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Waterfront Homes for Sale in Ruskin, FL

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Welcome to your dedicated resource for waterfront homes for sale in Ruskin, FL. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As local Ruskin, FL agents, Joseph Sullivan Real Estate specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the waterfront properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Waterfront Homes for Sale in Ruskin, FL

$399,000
5 Beds ⋅ 3 Baths ⋅ River Bend Ph 4a SubDv.
RARE FIND-NO FLOOD ZONE! ASSUMABLE LOAN WITH 2.8 INTEREST RATE! Situated on an expansive WATERFRONT lot, this home offers 5 bedrooms, 2.5 baths, a 3 car garage and the privacy of no rear neighbors with expansive pond views. Soaring ceilings, an abundance of natural light, luxury vinyl plank flooring, and crown molding enhance the spacious, open-concept layout. The combined formal living room and dining room is ideal for entertaining, and the inviting family room for everyday living. The kitchen features plenty of cabinet space, recessed lighting, stainless steel appliances with complementary tile backsplash, and beautiful countertops with a center island that opens to the breakfast nook with bay window and family room. Step outside to the covered lanai where plenty of time will be spent soaking in the water views. Upstairs, the primary suite has two walk-in closets and a luxurious soaking tub perfectly positioned between both vanities overlooking the water. All secondary bedrooms are ample in size and share the remaining full bath. Additional upgrades include: whole-home surround sound. River Bend West is a sought-after resort-style community with endless amenities including a heated pool, fully equipped gym, 2 playgrounds, a dog park, tennis courts, pickleball courts, and more. Just minutes from I-75 and US-41, you have easy access to nearby shopping, dining, schools, and commuting into Tampa, St. Petersburg or around Tampa Bay.

632 Tanana Fall Drive, Ruskin
$999,999
3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 1 SubDv.
2020 Custom Built Home on Prime 133’ Waterfront Lot with 17,000lb Boat Lift and 65’ Floating Dock on Deep Saltwater Canal with Gulf Access in the private enclave of South Shore Yacht Club! 3 Bedroom Plus Den, 3 Car-Garage, 2.5 Bathroom, Loft with 2nd Floor Balcony, Elevator, Designer Upgrades and More! Features and Upgrades Include: 17,000lb Dock with 30amp Power and Water, 65' Floating Dock, Elevator, Split Garage, GE Profile Appliance Suite with wall-mounted convection oven, cooktop, microwave/oven combo, and range hood, Custom 9'x7.5' Kitchen Island, Wood Laminate Flooring, Natural Lighting Throughout, 12' Ceilings, 8' Doors, covered lanai with a fully equipped outdoor kitchen, 2nd floor loft and balcony overlooking beautiful marina, community with Cable, Internet and Phone all included! Southshore Yacht Club is an exclusive, luxury residence, gated community just a few miles by boat on beautiful Tampa Bay to the Gulf of Mexico. Amenities include Resort Style Pool, Fitness Center, Clubhouse, Golf Cart Paths, Pickleball Court, 2 Restaurants, 2 Marinas, Beach Area and more! Enjoy the lifestyle of your dreams...beach, boating, fishing all nearby including Shell Key, Bunce's Pass, Egmont Key, Passage Key, John's Pass, Beer Can Island, Apollo Beach and more! Call Today for more details and your Private Tour!

3036 Christophers Watch Lane, Ruskin
$550,000
5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 3 SubDv.
Welcome to Sunset Have. A beautifully maintained 5-bedroom, 3-bathroom home in the sought-after gated community of Mira Lago in Ruskin, FL. Built in 2013, this 3,232 sq ft residence combines thoughtful design, premium upgrades, and an unbeatable South Shore lifestyle. Volume ceilings and an open floor plan greet you at the entry, flowing into formal living and dining areas and a gourmet kitchen featuring 42" espresso cabinets, granite countertops, stainless steel appliances, a breakfast bar, and a built-in desk nook. The split-bedroom layout offers privacy for the entire household. The luxurious master suite includes a sitting area, dual walk-in closets, a garden soaking tub, a walk-in tiled shower, and dual vanities with granite countertops. Premium Upgrades (all fully paid off): • 40 solar panels — dramatically reduced electric bills • Culligan whole-home water purification system • Hybrid water heater • Zoned high-efficiency AC • Hurricane protection • In-wall pest control system Fully fenced backyard (great for dogs), 4×16 raised garden beds, fishing access right out the back gate on the lake, and stunning fountain views at sunset. Quiet interior street in a family-friendly gated community. Mira Lago Community is a gated entry, resort-style pool, playground, and a welcoming neighborhood feel. The community has a strong military presence with many active-duty and retired families from MacDill AFB (approx. 45 min) calling Mira Lago home. Conveniently located near downtown Tampa (35 min) and some of the best Gulf Coast beaches in America — Fort DeSoto, St. Pete Beach, and Clearwater. Solar and Culligan system fully paid off — no loans to assume. All information believed accurate; buyers encouraged to verify independently.

