3 Bedroom Homes for Sale in Palm Harbor, FL

3 Beds ⋅ 2 Baths ⋅ Somerset Downs SubDv.

Welcome to 2724 Hamble Village Lane, tucked away in Somerset Downs, an intimate Palm Harbor community of just 16 townhomes. With 3 bedrooms, 2 bathrooms, a versatile bonus room and 1,595 square feet of living space, this thoughtfully designed home offers something increasingly hard to find: the ease of townhome living with the space, privacy and outdoor areas that feel much more like a single-family home. Step inside to soaring vaulted ceilings and a bright, open living area centered around a wood-burning fireplace. The oversized kitchen offers quartz countertops, stainless steel appliances, abundant cabinetry and charming details including barn doors leading to the pantry, plus bay and garden windows that bring in plenty of natural light. The first-floor primary suite makes everyday living especially convenient and features generous closet space, including a walk-in closet. An updated full bathroom is also located on the main level. Upstairs, you'll find two additional bedrooms, another updated full bathroom and a flexible bonus room ideal for a home office, workout space, hobby room or quiet retreat. Florida living continues outside with a screened patio, spacious wood deck and fully fenced vinyl backyard, creating a private setting for morning coffee, grilling, entertaining or simply enjoying the outdoors. Add in an attached one-car garage, 2024 roof and 2019 HVAC, and the major features buyers are looking for are already here. Somerset Downs also offers a community swimming pool, while the home's location puts shopping, dining, recreation and everyday conveniences within easy reach. Downtown Dunedin, Safety Harbor, Gulf beaches and Tampa International Airport are all easily accessible, giving you the best of the Tampa Bay lifestyle while still coming home to a quiet cul-de-sac setting. Spacious, updated, low-maintenance and tucked into one of Palm Harbor's most convenient locations, 2724 Hamble Village Lane is ready to welcome its next owner.

2724 Hamble Village Lane, Palm Harbor

$425,000

3 Beds ⋅ 2 Baths ⋅ Lake St George-Unit Vii SubDv.

Virtually Staged. **PRICE IMPROVEMENT** You haven't seen a Lake St. George home updated like this one!! Truly MOVE IN READY and with contemporary style, this renovated Palm Harbor residence pairs high-end designer finishes with exceptional modern comfort. Mortgage savings may be available for buyers of this listing. Step inside to discover brand-new Coretec Balanced Oak wide-plank flooring seamless throughout, leading into light-filled living areas framed by vaulted ceilings. The fully equipped kitchen features crisp white shaker cabinetry, granite countertops and a newer dishwasher. Both bathrooms have been completely transformed into luxury spa retreats, featuring brand-new vanities, custom marble shower niches, exquisite Spanish and Italian tiles, a deep Kohler soaking tub and smart bidet toilet in the second bath, and a fabulous oversized shower in the Primary bath. In addition to the three bedrooms, newer mini-split systems installed in both the lanai and garage create versatile, climate-controlled environments perfect for a home gym, workshop, or expanded entertaining space. The outdoor and multi-purpose areas are equally impressive, showcasing fresh side paver and stone landscaping along with a newer custom vinyl fence enclosing the private backyard with ample room for kids, pets and whatever oasis you want to create! For peace of mind, the home comes fully equipped with a suite of high-value practical upgrades. These essential features include a brand-new water heater, a newly installed washer and dryer package, brand-new insulation and ceiling work in the primary bedroom, a fully serviced HVAC system, and solar panels to maximize energy efficiency. Nestled in the heart of the sought-after Lake St. George community that feeds into TOP RATED Palm Harbor schools, Residents enjoy the community pool and the just-completed multi-sport court complex with pickleball and more. Minutes to Honeymoon Island, downtown Dunedin, Tampa Road shopping and excellent restaurants like Mystic Fish, Positano's and The Green Table. This home truly offers it all, make your appointment today!

