Active Adult 55+ Homes for Sale in Palm Harbor, FL

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv.

Virtually Staged. Welcome to effortless Florida living in this lovely 2-bedroom, 2-bath villa with over 1,300 square feet of living space, plus a fully enclosed bonus lanai and an additional screened patio, located in Palm Harbor’s premier 55+ golf community of Highland Lakes! With soaring vaulted ceilings, an attached 2-car garage, and an impressive list of major updates, this home offers the perfect combination of comfort, style, and peace of mind. Updates include a BRAND-NEW 2026 HVAC, NEW 2025 ROOF, BRAND-NEW 2026 electrical panel to be installed prior to closing, updated windows, and a hurricane-impact glass sliding door! The interior has been freshly painted, with brand-new ceiling fans and fixtures in the main living areas. Inside, the thoughtfully designed split-bedroom floor plan centers around a spacious kitchen featuring abundant counter space, recessed lighting, a built-in pantry, convenient pass-through to the dining/living room combination, and a cozy eat-in nook. The guest bedroom is generously sized and located near the hall bath, which features a tub/shower combination. The expansive primary suite offers a true private retreat with plenty of closet space and an en-suite bathroom complete with a walk-in shower. One of the home’s standout features is the fully enclosed bonus lanai, providing versatile year-round living space that is not included in the home’s heated square footage. Step outside to the additional screened patio and enjoy your morning coffee or beautiful Florida evenings while taking in the peaceful surroundings. Located in pet-friendly Duplex Village II, this villa enjoys the lowest monthly fee in Highland Lakes at just $172/month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. The home is also situated in a non-evacuation zone and safely above the flood plain, providing additional peace of mind. Highland Lakes residents enjoy an active country-club lifestyle for only $164/month, with unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and a vibrant clubhouse. Residents also have access to the lakeside lodge on Lake Tarpon, featuring a private boat ramp, fishing pier, community pontoon boats, and free RV and boat storage. With a golf-cart-friendly neighborhood and an abundance of activities, there is always something to enjoy. Conveniently located near award-winning Gulf beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes villa is truly move-in ready and offers the best of easy Florida living. Don't miss your opportunity to make this beautiful home your own—call today!

3300 Mcmath Drive, Palm Harbor

$200,999

2 Beds ⋅ 2 Baths ⋅ Villa Condo I SubDv.

Welcome to a retirement oasis at Highland Lakes, where the activities are truly endless. Step into an enclosed porch that is perfect for enjoying the Florida lifestyle, complete with roll-down shades to help keep it cool. Inside, you will find a spacious, open-concept living and dining area. This beautiful 2-bedroom, 2-bath condo features tile throughout. A slider flows back into the porch, making entertaining easy. The cozy kitchen features beautiful, real butcher block countertops, newer stainless steel appliances, and a decent amount of storage. Just off the kitchen and dining room is the garage, with room for one vehicle inside and parking for one outside. In addition, it offers decent storage and includes a newer washer and dryer. Down the hall, the large guest bath has been updated in recent years, and the hall closet provides additional storage for linens. The second bedroom and its closet are both spacious. The primary suite is quite grand, with an ensuite bath that is just perfect. The walk-in closet is lovely for storage. The community center has a laundry list of activities. They have a golf course, an Olympic-size pool, and they plan dinner boat rides on their pontoon boats on Lake Tarpon. They have art and crafts, pickleball, mahjong, dancing; the list is a mile long. You will probably never be at that condo.

