Homes for Sale Between $400,000 to $450,000 in Ruskin, FL

4 Beds ⋅ 3 Baths ⋅ River Bend Ph 3a SubDv.

Welcome to your dream home in one of the area's most vibrant and private communities! Tucked away in one of the area's most vibrant and private neighborhoods, this beautifully maintained Eco Smart, energy-efficient home offers more than just curb appeal. It delivers more energy savings than standard Energy Star homes, giving you year-round comfort and lower utility bills. Sitting on an oversized 73' x 132' lot, this spacious property features 4 bedrooms, 3 full baths, and a rare 3 car garage perfect for families, guests, or anyone needing that extra space for hobbies or a home office. Step inside and you’ll instantly feel at home with warm wood flooring, elegant tray ceilings, and a light-filled open layout. The modern kitchen is a chef’s delight, complete with high-end stainless steel appliances, all included plus your washer and dryer are ready to go from day one! Thoughtful touches like a water softener, hurricane shutters, and a full irrigation system mean peace of mind and convenience. Enjoy mornings and evenings on your screened, covered lanai, a perfect spot to relax or entertain with ease. And the community? You’ll love it here. With resort-style pools, dog parks, playgrounds, and scenic walking paths, plus basketball and tennis courts, there’s something for everyone just outside your door. This is more than just a house, it’s a place to live, grow, and make lasting memories. Schedule your private showing today and discover why this home is everything you've been looking for!

2637 Yukon Cliff Drive, Ruskin

$414,000

3 Beds ⋅ 2 Baths ⋅ Mill Highlands Sub SubDv.

WELCOME HOME to this CUSTOM POOL HOME close to the LITTLE MANATEE RIVER with NO HOA / OR CDD and NO FLOOD INSURANCE required! This 3bed/2bath home features tile floors throughout the whole house and a huge .41 acre (mol) yard with plenty of room for parking your boat / jet ski's, for a nice size garden or for your four legged fur babies to roam. The Kitchen is MODERN with GRANITE counters, tall white cabinets, NEW APPLIANCES, and volume ceilings providing a delightfully open space to create your favorite gourmet dishes. The guest bath has been beautifully updated and includes a shower stall, while the updated master bathroom includes a double sink vanity and shower. A spacious laundry room offers shelving and storage options in addition to the closets and built-in shelving throughout the home to help you keep an organized home. The home has been lovingly maintained with RECENT IMPROVEMENTS of a new ROOF and new HVAC less than 3 yrs old, new WATER HEATER, newer WASHER / DRYER, interior & exterior PAINTING, recent EXTERIOR STUCCO, and POOL RE-SURFACED / RE-SCREENED and ready for years of enjoyment!. You may be surprised at the size of NEWER FENCED backyard with its screened lanai, screened in-ground pool and TWO storage sheds that will convey. Domino Park, just 1 block away, gives you access to Mill Bayou, Little Manatee River, and Tampa Bay by boat. Ruskin is close to shopping, restaurants, medical facilities, and the beach at Little Harbor. In addition, this property is conveniently located near I-75 for an easy commute to Tampa, MacDill, Sarasota, St. Pete and more. Call this beautiful house your home today!

2054 Saffold Park Drive, Ruskin

$420,000

5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 1 SubDv.

