Homes for Sale Between $400,000 to $450,000 in Ruskin, FL

5 Beds ⋅ 3 Baths ⋅ Riverbend West Ph 2 SubDv.

Virtually Staged. Spacious 5-Bed Waterview Home with Upstairs Bonus Room in Ruskin!Welcome home to 128 Cascades Bend Drive! Built in 2018, this spacious two-story single-family residence offers 5 bedrooms, 2.5 bathrooms, and a versatile upstairs bonus room designed to fit your unique lifestyle.From the moment you arrive, you’ll appreciate the welcoming curb appeal complete with lush tropical landscaping and a two-car garage. The heart of the home centers around a chef-inspired kitchen boasting rich warm cabinetry, granite countertops, stone tile backsplash, sleek black appliances, and a large center island with an undermount sink and seating room. Step outside to enjoy peaceful water views right from your backyard—ideal for relaxing after a long day or hosting gatherings against classic Florida sunsets. Upstairs, you'll find comfortable sleeping quarters alongside a multi-purpose bonus space that easily converts into a home theater, playroom, or dedicated office setup. Located in growing Ruskin, FL, with easy access to I-75, local dining, shopping, and Tampa Bay waters. Schedule your private tour today!

128 Cascade Bend Drive, Ruskin

$415,000

2 Beds ⋅ 2 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

WELCOME TO PARADISE AT LITTLE HARBOR! Whether you’re searching for a full-time residence, Florida getaway or INCOME-PRODUCING VACATION RENTAL, 466 Bahia Beach Blvd offers an exciting opportunity to own in one of the Tampa Bay area’s unique waterfront resort communities! This charming 2-bedroom, 1.5-bath townhome offers approximately 1,184 square feet of living space, an attached garage and the added peace of mind of an A/C REPLACED IN 2024. Step inside and immediately feel the relaxed Florida coastal lifestyle. The light and inviting interior features an open living and dining area with plenty of room for entertaining family and friends. The kitchen provides ample cabinetry and workspace, while both bedrooms are located upstairs for additional privacy. Multiple outdoor spaces provide the perfect place to enjoy your morning coffee, coastal breezes and beautiful Florida surroundings. The attached garage offers convenient parking plus valuable storage for your beach chairs, fishing equipment, bicycles, kayaks and all the gear that comes with living near the water.LITTLE HARBOR IS ALL ABOUT THE LIFESTYLE! This waterfront resort community on Tampa Bay offers an incredible setting with a mBEACH, MARINA, SWIMMING POOLS, fitness facilities, tennis and pickleball courts, playground and opportunities for boating, kayaking, paddleboarding and fishing. Spend your mornings on the water, afternoons relaxing at the beach and evenings enjoying waterfront dining and spectacular Florida sunsets. INVESTORS—TAKE NOTICE! The community allows vacation rentals, creating an excellent opportunity for buyers looking for a property they can personally enjoy while also having potential rental-income possibilities. Whether you’re searching for a primary residence, seasonal retreat, weekend escape or vacation-rental investment, this property offers tremendous flexibility. Conveniently located near shopping, dining and major roadways with access to Tampa, St. Petersburg, Sarasota and the surrounding Gulf Coast attractions. Don’t just buy a property—own a piece of the Florida lifestyle at Little Harbor! Buyer to verify current rental requirements, restrictions and community amenities with the association.

466 Bahia Beach Boulevard, Ruskin

$450,000

5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 3 SubDv.

STUNNING, FULLY RENOVATED FROM TOP TO BOTTOM! Welcome to a truly exceptional home where modern luxury, thoughtful design, and beautiful craftsmanship come together. This home shows like a model while offering the ultimate peace of mind with 2026 HVAC, 2026 electrical panel, 2026 impact windows, and 2026 appliances! From the moment you arrive, the impressive curb appeal sets the tone for what awaits inside. Completely transformed with stunning upgrades and designer-inspired finishes throughout, this home offers the look and feel of a custom-designed residence. Step inside to discover a bright, spacious, open-concept floor plan featuring gorgeous luxury vinyl, striking exposed wood ceiling beams, contemporary lighting, and an effortless flow between the living, dining, and kitchen areas. The showstopping gourmet kitchen is truly the heart of the home, featuring beautiful quartz countertops, a dramatic full-height backsplash, crisp white cabinetry, stainless steel appliances, double wall ovens, a custom wood range hood, and an oversized contrasting island with farmhouse sink and generous seating. Every detail has been carefully selected to create a space that is as functional as it is beautiful. Multiple inviting living spaces offer incredible flexibility for entertaining, relaxing, or spending time with family. Upstairs, the spacious primary retreat provides a peaceful escape, complete with a stunning modern fireplace feature wall, dedicated sitting area, and an impressive walk-in closet with custom organization. Additional bedrooms offer comfort and versatility, while a thoughtfully designed workspace provides the perfect setting for working from home. The impressive upgrades continue outdoors, where your private, fully fenced backyard has been designed for enjoying the Florida lifestyle. Entertain guests beneath the beautiful covered pavilion with outdoor dining and lounge areas, fire up the built-in stone outdoor kitchen and grill, or simply unwind on the charming covered patio surrounded by lush tropical landscaping. With plenty of green space for outdoor activities, this backyard offers the perfect balance of relaxation and entertainment. From the beautifully renovated interior to the thoughtfully designed outdoor living spaces, this home is anything but ordinary. Modern elegance, custom details, and exceptional indoor-outdoor living make this a property you truly have to experience in person. Schedule your private showing today and prepare to fall in love!

