Homes for Sale Between $450,000 to $500,000 in Ruskin, FL

4 Beds ⋅ 3 Baths ⋅ Mira Lago West SubDv.

Discover this spacious, updated home at 1822 Mira Lago Cir in Ruskin, FL, featuring a 2022 roof, a 2020 A/C system, fresh paint, new hardware, new appliances, and new flooring in select areas. This charming house has a generous 2,317 square feet of living space, providing ample room for a variety of activities and furnishings. With four well-appointed bedrooms, the home suits a wide range of living arrangements. Situated on a 0.16-acre lot, the property strikes a nice balance of indoor and outdoor space. The well-maintained exterior has potential for landscaping or outdoor enhancements. Inside, the layout is designed to maximize functionality and comfort, creating a welcoming environment. Whether you're entertaining guests or enjoying a quiet evening, this property accommodates diverse lifestyles. Experience the blend of comfort and convenience in this lovely Ruskin home.

1822 Mira Lago Circle, Ruskin

$450,000

5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 3 SubDv.

STUNNING, FULLY RENOVATED FROM TOP TO BOTTOM! Welcome to a truly exceptional home where modern luxury, thoughtful design, and beautiful craftsmanship come together. This home shows like a model while offering the ultimate peace of mind with 2026 HVAC, 2026 electrical panel, 2026 impact windows, and 2026 appliances! From the moment you arrive, the impressive curb appeal sets the tone for what awaits inside. Completely transformed with stunning upgrades and designer-inspired finishes throughout, this home offers the look and feel of a custom-designed residence. Step inside to discover a bright, spacious, open-concept floor plan featuring gorgeous luxury vinyl, striking exposed wood ceiling beams, contemporary lighting, and an effortless flow between the living, dining, and kitchen areas. The showstopping gourmet kitchen is truly the heart of the home, featuring beautiful quartz countertops, a dramatic full-height backsplash, crisp white cabinetry, stainless steel appliances, double wall ovens, a custom wood range hood, and an oversized contrasting island with farmhouse sink and generous seating. Every detail has been carefully selected to create a space that is as functional as it is beautiful. Multiple inviting living spaces offer incredible flexibility for entertaining, relaxing, or spending time with family. Upstairs, the spacious primary retreat provides a peaceful escape, complete with a stunning modern fireplace feature wall, dedicated sitting area, and an impressive walk-in closet with custom organization. Additional bedrooms offer comfort and versatility, while a thoughtfully designed workspace provides the perfect setting for working from home. The impressive upgrades continue outdoors, where your private, fully fenced backyard has been designed for enjoying the Florida lifestyle. Entertain guests beneath the beautiful covered pavilion with outdoor dining and lounge areas, fire up the built-in stone outdoor kitchen and grill, or simply unwind on the charming covered patio surrounded by lush tropical landscaping. With plenty of green space for outdoor activities, this backyard offers the perfect balance of relaxation and entertainment. From the beautifully renovated interior to the thoughtfully designed outdoor living spaces, this home is anything but ordinary. Modern elegance, custom details, and exceptional indoor-outdoor living make this a property you truly have to experience in person. Schedule your private showing today and prepare to fall in love!

525 19th Street Nw, Ruskin

$480,000

4 Beds ⋅ 4 Baths ⋅ Shell Cove Ph 2 SubDv.

This Ruskin home, built in 2021, features a kitchen with a center island, quartz countertops, and stainless steel appliances, creating a well-equipped space for cooking and entertaining. Flooring extends across the interior living areas. The primary bathroom includes a separate tub and shower. Outdoors, a large, fully fenced backyard creates ample room for relaxation and entertaining. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room. Included 100-Day Home Warranty with buyer activation

585 Barrier Reef Street, Ruskin

$495,000

Unplatted SubDv.