2805 Northcote Drive, Palm Harbor

$699,900

3 Beds ⋅ 2 Baths ⋅ Pipers Meadow SubDv.

Welcome to 903 Whippoorwill Drive, where thoughtful updates, effortless living and inviting outdoor spaces come together in a beautifully designed open-concept home in desirable Pipers Meadow. You will love this spacious great-room floor plan featuring luxury vinyl flooring, volume ceilings and an abundance of natural light, creating an easy flow for both everyday living and entertaining. At the heart of the home, the beautifully renovated kitchen is designed for both style and function, offering abundant counter space, plenty of storage, crisp white cabinetry, quartz countertops, newer stainless steel appliances and an oversized island that naturally becomes the gathering place of the home. The family room adds warmth and character with a wood-burning fireplace, creating a comfortable space to relax and unwind. The flexible floor plan offers three bedrooms plus a private office that could easily serve as a fourth bedroom, providing options to suit a variety of lifestyles. The primary suite is a true retreat with an updated ensuite bath featuring a relaxing soaking tub and separate shower, while the secondary bathroom has also been tastefully updated. Step outside to enjoy the recently resurfaced pool and lanai deck, creating an inviting setting for relaxing, entertaining or embracing Florida's year-round outdoor lifestyle. Hurricane-rated windows and sliding glass doors throughout provide added peace of mind, while the HVAC was replaced in 2025, the hot water heater in 2020, washer 2026, upgraded pool pump in 2025. Reclaimed water and no flood insurance required add to the home's everyday convenience. Pipers Meadow is a wonderful community known for its welcoming neighborhood spirit and social activities, including block parties, holiday events featuring the Jolly Trolley, Bunco and book club gatherings. Zoned for Palm Harbor University High School and Palm Harbor Middle School, the location is also minutes from the Pinellas Trail, Gulf of Mexico, Honeymoon Island State Park beaches, shopping, hospitals and Tampa International Airport. With its stylish updates, flexible living spaces, beautiful pool setting and exceptional location, 903 Whippoorwill Drive offers the ideal combination of comfort, community and Florida living.

903 Whippoorwill Drive, Palm Harbor

$289,000

3 Beds ⋅ 2 Baths ⋅ Strathmore Gate East SubDv.

RARE 3-BEDROOM CORNER-END VILLA | LOW $450 MONTHLY MAINTENANCE | NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully maintained and rarely available 3-bedroom, 2-bath corner/end-unit villa in the highly desirable Strathmore Gates community! Offering nearly 1,300 square feet of comfortable living space, this villa delivers the space and privacy of a single-family home without the exterior maintenance. Mrs. Clean lives here! Pride of ownership shines throughout, with thoughtful updates and meticulous care at every turn. Step inside through the huge foyer entrance and discover a bright, welcoming interior featuring fresh NEW interior paint, plush NEW bedroom carpeting, upgraded solid wood interior doors, crown molding, NEW overhead and spotlighting, and three NEW ceiling fans & Updated second bath. The spacious living room features beautiful hardwood flooring, while tile flooring adds durability and style throughout other areas. Plenty of storage available, pantry , 2 walk in closets and outdoor storage closet. The Craft-Maid Wood kitchen cabinetry is complemented by Corian countertops and a practical layout perfect for everyday living and entertaining. All appliances are in excellent working order, and the convenience of an in-home washer and dryer makes daily life easy. The oversized primary suite offers plenty of room to relax, 2 closets - one is large walk in, a private ensuite bath, and sliders leading directly to the home's spectacular vinyl-enclosed rear patio. This peaceful private retreat overlooks a beautiful wooded backdrop, where you can enjoy your morning coffee while deer and birds make regular appearances. There's also a front open patio with sliding doors, giving you even more opportunities to enjoy Florida's outdoor lifestyle. 3rd bedroom has custom french style door and large walk in closet can be a great office as well. Roof 2023 and A/C in 2013. The home also offers ample parking directly in front and sits in a quiet cul-de-sac location. And then there's the community! Strathmore Gates is super pet-friendly, allowing up to 2 dogs with NO weight limit, plus residents enjoy a community pool, tennis courts and pickleball. Monthly maintenance is only $450, and NO FLOOD INSURANCE is required! The location is hard to beat — just minutes from Publix, shopping, restaurants, schools and everyday conveniences. If you've been searching for a spacious 3-bedroom home with privacy, updates, outdoor living and resort-style amenities — without the hassle of maintaining a single-family home — this rare corner villa deserves to be at the top of your list!

