Homes for Sale Between $400,000 to $450,000 in Ruskin, FL

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

Start living the resort lifestyle today with a move-in ready waterfront townhome in the bay front community of Little Harbor. This 3-bedroom, 3-bathroom unit is in excellent condition and being sold turnkey furnished, making it a perfect choice - whether for your primary residence, vacation home, or rental investment. BONUS - This unit already has guaranteed short-term income for the 2027 season if the new owner chooses to accept the reservation! The Point Townhomes at Little Harbor provide residents the peace of mind of 3 floors of concrete block construction, a private garage with storage and access to the backyard and canal, plus tandem driveway parking, and metal roofs. This unit is located on the more private cul-de-sac street and offers both Bay views from the front balconies and views of the small canal where the manatees are often visible from the back balconies. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or sit on one of your balconies and watch the sunrise, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay - the choice is yours when you live in the Point Townhomes at Little Harbor!

3259 Mangrove Point Drive, Ruskin

$400,000

3 Beds ⋅ 2 Baths ⋅ Riverbend West Ph 2 SubDv.

This charming and recently upgraded 3-bedroom, 2-bath family residence offers a convenient location with just a short drive from the shores of Clearwater and St. Pete beaches. Enjoy premium air and water quality with a professional HVAC UV light installation and comprehensive water filtration system. For added safety and modern convenience, both the HVAC and water systems are seamlessly connected to the home security package. Step outside into your own private retreat featuring a fully enclosed pool deck and a pristine dip pool that transitions into a relaxing integrated spa. The outdoor space also boasts mature fruit trees and a convenient additional storage shed. The current garage is beautifully finished as a climate-controlled home office featuring A/C and fully insulated walls. It easily transitions into a high-end game room or reverts to a traditional garage while keeping premium climate comfort.

102 Cascade Bend Drive, Ruskin

$415,000

5 Beds ⋅ 3 Baths ⋅ Blackstone At Bay Park SubDv.

Welcome to this beautifully updated 5-bedroom, 3-bathroom home offering the perfect blend of style, space, and functionality. Step inside to a spacious flex room just off the entryway, ideal for a home office, playroom, formal living area, or workout space. The heart of the home is the stunning renovated kitchen, featuring white cabinetry, quartz countertops, an electric cooktop, built-in oven and microwave, upgraded appliances, a beverage station, and a large center island with seating, making it perfect for both everyday living and entertaining. Designed with both comfort and convenience in mind, this home features no carpet anywhere, offering easy maintenance and a clean, modern look throughout. For added peace of mind, both the roof and HVAC system were replaced in 2025. The thoughtfully designed floor plan includes a secondary bedroom and a full bathroom on the main level, providing an ideal setup for guests or multigenerational living. Upstairs, you'll find a spacious loft that offers additional living space for a media room, game room, or family lounge. The private primary suite features a beautifully renovated ensuite bathroom and a large walk-in closet. Three additional bedrooms and a third full bathroom complete the second floor. Step outside to the screened-in lanai overlooking a fully fenced backyard, creating the perfect setting to relax, entertain, or enjoy Florida's outdoor lifestyle. Conveniently located in Ruskin with easy access to shopping, dining, schools, and major commuter routes, this move-in-ready home combines thoughtful updates, flexible living spaces, and modern finishes throughout.

