Waterfront Homes for Sale in Lutz, FL

Experience the ultimate Florida lake lifestyle in this one-of-a-kind custom waterfront home on a ¼-acre lot with NO CDD fees! Enjoy direct access to a beautiful natural lake with your own private sand beach and 250 sq. ft. dock—perfect for jet skiing and fishing. This custom home features 4 bedrooms, 3 bathrooms, PLUS a 522 sq. ft. bonus/theater room, offering approximately 2,881 sq. ft. of TOTAL LIVING SPACE. The bonus room includes stunning lake views, a 3D projector, and a 110" movie screen. Inside you'll find formal living and dining rooms, a spacious family room with a fireplace, a dedicated office, an updated kitchen with granite countertops and LG stainless steel appliances, and a luxurious primary suite with a jetted tub, steam shower, and bidet. Step outside to your private resort-style oasis featuring a solar-heated saltwater pool with a cascading natural rock waterfall, a fully equipped outdoor kitchen, screened lanai, and multiple entertaining areas overlooking the lake. Major updates include a NEW 50-year dimensional shingle roof (2021), NEW 6-ton A/C with UV sanitizer (2023), tankless water heater (2024), and resurfaced pool (2018). Additional highlights include hurricane protection, Hurricane Film windows, generator hookup, Tesla Generation III charging station, and professional landscaping. Conveniently located near Tampa Premium Outlets, KRATE at The Grove, shopping, dining, and major highways. Schedule your private showing today and experience this unique waterfront lifestyle for yourself.

22523 Willow Lakes Drive, Lutz

$735,000

4 Beds ⋅ 3 Baths ⋅ Morsani Ph 2 SubDv.

$14,000 PRICE ADJUSTMENT! Here’s a rare opportunity to own a like-new 4-bedroom 3-bath waterfront home with pool and 3-car garage, meticulously maintained in move-in condition with no pets, with the upgrades and options you’ve dreamed of but seldom find. Built in late 2019 by M/I Homes, this ever-popular Corina III model includes neutral colors and flooring with tray ceilings and deluxe crown molding in the Entry Foyer and Great Room. The Gourmet Kitchen features a spacious pantry, built-in oven, microwave, cooktop, decorator hood, and abundant kitchen cabinetry with stylish quartzite countertops. For informal dining, the Kitchen Island seats 3, with room for an eat-in Dinette overlooking the Lanai just beyond. The Gourmet Kitchen flows into the Great Room and Formal Dining area, with abundant space for the party or holiday hostess. From the Great Room, open the triple-glass sliders to savor the extra-large Lanai, screened pool with waterfall, and the serenity of the lake and woods just beyond. The Primary Suite features a deluxe Ensuite Bath with dual vanities, a large walk-in shower with wall and ceiling shower heads, and spacious walk-in closet. One bedroom (or nursery or office) with full bath is nearby while 2 other bedrooms and bath are located elsewhere in this split-plan. ATTN: WI-FI TECHNOLOGY fans: Enjoy “Cat-6” Wi-Fi, with 3 prewired Ethernet “drops” AND a state-of-the-art “Smart Home” Control System including a Smart Home Controller, Entryway Dimmer, Thermostat, Video Doorbell, Electronic Lockset, Wireless Security Panel and 2 Sensors. Simply put, this home offers the ultimate in Wi-Fi Quality and Electronic Security, Convenience and Control, from the Front and Garage Doors to the Pool Light and Pump, and everywhere in between—all from your cellphone, anywhere, any time. Add top-rated public schools, shopping, dining and major roadways nearby, and you’ve found the home you’ve been waiting for!

