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Waterfront Homes for Sale in Ruskin, FL

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Welcome to your dedicated resource for waterfront homes for sale in Ruskin, FL. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As local Ruskin, FL agents, Joseph Sullivan Real Estate specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the waterfront properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Waterfront Homes for Sale in Ruskin, FL

$495,000
Unplatted SubDv.
HURRICANE SALE! Located on Little Manatee River. House was flooded in hurricane Helene and seller is selling AS IS. ZONED PLANNED DEVELOPEMENT .You can redo the home or you can tear it down and rebuild. So many options. There is a 13.5k LB boat lift and dock located on Little Manatee River that leads out to Tampa Bay. The world is your oyster!

102 Trouve Lane, Ruskin
$495,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.
HURRICANE SALE! Located on Little Manatee River. House was flooded in hurricane Helene and seller is selling AS IS. Zoned Planned Development. You can redo the home or you can tear it down and rebuild. So many options. There is a 13.5k LB boat lift and dock located on Little Manatee River that leads out to Tampa Bay. The world is your oyster!

102 Trouve Lane, Ruskin
$499,900
3 Beds ⋅ 2 Baths ⋅ Collura Sub SubDv.
Nestled near the open bay with direct water access, this 1,580-square-foot 3/2 home with a boat lift delivers effortless waterfront living backed by modern updates for peace of mind and convenience. The thoughtfully refreshed interior features three bedrooms, two redesigned bathrooms, and a completely renovated kitchen showcasing crisp white shaker cabinets, gleaming granite countertops, and premium appliances perfectly suited for quiet mornings or entertaining after a day on the water. Outside, the property truly shines for boating enthusiasts, offering a brand-new 2023 boat lift, generous RV and boat parking, and a covered carport. The functional backyard adds rare charm with custom-built raised vegetable gardens and a versatile work shed that could easily convert into a private home office or used as ample storage for anything you need. Best of all, peace of mind is already built in so you can inherit quality rather than projects. Every major system has been recently upgraded, including a 50-year metal roof (2020), a new AC system (2021), a full whole-house re-plumb out to the street (2022), and hurricane-impact windows and doors (2024). This isn't just an address; it's a turnkey lifestyle ready to be enjoyed.

106 Steven Street, Ruskin
$380,000
Ruskin City Map Of SubDv.
Premium Waterfront 3/4-Acre Homesite on Ruskin Inlet — Direct Access to Tampa Bay & the Gulf A rare opportunity to own a beautiful 3/4-acre vacant waterfront property overlooking the Ruskin Inlet, offering direct access to Tampa Bay and the Gulf of Mexico. This oversized homesite sits in a quiet, established community that still carries the peaceful Old Florida feel — mature trees, gentle breezes, and wide-open water views. Property Highlights Expansive 3/4-acre waterfront lot with stunning views of the Ruskin Inlet Direct boating access to Tampa Bay and the Gulf Electric, water, and sewer available — ready for your dream home No CDDs or HOAs — enjoy freedom and flexibility One folio with potential to split into two buildable lots (county approval required) Property Highlights Expansive 3/4-acre waterfront lot with stunning views of the Ruskin Inlet, Direct boating access to Tampa Bay and the Gulf Electric, water, and sewer available — ready for your dream home No CDDs or HOAs — enjoy freedom and flexibility One folio with potential to split into two buildable lots (county approval required) Previous home removed — the property is cleared for new construction Quiet, charming community with an authentic Old Florida atmosphere Why This Property Stands Out This is one of the few remaining large waterfront parcels in the area with no deed restrictions and no CDD fees. Whether you envision a private estate, two custom homes, or a coastal retreat, this property offers unmatched versatility and value.