****OWNER FINANCING AVAILABLE**** 33% DOWN, 7.5 % INTEREST RATE AMORTIZED OVER 30 YEARS AND BALLOON AT 4 YEARS. HURRICANE SALE! Located on Little Manatee River. ****SELLER HAD 3 PARK MODELS THAT HE AIRBNB AND MADE REALLY GOOD PROFIT FROM*** House was flooded in hurricane Helene and seller is selling AS IS. ZONED PLANNED DEVELOPEMENT .You can redo the home or you can tear it down and rebuild. So many options. There is a 13.5k LB boat lift and dock located on Little Manatee River that leads out to Tampa Bay. The world is your oyster!

102 Trouve Lane, Ruskin

$495,000

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.

****OWNER FINANCING AVAILABLE**** 33% DOWN, 7.5 % INTEREST RATE AMORTIZED OVER 30 YEARS AND BALLOON AT 4 YEARS. HURRICANE SALE! Located on Little Manatee River. ****SELLER HAD 3 PARK MODELS THAT HE AIRBNB AND MADE REALLY GOOD PROFIT FROM*** HURRICANE SALE! Located on Little Manatee River. House was flooded in hurricane Helene and seller is selling AS IS. Zoned Planned Development. You can redo the home or you can tear it down and rebuild. So many options. There is a 13.5k LB boat lift and dock located on Little Manatee River that leads out to Tampa Bay. The world is your oyster!

102 Trouve Lane, Ruskin

$480,000

5 Beds ⋅ 3 Baths ⋅ Dueno Subdivision Lot 2 SubDv.

JUST REDUCED!! DON'T MISS THIS OPPORTUNITY***This beautifully updated home offers 5 bedrooms, 3 baths, and an oversized 2-car garage, all situated on an 1.16-acre lot. Fully renovated in 2021, the home features a modern kitchen with all-wood cabinets, granite countertops, and updated PVC plumbing. Major improvements include just installed New Septic Tank on 8/2026 a 2021 roof, 2021 HVAC, 2021 water heater, 2021 filtration system, and 2021 well pump, providing long-term peace of mind. Inside, the home showcases elegant porcelain tile throughout. Additional upgrades include new appliances (March 2022) With 1.16 acres, this property offers ample space and versatility — whether you envision additional structures, outdoor recreation, or simply enjoying the privacy and room to spread out. Conveniently located near shopping centers, restaurants, hardware stores, Walmart, Hospitals, just 20 minutes from Ellenton Mall and only 3 minutes from I-75. Call or text for a private showing.

1613 33rd Street Se, Ruskin

$464,900

6 Beds ⋅ 3 Baths ⋅ Spencer Creek SubDv.

USDA eligible! Qualified buyers can purchase with ZERO down, and with the right offer the seller will cover closing costs, meaning you could get into this home with little to NOTHING out of pocket. Use our preferred lender and receive a 1% lender credit toward buying down your interest rate on top of it. At 3,326 square feet, you will not find a more affordable home of this size anywhere in Tampa Bay for the money. Now the house itself. Built in 2022 with 6 bedrooms and 3 full baths, tastefully updated with luxury flooring in all the common spaces. The open floor plan connects the kitchen, dining, and living areas into one big gathering space, and two flex rooms give you options most homes simply do not have. Home office, gym, playroom, theater, you choose. Two bedrooms sit downstairs, including the primary suite, so there are no stairs between you and your morning coffee. Upstairs holds the remaining bedrooms plus room to spread out. All of it on a quarter acre corner lot with extra yard, extra privacy, and only one neighbor beside you. And the HOA? Roughly $9 a month. You read that right. Spencer Creek puts you minutes from I75, US301, shopping, and the waterfront. Homes like this do not sit. Schedule your private showing today.

1911 Fan Aloe Way, Ruskin

$500,000

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.