19563 Leonard Road, Lutz

$440,000

4 Beds ⋅ 2 Baths ⋅ Lake Heron Ph 06a 06b 07 SubDv.

Welcome to 1821 Lake Heron Dr., Lutz, FL a truly one-of-a-kind waterfront townhome, originally built as the community developer's personal residence and unlike any other unit in Lake Heron! Nestled among mature oak trees on a quiet street at the back of the community, this end-unit villa offers panoramic lake views and over $84,000 in upgrades since 2024, including a full remodel of 2 ½ bathrooms, new porcelain tile and carpet flooring, whole-house painting, modern 5/4 baseboard moulding, new LED lighting, an epoxy garage floor with custom storage cabinets, a whole-home water softener and reverse osmosis system, a new driveway, and new hurricane windows and doors with a transferable warranty. The largest home in the community spanning over 2,200 sq ft across two stories, this 4-bedroom, 2.5-bath home features vaulted ceilings, gleaming wood floors, and lake views from every bedroom. The primary suite offers dual walk-in closets and a spa-like bath with dual sinks, dual showerheads, a built-in bench, and transom window. A central vacuum system and two-car garage add everyday convenience. Unwind on your screened porch with private dock access, perfect for boating, fishing, or sunset views. Maintenance-free Lake Heron offers a clubhouse, pool, spa, tennis and pickleball courts, brick walking paths, and a waterfront gazebo with low HOA, no CDD fees, and no flood insurance required (X zone). AC replaced 2016, roof 2014. Minutes from shopping, dining, and major highways. Schedule your private showing today.

1821 Lake Heron Drive, Lutz

$360,000

Lake Keen Sub Unit SubDv.

LAKE KEEN LAKEFRONT LOT — 90 ft of beautiful waterfront! Your own slice of lake life! Whether you want to ski, fish, or just chill and take in the view, this spot has you covered. It’s literally the last vacant lot on Lakeshore Drive, so you can design the lake home you’ve been dreaming about right here in Lutz. You’re close to shopping and everything you need, but the lot itself feels tucked away and peaceful at the back of the neighborhood. Perfect for hosting, because once your friends see the lake, they’ll never want to leave. Every day feels like a quiet, serene escape from the chaos. No CDD, no HOA, and yes — the lot can be financed. You’re on a 30-acre ski lake with no flood insurance required. Keene Lake is all about fun on the water, and you can launch right from your backyard. Largemouth bass? They’re basically waiting for you. Great location too — close to USF, hospitals, and about 25 minutes to Tampa International Airport. Less than 45 minutes to Beautiful Beaches!!!

18703.5 Lakeshore Dr, Lutz

$995,000

5 Beds ⋅ 3 Baths ⋅ Brant Shores SubDv.

Peaceful LAKEFRONT living, exceptional space, and true PRIDE OF OWNERSHIP come together at 708 Warren Road in Lutz. With its spacious layout, peaceful lakefront setting, oversized lot, no HOA, desirable school zoning, and long list of updates, this home offers a rare combination of comfort, flexibility, and Florida lakefront living in one of Lutz’s most convenient locations. Set within a LUXURY lakefront NEIGHBORHOOD with NO HOA, this home offers the rare freedom to enjoy your home without monthly HOA dues or restrictive community rules. Situated on an oversized lakefront lot with room to potentially add a pool/outdoor kitchen/gazebo, this well-maintained custom-built 5-bedroom, 3-bath... plus BONUS ROOM... home offers 3,889 square feet of living space and a highly desirable, hard-to-find floorplan featuring TWO PRIMARY SUITES—one downstairs and one upstairs. This rare layout creates exceptional flexibility for multi-generational living, extended guest stays, added privacy, or simply choosing the retreat that best fits your lifestyle. Because the lake is not a ski lake, it offers a quieter, more peaceful setting where trolling motors are permitted and calm water views can be enjoyed every day. Inside, the home is warm, spacious, and inviting, with beautiful engineered hardwood and tile flooring downstairs, updated carpeting upstairs, plantation shutters throughout, a wood-burning fireplace and a wet bar in the living room. The kitchen features granite countertops, stainless steel appliances, and an easy connection to the surrounding living spaces. The main-floor primary suite is a standout, offering comfort, convenience, and impressive storage. The 9-by-15-foot walk-in closet features floor-to-ceiling custom built-ins, while the en suite bath includes an oversized dual vanity, garden tub, walk-in shower with rain head, and beautiful stone finishes throughout. Upstairs, the second primary suite offers its own private retreat with a newer balcony overlooking the property and lake. Together, these two suites create a level of function and flexibility rarely found in a home of this size and setting. Thoughtful updates and consistent maintenance add even more confidence, including newer impact windows, newer French doors, a metal roof that the manufacturer stated is a 60-year roof and is currently only approximately 20 years old, a recently passed 4-point inspection, regularly maintained HVAC system, and a Generac generator that is serviced at least annually and supported by a buried gas supply tank. Additional features include well water with a whole-house water treatment system, a septic system that was recently inspected and a replaced lift station, and oversized circular driveway. Practical everyday features add even more function, including an oversized laundry room and an interior storage room. The south Lutz location offers the best of everything: a peaceful lakefront setting with easy access to Downtown Tampa, Carrollwood, Northdale, Dale Mabry, Van Dyke, shopping, restaurants, grocery stores, fitness centers, medical facilities, and everyday conveniences. The home is also districted for top-rated Steinbrenner High School! Photos featuring pools are virtually staged for visualization purposes only and are not intended to represent that the specific pool design shown is available, permitted, or guaranteed to be built on the property. Buyers should verify pool feasibility with the local municipality and a qualified pool contractor.