525 19th Street Nw, Ruskin

$439,900

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Townhomes Ph 2 SubDv.

WATERFRONT town home w/ metal roof, concrete construction and 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. VIEW TOUR 2 for aerial video of the Little Harbor community. Offered furnished, this waterfront 3 BR, 3BA townhome provides a coastal retreat with tranquil water views and opportunities to watch dolphin and manatee frolic near by without having to leave home. It is literally Manatee Haven with as many as 10-25 sightings per day as these gentle giants entertain just feet from your terrace as you watch in wonder and delight!This destination resort type lifestyle offers an on-site white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, newly constructed fishing pier and private outdoor seating area with a fire feature, heated swimming pool, tennis courts, pickle ball courts, clubhouse with fitness center, 2 deep water marinas, high & dry storage w/ slip availability. BOATERS paradise- direct access to the Bay/Gulf-no lifts or bridges. Freedom Boat Club on-site. Nature enthusiasts use the recently constructed community boat launch for canoeing/kayaking on the RIVER & canals, while enjoying the birds and wild life. How about an Eco Tour in the afternoon or a Sunset Cruise aboard the Latitudes Pontoon with or without a dining option? Additional water sports include Paddle boards and Jet Ski's available for rent. FISHING mecca with a multitude of fishing charter selections or fish directly off the recently completed amazing community Pier. Great primary or secondary home or investment with minimum rentals being daily - a 3BR, 3 Full Baths - perfect for AIRBNB. Highly desirable location to enjoy the breathtaking sunsets. The town home's recent upgrades new refrigerator, dishwasher, range, garbage disposal, stackable washer/dryer and A/C. The balcony off of the living area features a remote Noseum screen to enjoy morning, afternoon and evening drinks and meals in total comfort and relaxation. Convenient location-approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, & golf courses all nearby. The taxes include the CDD. Call TODAY to schedule an appointment!

3271 Mangrove Point, Ruskin

$400,000

6 Beds ⋅ 3 Baths ⋅ Glencove/Baypark Ph 2 SubDv.

Virtually Staged. Exceptional Value with an Assumable 4.25% Mortgage! Built in 2022, this well-maintained six-bedroom home in the Glencove community of Ruskin offers spacious living, flexible spaces, and a private backyard with no rear neighbors. The open-concept floor plan features tile flooring throughout the main living areas and bathrooms, carpeted bedrooms, and a versatile loft ideal for a home office, media room, or additional living space. Enjoy Florida's outdoor lifestyle from the screened-in lanai with brick pavers, perfect for relaxing or entertaining. Glencove amenities include a community pool, sidewalks, and walking trails. Low HOA fees and no CDD add to the appeal. Conveniently located near US-41, I-75, and US-301, with access to shopping, dining, waterfront destinations, boating, fishing, and outdoor recreation throughout the Tampa Bay area. Priced at $400,000, this home may offer the opportunity to assume an existing mortgage with an approximate $376,000 balance at 4.25% interest, subject to lender approval and qualification. The estimated principal and interest payment is approximately $1,993 per month; taxes, insurance, HOA fees, and other costs are additional. A rare opportunity to own a newer six-bedroom home with flexible living space and potential financing advantages.

509 Royal Empress Drive, Ruskin

$412,120

4 Beds ⋅ 3 Baths ⋅ Sunridge Chase SubDv.

Under Construction. New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with 42" shaker-style cabinets, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. Silestone countertops, The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey."