4031 Bluff Oak Court, Palm Harbor

$409,900

3 Beds ⋅ 3 Baths ⋅ Palm Harbor Ridge Add SubDv.

Welcome to this beautifully updated home that combines everyday comfort with the laid-back Florida lifestyle buyers are looking for. This one-story 3-bedroom, 2.5-bath residence offers approximately 1,404 square feet of living space on an oversized lot, with the added benefit of no HOA and convenient access to some of Palm Harbor’s most popular destinations. Inside, the home offers a bright and welcoming layout with ceramic tile flooring throughout, an open kitchen and family room, granite countertops, solid wood cabinetry, newer appliances, and updated lighting. The flexible bonus area provides extra space that can easily adapt to your needs as a home office, study, playroom, or comfortable second living area. The home has been thoughtfully updated with a 2019 roof, 2023 A/C, fresh interior paint, renovated bathrooms, newer appliances, and other improvements, allowing you to move in and enjoy the home without taking on a long list of immediate projects. Outside is where this property really shines. The oversized, vinyl-fenced backyard includes a spacious patio and an extended concrete area with electrical already available for a future hot tub. A separate pre-plumbed water and sewer connection provides additional possibilities for a future shed, workshop, or private hobby space. The double-gated entry and expanded concrete parking also provide plenty of room for a boat, trailer, recreational toys, or additional vehicles. Location is another major highlight. The property is located in Flood Zone X and offers the freedom of no HOA restrictions. Palm Harbor University High School, an A-rated school, is less than 1 mile away. Enjoy being approximately 4 miles from the award-winning Honeymoon Island State Park and beach, offering easy access to beautiful Gulf Coast scenery, sandy beaches, and outdoor recreation. Tampa International Airport is approximately 18 miles away, making travel and airport access convenient. If you’re looking for an updated Palm Harbor home with a spacious lot, generous parking, no HOA, flexible outdoor space, convenient access to an A-rated high school, beautiful beaches, and Tampa International Airport, this home offers an ideal combination of comfort, location, and Florida coastal living.

504 Omaha Street, Palm Harbor

$519,000

3 Beds ⋅ 2 Baths ⋅ Ozona Shores 1st Add SubDv.

This home is an incredible deal! RENOVATED OZONA POOL HOME! Welcome to OZONA, where golf carts, boats, breweries, and backyard get-togethers are just part of the lifestyle. This FULLY RENOVATED 3 BED / 2 BATH POOL HOME gives you the fun of living in Palm Harbor’s most loved coastal communities. Inside, the SINGLE-STORY, SPLIT FLOOR PLAN is light, open, and completely renovated. The kitchen features NEW CABINETRY, GRANITE COUNTERS, STAINLESS STEEL APPLIANCES, and a LARGE ISLAND made for gathering. Luxury vinyl plank flooring runs throughout (NO CARPET), both bathrooms have been updated, and the list of improvements is BIG: NEW ROOF + FLASHING (2024), NEW ELECTRICAL PANEL (2025), NEW WATER HEATER (2025), NEW APPLIANCES (2025), and A/C (2020). Even the pool has been refreshed with a NEW POOL PUMP + HEATER (2025). Out back is your own little Florida playground: a PRIVATE HEATED POOL, fire pit, BBQ grill, outdoor dining, shaded seating, loungers, and a FULLY FENCED SIDE YARD. Morning coffee, afternoon swims, dinner outside, drinks around the fire pit…repeat as necessary. And then there’s OZONA. Golf cart to local restaurants and multiple marinas, hop on the Pinellas Trail, or head to nearby Downtown Palm Harbor, Dunedin, Honeymoon Island, and Tarpon Springs. The home is zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High! NO HOA. NO CDD. And with its history as a successful short-term rental, this one offers options—primary home, Florida getaway, or investment property. Come for the pool. Stay because you found out why people LOVE living in Ozona.

201 South Street, Palm Harbor

$499,900

3 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv.

