay Homes on a cleared saltwater waterfront lot at 303 Morningside Dr in Palm Harbor’s Baywood Village. The Athens is an elevated 2,431-square-foot coastal home with 4 bedrooms, 3 full bathrooms, and a 2-car garage. The open layout is designed for everyday living and entertaining, with a stylish wet bar and a primary suite that includes space for a freestanding tub. This is an elevated residence — the right plan for a flood-zone canal lot — with living space lifted above the garage and strong curb appeal. The homesite is 68 ft x 100 ft (7,000 sq ft) with 68 feet of saltwater canal frontage, a canal view, and sailboat water with no fixed bridges to the Gulf. Open water on the Intracoastal is about 2,000 feet from the lot. The prior home has been demolished. An existing dock with boat lift is already in place, so you can use the water while the new home is built. This is a rare combination in north Pinellas: a build-ready waterfront lot, a usable dock and lift, and a new custom home by WinWay. About 2 miles to Innisbrook Golf Resort. Minutes to downtown Palm Harbor, Ozona, Tarpon Springs, Honeymoon Island, Caladesi Island, and the Pinellas Trail. Assigned schools include A-rated Sutherland Elementary, Tarpon Springs Middle, and Tarpon Springs High. Public water and sewer. Zoning R-3.

303 Morningside Drive, Palm Harbor

$600,000

Baywood Village SubDv.

This cleared 80 ft x 100 ft (7,000 sq ft / 0.16 acre) homesite at 303 Morningside Drive offers 68 feet of saltwater canal frontage, a canal view, and sailboat water with no fixed bridges to the Gulf. Open water on the Intracoastal is about 2,000 feet from the lot. The prior home has been demolished, so the parcel is clean and ready for a new custom coastal home. An existing dock with boat lift is already in place. That means a buyer can use the water on day one while plans for the new home move forward. True waterfront — not just a water view No-bridge sailboat access to the Gulf Dock and lift already on site Public water, sewer, electric, cable, and internet available Zoning R-3 Room on the 68x100 lot for a new home, outdoor living, and a pool About 2 miles to Innisbrook Golf Resort Minutes to downtown Palm Harbor, Ozona, Tarpon Springs, Honeymoon Island, Caladesi Island, and the Pinellas Trail Assigned schools include Sutherland Elementary (A-rated), Tarpon Springs Middle, and Tarpon Springs High About 22 miles to Tampa International Airport Saltwater lots with sailboat access and a usable dock are scarce in north Pinellas. Build your waterfront home here and keep the boat in your backyard.

303 Morningside Drive, Palm Harbor

$769,900

3 Beds ⋅ 3 Baths ⋅ St Joseph Sound Estates SubDv.

Welcome to peace and tranquility! Beautifully updated waterfront home is tucked away on a quiet cul-de-sac location in desirable Ozona, offering an exceptional blend of privacy and natural beauty. As you enter the wide-open floor plan, you will immediately be captivated by the dramatic 20-foot pine-adorned ceiling and expansive picture windows, framing serene views of the backyard bayou. The inviting living area features a beautiful natural-stone wood-burning fireplace, plantation shutters, and new flooring. Sliding glass doors lead to two balconies overlooking the water - creating the perfect setting for your morning coffee. The stunning new kitchen, updated in 2025, is designed for both everyday living and entertaining, with a large center island, marble countertops, stainless-steel appliances all seamlessly opening to the living area. Two spacious bedrooms with good size closets and an updated bath are located on the 2nd level. The 3rd level provides the primary retreat with a large walk-in closet, en-suite bath featuring dual vanities and a large walk-in shower with skylight. A unique loft/ catwalk overlooks the dramatic living space below and leads to a third-floor balcony, offering an exceptional space to enjoy the tranquil waterfront setting. The finished lower-level bonus room (not included in total Sq Ft) adds approximately 525 additional square feet of air-conditioned space with a new mini-split A/C system (2024), featuring a family room or game room, 4th bedroom, and a full bath, making this area ideal for a home office, guests or a private in-law suite. New Roof in 2022, two New A/C systems in 2023 and 2026. Oversized 3 car side entry garage. A quiet cul-de-sac location with mature tropical landscaping, a large circular driveway, and ample parking provide plenty of room for vehicles, a Boat or RV. (NO HOA) Short-term rentals are allowed. Enjoy fishing from your own private dock with built-in seating, the bayou is saltwater-fed from St. Joseph Sound. This home offers a wonderful coastal lifestyle while being conveniently close to top-rated schools, including Palm Harbor University High. Pop Stansell Park with a waterfront fishing pier - just around the corner. Golf-cart-friendly community, walk or ride your golf cart to the local restaurants and boutiques of downtown Palm Harbor and Pinellas trail. Just minutes from downtown Dunedin, the Dunedin causeway, Honeymoon island, Innisbrook - championship golf and numerous marinas. 10-15 Minutes to the historical Tarpon Springs Sponge docks, 15-20 Minutes to the beautiful renowned Clearwater beach. 20-25 Minutes to Tampa and St Pete airports.