409 1st Avenue Nw, Ruskin
$350,000
2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv.
There is something special about a home that delivers just as much inside as it does outside, and this beautifully renovated END-UNIT condo in Bahia del Sol does exactly that. Located within Little Harbor, a one-of-a-kind waterfront community in Ruskin, the moment you arrive, it feels as though you've escaped to a tropical vacation—only this time, you get to call it home. The setting immediately captures your attention with panoramic views across the waterway and neighboring nature preserve, while abundant natural light showcases an interior that has been extensively and thoughtfully transformed. Add direct boating access to Tampa Bay and the Gulf, and the result is an exceptional combination of beautiful design, incredible surroundings, and the Florida lifestyle people come here to find. Inside, the extensive renovation has created a fresh, cohesive design with thoughtful upgrades throughout. Ceramic tile flooring flows from room to room, complemented by upgraded 5-inch baseboards, textured ceilings, updated window treatments, new closet doors, and space-saving pocket doors. At the heart of the home, the beautifully redesigned kitchen features new cabinetry, quartz countertops, all-new Frigidaire appliances, and a dedicated wine bar with wine refrigerator—creating a stylish space that is just as functional for everyday living as it is for entertaining. The bathroom has been completely refreshed with a spacious walk-in shower featuring a glass enclosure and beautifully tiled walls and flooring, along with new vanities and toilets. A newer A/C system with mold-prevention technology and newer water heater add peace of mind, while standing-height attic space with cabinetry provides an impressive amount of additional storage rarely found in condo living. Even the details behind the scenes have received attention, including refurbished sliding-door tracks and rollers, new screens, and regularly maintained ductwork. Step outside and the waterfront becomes an extension of the home. Newly installed spacious decks along the canal create an incredible place to fish, relax, watch dolphins and manatees pass by, or simply take in the peaceful surroundings. The community kayak and canoe launch makes exploring the canal and river effortless, while the heated pool just across the street overlooks the Bay and offers beautiful sunset views and a barbecue area for gathering with friends. BOATERS, this location is hard to beat! Bahia del Sol offers onsite boat slips based on availability with DIRECT ACCESS TO TAMPA BAY AND THE GULF—no lifts or bridges along the way. Just a short walk away, Little Harbor adds even more to the coastal lifestyle with a half-mile stretch of white-sand beach, waterfront restaurants, a tiki bar, live music, hotel, marinas, high-and-dry boat storage, fishing charters, eco tours, and sunset cruises. Whether you're searching for a waterfront primary residence, an unforgettable Florida getaway, or an investment property with vacation-rental potential, this condo offers remarkable flexibility in an extraordinary setting. NO CDD and convenient access to Tampa, St. Petersburg, Sarasota, shopping, dining, golf, and everyday conveniences. Beautifully renovated, meticulously cared for, and surrounded by everything that makes waterfront living so special—this is Florida living done right.

817 B Bahia Del Sol Drive Unit 40, Ruskin
$339,900
4 Beds ⋅ 2 Baths ⋅ South Haven SubDv.
Sunset Serenity & Turn-Key. Experience the perfect blend of modern comfort and tranquil waterfront living in this 4-bedroom, 2-bathroom retreat. Nestled on a quiet cul-de-sac with no through traffic, this home is perfectly positioned to capture beautiful sunset pond views. The kitchen serves as the heart of the home, featuring granite countertops, a walk-in pantry, and a large island that overlooks the spacious living and dining areas—perfect for entertaining. The smart floorplan features a private primary suite positioned at the back of the home to maximize your tranquil pond views, while the additional three bedrooms provide plenty of versatile space for family, guests, or a home office. You can’t beat this location for convenience, just blocks from Lennard High School and HCC South Shore, and minutes to the newly opened Publix at Waterset South. The best part? There are NO CDD fees and LOW HOA dues, helping you keep your monthly payment down while still enjoying a community playground and dog park. Don't let the sun set on this terrific opportunity!!!