408 19th Street Nw, Ruskin
$335,000
2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 02 SubDv.
WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying dolphin and manatee sightings. Of course, with the location of this particular town home you never have to leave home to enjoy manatee and dolphin sightings. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants frolic and entertain just feet from your terrace as you watch in wonder and delight! Enjoy an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option. Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades include luxury vinyl plank on both the stairway as well as the second floor, new living room furniture, along with the refrigerator, dishwasher, stackable washer/dryer and A/C being nearly new at less than a year old. This move-in ready home awaits the next fortunate owner with its inviting beach design vibe while providing the ultimate in comfort and relaxation. As a bonus, additional entertaining space provided in garage with dining table, chairs and mounted TV. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Don't miss out on this immaculately kept home - call TODAY to schedule an appointment!

3273 Mangrove Point Drive, Ruskin
$675,000
3 Beds ⋅ 2 Baths ⋅ Point Heron SubDv.
Welcome to the ultimate waterfront retreat! Completely remodeled in 2025, this terrific rambler is classic Florida living. Boasting exceptional curb appeal with its circular driveway, the move-in-ready 3-bedroom, 2-bathroom layout features tile flooring throughout, a bright and spacious living room, a large family room, an inside utility space, and a well-appointed kitchen. The entire home is designed to draw your eyes straight toward the back, where you’re greeted by wide-open, breathtaking views of your Little Manatee River frontage. Step outside onto the massive covered patio—the perfect spot to entertain or unwind—which overlooks an expansive, fully fenced yard with a storage shed, irrigation system, and plenty of room to add a pool. For boating enthusiasts, the property is a dream come true, featuring a brand-new seawall and a private boat dock with a 10,000-lb lift, offering completely bridge-free access to Tampa Bay and the Gulf. Complete with a new roof, hurricane-rated windows, a new water heater, a water softener, and two 12-foot gates for effortless RV parking, this marvelous home truly has it all.

806 Blue Heron Boulevard, Ruskin
$975,000
3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 3b SubDv.
Welcome to waterfront living in the highly desirable Southshore Yacht Club at Little Harbor! This beautifully maintained 3-bedroom, 2.5-bath residence features a spacious loft and 2-car garage with Tesla charger. Positioned on a premium waterfront homesite, this property built in 2024 enjoys peaceful canal views and direct access to Tampa Bay, creating an exceptional opportunity for those seeking the Florida boating lifestyle. The open-concept floor plan is filled with natural light and features a spacious kitchen overlooking the living and dining areas, making it perfect for entertaining. Upstairs, the generous owner's suite offers water views, while the loft provides flexible space for a second living area, media room, or playroom. Enjoy relaxing waterfront views from the lanai and fully fenced backyard. For boating enthusiasts, waterfront homes in the community are permitted for private docks and boat lifts. Built with impact-rated windows and sliding glass doors, this home offers modern construction and peace of mind. A major advantage is the exceptionally low flood insurance premium, reflecting the home's newer construction standards and resilient design. Residents enjoy resort-style amenities including a waterfront clubhouse, marina, heated pool, fitness center, pickleball courts, walking trails, and waterfront dining. Conveniently located near Tampa, St. Petersburg, Sarasota, shopping, dining, and Gulf Coast beaches.