777 Claudia Lane, Palm Harbor

$3,750,000

5 Beds ⋅ 6 Baths ⋅ Indian Bluff Island 2nd Add SubDv.

WOW — ABSOLUTELY STUNNING LUXURY WATERFRONT HOME! Welcome to 128 Carlyle Dr, Palm Harbor, FL 34683, an extraordinary waterfront residence where breathtaking views, thoughtful design, and resort-style outdoor living come together in one of Palm Harbor’s most desirable locations. Meticulously redesigned by OG Interiors, this home has been transformed with a sophisticated coastal style while still feeling warm, comfortable, and inviting. The true showstopper is the incredible outdoor living space. Designed for entertaining and enjoying the Florida lifestyle year-round, the backyard features brand-new, low-maintenance turf, professionally installed landscape lighting, mature palms, and an expansive resort-style swimming pool surrounded by multiple areas for lounging and entertaining. The brand-new outdoor kitchen is complete with a bar, TV, and plenty of space to gather with family and friends. As the sun begins to set, head to the waterfront fire pit lounge and take in the spectacular open-water views toward Honeymoon Island. This is the kind of backyard that feels like your own private resort. Boaters and anglers will appreciate the brand-new composite dock with fish-cleaning station, offering direct access to the water and making it easy to enjoy boating, fishing, kayaking, paddleboarding, and everything the Gulf Coast lifestyle has to offer. Inside, walls of windows and doors take advantage of the incredible waterfront setting and fill the home with natural light. The spacious kitchen and living areas are designed for entertaining, while multiple balconies and outdoor spaces allow you to enjoy the views from throughout the property. Beautiful finishes, custom details, updated bathrooms, designer lighting, and carefully selected fixtures can be found throughout. The home offers 5 bedrooms, 4 full bathrooms and 2 half bathrooms, plus a versatile additional downstairs living area featuring its own kitchenette, lounge area and full bathroom—ideal for guests, extended family, a private retreat, game room, or additional entertaining space. Additional highlights include a private putting green, outdoor fire pit, expansive pool and covered entertaining areas, multiple waterfront balconies, generous storage, garage space, and spectacular sunset views. This is more than a waterfront home—it is a complete Florida lifestyle. Spend the day on the water, entertain by the pool, enjoy dinner from your outdoor kitchen, and finish the evening around the fire pit watching the sun disappear over the Gulf. Homes with this combination of waterfront, outdoor living, design, boating access, and views rarely become available. Reach out to me today to schedule your private tour of 128 Carlyle Dr and experience this incredible property in person.