812 Kings Pine Court, Ruskin
$309,900
2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol Ii A Condo SubDv.
LIVE LIKE YOU’RE ON VACATION EVERY DAY in this beautifully positioned raised first floor, end-unit condo in Little Harbor. The breathtaking panoramic views of Tampa Bay, the iconic Sunshine Skyway Bridge, the St. Petersburg skyline and beyond are priceless. Enjoy spectacular Gulf Coast sunsets from your private waterfront balcony and a relaxed resort lifestyle just steps from the sand and bay. This inviting two-bedroom, two-bath residence features a new HVAC system installed in 2024, wood-look porcelain tile throughout and a desirable split-bedroom floor plan that provides privacy for owners and guests. A covered entry opens to a welcoming foyer and an open-concept living and dining area thoughtfully designed to showcase the extraordinary waterfront setting. The spacious kitchen offers a breakfast bar, pantry and convenient interior laundry area. Sliding glass doors connect both the living area and primary bedroom to the private end-unit balcony—the perfect place to relax, entertain or watch the sun disappear over the bay. Sliding glass panels and screens allow you to enjoy the balcony enclosed, screened or completely open to the fresh coastal air. An exterior storage closet provides additional space for beach, fishing and recreational gear. The primary bedroom features two closets, direct balcony access and beautiful water views. The generously sized guest bedroom includes an oversized closet and convenient access to the second full bathroom. Residents enjoy maintenance-free living, a resort-style heated pool, outdoor grilling area and shoreline access to Tampa Bay just steps from the building—perfect for launching a kayak, fishing or simply enjoying the water. Little Harbor also offers a white-sand beach, marina access, beachfront dining and an unmistakably relaxed coastal atmosphere. Condo fees currently include cable TV, common-area taxes, community pool access, escrow reserves, insurance, exterior and grounds maintenance, pool maintenance, sewer, water and trash service. With its exceptional end-unit location and being raised significantly to prevent any flooding, added privacy and some of the most impressive waterfront views on Florida’s Gulf Coast, this is more than a condo—it’s an opportunity to embrace the Florida waterfront lifestyle every day. E.G. Simmons Regional Park and its convenient boat access to Tampa Bay are just down the road. Head north to Apollo Beach, and you’re approximately 10 minutes from Circles Waterfront Restaurant, Finn’s Dockside Bar & Grill, Apollo Beach Preserve and the Manatee Viewing Center. Downtown Tampa, the cruise terminals and Tampa International Airport are also within easy driving distance. Looking to rent the condo until winter, or keep a long-term renter in place? The current tenant has been given notice to vacate by 9/30/2026 but will gladly stay for as long as the new owner wants. This is an exceptional opportunity to own an affordable waterfront retreat in one of Tampa Bay’s most distinctive coastal communities. Don’t let it slip away—schedule your private tour today!

828 Bahia Del Sol Drive Unit 59, Ruskin
$399,000
4 Beds ⋅ 4 Baths ⋅ Pelican Point SubDv.
Virtually Staged. Welcome home to this unique two-story Pelican Point pool home in the heart of Ruskin! Originally built in 1968, this spacious home offers over 2,530 square feet of living space and sits on an impressive half-acre lot along the Ruskin Inlet. With 4 bedrooms and 3.5 bathrooms, the generous floor plan provides plenty of space and flexibility for everyday living and entertaining. The recently remodeled kitchen with quartz countertops opens to spacious living areas, including a large living room and family room ideal for gatherings with family and friends. The primary bedroom is located on the second floor, providing a private retreat with plenty of space. The home also features recently remodeled baths. The home features laminate flooring and tile flooring throughout. Step outside and enjoy the Florida lifestyle from your own private swimming pool and large covered patio with a wood burning fireplace, complete with a convenient pool bath. The expansive backyard leads to a private fishing pier on the Ruskin Inlet, creating a great setting for fishing, relaxing by the water, or enjoying the outdoors. A 2-car attached garage provides additional parking and storage. Conveniently located across the street from Ruskin Commongood Park and the public boat ramp, this home also offers easy access to local shopping, dining, and businesses along Tamiami Trail. Enjoy nearby attractions including Apollo Beach Preserve and the Manatee Viewing Center. Canal-front homes with this much space, a private pool, half-acre lot, and fishing pier are a rare opportunity. Act now and schedule your private showing today before this Ruskin property is sold! Bring your decorating ideas and convert this 2 Story into your ideal living space. The home is being sold in as is condition.

118 2nd Street Nw, Ruskin
$399,900
2 Beds ⋅ 1 Baths ⋅ Unplatted SubDv.
Discover the charm of true Florida waterfront living at this adorable riverfront cottage, where character, nature, and an incredible waterfront setting come together. This special property sits directly on the river with two private docks, natural mangroves, and a natural riprap seawall, creating a peaceful and picturesque shoreline that flows seamlessly into the river. The charming cottage has lovingly maintained its original character and offers a rare opportunity to enjoy the laid-back lifestyle of Old Florida. Mature oak trees provide shade and beauty, while the expansive grounds offer plenty of room to spread out, entertain, park an RV, or accommodate a large boat. Step outside and let the river become your backyard. Spend your days boating, fishing, relaxing on the docks, or simply taking in the ever-changing waterfront views. As evening arrives, watch manatees and playful porpoises make their way through the river while the sun sets over the beautiful mangrove vista, painting the sky in unforgettable colors. A truly special waterfront retreat—where the charm of a classic Florida cottage meets the beauty and adventure of direct riverfront living.