428 Chimney Rock Drive, Ruskin

$400,000

5 Beds ⋅ 4 Baths ⋅ Spencer Crk Ph 2 SubDv.

3200 + sq ft home with 5-Bedroom, 3.5-Bath, and no backyard neighbors. Pond-Front Home with Bonus Room in Spencer Creek! Welcome home to over 3,250 square feet of beautifully designed living space offering a large 2nd-floor bonus room and a versatile 1st-floor flex space—perfect for today's growing families and those who love to entertain. Step inside to discover a bright, open-concept floor plan where the kitchen, dining, and family room seamlessly flow together, creating the ideal gathering place for everyday living and special occasions. The chef's kitchen is the centerpiece of the home, featuring a large center island with seating and granite countertops, abundant cabinetry, a walk-in pantry to keep everything organized, and an open view of the dining and living areas, making it easy to stay connected while preparing meals. A flexible room on the first floor provides endless possibilities as a home office, playroom, formal living room, fitness area, or hobby space to suit your lifestyle. Tucked away at the rear of the home for added privacy, the spacious first-floor owner's suite serves as a peaceful retreat with a large walk-in closet and a private en-suite bathroom designed for comfort and convenience. Upstairs, you'll find four generously sized bedrooms, two full bathrooms, and an oversized bonus room that can easily become a media room, game room, home theater, teen retreat, or second family room. With so much flexible space, there's room for everyone to spread out and enjoy. Situated on a homesite with a serene pond view, the expansive backyard offers endless opportunities to create your dream outdoor oasis. Add a pool, build an outdoor kitchen, create a play area, or simply relax and enjoy the extra space. Residents of Spencer Creek enjoy a convenient location with easy access to I-75 and US-41, making commuting a breeze while remaining close to shopping, dining, parks, top-rated schools, medical facilities, and Tampa Bay's world-renowned Gulf Coast beaches. Combining generous living space, flexible floor plan, modern design, and an exceptional location, this move-in-ready home offers everything today's buyers are searching for. Schedule your private tour today and discover why this Spencer Creek home is the perfect place to call home! Home is NOT homesteaded for taxes, and CDD fees are included in taxes.

1846 Silver Star Place, Ruskin

$405,000

4 Beds ⋅ 3 Baths ⋅ River Bend Ph 4b SubDv.

Discover this beautifully appointed single-family home in the highly sought-after River Bend community. Offering 2,323 square feet of thoughtfully designed living space, this 4-bedroom, 3-bathroom residence combines comfort, style, and functionality. The spacious chef-inspired kitchen features abundant cabinetry, granite countertops, and a large center island overlooking the family room—creating the perfect space for entertaining or everyday living. Triple sliding glass doors open to a screened lanai, seamlessly blending indoor and outdoor living while providing the ideal setting to enjoy Florida's year-round sunshine. The private primary suite serves as a relaxing retreat with a generous walk-in closet and a well-appointed en-suite bathroom featuring granite countertops. Three additional bedrooms and two full bathrooms offer plenty of space for guests or a home office. Additional highlights include a spacious three-car garage with ample room for parking and storage. Residents of River Bend enjoy exceptional community amenities, including a resort-style pool, fitness center, playground, and tennis courts—all just a short walk away. Conveniently located near top-rated schools, shopping, dining, and major commuter routes, this home offers the perfect balance of tranquility and accessibility. Don't miss your opportunity to own this exceptional home in one of the area's most desirable communities.

611 Wabash Breeze Circle, Ruskin

$409,000

6 Beds ⋅ 3 Baths ⋅ Hawks Point Ph S-2 SubDv.

Welcome Home: A 6-Bedroom Retreat with Room for Everyone! Space. Storage. Privacy. This 2-story, 6-bedroom, 3-bathroom home offers over 3,000 SQFT of thoughtfully designed living space — and it truly feels HUGE from the moment you walk in! Step inside to an OPEN FLOOR PLAN with HIGH CEILINGS and LVP FLOORING flowing through almost every room. The kitchen is an entertainer's dream — with TONS of cabinet space, TWO walk-in pantry areas, and a cozy eat-in space for casual mornings. You'll also have both a living room AND a separate family room/dining combo, so there's always room to spread out — whether it's movie night, a home office day, or hosting the whole family. Need a guest suite? There's a bedroom and full bathroom right on the first floor — perfect for visitors, in-laws, or multi-generational living. Upstairs, the primary suite is a true retreat, featuring TWO WALK-IN CLOSETS (so nobody has to share!), a garden tub, a separate standing shower, and dual sinks. The laundry room is conveniently located upstairs too, along with a room that's already been transformed into the perfect home office. And don't miss the adorable under-the-stairs nook turned into a second home, perfect for a playhouse or doggie home, but easily converted into extra storage if you need it! Out back, your SCREENED-IN LANAI overlooks a peaceful reserve, meaning NO REAR NEIGHBORS — just privacy and green space that makes your lot feel twice as large. The HVAC and hot water heater have BOTH been updated within the last couple of years! Plus Storm Windows. This home sits in a GATED community with a RESORT-STYLE POOL, playground, and LOW HOA fees — and you're just 4 MINUTES from I-75, making commutes to Tampa or Sarasota a breeze. Homes with this much space, privacy, and updates don't come around often — you need to see this one TODAY!

909 Meadow Glade Drive, Ruskin

$419,000

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 1 SubDv.