Welcome to 1601 Stephans Road in beautiful Ruskin, Florida. Imagine coming home to 1 full acre of land a 3-bedroom, 2-bath property 2 car garage, with TOTAL PRIVACY!!! Seller offering $15k toward closing cost!!!! Property features a new roof 2025, well 2024, new flooring, updated bathroom appliances, and fresh interior paint. The outdoors (plenty of space) RV space and is IDEAL for animals, gardening, outdoor fundays, grilling, parties, camping, property offers a touch of some newly planted fruit trees already in place. Home includes handicap-accessible bathrooms with plenty of space along the fireplace on cold nights, while entertaining family and friends in the country living. Home offers endless possibilities. Beaches within mins from home along with Boat Ramps, Parks and Community locate Golfing. Home is Move-in ready and perfect for buyers seeking land, comfort, and modern updates. NO HOA NO CDD NO CLOSE-UP NEIGHBORS.... $15K towards CLOSING COST!

1601 Stephens Road, Ruskin

$479,900

4 Beds ⋅ 3 Baths ⋅ Spyglass At River Bend SubDv.

Welcome to a spectacular waterfront hidden gem in the highly sought-after Southshore area. Situated on an expansive and beautifully landscaped 0.3-acre lot, this exceptional energy-efficient home offers a serene backdrop of a peaceful, wildlife-filled lake perfect for fishing. Designed for effortless indoor-outdoor living, you can enjoy your morning coffee with the sunrise on the screened lanai and take in stunning sunset views from the front of the home. Inside, the residence is a showcase of sophisticated details, featuring imported porcelain tile flooring throughout (completely carpet-free), stylish rounded drywall corners, and elegant tray ceilings. The thoughtful split-floor plan includes 4 full bedrooms and 3 baths, highlighted by a private multi-generational/guest suite complete with its own private bath. The luxurious primary retreat serves as a peaceful sanctuary, boasting a versatile, light-filled sunroom/studio area—ideal for a home office, reading nook, or art studio—with direct sliding-door access to the lanai. Its spa-like en suite bath features a granite-topped twin-basin vanity, a deep garden soaking tub, and a generous seamless glass shower. At the heart of the home, the bright, open-concept chef’s kitchen is perfectly tailored for entertaining, equipped with 42" wood cabinetry with crown molding, premium granite countertops, stainless steel appliances, and a spacious walk-in pantry. Premium upgrades and high-value features include: Climate-Controlled Garage: Equipped with a mini-split AC/heating unit (featuring a brand-new motor and remote control). Energy & Infrastructure: Four brand-new primary bedroom windows, a comprehensive water softener and filtration system, an advanced Rain Bird sprinkler system, and pre-wiring for a backup generator. Security & Tech: A high-capacity fireproof gun safe with a new dial, fully pre-wired for an ADT security system, and pre-wired for high-speed Frontier/Verizon FIOS internet. Finishing Touches: Newly installed remote-controlled ceiling fans in the living and dining spaces. Located within a premier, gated community, residents enjoy resort-style amenities including a sparkling pool, fitness center, clubhouse, covered playground, tennis courts, and a community fishing pier on the scenic Little Manatee River. Enjoy the perfect blend of tranquility and convenience with swift access to I-75 for easy commutes to Tampa, MacDill AFB, and Sarasota. You are just minutes from premium shopping, the Amazon distribution center, the new St. Joseph’s Hospital, and a short drive from Florida’s world-class Gulf beaches. Newer roof – 2024, Both AC systems – 2020.

2422 Allegheny Valley Street, Ruskin

$475,000

3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv.