143 Dancing Dahlia Street, Ruskin

$410,000

4 Beds ⋅ 4 Baths ⋅ River Bend Ph 4a SubDv.

Welcome to this spacious 4-bedroom, 3.5-bathroom home located in the desirable River Bend community of Ruskin. The property was recently appraised at $440,000. Offering over 3,100 sq ft of heated living space, this two-story residence features an open-concept layout, generous room sizes, and a functional floor plan designed for comfort and flexibility. The home includes a mix of tile and carpet flooring, a central indoor laundry room, and a well-appointed kitchen that flows into the main living and dining areas perfect for everyday living and entertaining. The primary suite provides ample space with a private bath, while additional bedrooms provides versatility for guests, office. Situated in a well-maintained master-planned community, residents enjoy access to neighborhood amenities, green spaces, and retention pond views throughout the area. Conveniently located near major roadways, shopping, dining.

501 Washita Stone Drive, Ruskin

$435,000

5 Beds ⋅ 3 Baths ⋅ Riverbend West Ph 1 SubDv.

Welcome home to this spacious 5-bedroom, 2.5-bath home in the Riverbend West community of Ruskin! Offering approximately 2,983 square feet of living space, this thoughtfully designed home combines an open floor plan, flexible living spaces, and peaceful pond views. Step inside to a spacious office/den, perfect for working from home or creating an additional flex space. The open kitchen features solid wood cabinetry, generous counter and storage space, and flows seamlessly into the main living area—ideal for everyday living and entertaining. Crown molding and hard-surface flooring throughout add to the home's appeal. The primary suite is conveniently located on the main floor and features a spacious walk-in closet and private bath. Upstairs you'll find four additional bedrooms along with a large loft, providing plenty of room for a second living area, game room, or additional gathering space. Outside, enjoy relaxing pond views from the paved patio and outdoor entertaining area. Additional highlights include an attached 2-car garage, inside laundry, and plenty of storage throughout. Riverbend West offers community amenities including a pool and playground, with convenient access to shopping, dining, major roadways, and everything the growing Ruskin area has to offer. With generous living space, a versatile floor plan, and a beautiful pond setting, this home is ready for its next owner!

2206 4th Street Sw, Ruskin

$424,900

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 1 SubDv.

Welcome to this spacious 4 bedroom, 3 bathroom home offering over 3,000 square feet of living space and a three car garage in the gated Mira Lago community. The updated kitchen features granite countertops and opens to generous living areas enhanced by nine-foot ceilings, wood flooring, and tile throughout. The primary suite is conveniently located on the first floor, while the flexible upstairs space is ideal for a home office, media room, or additional living area. Built with concrete-block and stucco construction, the home also features a new roof installed in 2025 with hurricane rated shingles and fresh exterior paint. Outside, lush tropical landscaping surrounds a large covered lanai, an inviting setting for relaxing or entertaining. Mira Lago residents enjoy access to a community pool, playground, and tennis courts. This beautifully updated home combines space, comfort, and peace of mind in a desirable gated community.

443 York Dale Drive, Ruskin

$406,500

3 Beds ⋅ 2 Baths ⋅ Mill Highlands Sub SubDv.

WELCOME HOME to this CUSTOM POOL HOME close to the LITTLE MANATEE RIVER with NO HOA / OR CDD and NO FLOOD INSURANCE required! This 3bed/2bath home features tile floors throughout the whole house and a huge .41 acre (mol) yard with plenty of room for parking your boat / jet ski's, for a nice size garden or for your four legged fur babies to roam. The Kitchen is MODERN with GRANITE counters, tall white cabinets, NEW APPLIANCES, and volume ceilings providing a delightfully open space to create your favorite gourmet dishes. The guest bath has been beautifully updated and includes a shower stall, while the updated master bathroom includes a double sink vanity and shower. A spacious laundry room offers shelving and storage options in addition to the closets and built-in shelving throughout the home to help you keep an organized home. The home has been lovingly maintained with RECENT IMPROVEMENTS of a new ROOF and new HVAC less than 3 yrs old, new WATER HEATER, newer WASHER / DRYER, interior & exterior PAINTING, recent EXTERIOR STUCCO, and POOL RE-SURFACED / RE-SCREENED and ready for years of enjoyment!. You may be surprised at the size of NEWER FENCED backyard with its screened lanai, screened in-ground pool and TWO storage sheds that will convey. Domino Park, just 1 block away, gives you access to Mill Bayou, Little Manatee River, and Tampa Bay by boat. Ruskin is close to shopping, restaurants, medical facilities, and the beach at Little Harbor. In addition, this property is conveniently located near I-75 for an easy commute to Tampa, MacDill, Sarasota, St. Pete and more. Call this beautiful house your home today!