Beautifully remodeled, this Mira Lago home offers 2,643 square feet of living space with a current 5-bedroom, 3-bath configuration, with the primary suite located on the first floor. Major improvements include a 2023 ROOF, newer HVAC systems including one replaced in 2024, a completely remodeled kitchen, extensively updated bathrooms, and NO CARPET anywhere in the home. The kitchen was redesigned with both style and function in mind, featuring quartz countertops with waterfall finish, soft-close cabinetry extending toward the ceiling, cabinet slide-outs, an undermount sink, stainless-steel appliances, custom range hood and two pantries to offer plenty of storage. The microwave is conveniently tucked inside a pantry and adjacent to the eat-in kitchen area. The adjacent formal dining room, while the open connection to the main living space makes the layout equally suited for everyday living and entertaining. The spacious first-floor primary suite provides a true retreat with luxury vinyl flooring, a double-tray ceiling, room for a separate sitting area and updated en-suite bath featuring new quartz countertops, new cabinetry, dual and oversized vanity, lighted mirrors, a soaking tub, a walk-in shower featuring new tile floor, upgraded fixtures and a large walk-in closet with custom shoe storage. Two additional first-floor bedrooms also feature luxury vinyl floors and share a fully remodeled bath with a frameless glass shower, gorgeous floor-to-ceiling tile and contemporary finishes. Upstairs provides two additional bedrooms and a full bathroom, with tile throughout. This offers a remarkably flexible secondary living area for guests, home offices, hobbies or recreation. The attention to detail continues throughout with 5 3/4-inch baseboards, updated lighting, ceiling fans, fixtures and hardware, LVP and tile flooring, upgraded staircase finishes, Smart lock handles on interior and front doors and abundant natural light. The laundry room and garage have received thoughtful improvements. The laundry includes a granite countertop workspace, cabinetry for storage and an LG front-load washer and dryer. The garage offers workspace and storage with cabinetry and countertops, utility sink, insulated garage door, and recessed lighting along with attic access with a pull-down ladder. Outside, an extended concrete patio creates an expansive, low-maintenance setting for dining, entertaining and relaxing. The back patio features a shaded canopy and is plumbed and ready for your outdoor kitchen. The fully fenced yard includes gates on both sides, concrete side walkways connecting to the patio and smart irrigation. The driveway has been extended with paver accents. The mature landscaping, an upgraded front door, gutters and hurricane shutters complete the home's extensive list of improvements. Located in the established gated community of Mira Lago, residents enjoy access to community amenities including a swimming pool, clubhouse, playground, park, tennis and basketball courts, sidewalks and community lakes. Enjoy the best of Florida with close proximity to EG Simmons Park, Sunset Grill, Bahia Beach. Convenient access to US-41 and I-75 and shopping, dining, marinas, waterfront recreation and the greater Tampa Bay area within easy reach.

501 Stone Briar Drive, Ruskin

$425,000

4 Beds ⋅ 3 Baths ⋅ Blackstone At Bay Park SubDv.

Virtually Staged. Welcome Home to this impressive, move-in ready 4 BR/2.5 BA/2-car garage home in the well-established neighborhood of Blackstone at Bay Park w/ NO CDD FEES & LOW HOA FEES! RECENT UPDATES include neutral interior (2026) & exterior (2025) paint, main level LVP flooring (2025), upper level carpet (2025), epoxy flooring in the garage (2025), ROOF w/ premium architectural shingles (2025), all baths updated (2025) & A/C (2018). The spacious main level enjoys an open floor plan and great room w/ formal living area & dining area w/ board & batten accent wall. That wall extends into the adjacent family room as a foundation for modern, stylish living. The open kitchen features Quartz counters, stainless steel appliances, recessed lighting & huge walk-in pantry with so many possibilities. Rounding out the main level you will find a versatile bonus room that could be used as an office or playroom, half bath & dinette w/ sliders to the covered lanai perfect for outdoor enjoyment. Additional storage space is located under the staircase. The primary bedroom features an ensuite bath w/ Quartz counters, dual vanities, soaker tub, separate walk-in shower and spacious & huge walk-in closet. 3 additional bedrooms, a 2nd full bath and the laundry room round out the upper-level floorplan. The exterior of the home has been recently professionally painted and features an irrigation system & vinyl privacy fencing. Super-conveniently located close to I-75, the Big Bend/Hwy 301 area and only minutes from I-4, Selmon Crosstown Expressway, MacDill AFB, schools, shopping, dining, entertainment, beaches, hospitals, theme parks & all the Tampa Bay area has to offer! Don’t miss the chance to make this beautiful property your own…schedule a showing today!