2360 Shelly Drive Unit B, Palm Harbor

$239,900

2 Beds ⋅ 2 Baths ⋅ Highland Lakes Villas On The Green SubDv.

Virtually Staged. This beautiful and spacious 2-bedroom, 2-bath villa, complete with an attached oversized garage and indoor laundry, offers nearly 1,300 heated square feet in Palm Harbor’s premier high-and-dry 55+ golf and lakefront community of Highland Lakes. Move-in ready and filled with natural light, this desirable split-bedroom floor plan features BRAND-NEW luxury vinyl plank flooring, fresh interior paint, and new ceiling fans in both the main living area and primary bedroom. Large windows and an oversized skylight fill the main living space with an abundance of natural light, creating a bright and welcoming atmosphere. The spacious primary suite features a large walk-in closet plus an additional built-in closet, dual-sink vanity, skylight, and convenient step-in shower. The well-appointed eat-in kitchen offers updated soft-close cabinets, a generous closet pantry and a convenient pass-through window to the dining room. An inviting bonus room with sliding doors opens to the rear patio, providing the perfect space for outdoor furniture and grilling, while the lush green privacy hedge creates a peaceful and private setting. The oversized attached garage provides plenty of room for both your car and golf cart, while the indoor laundry and utility room add everyday convenience. MAJOR UPDATES provide peace of mind, including a BRAND-NEW (2026) electrical panel, (2021) ROOF, (2019) electric water heater, and hurricane-impact windows in both bedrooms, and the glass slider hurricane shutter offers additional hurricane protection! Even better, this villa is situated safely above the flood plain and in a non-evacuation zone. Enjoy MAINTENANCE-FREE LIVING for a very reasonable monthly fee that includes cable, internet, lawn, trash, sewer/water, building insurance, and exterior pest control while taking advantage of the exceptional amenities Highland Lakes has to offer. Residents enjoy free green fees on three private executive golf courses, as well as tennis, pickleball, bocce, and shuffleboard leagues and clinics. Stay active with health and fitness classes, including yoga and aerobics, or enjoy the scenic golf cart paths as walking and jogging trails. The main clubhouse hosts a variety of entertainment and social events, while the Arts & Crafts Annex offers classes, studios, and a full woodshop. Numerous clubs and groups provide opportunities to connect with neighbors and enjoy a wide variety of hobbies, games, and interests. At Lake Tarpon Lodge, residents can enjoy a second heated pool, picnic and party facilities, a fishing pier, community pontoon boats, and secure complimentary RV or boat storage. Come discover the carefree lifestyle, outstanding amenities, and welcoming community of Highland Lakes—where it's time to enjoy the best of your life!

3370 Stonehaven Court W Unit B, Palm Harbor

$114,900

1 Beds ⋅ 1 Baths ⋅ Mission Grove Condo SubDv.

Mission Grove in Highland Lakes offers resort-style amenities including heated pools and spa, tennis and pickleball courts, fitness center and classes all in Palm Harbor! Perfect for those looking to enjoy an active lifestyle. As you step inside, you'll be greeted by a bright and spacious open-concept living, creating a warm and airy atmosphere. The living room flows seamlessly into the dining area and kitchen, featuring updated granite countertops and kitchen—perfect for cooking or entertaining guests. The tranquil bedroom provides a peaceful retreat with generous closet space and easy access to the full bathroom, which boasts modern fixtures and finishes. Step outside onto your patio and enjoy peaceful views of the lush green, or take a short walk over to relax by the pool and screened in lanai. Come enjoy Florida living at its best in this incredible community! HOA fees include water, sewer, trash, exterior maintenance, roof, cable/ internet and ground maintenance. Additionally, enjoy a tour and scenic ride on one of the communities 24-foot Pontoon boats departing and returning to the dock at the Lodge on Lake Tarpon. Art and crafts are located between the clubhouse and tennis courts for your enjoyment of ceramics, painting, stained glass, woodworking (in a fully equipped shop) and an open studio. RV and boat enthusiasts enjoy parking their RV or boat in a fenced in lot with boat-launch ramp into Lake Tarpon, allowing security and easy access to the water.

3137 Mission Grove Drive, Palm Harbor

$200,000

2 Beds ⋅ 2 Baths ⋅ Villa Condo I SubDv.

Welcome to easy, maintenance-free living in the highly sought-after 55+ community of Highland Lakes! This charming 2-bedroom, 2-bathroom home offers a comfortable layout and endless potential, perfect for year-round living or a seasonal retreat. Step inside to a bright and inviting living and dining space, where natural light flows effortlessly and creates a warm, welcoming atmosphere. The kitchen features newer appliances, making meal prep both simple and efficient. The spacious primary suite provides a peaceful retreat, complete with an en-suite bathroom and ample closet space. A well-sized second bedroom offers flexibility for visitors, a home office, or hobby space. Enjoy Florida living at its best with sliding glass doors leading to a relaxing enclosed patio—perfect for morning coffee or unwinding in the evening while taking in the lush surroundings. Additional highlights include a newer A/C system, and a 2025 roof ensuring comfort and peace of mind year-round. The community itself offers a vibrant lifestyle with amenities, activities, and social opportunities just moments away. 3 9 hole golf courses, Lake Tarpon pontoon boat tours, swimming pool and a number of popular sports. Don’t miss your chance to own in one of the area’s most desirable active adult communities—schedule your private showing today!