Virtually Staged. Welcome to Mira Lago, where opportunity meets value in this spacious 4-bedroom, 3-bath home offering over 3,000 square feet of thoughtfully designed living space with a desirable 3-car garage. Double glass entry doors welcome you into a spacious foyer with vaulted ceilings. Designed with functionality in mind, this popular floor plan features nearly all of the living space on the first floor, with a large upstairs loft that can easily serve as a media room, home office, playroom, home gym, or potential fifth bedroom. The open kitchen overlooks the family room and eat-in dining area and features Corian countertops, a tile backsplash, stainless steel appliances, a breakfast bar, pantry, and plenty of counter space, making it the perfect space for both everyday living and entertaining. Tile flooring runs throughout the main living areas, while the bedrooms feature durable laminate flooring. The spacious primary suite offers two walk-in closets, dual vanities, a relaxing garden tub, and a separate shower. A split-bedroom layout provides privacy for family members and guests alike. Major updates have already been completed, including a NEW ROOF, TWO NEW HVAC SYSTEMS, and a NEW mini-split air conditioning system in the 3-car garage, creating a comfortable climate-controlled space that's perfect for a workshop, home gym, hobbies, or additional storage. The home is also equipped with hurricane shutters, providing added convenience and peace of mind during Florida's storm season. Step outside to enjoy the covered, screened lanai overlooking the fenced backyard, offering plenty of room to relax, entertain, or create your own outdoor space. With over 3,000 square feet in the gated community of Mira Lago, this home offers exceptional value and endless potential. Residents enjoy amenities including a community pool, playground, and basketball court, all conveniently located near shopping, dining, Bahia Beach, E.G. Simmons Park, I-75, and everything South Shore has to offer.

444 York Dale Drive, Ruskin

$415,000

4 Beds ⋅ 3 Baths ⋅ Spencer Creek SubDv.

Welcome home to your Florida, water view oasis. This 4 bedroom-plus-office home is close to all that the Tampa, Florida life has including; beaches, Disney, downtown, the Brandon Mall, and all the sports just minutes away. Your new home offers a perfectly positioned water view to enjoy morning coffee, spectacular sunsets, and Florida's year-round outdoor lifestyle. Located in the family-friendly community of Spencer Creek, residents enjoy access to a clubhouse, pool, dog park, playground and a basketball court.

1565 Colding Drive, Ruskin

$400,000

6 Beds ⋅ 3 Baths ⋅ Wynnmere East Ph 2 SubDv.

Welcome to this impressive six-bedroom, three-bath home in Ruskin perfectly situated near Tampa and offering generous space, comfort, and serene lake views. Built in 2019, this newer construction home features a bright and open floor plan with a versatile flex room ideal for a home office, gym, or playroom. The kitchen flows seamlessly into the living and dining areas, creating an inviting space for everyday living and effortless entertaining. The master suite serves as a private retreat, complete with luxury vinyl flooring, a spacious walk-in closet, and a well-appointed bathroom. One guest bedroom also includes vinyl flooring, while the additional bedrooms have ample room for family or visitors. Step out onto the enclosed lanai and enjoy peaceful lake views the perfect setting for morning coffee or relaxing evening gatherings. Additional highlights include a front-yard sprinkler system, a newer AC unit, and a brand-new water heater just installed. With thoughtful upgrades, a spacious layout, and a prime location close to Tampa’s shopping, dining, and recreational options, this move-in-ready home truly stands out. You’ll love being just 8 minutes to the beach, 15 minutes to Apollo Beach, 25 minutes to Ellenton Outlets, 25 minutes to Brandon Mall, and conveniently near Moffitt Hospital. A must-see property offering comfort, convenience, and beautiful views schedule your showing today!

1739 Broad Winged Hawk Drive, Ruskin

$430,000

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2b SubDv.