1609 Saffold Park Drive, Ruskin
$750,000
3 Beds ⋅ 3 Baths ⋅ Point Heron SubDv.
This solidly built 3 bedrooms plus office two-story home is a fantastic opportunity for salt life living. Situated directly on a saltwater canal with a private dock and boat lift. Filled foam and concrete blocks with reinforcement and metal roof. Great installation house was not affected by the last two storms. This home exceeds code requirements. The property offers great potential for someone looking to renovate and create their own waterfront retreat while taking advantage of the existing structure and desirable location. With plenty of room for customization, this home presents an excellent opportunity to bring your vision to life and enjoy boating, fishing, and the relaxed waterfront lifestyle. The property features a large, spacious garage area that offers excellent versatility and plenty of room for vehicles, a boat, workshop space, storage, or recreational equipment. With its generous size and convenient layout, the garage provides valuable additional space and is a great feature for anyone looking for room to work, store belongings, or accommodate multiple vehicles. The home also features an owned solar panel system, offering the potential for increased energy efficiency and reduced reliance on traditional power sources. Having the solar panels owned outright adds value and provides an attractive benefit for the next owner looking to take advantage of renewable energy and potential long-term savings. Lift needs servicing and dock maybe unstable. Proceed at your own risk. Seller assumes no liability.

819 Blue Heron Boulevard, Ruskin
$469,000
4 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 3 SubDv.
4 bedroom 2 bath lakefront home with custom built salt pool, enclosed Florida room, screened in lanai, new kitchen, new hot water heater, new air conditioning, new roof, built in ceiling Bluetooth speakers, custom wood molding and wainscoting throughout, Fireplace.

802 Fern Leaf Drive, Ruskin
$385,000
1 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv.
"Live Where Every Day Feels Like a Vacation" Wake up to panoramic Tampa Bay views, spend your afternoons by the waterfront pool just steps from your back door, and end each evening with breathtaking Florida sunsets from your own enclosed lanai. Welcome to one of the most thoughtfully renovated residences in Little Harbor. Completely reimagined with a wide-open floor plan, this exceptional waterfront condo blends modern coastal design with the relaxed lifestyle that makes Little Harbor one of Tampa Bay's hidden gems. Rich engineered hardwood floors flow throughout the living spaces, while the beautifully redesigned kitchen opens seamlessly into the dining and living areas, creating the perfect setting for entertaining or simply enjoying the ever-changing views of the bay. Every detail was carefully considered during the renovation. The spa-inspired primary bathroom showcases stunning white onyx finishes, while custom barn doors add warmth and character to both the guest bath and the oversized laundry room—a rare feature in waterfront condos. Impact-rated windows and sliders throughout provide peace of mind while framing spectacular water views and filling the home with natural light. One of the home's most unique features is the enclosed waterfront lanai. With impact sliding windows, this versatile space functions as an extension of the living area year-round, creating the perfect spot for morning coffee, sunset cocktails, a home office, or even an additional sleeping area for guests. Step outside and you're just moments from the beautiful waterfront pool, making it feel as though your backyard is an upscale private resort. Beyond the condo itself, Little Harbor offers a lifestyle that few communities can match. Enjoy a private beach, waterfront restaurants, a tiki bar, full-service marina, high-and-dry boat storage, fishing, kayaking, walking paths, and endless opportunities to enjoy life on Tampa Bay - all just a short stroll from your front door. Whether you're searching for a primary residence, a seasonal retreat, or the ultimate waterfront getaway, this is Florida coastal living at its finest. The Resort & Club at Little Harbor is centered around a marina and private beach, with waterfront dining and resort-style amenities that make it feel like a year-round vacation. Beautifully updated. Move-in ready. Unforgettable sunsets. This isn't just another waterfront condo - it's a lifestyle you'll never want to leave.

800 Bahia Del Sol Drive Unit A, Ruskin
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