2054 Saffold Park Drive, Ruskin

$425,000

4 Beds ⋅ 3 Baths ⋅ Blackstone At Bay Park SubDv.

Virtually Staged. Welcome Home to this impressive, move-in ready 4 BR/2.5 BA/2-car garage home in the well-established neighborhood of Blackstone at Bay Park w/ NO CDD FEES & LOW HOA FEES! RECENT UPDATES include neutral interior (2026) & exterior (2025) paint, main level LVP flooring (2025), upper level carpet (2025), epoxy flooring in the garage (2025), ROOF w/ premium architectural shingles (2025), all baths updated (2025) & A/C (2018). The spacious main level enjoys an open floor plan and great room w/ formal living area & dining area w/ board & batten accent wall. That wall extends into the adjacent family room as a foundation for modern, stylish living. The open kitchen features Quartz counters, stainless steel appliances, recessed lighting & huge walk-in pantry with so many possibilities. Rounding out the main level you will find a versatile bonus room that could be used as an office or playroom, half bath & dinette w/ sliders to the covered lanai perfect for outdoor enjoyment. Additional storage space is located under the staircase. The primary bedroom features an ensuite bath w/ Quartz counters, dual vanities, soaker tub, separate walk-in shower and spacious & huge walk-in closet. 3 additional bedrooms, a 2nd full bath and the laundry room round out the upper-level floorplan. The exterior of the home has been recently professionally painted and features an irrigation system & vinyl privacy fencing. Super-conveniently located close to I-75, the Big Bend/Hwy 301 area and only minutes from I-4, Selmon Crosstown Expressway, MacDill AFB, schools, shopping, dining, entertainment, beaches, hospitals, theme parks & all the Tampa Bay area has to offer! Don’t miss the chance to make this beautiful property your own…schedule a showing today!

1712 Atlantic Drive, Ruskin

$415,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

Welcome to your own slice of paradise in the sought-after Little Harbor waterfront community! This beautifully updated 3-bedroom, 3-bath corner-unit townhome offers the perfect combination of coastal charm, privacy, and an effortless Florida lifestyle. Designed to embrace true Florida living, this home features three private outdoor spaces, including a serene balcony off the primary suite overlooking the canal, a second private balcony off the upstairs secondary bedrooms that provides additional space to enjoy the spectacular natural surroundings, and a spacious balcony off the dining and living area that creates a seamless indoor-outdoor flow. The rear of the home overlooks the canal and a protected preserve, offering a peaceful tropical backdrop where you can regularly enjoy sightings of manatees, dolphins, native birds, and other Florida wildlife. Filled with abundant natural light, this tastefully updated home showcases a timeless neutral color palette, granite countertops throughout, and a spacious open-concept living area designed for both comfort and entertaining. The stunning primary suite features a luxurious pebble stone, rain-head super shower, creating a spa-like retreat. A newer washer and dryer add everyday convenience, and all appliances throughout the home have been updated, including a recently installed 3-ton HVAC system for enhanced comfort and efficiency. The oversized garage—large enough to function as a one-and-a-half-car garage—provides exceptional storage for beach gear, bicycles, and boating essentials. Beyond your doorstep, Little Harbor offers a true resort-style waterfront lifestyle. Residents enjoy access to a marina, waterfront restaurants, multiple pools, a fitness center, tennis and pickleball courts, and private beach access, all set against some of the most spectacular sunsets over Tampa Bay. Whether you enjoy boating, fishing, kayaking, paddleboarding, or simply relaxing by the water, every day here feels like a vacation. Ideally located in Ruskin, Florida, this home offers exceptional regional connectivity. You are just a short drive to MacDill Air Force Base, as well as other key military and defense installations throughout the Tampa Bay area, including Coast Guard facilities. Travel is convenient with both Tampa International Airport and St. Pete–Clearwater International Airport within easy reach. You are also close to the vibrant downtown districts of Tampa, St. Petersburg, and Sarasota. For beach lovers, the location is unmatched. Enjoy quick access to the world-renowned Gulf Coast beaches, including Anna Maria Island, Siesta Key, and Clearwater Beach, consistently ranked among the best beaches in the world. From white sand shores to crystal-clear waters, the best of Florida’s coastline is right at your fingertips. While Little Harbor does not feature a dedicated dog park within the community, it remains a pet-friendly waterfront neighborhood, with walking areas throughout and nearby public parks in Ruskin offering designated dog parks and additional pet-friendly outdoor spaces. Whether you are searching for a primary residence, vacation getaway, or income-producing investment, this exceptional property offers strong rental potential, an unbeatable location, and the coastal lifestyle you’ve been dreaming of. Don’t miss your opportunity to own one of Little Harbor’s desirable corner-unit townhomes, where comfort, nature, and resort-style living come together beautifully.

3228 Mangrove Point Drive, Ruskin

Homes for Sale in Ruskin, FL Between $400,000 to $450,000

All Ruskin, FL Homes for Sale Between $400,000 to $450,000

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