1712 Atlantic Drive, Ruskin

$449,900

6 Beds ⋅ 3 Baths ⋅ Spencer Creek SubDv.

USDA eligible! Qualified buyers can purchase with ZERO down, and with the right offer the seller will cover closing costs, meaning you could get into this home with little to NOTHING out of pocket. Use our preferred lender and receive a 1% lender credit toward buying down your interest rate on top of it. At 3,326 square feet, you will not find a more affordable home of this size anywhere in Tampa Bay for the money. Now the house itself. Built in 2022 with 6 bedrooms and 3 full baths, tastefully updated with luxury flooring in all the common spaces. The open floor plan connects the kitchen, dining, and living areas into one big gathering space, and two flex rooms give you options most homes simply do not have. Home office, gym, playroom, theater, you choose. Two bedrooms sit downstairs, including the primary suite, so there are no stairs between you and your morning coffee. Upstairs holds the remaining bedrooms plus room to spread out. All of it on a quarter acre corner lot with extra yard, extra privacy, and only one neighbor beside you. And the HOA? Roughly $9 a month. You read that right. Spencer Creek puts you minutes from I75, US301, shopping, and the waterfront. Homes like this do not sit. Schedule your private showing today.

1911 Fan Aloe Way, Ruskin

$415,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

Welcome to your own slice of paradise in the sought-after Little Harbor waterfront community! This beautifully updated 3-bedroom, 3-bath corner-unit townhome offers the perfect combination of coastal charm, privacy, and an effortless Florida lifestyle. Designed to embrace true Florida living, this home features three private outdoor spaces, including a serene balcony off the primary suite overlooking the canal, a second private balcony off the upstairs secondary bedrooms that provides additional space to enjoy the spectacular natural surroundings, and a spacious balcony off the dining and living area that creates a seamless indoor-outdoor flow. The rear of the home overlooks the canal and a protected preserve, offering a peaceful tropical backdrop where you can regularly enjoy sightings of manatees, dolphins, native birds, and other Florida wildlife. Filled with abundant natural light, this tastefully updated home showcases a timeless neutral color palette, granite countertops throughout, and a spacious open-concept living area designed for both comfort and entertaining. The stunning primary suite features a luxurious pebble stone, rain-head super shower, creating a spa-like retreat. A newer washer and dryer add everyday convenience, and all appliances throughout the home have been updated, including a recently installed 3-ton HVAC system for enhanced comfort and efficiency. The oversized garage—large enough to function as a one-and-a-half-car garage—provides exceptional storage for beach gear, bicycles, and boating essentials. Beyond your doorstep, Little Harbor offers a true resort-style waterfront lifestyle. Residents enjoy access to a marina, waterfront restaurants, multiple pools, a fitness center, tennis and pickleball courts, and private beach access, all set against some of the most spectacular sunsets over Tampa Bay. Whether you enjoy boating, fishing, kayaking, paddleboarding, or simply relaxing by the water, every day here feels like a vacation. Ideally located in Ruskin, Florida, this home offers exceptional regional connectivity. You are just a short drive to MacDill Air Force Base, as well as other key military and defense installations throughout the Tampa Bay area, including Coast Guard facilities. Travel is convenient with both Tampa International Airport and St. Pete–Clearwater International Airport within easy reach. You are also close to the vibrant downtown districts of Tampa, St. Petersburg, and Sarasota. For beach lovers, the location is unmatched. Enjoy quick access to the world-renowned Gulf Coast beaches, including Anna Maria Island, Siesta Key, and Clearwater Beach, consistently ranked among the best beaches in the world. From white sand shores to crystal-clear waters, the best of Florida’s coastline is right at your fingertips. While Little Harbor does not feature a dedicated dog park within the community, it remains a pet-friendly waterfront neighborhood, with walking areas throughout and nearby public parks in Ruskin offering designated dog parks and additional pet-friendly outdoor spaces. Whether you are searching for a primary residence, vacation getaway, or income-producing investment, this exceptional property offers strong rental potential, an unbeatable location, and the coastal lifestyle you’ve been dreaming of. Don’t miss your opportunity to own one of Little Harbor’s desirable corner-unit townhomes, where comfort, nature, and resort-style living come together beautifully.