708 Warren Road, Lutz

$759,000

5 Beds ⋅ 3 Baths ⋅ Long Lake Ranch Village 2 Prcl A-1, A SubDv.

Virtually Staged. Why settle for an ordinary backyard when you can wake up to breathtaking lake views every day? Welcome to this exceptional waterfront home in the highly desirable Long Lake Ranch, where comfort, style, and unforgettable sunsets come together. Situated on one of the community's largest lakes, this beautifully updated home features 5 bedrooms, 3 full bathrooms, a spacious bonus room, and a 2-car garage. From the moment you step inside, you'll be captivated by stunning water views, abundant natural light, soaring ceilings, elegant finishes, and an open floor plan designed for both everyday living and entertaining. The chef's kitchen features 42-inch cabinets, granite countertops, stainless steel appliances, double wall ovens, a GE cooktop, a brand-new designer range hood, a spacious breakfast bar, a convenient butler's pantry, and a large walk-in pantry with exceptional storage. A first-floor bedroom and full bath offer the perfect space for guests, multigenerational living, or a home office. Upstairs, the luxurious owner's suite showcases spectacular lake views, a sitting area, oversized custom walk-in closets, and a spa-inspired bath with dual vanities, a soaking tub, and a separate shower. Three additional bedrooms and a large bonus room provide endless flexibility. Step outside to your covered lanai and brand-new oversized concrete patio, the perfect place for entertaining, family gatherings, or simply relaxing while enjoying peaceful waterfront views. Major recent upgrades include brand-new luxury wood flooring throughout, a new roof (March 2025), a designer kitchen hood, plantation shutters, Cat 6 wiring, 5.1 surround sound pre-wire, recessed lighting, and structured wiring with the Guardian System, making this home truly move-in ready. Long Lake Ranch offers a resort-style pool, fishing dock, 1.5-mile lakeside walking trail, playground, tennis and basketball courts, all conveniently located near the Veterans Expressway, Tampa International Airport, shopping, dining, and top-rated schools. Homes with this combination of waterfront views, thoughtful upgrades, and move-in-ready condition rarely become available. Schedule your private showing today!

1806 Nature View Drive, Lutz

$250,000

Unplatted SubDv.