1112 Seagrape Drive, Ruskin
$169,000
1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv.
Now is your chance to own a turnkey, fully furnished WATERFRONT condo in the master planned community of Little Harbor. This beautifully updated and spacious condo with its king size bed, couch, full size refrigerator, microwave, and dining table and chairs provides a comfortable stay for owners/guests who relish Resort style amenities. The balcony welcomes you morning or night to enjoy coffee/refreshments as you watch motor yachts and majestic sailboats traveling to and from the open waters of Tampa Bay. Within a few steps walk to one of two heated pools and two waterfront restaurants. This unique community located directly on Tampa Bay has a half mile of white sand BEACH, a playground, bocce and shuffleboard, a basketball court, tennis and pickleball courts, fitness center, clubhouse, and the two heated swimming pools. A beach front expanded tiki bar, indoor restaurant, as well as outdoor patio seating offer extraordinary Sunsets and live music weekly. This destination Resort type of lifestyle also has 2 deep water marinas along with a high & dry with slip availability. Freedom Boat Club is an additional option located on the property. A BOATER'S paradise with direct access to the Bay/Gulf. Nature enthusiasts enjoy canoeing & kayaking on the River and canals. FISHING mecca with daily charters also available. Onsite rentals of watersports - paddle boards, jet skis, etc. This condo represents an excellent opportunity as a vacation property, second home or investment. Property management available - DAILY rentals allowed - or can be self-managed. Convenient location - approximately a half hour drive to Tampa, St. Petersburg, Sarasota. Shopping, hospitals, restaurants, and golf courses nearby. Taxes INCLUDE CDD. Don’t hesitate another minute - call today to schedule an appointment to view this lovingly maintained condo and start enjoying the Florida lifestyle!

611 Destiny Drive Unit 403, Ruskin
$1,100,000
6 Beds ⋅ 5 Baths ⋅ Ruskin City Map Of SubDv.
The world is your oyster and so is this dwelling located at 815 2nd Avenue NW in Ruskin, Florida. Experience true Florida waterfront living at its finest in this one of a kind 6-bedroom, 5-bathroom, coastal estate offering direct access to the Bay. It’s nestled on a beautifully landscaped gated property, this unrivaled residence blends privacy, recreation, and everything required to live the good life on this lavish waterfront sanctuary. Boating enthusiasts will be stoked with the private dock and boat port making it a breeze to spend your days on the open water. Guests can unwind on their own private sandy shore and gather around the waterfront firepit to take in the ambiance of Florida’s exceptional nature and sunsets. This home features over 5,000 square feet of expansive living areas, generously sized bedrooms, and an open concept layout that is optimal for entertaining. Also included are two full kitchens perfect for hosting extended family or multi-generational living. That is not including the kitchen that is located in the attached guest house that also features a private entrance, immense bedroom, full bathroom, living room, and dining room. A fully equipped professional-style gym and versatile floor plan further enhance the home’s appeal. No HOA or CDD fees, ample space for boats and RVs, and prime waterfront location. This property is a rare opportunity ideal as a luxury residence, family compound, or investment. There is a commercial property that is zoned PD-MU with .21 of an acre that is at 826 West Shell Point with a separate folio. This is adjacent on the north side of the property that can be purchased for an additional $200,000, which allows for boundless opportunities. Contact us for your private showing.

815 2nd Avenue Nw, Ruskin
$599,000
2 Beds ⋅ 1 Baths ⋅ Shell Point Sub SubDv.
Investor Special! An extraordinary opportunity to own a rare waterfront property directly on Tampa Bay with unobstructed panoramic views of St. Petersburg and some of the most breathtaking sunsets Florida has to offer. The true value is in the land and the incredible location, making this the perfect opportunity to renovate the existing home or build the custom waterfront estate of your dreams. The home sustained hurricane damage, but the upper level remains livable while the lower level offers the opportunity for renovation and restoration. The existing dock is also in place and has the potential to be repaired, adding even more value to this exceptional property. The photos provided showcase what this home looked like prior to the hurricane and offer a glimpse into the property's incredible potential. Whether you're an investor, builder, or visionary buyer looking to create something truly special, opportunities like this are few and far between. Renovate. Reimagine. Rebuild. But no matter what you choose, it's the view that is truly priceless. Sold as-is. Cash or renovation financing preferred. Don't miss your chance to own a piece of Tampa Bay waterfront paradise.