2150 Shelly Drive Unit B, Palm Harbor

$324,900

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv.

Tucked into the tree-lined streets of Highland Lakes, one of Palm Harbor's most beloved 55+ golf communities, this beautifully updated 2-bedroom, 2-bathroom villa is ready for its next owner to simply move in and enjoy. From the moment you step through the glass-inset front door into the vaulted foyer, it's clear this home has been thoughtfully cared for and tastefully refreshed from top to bottom. The open-concept living and dining area is bathed in natural light and finished with wood like tile flooring that flows throughout the entire home. A separate formal dining area, illuminated by a designer chandelier, adds a touch of elegance for holiday gatherings and dinner parties. The kitchen is a true showstopper, featuring crisp white shaker cabinetry, appliances, sleek countertops, all wrapped in a layout that keeps the cook connected to the rest of the home. In the kitchen, a versatile dining nook offers the perfect spot for casual meals. Retreat to the spacious primary suite, complete with a generous closet and a spa-inspired en-suite bathroom boasting a walk-in shower, dual granite vanities, and elegant tile work. The comfortable second bedroom sits near a fully updated guest bathroom, making this layout ideal for visitors, a home office, or a hobby room. Outside, the home's classic Florida charm continues with crisp white stucco, cedar-toned board-and-batten gable accents, and cheerful green shutters, all framed by mature landscaping, a flowering crape myrtle, and swaying palms. Highland Lakes is one of Pinellas County's premier 55+ communities, offering residents access to a private golf course, community pools, tennis courts, a clubhouse with an active social calendar, and a boat ramp with access to Lake Tarpon — all for remarkably low HOA dues. Enjoy the Florida lifestyle just minutes from Innisbrook Golf Resort, John Chesnut Sr. Park, the Gulf beaches, and easy access to Tampa International Airport. This is Florida living at its most carefree — schedule your private showing today.

3217 Mcmath Drive, Palm Harbor

$159,900

1 Beds ⋅ 1 Baths ⋅ Highland Lakes Condo SubDv.

Welcome to this beautifully updated home in a desirable 55+ community, offering comfort, privacy, and low-maintenance Florida living. The interior features LVP flooring throughout, with tile in the bathrooms, plantation shutters, and hurricane-grade windows and doors. The spacious bedroom offers TWO walk-in closets and opens to a private back patio, perfect for enjoying your morning coffee or the Florida sunshine. The kitchen features quartz countertops and updated cabinetry, while the bathroom has also been updated with quartz countertops, updated cabinetry, and a convenient walk-in shower. The Florida room provides flexible additional space for a home office, sitting area, hobby room, or bonus room. Enjoy the convenience of a private 1-car garage and a desirable corner location with plenty of room for parking. The HVAC system was serviced in July 2026 and is in great working condition. A FULL ROOF REPLACEMENT was completed in July 2026 and is covered through the HOA dues. NO SPECIAL ASSESSMENTS, with all assessments paid in full. Best of all, the property is located in Flood Zone X (no flood insurance required), and the HOA fee covers nearly everything except electricity, making for convenient and predictable living expenses. A wonderful opportunity to enjoy an updated, move-in-ready home with the space, features, and easy Florida lifestyle you’ve been looking for.