Discover a rare opportunity to build your dream home on this beautiful 1.04-acre waterfront parcel at 5030 Duque Road in the heart of Lutz. Offering a prime setting with mature oak trees, scenic Tiffany Lake views, and the perfect blend of privacy, nature, and convenience, this unique property is ready for its next owner to bring their vision to life. Nestled among established custom homes, this picturesque lot extends across the water with the canal wrapping the property to create a panoramic backdrop and exceptional privacy for your future home. It’s a setting that is genuinely hard to find. What sets this property apart is that the extensive due diligence and permitting work has already been completed. The parcel has been officially certified, with updated surveys and environmental documentation already in place. The current owners have successfully navigated the county approval process and even obtained a building permit before deciding to pursue other plans — significantly simplifying the path for a new owner looking to build. A cleared homesite area prepared for construction, with a well and temporary power installed. Combined with the completed certification and permitting work, these improvements provide a valuable head start and make this one of the most build-ready lakeside parcels available in the area. Zoned RSC-2, the property offers the potential for a custom primary residence plus a secondary dwelling with living quarters up to 900 square feet, providing added flexibility for guests, extended family, or a home office, subject to county approval and setback requirements. Conveniently located in desirable Lutz, the property offers easy access to I-275, US-41 (Land O' Lakes Boulevard), SR-54, and Dale Mabry Highway, providing quick connections to Tampa, Wesley Chapel, Land O' Lakes, and the greater Tampa Bay area. Shopping, dining, medical facilities, and hospitals are all nearby, while still maintaining the quiet feel of country living. Imagine waking up to sunrise over Tiffany Lake from a home built exactly the way you've always envisioned it. Whether you're planning a luxury lakefront estate, a private retreat, or your forever home, this parcel offers a rare combination of natural beauty and development readiness. Don't miss this rare chance to own one of the few remaining buildable waterfront parcels in one of Lutz's most sought-after locations. Schedule a visit today and start planning your dream home! **The seller is in the process of removing personal items and equipment from the property.**

5030 Duque Road, Lutz

$439,900

3 Beds ⋅ 3 Baths ⋅ West North Tampa SubDv.

Price Improvement! Seller will contribute toward buyer closing costs or an interest rate buy-down with an acceptable offer. Located in the highly sought-after Steinbrenner High School district with NO HOA or CDD fees, this charming lakefront home is tucked away at the end of a quiet dead-end street on a private .59-acre lot. Offering 1,801 square feet of living space, this 3-bedroom, 2.5-bath home features soaring ceilings, a sunken living room with a wood-burning fireplace, an updated kitchen with granite countertops, wood cabinetry, a walk-in pantry, and a spacious upstairs loft. The first-floor primary suite offers private access to the screened lanai and an updated en-suite bath with dual vanities, a large tiled shower, and abundant closet space. Upstairs, you'll find two generously sized bedrooms, a full bath, and a versatile loft ideal for a home office, playroom, or additional living space. Step outside and enjoy the park-like backyard with direct lake access—perfect for kayaking, canoeing, fishing, or simply relaxing and taking in the peaceful waterfront views. Recent updates include exterior paint (2025), new water softener system (2025), roof (2019), updated bathrooms, HVAC (2014), and water heater (2014). Conveniently located near US-41, I-275, the Suncoast Parkway, shopping, dining, and entertainment, this home offers a rare combination of privacy, lakefront living, an oversized lot, and an excellent Lutz location.

87 1st Avenue Nw, Lutz

$695,000

3 Beds ⋅ 3 Baths ⋅ North Tampa Land Cos Sub SubDv.

Virtually Staged. Don't Miss This Rare Private Ski Lakefront Opportunity at this Price! Incredible Buyer Opportunity! BRING ALL OFFERS! Seller will consider closing cost assistance and interest-rate buy-downs. Beautiful 40 acre Ski Lake Kell sets the stage for this exceptional lakefront retreat located on a private dead-end road with only three homes and no HOA. Situated on a spacious .80-acre gated lot, this property features an automatic entry gate, vinyl-fenced front and backyard, iron fencing along the lake, private well and septic, and a newer water softener system. The backyard is designed for outdoor enjoyment with a recently painted wood deck and dock, a screened porch with floor-to-ceiling lake views, and a 24' x 15' workshop with loft and enclosed outdoor shower.. The private deep-water ski lake offers excellent fishing, abundant wildlife including bass, bluegill, birds, and otters, and only approximately 13 homes along its shoreline. Inside, the home has been freshly painted and features newer laminate plank flooring throughout with no carpet. The 3-bedroom, 2.5-bath floor plan includes an updated primary bath, spacious living areas, and a dining room and sitting area overlooking beautiful Ski Lake Kell. The kitchen offers solid-surface Corian countertops, wood cabinetry, a large pantry, newer stainless steel appliances, and convenient access to a covered side patio with a retractable awning—perfect for outdoor dining and entertaining. Additional updates include a new AC (2025), 6-year-old water heater, new interior paint through home, newer vinyl plank flooring, and an 8-year-old hip roof that helps reduce insurance costs. There is more....Added convenience and peace of mind with a 220-volt outlet for EV/plug-in hybrid charging plus a generator inlet box, allowing a portable generator to power essential household circuits during outages Enjoy the benefits of no flood insurance requirement, no water bill, gated privacy with coded entry access, and convenient proximity to Hwy 54, Publix, Sprouts, Lowe's, numerous restaurants, Dale Mabry Highway, the Suncoast Parkway, and I-75. Optional items for purchase: Lawn mower Zero turn, some lawn equipment.