**Waterfront Living on the Ruskin Inlet | Direct Access to Tampa Bay | No HOA | No CDD** Welcome to 803 Leisey Circle, where waterfront views, direct Tampa Bay access, and the freedom of no HOA or CDD fees come together to create the ultimate Florida boating lifestyle. Nestled along the picturesque Ruskin Inlet, this beautifully maintained 3-bedroom, 2-bathroom waterfront residence offers an exceptional opportunity to enjoy life on the water. Positioned on a deep-water, wide canal with a private dock, you'll have easy access to Tampa Bay for boating, fishing, kayaking, paddleboarding, and unforgettable sunset cruises right from your backyard. Inside, the home showcases a bright and inviting layout designed to maximize its stunning waterfront setting. New tile flooring flows throughout the entire home, providing a modern, cohesive look with absolutely no carpet. Expansive windows frame tranquil water views from nearly every main living space, including the primary suite, living room, dining room, kitchen, and the spacious covered lanai. The renovated kitchen serves as the heart of the home, featuring granite countertops, abundant cabinetry, and a full suite of brand-new appliances. Whether preparing a casual breakfast before heading out on the boat or entertaining guests, you'll appreciate both the functionality and the scenic water views. The primary suite offers a peaceful waterfront retreat where you can wake each morning to sparkling inlet views. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai, where indoor and outdoor living seamlessly blend together. This expansive space is ideal for morning coffee, waterfront dining, evening cocktails, or simply relaxing while watching dolphins, manatees, and coastal wildlife pass by. Designed for peace of mind and long-term value, the home features impact-rated windows, a durable metal roof, HVAC system replaced in 2018, water heater installed in 2025, and recent updates throughout. The lanai roof was also refreshed in 2026. Located in the heart of Ruskin's waterfront community, you'll enjoy convenient access to local marinas, waterfront restaurants, shopping, parks, and beaches while remaining just a short drive from I-75, downtown Tampa, Tampa International Airport, St. Petersburg, and Florida's Gulf Coast attractions. Whether you're searching for a year-round residence, seasonal retreat, or waterfront getaway, this rare Ruskin Inlet property delivers the boating lifestyle so many dream about?with no HOA restrictions standing in the way. Bring your boat, your fishing poles, and your Florida dreams. Whether you're seeking weekend adventures on Tampa Bay, sunset cruises from your private dock, or simply a peaceful waterfront setting to call home, 803 Leisey Circle offers an opportunity to embrace the lifestyle you've been waiting for. Schedule your private showing today and experience firsthand why life on the Ruskin Inlet is one of Tampa Bay's best-kept secrets.

803 Leisey Circle, Ruskin

$469,900

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Townhomes Ph 1a SubDv.

Great opportunity in the gated waterfront community of Little Harbor in Ruskin, Florida. This beautifully maintained townhome features a durable metal roof and four spacious terraces designed for year-round indoor/outdoor coastal living. The thoughtfully designed floor plan offers 3 bedrooms, 3 full bathrooms, and 1,834 sq ft of living space. The home feels bright and open throughout, with main living areas that flow seamlessly—ideal for entertaining or relaxed everyday living. The kitchen overlooks the living and dining spaces for added functionality. The primary suite provides a comfortable retreat with an en-suite bath and generous closet space. Multiple outdoor terraces create the perfect setting to enjoy water views, coastal breezes, and Florida sunsets. Located in the seaside village of Little Harbor, residents enjoy true resort-style amenities, including a secluded sand beach, waterfront restaurant with sports and tiki bar, tennis courts, fitness centers, heated swimming pools, deep-water marinas, and dry storage with slip availability. Boaters will appreciate direct access to Tampa Bay and the Gulf with no lifts or fixed bridges. Outdoor enthusiasts can also enjoy kayaking, canoeing, and excellent fishing nearby. Conveniently located approximately 30 minutes to Tampa, St. Petersburg, and Sarasota, with shopping, hospitals, dining, and golf courses close by. Homes offering this level of coastal lifestyle and community amenities are rarely available.

533 Bahia Beach Boulevard, Ruskin

$489,000

Ruskin City 1st Add SubDv.

Fully Leased Commercial Free Standing Office Building. Corner lot on busy road in the heart of Ruskin. New roof 2024 and newer A/C units. Zoned PD with many possible uses. Great investment opportunity. 1031 exchange available.

201 W Shell Point Road, Ruskin

Homes for Sale in Ruskin, FL Between $450,000 to $500,000

All Ruskin, FL Homes for Sale Between $450,000 to $500,000

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