1614 Berwick Court Unit D, Palm Harbor

$195,000

2 Beds ⋅ 2 Baths ⋅ Orange Tree Villas Condo SubDv.

Welcome to low-maintenance living in the desirable 55-plus community of Orange Tree Villas in the heart of Palm Harbor! Tucked away in a peaceful, quaint neighborhood, this charming two-bedroom, two-bath end-unit villa offers comfort, convenience and carefree Florida living. Relax on the covered, screened front porch and enjoy quiet surroundings. Inside, this light and bright home features beautiful new wood-look luxury vinyl plank flooring and an attached one-car garage. A unique, light-filled atrium just off the kitchen, living room and garage provides the ideal space for a small garden, orchids or your private retreat. Updates include roof (2025) and HVAC (2020). It’s in a non-evacuation zone for added peace of mind. Residents enjoy resort-style amenities and exceptional value with low monthly condominium fees that include roof, insurance, basic cable, internet, trash, water, sewer, exterior maintenance, lawn care, tree maintenance, exterior pest control, termite control, community pool and clubhouse. Pet restrictions apply. No pets permitted, properly documented service animals are allowed. Indoor birds and fish are permitted. Ideally near shopping, dining, medical facilities and beautiful Gulf beaches, with convenient access to everything Palm Harbor has nearby. Don’t miss this opportunity to enjoy easy, low-maintenance living in a wonderful 55-plus community.

2833 Orange Tree Circle N Unit A, Palm Harbor

$369,900

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv.

Beautiful Villa in a Prime Highland Lakes Location! Don’t miss this well-maintained and thoughtfully updated 2-bedroom, 2-bath villa in one of Highland Lakes’ most desirable locations. This inviting home showcases elevated ceilings, a highly sought-after floor plan, and a spacious layout designed for comfortable Florida living. The two generously sized bedrooms feature excellent flexibility for guests, a home office, or a private retreat. The oversized garage provides abundant space for your vehicle, storage, golf cart, bicycles, tools, and everything that comes with the Florida lifestyle. The updated kitchen includes beautiful wood cabinetry, granite countertops, and an excellent appliance package. The spacious living room features plenty of room to relax or entertain, and both bathrooms have been tastefully updated with a clean, contemporary style. The additional Florida room is a great feature—perfect for entertaining, hobbies, reading, crafting, home office, or simply enjoying the natural light and peaceful surroundings. Additional features include updated impact-rated insulated windows, updated textured ceilings (no popcorn), a 2018-dimensional shingle roof, whole house water filtration system, updated electrical panel with a separate generator transfer station panel. A wonderful solar tube skylight that adds natural light into the main living area and more!!!Property is in a no flood zone and a non-evacuation zone for peace of mind. Highland Lakes is a premier 55+ community showcasing an exceptional Florida lifestyle with unlimited free golf green fees on three 9-hole executive courses, a beautiful clubhouse, two swimming pools, tennis, pickleball, bocce ball, numerous clubs and activities, and countless opportunities to meet and socialize with neighbors. Residents also enjoy access to 2,600-acre Lake Tarpon through the community’s private boat ramp and nearby dock. Volunteer boat captains are available to take residents out on the lake, making it easy to enjoy boating and the natural beauty of one of the area’s most desirable recreational destinations. The Lake Tarpon Lodge features additional amenities, including a second pool and spa, along with convenient onsite nearby RV and boat storage. Conveniently located near Tampa, two major Airports, Gulf beaches, parks, shopping, dining, and entertainment, this villa showcases spacious living, meaningful updates, and an exceptional Florida lifestyle. If you’ve been waiting for the right villa in Highland Lakes, this one is worth seeing. IMPORTANT TAX BENEFIT FOR OUT-OF-STATE BUYERS RELOCATING TO FLORIDA: Florida voters will decide Amendment 3 on November 3, 2026. If approved, qualifying out-of-state buyers who establish Florida residency on or before December 31, 2026 may be eligible for a significantly increased homestead exemption beginning in 2027—up to $150,000 for the non-school portion of property taxes and up to $250,000 beginning in 2028. Buyers who establish Florida residency on or after January 1, 2027 would initially receive the existing $50,000 non-school exemption and generally would not qualify for the increased exemption until their fifth year of homestead eligibility. Buyers should consult the appropriate Property Appraiser and tax professional regarding individual eligibility.