219 Willow Bend Parkway, Lutz

$1,595,000

4 Beds ⋅ 4 Baths ⋅ Ladera SubDv.

Gated community of Ladera, offering over half an acre with pond views and exceptional indoor-outdoor living. This updated home features 4 bedrooms, 4 baths, a dedicated office/den, and a versatile upper-level retreat with a full bath that can serve as a fifth bedroom, media room, game room, or guest retreat. Upon entering, soaring ceilings, abundant natural light, and views of the saltwater pool, spa, and waterfront setting immediately capture your attention. The open-concept floor plan was renovated in 2023 and ideal for everyday living and entertaining. The remodeled kitchen features custom cabinetry, premium countertops, stainless steel appliances, dual gas/electric oven, natural gas cooktop, vent hood, oversized island, and ample seating. The adjoining family room includes built-in surround sound and overlooks the outdoor living area. Recent upgrades include two Daikin HVAC systems (2023) with transferable 12-year warranties, REME HALO air purification systems, tankless natural gas water heater, water softener, remodeled kitchen and baths, new flooring, paint, Polyaspartic garage flooring, and a hard-wired exterior security camera system. Outdoor living is highlighted by a PebbleTec saltwater pool and spa, outdoor kitchen with natural gas grill, granite countertops, and pond views. Located on a quiet cul-de-sac with access to Ladera's park and community dock, minutes from shopping/dining, top-rated schools, and Veterans Expressway.

17425 Varona Pl, Lutz

$1,175,000

5 Beds ⋅ 4 Baths ⋅ The Manors Of Crystal Lakes SubDv.

Experience elevated lakefront living in this stunning pool home located within the gated community of The Manors of Crystal Lakes in Lutz. Perfectly positioned on a beautifully landscaped lot overlooking Strawberry Lake and zoned for A-rated Steinbrenner High School, this exceptional 5-bedroom, 4-bath residence blends timeless elegance, modern updates, breathtaking western sunset views, and an ideal layout for both everyday living and entertaining. Enjoy true Florida lakefront living with the ability to launch jet skis, kayaks, paddleboards, and more on a 40-acre ski lake. From the moment you arrive, the side-load 3-car garage enhances the home’s impressive colonial-style curb appeal. Enter through grand double front doors into a dramatic foyer featuring a sweeping staircase, soaring ceilings, luxury vinyl plank flooring throughout the downstairs living areas, and formal living and dining spaces accented with crown molding. The impressive two-story family room is filled with natural light from upper accent windows and showcases a striking white brick fireplace and French doors leading to the lanai, creating a seamless indoor-outdoor flow. Open to the family room is the beautifully renovated gourmet kitchen designed with both style and functionality in mind. Highlights include bright white cabinetry, white subway tile backsplash, updated designer lighting, a large center island with seating, extensive pantry storage, and a farmhouse sink perfectly positioned beneath a picture window overlooking the pool and lake. Premium appliances include a GE Profile gas range with pot filler, custom vent hood, GE double ovens, Samsung refrigerator, and GE microwave. The breakfast nook is surrounded by floor-to-ceiling bay windows and offers direct access to the outdoor living space. The first floor also features a private guest bedroom with a walk-in closet, tranquil pool and lake views, and convenient access to a full pool bath with walk-in shower. Upstairs, a spacious loft with built-in shelving overlooks the main living area below, creating the perfect flex space for a media room, office, or play area. Three secondary bedrooms all feature walk-in closets. Bedroom two showcases a stylish brick accent wall with beautiful pool and lake views, while bedroom four includes its own ensuite bath with an updated tile shower. New luxury vinyl plank flooring was installed in the upstairs loft and hallway in 2026, and the upstairs laundry room adds everyday convenience. Privately situated on the opposite side of the second floor, the luxurious primary suite is a true retreat featuring its own fireplace, French doors opening to a private balcony, breathtaking western-facing sunset and lake views, oversized his-and-her walk-in closets, and a beautifully remodeled spa-inspired bath complete with porcelain tile, separate quartz vanities, and a large glass-enclosed shower with multiple shower heads. Step outside to your private outdoor oasis featuring a covered lanai, sparkling pool and jetted spa, fenced backyard, and stunning western sunset views across the lake. Additional highlights include a water softener, resurfaced pool (2018), fresh exterior paint (2026), NEW ROOF (2025), and dual AC systems replaced in 2026 and 2021. Conveniently located near Downtown Tampa, I-275, Dale Mabry, premier shopping and dining, hospitals, and top-rated schools, this extraordinary lakefront residence offers the perfect blend of luxury, comfort, and Florida lifestyle living.