Virtually Staged. Experience the best of Florida living in this beautifully renovated and rarely available 3-bedroom, 2-bath, 2-car garage home with nearly 1,900 heated square feet, a large interior laundry room, and an oversized nearly quarter-acre lot perfectly situated on a quiet cul-de-sac just steps from the main clubhouse in Palm Harbor’s premier 55+ golf community, Highland Lakes! Everything is NEW, NEW, NEW! From the moment you step inside, you’ll be greeted by stunning new flooring flowing seamlessly throughout the home, fresh paint and baseboards, all-new fans, fixtures and hardware, new recessed lighting, zero popcorn ceilings, a skylight in the main living area, large updated windows, and beautiful views throughout the newly opened floor plan. The remodeled and opened kitchen is a true showstopper, featuring floor-to-ceiling solid wood cabinetry, gorgeous quartz countertops, a cozy breakfast nook for casual dining, and all-new sleek stainless-steel appliances. The oversized primary suite offers plenty of room for a king-size bedroom set plus additional space perfect for a home office or cozy sitting area, along with a massive walk-in closet and fully renovated en-suite bath featuring a new stone-top vanity, mirror, lighting, and glass-enclosed walk-in shower. Two additional spacious bedrooms provide comfortable accommodations for guests and endless flexibility for an office, craft room, or additional living space. The large Florida room provides even more space for relaxing or entertaining and opens to an additional fully enclosed bonus lanai that is not included in the home’s heated/cooled square footage. Major improvements include a new A/C system (2026), updated electrical panel (2023), new roof (2022), and new water heater (2025). The home is also ideally situated high and dry in a NON-FLOOD ZONE and NON-EVACUATION ZONE! Highland Lakes offers an incredible lifestyle with a low HOA fee that includes unlimited FREE GOLF on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with countless clubs, activities and fitness classes, plus exclusive access to the Lake Tarpon Lodge featuring a private boat ramp, fishing pier and pontoon boats. Residents also enjoy complimentary RV and boat storage and golf-cart-friendly streets. Just minutes from award-winning Gulf beaches, restaurants, shopping, healthcare, major airports and the Port of Tampa, this exceptional home offers the perfect combination of location, amenities and the Florida lifestyle you’ve been dreaming of. Better than new construction and completely turnkey—just bring your belongings and enjoy! Schedule your private showing today!

3280 Skene Terrace, Palm Harbor

$558,000

3 Beds ⋅ 3 Baths ⋅ Lake St George-Unit 1 SubDv.

Move-in ready in Palm Harbor’s Lake St. George community! This spacious two-story, 3-bedroom, 2.5-bath home offers 2,018 sq. ft. of comfortable living space, a private screened-in pool, and a peaceful conservation backdrop with no immediate rear neighbor. The pool features a safety fence and full screened enclosure, creating an inviting space for relaxing, entertaining, and enjoying Florida living year-round. Inside, you'll find a functional floor plan with a full laundry room and a spacious kitchen offering abundant cabinet space and a built-in calendar/organization area. Major updates include an A/C replaced approximately 2 years ago, water heater approximately 4 years ago, and updated windows and doors approximately 5 years ago, valuable improvements for today's buyer. Location is a standout! Enjoy convenient access to Downtown Palm Harbor, local parks, shopping, dining, and some of Pinellas County's most popular Gulf Coast destinations, including Honeymoon Island and Caladesi Island. If you've been searching for a move-in-ready 3-bedroom pool home in Palm Harbor with over 2,000 sq. ft., updated major systems, and a conservation view, see why this home checks the boxes.