128 Carlyle Drive, Palm Harbor

$1,890,000

Escape to your own private, park-like sanctuary in the heart of Palm Harbor. This rare and exclusive 4.2-acre residential parcel offers an unparalleled opportunity to design and build a premier Florida generational estate. Surrounded by mature trees and lush, manicured landscaping, this highly secluded homesite ensures absolute privacy with minimal neighboring visibility, creating the perfect, tranquil canvas for a luxury dream home. The expansive acreage provides limitless potential to curate an exquisite, high-end lifestyle. Imagine designing your personal oasis, complete with a custom resort-style pool, tennis or pickleball courts, manicured botanical gardens, and private multi-car garages to house a prized automotive collection. County-friendly zoning comfortably supports an off-the-grid lifestyle with ample space to keep large farm animals and poultry, allowing you to enjoy a peaceful pastoral retreat without sacrificing modern, upscale conveniences. An Unrivaled Palm Harbor Location & Lifestyle While tucked away in absolute serenity, you are situated just blocks from the vibrant heart of historic Downtown Palm Harbor. Known for its coastal charm, golf-cart-friendly streets, craft breweries, boutique shopping, and highly acclaimed local dining, downtown also plays host to lively community festivals and seasonal markets. Outdoor enthusiasts will cherish the proximity to the famous Pinellas Trail for cycling and walking, the pristine shores of Honeymoon Island State Park, and nearby tranquil spots like Wall Springs Park. For boating aficionados, local marinas offer quick access to the glittering waters of the Gulf of Mexico. Top-Tier Education An ideal setting for a growing family, this premier location is served by Palm Harbor’s top-rated, A-graded public and private schools, including the highly prestigious Palm Harbor University High School. Living here ensures your family has access to some of the finest educational opportunities in Pinellas County. Meticulous Prep Work Completed Extensive, high-quality preparation has already been completed to make this homesite immediately ready for your architect's vision. Premium upgrades include: Full removal of previous structures (demolition complete) Selective, professional land clearing to preserve the most beautiful mature trees Newly installed quality fencing securing the boundaries A fully refurbished asphalt easement driveway (deed recording in process) An elegant, newly constructed private "Y" entrance layout off Hermosa featuring an asphalt easement driveway and a beautiful layout, with an additional neighboring gate currently underway. A True Legacy Estate Nestled among established executive neighborhoods featuring substantial, custom estates, this vacant land stands as a highly desirable, secure generational asset that will anchor your family’s legacy for decades to come. Commuting is effortless, with seamless access to major thoroughfares like Alt. 19, Belcher Road, and Tampa Road, offering a direct, easy route to Tampa International Airport, downtown Tampa, and St. Petersburg. Private tours are available upon request to experience the sheer scale, beauty, and magnificent potential of this landmark Palm Harbor property.

1676 Hermosa Drive, Palm Harbor

$1,000,000

4 Beds ⋅ 3 Baths ⋅ Grand Cypress On Lake Tarpon SubDv.

Welcome to refined Florida living in Grand Cypress, a gated community with private resident boat access to Lake Tarpon. Set amid lush green space, mature trees and shimmering lake views, this exceptional residence offers four bedrooms, three full bathrooms, an additional flex room and nearly 3,100 square feet of living space. A heated screened pool with brick-paver decking, three-car garage and Mediterranean tile roof complete the setting. The exterior was painted and the bulkhead redone in 2026. For added peace of mind, a 22 kW Generac whole-home generator was installed in 2025 and connected to the gas line with two 200-amp automatic transfer switches. An eagle’s nest is visible from the backyard. Throughout the seller’s ownership, eagles have returned to the nest and raised their young, offering a rare opportunity to observe them against the backdrop of Lake Tarpon and the surrounding preserve. Double leaded-glass entry doors open to an impressive foyer and gallery-style hallway with high ceilings, eight-foot doors, crown and picture-frame moldings and a neutral palette. Brazilian cherry wood flooring enriches the main living areas, while chiseled travertine is featured in the kitchen, secondary hallways, laundry room and bathrooms. The well-planned layout provides generous gathering spaces while keeping the bedroom wings comfortably separated. The formal dining room, great room, kitchen and casual dining area flow together in an open arrangement. Triple sliding doors frame the pool, green space and lake views while connecting the interior to the covered lanai. The kitchen features 42-inch wood cabinetry, undercabinet lighting, granite countertops, custom backsplash, five-burner gas cooktop, built-in oven and microwave, stainless steel appliances, custom range hood, center island, breakfast bar and full pantry. The private owner’s suite offers direct pool access and serene Lake Tarpon views. Its spa-like bathroom includes dual vanities, soaking tub, walk-in shower and private water closet. Two walk-in closets plus an additional California Closets system provide exceptional wardrobe storage. Near the entrance, a separate wing includes a full guest bathroom and the flex room, currently used as a jewelry design studio and equally suited for an office, creative or exercise studio, bonus room or guest accommodations. Two additional bedrooms and another full bathroom occupy a separate wing. The oversized laundry room includes a utility sink and abundant storage with access to the three-car garage. Tall garage ceilings provide vertical storage plus room for an extra refrigerator. Additional features include impact-resistant, energy-efficient windows and doors, plantation shutters, tray ceilings, upgraded trim, a central vacuum system with floor sweeps, tankless water heater, landscape irrigation and plumbing for a future poolside kitchen and outdoor shower. The heated screened pool, covered lanai and brick-paver deck create a private setting for dining, entertaining or enjoying the lake breeze. Residents enjoy a community boat ramp and dock with direct access to Lake Tarpon, Pinellas County’s largest freshwater lake, offering more than 2,500 acres for boating, fishing and recreation. Grand Cypress is near Innisbrook Golf Resort, Downtown Palm Harbor, Gulf beaches, shopping, dining and the historic Tarpon Springs Sponge Docks, with convenient access to Tampa International Airport. Schedule your private showing today.