3528 W Shell Point Road, Ruskin
$399,999
3 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 2 SubDv.
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Bahia Lakes community of Ruskin. Offering an open-concept floor plan with spacious living areas and a split-bedroom layout, this move-in-ready home is designed for comfortable Florida living. The kitchen overlooks the main living space and features ample cabinetry, a pantry, and breakfast bar, making it ideal for entertaining and everyday life. A home inspection has been completed and is available to the Buyer with a signed contract. Recent updates provide peace of mind, including a new roof and new water heater. Step outside to enjoy the screened lanai and tranquil water views, perfect for morning coffee or evening relaxation. Conveniently located just minutes from shopping, dining, marinas, boat ramps, and waterfront parks, this home is also approximately a 5-minute drive to the beach, allowing you to enjoy the Florida coastal lifestyle with ease. Bahia Lakes residents enjoy access to community amenities including a pool, playground, and walking paths, with easy access to I-75, Tampa, Sarasota, and the Gulf Coast's beautiful beaches. Don't miss your opportunity to own this move-in-ready home in one of Ruskin's most sought-after communities!

905 Parker Den Drive, Ruskin
$430,000
4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2b SubDv.
Welcome to this four-bedroom, three-bathroom gorgeous home, located in the wonderful gated community of Mira Lago. With more than 3,000 square feet of living space plus a three-car garage, can you say upgrades upgrades upgrades… This is the house you’ve been looking for., this beautiful lakefront property won’t last. The majority of your living area is on the ground floor, so you won’t need the stairs unless you’re taking advantage of the big loft upstairs, which is currently being utilized as a full functional gym. Upon entering the home you have a large, living room and dining room combination. Laminate flooring through-out the lower-level living space. The heart of the home is the open concept kitchen and family room. The kitchen and bathrooms have granite countertops, LG stainless steel appliances, an eat-in area and a big breakfast bar centered in the middle of the kitchen. Just off the kitchen is the laundry room with above head wood storage cabinets along with wired storage racks. The kitchen also has access to the three-car garage, so you can walk right in with your groceries. The family room has sliding glass doors leading to the covered patio overlooking the beautiful lake–great for outdoor living. You have the privacy of no rear neighbors and completely fenced-in backyard. The bedrooms are laid out in a three-way split plan. Two guest bedrooms large enough to fit Queen sized beds; and a full guest bathroom with bathtub are located off the family room. In one corner of the house you have a junior master suite that faces the rear of the home, complete with its own private, full bathroom and private entrance perfect for “mother in law suite” The master bedroom is on the other corner. It has two walk-in closets, and the large master bathroom features a garden tub, separate shower stall and dual sinks. Living in Mira Lago offers many great amenities including a community pool, basketball court, and clubhouse for your use. Come make this home yours today!

433 York Dale Drive, Ruskin
$475,000
4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2a SubDv.
Are you looking for a home where you can enjoy the Florida weather year round? This is a gorgeous 4 bedroom, 3 bathroom, 3 car garage, WATERFRONT home in the GATED community of Mira Lago waiting for its new owners. This home is move in ready home with a LARGE, BEAUTIFUL LANAI area that has 60 feet of lakefront on a 65 acre lake. As you enter the home, there is a large front room and a grand entryway. The living space of the home is open and inviting. This tasteful kitchen features travertine floors, corian counter tops, stainless steel appliances, a closet pantry, breakfast bar, and island with gorgeous granite countertop. There is a dining nook in the kitchen with wainscot walls and updated lighting. The laundry room is conveniently off the kitchen and has extra storage. The master bedroom and 4th bedroom both sit at the back of the house with their own private bathrooms. The master bedroom has his and her closets, double sinks, a garden tub, brand newer lights, and a separate toilet room. Bedrooms 2 and 3 share a full bathroom. The large, upstairs bonus room can be used as an office, bedroom, man cave, play room, or media room and also has great LAKE VIEWS.The lanai area is HUGE and features an outdoor CUSTOM WOOD BURNING FIREPLACE and gorgeous views of the lake. Enjoy your evening meal here each day. Mira Lago is a well kept, safe, friendly community minutes to Tampa, St. Pete, Manatee County, area beaches, and many other amenities. The community has a heated pool, plenty of lakes/ ponds with fountains, basketball court and playground.

1742 Mira Lago Circle, Ruskin
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