3992 Orchard Hill Circle, Palm Harbor

$485,000

3 Beds ⋅ 2 Baths ⋅ Hidden Lake SubDv.

Welcome to 2709 Winding Way, Palm Harbor, FL 34683—a beautifully maintained 3-bedroom, 2-bath home offering over 1,700 square feet of comfortable Florida living in one of Palm Harbor’s most desirable locations. Situated on a spacious .25-acre corner lot with a large fenced backyard, this home combines an inviting floor plan, important recent improvements, and the location buyers are looking for. Step inside to a flowing split-bedroom floor plan designed for both everyday living and entertaining. The home has been moderately updated while maintaining a warm, welcoming feel and is move-in ready for its next owner. Generous living spaces provide plenty of room to gather with family and friends, while the split layout offers added privacy between the primary suite and secondary bedrooms. Major improvements include a 2021 roof and 2023 HVAC system, providing peace of mind for years to come. An oversized 2-car garage offers excellent space for vehicles, storage, bikes, beach gear, and more. Outside, the large fenced backyard provides room to entertain, play, garden, or simply enjoy the Florida sunshine. The quarter-acre corner lot adds a sense of space and privacy that's increasingly difficult to find. The location is outstanding. Enjoy living in the highly sought-after Palm Harbor area, convenient to local shopping, dining, recreation, and the beautiful Gulf Coast. Spend your weekends exploring nearby Honeymoon Island State Park, Dunedin, beaches, parks, and the Pinellas Trail, while still enjoying the feel of an established residential community. The home is also located within the highly regarded Palm Harbor school district. This is more than just a house—it's the kind of home and neighborhood where friends and family come together, celebrations happen, and memories are made. If you've been searching for a 3-bedroom home in Palm Harbor with a newer roof, newer HVAC, split floor plan, oversized garage, fenced backyard, quarter-acre corner lot, and convenient access to Honeymoon Island, 2709 Winding Way deserves to be at the top of your list. Well maintained, move-in ready, and perfectly positioned to enjoy the Palm Harbor lifestyle—welcome home.

2709 Winding Way, Palm Harbor

$625,000

3 Beds ⋅ 2 Baths ⋅ Boot Ranch - Eagle Ridge Ph A SubDv.

Virtually Staged ~ East Lake Corridor Living at Its Finest! Fully updated from head to toe, this Boot Ranch beauty is ready for its next owner. Soaring ceilings, new laminate flooring, and sliding glass doors in the formal living and dining rooms open to the sparkling pool, making indoor-outdoor living effortless. The chef's kitchen shines with brand new cabinetry, quartz counters, a custom designer tile backsplash, custom tile flooring, and brand new GE Café appliances. A sunny breakfast nook with sliders to the pool area is perfect for morning coffee. The family room features rich laminate flooring and a wood burning fireplace, a natural gathering spot for friends and family. The owner's suite is a true retreat with a walk-in closet, pool views, and direct pool access. The refreshed en suite bath offers new vanities with custom bowl sinks, a relaxing soaking tub, and a separate, newly tiled shower. Generously sized guest bedrooms feature laminate flooring, and the guest bath was refreshed with a custom vanity and custom tiled shower. A roomy laundry room completes the open floor plan. Outside, the sprawling covered lanai overlooks the salt water pool, all on a large (1/3 acre) corner lot with plenty of room to roam for kids and pets. Recent updates include the kitchen and bathrooms (2023), GE Café appliances (2023), all new custom flooring (2023), new lights and fans throughout (2023), fresh interior paint (2023), new electrical outlets throughout (2023), new front doors (2023), a brand new roof (3/2026), and upgraded landscaping and irrigation (2026), new insulation in attic (2023), new inside air handler (2023)water softener and salt pool are also included. Close to local beaches, doctors, hospitals, restaurants, and shopping, with an easy drive to Tampa International and St. Pete/Clearwater airports. Zoned for excellent East Lake Corridor schools. Don't let this gem slip away!