18010 Clear Lake Drive, Lutz

$2,495,000

5 Beds ⋅ 6 Baths ⋅ Cheval Polo & Golf Club Ph 01 Ave SubDv.

One or more photo(s) has been virtually staged. Distinctively detailed and masterfully crafted, this exceptional Alvarez built estate showcases timeless elegance, extraordinary workmanship, and luxury finishes throughout. Situated on a premier corner lot of approximately one acre with beautiful lake views, this one of a kind custom residence offers an unmatched blend of sophistication, scale, and functionality. A dramatic two story gallery entry welcomes you with a sweeping staircase, marble flooring with decorative insets, and impressive architectural detail throughout. The gracious formal living room features a granite fireplace with custom cherry mantle, while the oversized formal dining room is ideal for entertaining on a grand scale. The gourmet kitchen is appointed with Wood Mode cabinetry, granite countertops, stainless steel appliances, and a convenient butler's pantry. The private cherry paneled study creates an elegant executive workspace, while the expansive family room offers built in entertainment features and custom ceiling treatments. Upstairs, a secondary staircase leads to generously sized bedroom suites. A rare and highly desirable feature, every bedroom in the residence is a true suite complete with its own private en suite bathroom, providing exceptional comfort, privacy, and convenience for family members and guests alike. Several suites also offer sitting areas, while additional highlights include a walk in cedar closet and a rare 230 square foot air conditioned mechanical room. The luxurious primary suite includes a private walled sunning area complete with its own outdoor shower. Additional highlights include a dedicated home office/library, oversized fitness room with wet bar that could easily serve as a media room, stunning central waterfall feature, and both garage door openers recently replaced. A new roof was installed in 2019. The expansive backyard presents an opportunity for future outdoor enhancements, including the potential for a custom swimming pool and resort style entertaining area, subject to buyer verification, permitting requirements, and applicable approvals. Please note: One or more photographs, videos, renderings, or marketing materials may include AI enhancement and/or virtual staging for illustrative purposes. Enhancements may include landscaping, lighting, furnishings, cosmetic improvements, or visualization of potential property features. Any swimming pool depicted in photographs, videos, renderings, virtual tours, or other marketing materials is a conceptual rendering only. No swimming pool currently exists on the property. Seller and listing broker make no representations or warranties regarding future improvements, construction feasibility, permitting, costs, dimensions, specifications, or suitability for any particular use. Buyers are encouraged to conduct their own independent due diligence. This is a rare opportunity to own a truly unique custom estate where quality, character, and craftsmanship are evident at every turn. A joy to show and certain to impress even the most discerning buyer

4123 Highland Park Circle, Lutz

Waterfront Homes for Sale in Lutz, FL

All Waterfront Homes for Sale in Lutz, FL

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