3228 Mangrove Point Drive, Ruskin

$445,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

Start living the resort lifestyle today with a move-in ready waterfront townhome in the bay front community of Little Harbor. This 3-bedroom, 3-bathroom unit is in excellent condition and being sold turnkey furnished, making it a perfect choice - whether for your primary residence, vacation home, or rental investment. BONUS - This unit already has guaranteed short-term income for the 2027 season if the new owner chooses to accept the reservation! The Point Townhomes at Little Harbor provide residents the peace of mind of 3 floors of concrete block construction, a private garage with storage and access to the backyard and canal, plus tandem driveway parking, and metal roofs. This unit is located on the more private cul-de-sac street and offers both Bay views from the front balconies and views of the small canal where the manatees are often visible from the back balconies. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or sit on one of your balconies and watch the sunrise, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay - the choice is yours when you live in the Point Townhomes at Little Harbor!

3259 Mangrove Point Drive, Ruskin

$415,000

5 Beds ⋅ 3 Baths ⋅ Blackstone At Bay Park SubDv.

Welcome to this beautifully updated 5-bedroom, 3-bathroom home offering the perfect blend of style, space, and functionality. Step inside to a spacious flex room just off the entryway, ideal for a home office, playroom, formal living area, or workout space. The heart of the home is the stunning renovated kitchen, featuring white cabinetry, quartz countertops, an electric cooktop, built-in oven and microwave, upgraded appliances, a beverage station, and a large center island with seating, making it perfect for both everyday living and entertaining. Designed with both comfort and convenience in mind, this home features no carpet anywhere, offering easy maintenance and a clean, modern look throughout. For added peace of mind, both the roof and HVAC system were replaced in 2025. The thoughtfully designed floor plan includes a secondary bedroom and a full bathroom on the main level, providing an ideal setup for guests or multigenerational living. Upstairs, you'll find a spacious loft that offers additional living space for a media room, game room, or family lounge. The private primary suite features a beautifully renovated ensuite bathroom and a large walk-in closet. Three additional bedrooms and a third full bathroom complete the second floor. Step outside to the screened-in lanai overlooking a fully fenced backyard, creating the perfect setting to relax, entertain, or enjoy Florida's outdoor lifestyle. Conveniently located in Ruskin with easy access to shopping, dining, schools, and major commuter routes, this move-in-ready home combines thoughtful updates, flexible living spaces, and modern finishes throughout.

428 Chimney Rock Drive, Ruskin

$419,000

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 1 SubDv.

Virtually Staged. Welcome to Mira Lago, where opportunity meets value in this spacious 4-bedroom, 3-bath home offering over 3,000 square feet of thoughtfully designed living space with a desirable 3-car garage. Double glass entry doors welcome you into a spacious foyer with vaulted ceilings. Designed with functionality in mind, this popular floor plan features nearly all of the living space on the first floor, with a large upstairs loft that can easily serve as a media room, home office, playroom, home gym, or potential fifth bedroom. The open kitchen overlooks the family room and eat-in dining area and features Corian countertops, a tile backsplash, stainless steel appliances, a breakfast bar, pantry, and plenty of counter space, making it the perfect space for both everyday living and entertaining. Tile flooring runs throughout the main living areas, while the bedrooms feature durable laminate flooring. The spacious primary suite offers two walk-in closets, dual vanities, a relaxing garden tub, and a separate shower. A split-bedroom layout provides privacy for family members and guests alike. Major updates have already been completed, including a NEW ROOF, TWO NEW HVAC SYSTEMS, and a NEW mini-split air conditioning system in the 3-car garage, creating a comfortable climate-controlled space that's perfect for a workshop, home gym, hobbies, or additional storage. The home is also equipped with hurricane shutters, providing added convenience and peace of mind during Florida's storm season. Step outside to enjoy the covered, screened lanai overlooking the fenced backyard, offering plenty of room to relax, entertain, or create your own outdoor space. With over 3,000 square feet in the gated community of Mira Lago, this home offers exceptional value and endless potential. Residents enjoy amenities including a community pool, playground, and basketball court, all conveniently located near shopping, dining, Bahia Beach, E.G. Simmons Park, I-75, and everything South Shore has to offer.