1775 Stable Trail, Palm Harbor

36750 Us Highway 19 N Unit 3131, Palm Harbor

$494,000

3 Beds ⋅ 2 Baths ⋅ Innisbrook SubDv.

Attention buyers, we will buy your rate down for any offers by 11.5.2026 Welcome to resort-style living at Innisbrook Golf Resort, home of the Valspar Championship and an incredible lifestyle surrounded by championship golf, resort pools, restaurants, bars and beautiful natural surroundings. With four golf courses, multiple resort amenities and a golf-cart-friendly community, Innisbrook offers a lifestyle that feels like a vacation every day. Step inside this beautifully reinvented TRUE THREE-BEDROOM condo with gorgeous GOLF COURSE VIEWS and an exceptional floor plan designed for both everyday living and entertaining. A custom accent wall creates an impressive first impression as you enter, setting the tone for the thoughtful updates throughout the home. The spacious living area opens to a LARGE BALCONY stretching across two rooms, creating an incredible indoor-outdoor living space and the perfect place to enjoy your morning coffee, an evening cocktail or peaceful views of the surrounding golf course and grounds. The balcony provides multiple access points and allows natural light to fill the main living spaces. The kitchen is both beautiful and functional, featuring a OVERSIZED WRAPAROUND ISLAND with abundant storage, newer appliances, generous cabinetry and glass-front china/display cabinets that add character and provide the perfect space to showcase your favorite pieces. The kitchen opens directly to the oversized family room, keeping everyone connected whether you're cooking, entertaining or simply relaxing. This is a true three-bedroom layout, offering plenty of flexibility for family, guests, an office or a dedicated space for visitors. Two of the bedrooms feature walk-in closets, while the primary suite offers an especially generous walk-in closet with upgraded organizational shelving. Throughout the condo, you'll find newer flooring and plush carpeting in the bedrooms, creating a comfortable and polished feel. The home has been thoughtfully updated to provide a fresh, move-in-ready atmosphere while maintaining the spaciousness and functionality expected from an Innisbrook residence. The bathrooms have been transformed into spa-inspired retreats. The primary bathroom features an impressive oversized walk-in shower with a rain shower, double vanity and a separate makeup vanity with mirror. The upgraded finishes and generous layout create a private retreat within the home. The second bathroom has also been beautifully updated, providing a fresh and modern space for family and guests. The combination of the golf course views, oversized balcony, three true bedrooms, generous storage, updated kitchen and spa-like bathrooms makes this condo stand out. Whether you're looking for a full-time residence, a private Florida retreat or an opportunity to explore Innisbrook's approved rental-pool process, this property offers exceptional flexibility. Enjoy everything Innisbrook Resort has to offer, including championship golf, resort amenities, dining, pools, bars, tennis and the excitement of the annual Valspar Championship — all within a beautiful, established community. Please follow the directions carefully for the correct entrance and building location.

36750 Us Highway 19 N Unit 3131, Palm Harbor

$714,000

3 Beds ⋅ 2 Baths ⋅ Allens Ridge - SubDv.

Welcome to your Palm Harbor oasis, where everyday living feels a little more like a vacation! This beautifully maintained 3-bedroom, 2-bath home offers 1,870 sq ft of living space plus an approximately 350 sq ft enclosed Florida room that is not included in the listed square footage, giving you even more room to live, work and entertain. Step outside and you’ll find the true showstopper: a newly resurfaced heated saltwater pool and spa with a brand-new pool heater, all surrounded by a spacious screened lanai with full sliders overlooking the pool. Whether you’re hosting friends, enjoying a quiet morning coffee or cooling off after a day at the beach, this outdoor space is designed for Florida living. Low-maintenance landscaping makes it easy to enjoy without spending your weekends working in the yard. This home has been thoughtfully updated over the years, including a 2016 roof, 2018 fence, 2019 windows, 2019 AC, and 2025 pool deck and Florida Room windows. Additional recent improvements include a brand-new washer and dryer, new water heater, new water softener and a freshly painted exterior with paint specifically designed for Florida’s elements. The location is where this home really shines! Situated in a quiet, golf-cart-friendly neighborhood, you’re just moments from Palm Harbor’s restaurants, bars, shops and coffee shops. Hop on your golf cart and head to nearby Ozona for even more great restaurants, bars and a charming waterfront downtown. For those who love being on the water, three marinas and a boat ramp are less than a mile away, with the marinas also accessible by golf cart, making it easy to enjoy everything the Florida lifestyle has to offer. You’re also close to the Pinellas Trail and only about 3 miles from the Dunedin Causeway and Honeymoon Island for beach days, sunsets and everything in between. Several highly sought-after schools are nearby, including Elisa Nelson Elementary Center for Gifted Studies and Literacy Innovation and Palm Harbor University High School. Best of all, this home is located outside the flood zone with an elevation of over 60 feet, offering added peace of mind. With its thoughtful updates, flexible living space, resort-style outdoor living, golf-cart-friendly location and easy access to beaches, boating, dining and downtown amenities, this Palm Harbor gem is ready to be enjoyed!

1598 Virginia Avenue, Palm Harbor

3 Bedroom Homes for Sale in Palm Harbor, FL

All 3 Bedroom Homes for Sale in Palm Harbor, FL

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