Welcome to this four-bedroom, three-bathroom gorgeous home, located in the wonderful gated community of Mira Lago. With more than 3,000 square feet of living space plus a three-car garage, can you say upgrades upgrades upgrades… This is the house you’ve been looking for., this beautiful lakefront property won’t last. The majority of your living area is on the ground floor, so you won’t need the stairs unless you’re taking advantage of the big loft upstairs, which is currently being utilized as a full functional gym. Upon entering the home you have a large, living room and dining room combination. Laminate flooring through-out the lower-level living space. The heart of the home is the open concept kitchen and family room. The kitchen and bathrooms have granite countertops, LG stainless steel appliances, an eat-in area and a big breakfast bar centered in the middle of the kitchen. Just off the kitchen is the laundry room with above head wood storage cabinets along with wired storage racks. The kitchen also has access to the three-car garage, so you can walk right in with your groceries. The family room has sliding glass doors leading to the covered patio overlooking the beautiful lake–great for outdoor living. You have the privacy of no rear neighbors and completely fenced-in backyard. The bedrooms are laid out in a three-way split plan. Two guest bedrooms large enough to fit Queen sized beds; and a full guest bathroom with bathtub are located off the family room. In one corner of the house you have a junior master suite that faces the rear of the home, complete with its own private, full bathroom and private entrance perfect for “mother in law suite” The master bedroom is on the other corner. It has two walk-in closets, and the large master bathroom features a garden tub, separate shower stall and dual sinks. Living in Mira Lago offers many great amenities including a community pool, basketball court, and clubhouse for your use. Come make this home yours today!

433 York Dale Drive, Ruskin

$414,900

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2b SubDv.

Located in the gated Mira Lago West section of Ruskin, this 4 bedroom, 3 full bath home offers 3,038 sqft, a 3 car garage, and a seller credit of up to $17,633 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown when using Seller’s preferred lender. The flexible floor plan includes an upstairs loft and a split-bedroom layout, with the primary suite privately positioned at the rear of the home and three secondary bedrooms on the opposite side.The kitchen has granite counters, wood cabinets, an island, breakfast bar, and pantry, opening to the family room and covered patio. A separate living and dining area, breakfast nook, and inside laundry room add more usable space on the first floor. The primary suite includes two walk-in closets, dual sinks, a garden tub, and a separate tiled shower. Tile and LVP flooring run throughout with no carpet. 2026 updates include two new A/C systems, fresh interior paint, new LED lighting, new bathroom fixtures and faucets, new smoke detectors, refreshed landscaping with irrigation, with roof replacement and exterior paint planned pending HOA approval. Out back, the covered patio and vinyl fenced yard offer private outdoor space, with I-75, E.G. Simmons Park, Little Harbor, shopping, dining, and Gulf Coast recreation nearby. Incentive is subject to lender approval, loan program restrictions, and terms outlined in the executed contract.

432 York Dale Drive, Ruskin

$449,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Townhomes Phase 1a SubDv.

Experience waterfront resort-style living year-round in the highly sought-after Little Harbor community! This beautifully furnished 3-bedroom, 3-bath townhome with a 1-car garage offers breathtaking views of both the marina and canal, creating the perfect coastal retreat. Designed for comfort and relaxation, the home features an open floor plan with ceramic tile and carpet throughout, granite countertops in the kitchen and bathrooms, and a fully stocked kitchen with elegant white glass-paneled cabinetry. The spacious living room and primary suite both showcase wall-to-wall sliding glass doors that open to private balconies overlooking the water, allowing you to enjoy stunning sunsets and refreshing bay breezes. Each bedroom features its own private balcony, while the primary suite offers soaring cathedral ceilings and a private en-suite bath. A washer and dryer are included for your convenience, along with a garage, covered ground-level patio, and a separate locked storage room. HOA fee includes water, basic cable, internet, trash removal, and grounds maintenance, making for truly carefree living. Residents enjoy access to Little Harbor's exceptional resort amenities, including two heated swimming pools, a hot tub, fitness center, tennis courts, basketball court, shuffleboard, horseshoe pits, playground, kayak and paddleboard launch area, and both private and public beaches along Tampa Bay. The community also features two full-service marinas, waterfront restaurants, a tiki bar, fishing charters, boat and jet ski rentals, and a hotel for visiting guests. A boater's paradise, Little Harbor provides direct access to Tampa Bay and the Gulf of Mexico with no bridges or lifts. Conveniently located near EG Simmons Park, Apollo Beach Nature Preserve, the Manatee Viewing Center, Little Manatee River State Park, Camp Bayou Nature Preserve, shopping, dining, hospitals, and golf courses, with easy access to Tampa, St. Petersburg, and Sarasota.

447 Bahia Beach Boulevard, Ruskin

Homes for Sale in Ruskin, FL Between $400,000 to $450,000

All Ruskin, FL Homes for Sale Between $400,000 to $450,000

Joseph Sullivan Real Estate

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