444 York Dale Drive, Ruskin

$409,000

4 Beds ⋅ 4 Baths ⋅ Shell Cove Ph 2 SubDv.

BACK ON THE MARKET BUYERS LOSS IS YOUR GAIN! Welcome to 528 Ocean Spray Drive, a move-in-ready 2021 home in the desirable Shell Cove community. Offering 4 bedrooms, 3.5 bathrooms and 2,820 square feet, this spacious home features an open-concept layout ideal for comfortable living and entertaining. The kitchen showcases granite countertops, stainless steel appliances, abundant cabinetry and a large center island overlooking the main living area. A private in-law suite with a separate entrance provides excellent flexibility for guests, extended family, a home office or additional living space. Additional highlights include a three-car garage and fenced backyard. Residents enjoy access to a resort-style community pool, playground, park and walking trails, with convenient access to I-75, Tampa, shopping and dining. A 2.9% assumable mortgage may be available to qualified buyers; VA status is not required. Preapproval is required with all offers, and the seller must review all buyer qualifications. Schedule your private showing today!

528 Ocean Spray Drive, Ruskin

$400,000

6 Beds ⋅ 3 Baths ⋅ Wynnmere East Ph 2 SubDv.

Welcome to this impressive six-bedroom, three-bath home in Ruskin perfectly situated near Tampa and offering generous space, comfort, and serene lake views. Built in 2019, this newer construction home features a bright and open floor plan with a versatile flex room ideal for a home office, gym, or playroom. The kitchen flows seamlessly into the living and dining areas, creating an inviting space for everyday living and effortless entertaining. The master suite serves as a private retreat, complete with luxury vinyl flooring, a spacious walk-in closet, and a well-appointed bathroom. One guest bedroom also includes vinyl flooring, while the additional bedrooms have ample room for family or visitors. Step out onto the enclosed lanai and enjoy peaceful lake views the perfect setting for morning coffee or relaxing evening gatherings. Additional highlights include a front-yard sprinkler system, a newer AC unit, and a brand-new water heater just installed. With thoughtful upgrades, a spacious layout, and a prime location close to Tampa’s shopping, dining, and recreational options, this move-in-ready home truly stands out. You’ll love being just 8 minutes to the beach, 15 minutes to Apollo Beach, 25 minutes to Ellenton Outlets, 25 minutes to Brandon Mall, and conveniently near Moffitt Hospital. A must-see property offering comfort, convenience, and beautiful views schedule your showing today!

1739 Broad Winged Hawk Drive, Ruskin

$429,999

3 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 2 SubDv.

Waterfront Pool-Community Home in Bahia Lakes | Low HOA & New 2025 Roof. Welcome to this beautifully maintained Waterfront lot Ruskin FL 3-bedroom, 2-bath TURNKEY 3 bed home with lake view in the desirable Bahia Lakes community with recent updates including a NEW WATER HEATER in 2025 create a move-in ready home Tampa commute. $33/mo HOA, No CDD, FEMA Zone X (no mandatory flood insurance), and 2025 Roof/Water Heater making for lower monthly cost of living. This no CDD fee home in Hillsborough County offers an OPEN-concept floor plan with spacious living areas and a SPLIT-BEDROOM layout, this move-in-ready home is designed for comfortable Florida living. The kitchen overlooks the main living space with VIEWS to the lake and features ample cabinetry, a pantry and breakfast bar, making it ideal for entertaining and everyday life. A HOME INSPECTION WAS DONE and is available to the Buyer with a signed contract. SELLER OFFERING 10k to Buyer in Rate Buy Down credit or closing costs credit. Step outside to enjoy the NEW SCREENED PATIO with tranquil water views, perfect for morning coffee or evening relaxation. Conveniently located just minutes from shopping, dining, marinas, boat ramps, and waterfront parks, this home is also approximately a 5-minute drive to the beach, allowing you to enjoy the Florida coastal lifestyle with ease. Bahia Lakes residents enjoy access to community amenities including a pool, playground, and walking paths, with easy access to I-75, Tampa, Sarasota, and the Gulf Coast's beautiful beaches. Don't miss your opportunity to own this move-in-ready home in one of Ruskin's most sought-after communities!

905 Parker Den Drive, Ruskin

Homes for Sale in Ruskin, FL Between $400,000 to $450,000

All Ruskin, FL Homes for Sale Between $400,000 to $450,000

Joseph Sullivan Real Estate

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