3253 Mcmath Drive, Palm Harbor

$654,999

3 Beds ⋅ 3 Baths ⋅ Highland Lakes SubDv.

This extensively reimagined Highland Lakes residence offers an exceptional combination of thoughtfully selected finishes, refined design and serene Florida living in a non-flood zone. Nearly every detail has been beautifully updated, including an expansive addition creating a stunning new primary suite designed to feel like a private retreat. The primary suite features an impressively spacious bedroom filled with natural light, en-suite bathroom complete with spa-inspired walk-in shower featuring floor to ceiling porcelain tile and luxurious rainfall showerhead. Enjoy the custom double vanity with designer LED-backlit mirrors and elevated designer fixtures and hardware. The primary suite boasts an oversized walk-in closet fully equipped with custom built-in shelving. Elegant glass French doors open directly to the completely renovated outdoor patio. Step outside and discover one of the home's most remarkable features: a beautifully finished expansive outdoor living area with new wood-paneled ceilings and recessed lighting overlooking approximately 17 acres of open land behind the property! The peaceful, unobstructed backdrop creates an extraordinary sense of privacy, space and serenity rarely found in the community. At the heart of the home is a completely remodeled kitchen showcasing custom wood shaker cabinetry, granite countertops and a collection of premium appliances, including top of the line LG refrigerator, multi-functional microwave, a double oven with cooktop, and Bosch dishwasher. A generous center island provides abundant additional prep and storage space while offering comfortable seating for casual dining and entertaining. The thoughtful floor plan also includes a dedicated indoor laundry room with LG washer and dryer set, making everyday living as functional as it is stylish. The extensive improvements continue with waterproof flooring throughout the main living areas, plantation shutters, beautifully remodeled bathrooms featuring porcelain tile and modern finishes, updated home insulation in 2023, and fresh interior and exterior paint completed in 2023. Hurricane-impact windows and doors installed in 2023. Major systems have received the same attention. Improvements include a new electrical panel in 2024, updated electrical associated with the addition, a new irrigation system in 2024, exterior night-vision surveillance cameras and alarm system, newer garage door installed in 2022, and two HVAC systems-the primary system replaced in 2021 and a second system added with the new addition in 2024. A 50-gallon water heater was replaced in 2022, complemented by an additional tankless water heater serving the primary suite. Roof dates to 2017, with a substantial portion completed in 2024 in conjunction with the addition. Located in the highly sought-after 55+ Highland Lakes community of Palm Harbor, your low monthly HOA provides access to an array of amenities including unlimited free golf on three executive courses, community pools and lively club house with fitness center. Conveniently located near two major airports, with close proximity to Gulf beaches, shopping, entertainment, and medical facilities. This is more than an updated home- it is a thoughtfully transformed property offering substantial high-end improvements and exceptional indoor-outdoor lifestyle. From the designer-inspired finishes to the peaceful open-land views beyond the patio, this home truly must be experienced in person. SQFT IS APPROX 1883. PA TO UPDATE

1207 Timberbrooke Drive, Palm Harbor

$209,900

2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv.

Corner lot, newer roof! Welcome to easy Florida living in the highly desirable and active Lake Tarpon Mobile Home Village 55+ golf cart community where you OWN YOUR LAND. This spacious home has 2BR/2BA with plenty of closet space! The living/dining area is ideal for entertaining and the kitchen has plenty of storage and counter space to prepare your favorite meals. The large corner lot makes a perfect canvas to showcase your green thumb. Laundry facilities are inside the home. This is a very active community that offers a lot of events and activities. It boasts a heated pool, large club house, shuffle board, bocci ball, golf net, dock, boat ramp and other amenities. Enjoy the social activities that include dances with live music, concerts, karaoke, ice cream socials, pancake breakfasts, craft club, golf club, line dancing, Veteran's club, water aerobics and much much more. This community is active all year round. Call for a showing today!

192 New England Avenue Unit 23, Palm Harbor

$219,000

3 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv.

Welcome to 269 Salem Ave in highly desirable Lake Tarpon Mobile Home Village. 55+, golfcart community. Very active and social community. Amenities include heated pool, shuffleboard, dock, and boat ramp. Very active clubhouse with many scheduled events. Sits on beautiful Lake Tarpon. Very low maintenance fee 0f $109.00. Home is a true 3 bedroom. Nicely updated. New roof. Screened in Carport. Nicely landscaped with newer pavers. Call today.

269 Salem Avenue Unit 9, Palm Harbor

Active Adult 55+ Homes for Sale in Palm Harbor, FL

All Active Adult 55+ Homes for Sale in Palm Harbor, FL

Joseph Sullivan Real Estate

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