2622 Grand Lakeside Drive, Palm Harbor

$153,000

2 Beds ⋅ 2 Baths ⋅ Harbor Club Condo SubDv.

Welcome to Harbor Club! This beautifully updated 2-bedroom, 2-bath condo features a desirable split floor plan and a peaceful third-floor location overlooking a beautiful pond, with no neighbors above. The spacious interior offers a comfortable layout, while the roof was replaced by the association in 2021, providing peace of mind with this major improvement already completed. Enjoy an unbeatable location just minutes from Honeymoon Island, Downtown Dunedin, and charming Ozona, where you can enjoy waterfront dining, live music, boutique shopping, and breathtaking sunsets. The Pinellas Trail is right outside the community, making biking and exploring the area easy and enjoyable. Harbor Club offers fantastic amenities, including two swimming pools, tennis courts, and a clubhouse. The Jolly Trolley is conveniently nearby, providing easy access to Clearwater Beach and beyond. Zoned for highly desirable Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School. Whether you're looking for a primary residence, seasonal retreat, or investment property, this condo offers an ideal Florida lifestyle in a highly sought-after location!

455 Alt 19 S Unit 202, Palm Harbor

$790,000

4 Beds ⋅ 4 Baths ⋅ Lake Tarpon Estates SubDv.

WELCOME TO YOUR ULTIMATE LAKE TARPON RETREAT! Tucked away on a quarter-acre lot in desirable Lake Tarpon Estates, this exceptional 3,354-square-foot heated saltwater pool home offers the perfect combination of spacious living, privacy, and waterfront lifestyle. With approximately 100 feet of freshwater canal frontage, direct access to Lake Tarpon, and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. The flexible split-bedroom floor plan features a private first-floor in-law suite with its own bedroom, full bathroom, kitchen area, and private entrance -ideal for guests, extended family, multigenerational living, or a private retreat. Upstairs, you'll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool. Outdoor living is exceptional, with more than 1,700 square feet of screened outdoor living space surrounding the heated pool and overlooking the peaceful waterfront. Whether you're entertaining, relaxing poolside, enjoying morning coffee, or watching spectacular Florida sunsets, this home was designed to embrace the waterfront lifestyle. The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Recent updates provide added peace of mind, including a roof approximately 4 years old, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. Best of all, there is NO HOA! Bring your boat, RV, and water toys and start enjoying the Palm Harbor waterfront lifestyle today.

3131 N Canal Drive, Palm Harbor

Waterfront Homes for Sale in Palm Harbor, FL

All Waterfront Homes for Sale in Palm Harbor, FL

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