Homes for Sale Between $400,000 to $450,000 in Ruskin, FL

6 Beds ⋅ 4 Baths ⋅ River Bend Ph 4b SubDv.

MAJOR PRICE IMPROVEMENT!!! PRICED TO SELL BELOW APPRAISED VALUE!!! USDA ELIGIBLE! Discover the opportunity to make 2451 Dakota Rock your own! This home offers the perfect combination of value, flexibility, and buyer incentives. Seller is offering a $10,000 concession toward buyer closing costs or rate buy-down. For buyers looking to maximize their purchasing power, this home is USDA eligible, potentially allowing qualified buyers to purchase with little to no money down, subject to lender and USDA guidelines. The home offers a comfortable layout, inviting living spaces, and plenty of potential to personalize without taking on a major renovation. USDA eligibility + closing cost assistance + WELL BELOW APPRAISED VALUE = an exceptional opportunity for qualified buyers. Don't miss your chance to turn this home into your own while taking advantage of seller incentives designed to make the purchase easier and more affordable! Welcome to 2451 Dakota Rock Drive — where space, location and lifestyle come together! This exceptional 6-bedroom, 4-bath residence offers 3,310 square feet of beautifully designed living space on an oversized lot in desirable River Bend. With a 3-car garage and an ideal location directly across from the community amenities, this home delivers both everyday convenience and resort-style living. Step inside to a spacious open-concept layout featuring a generous kitchen with granite countertops, rich cabinetry, stainless steel appliances and a large walk-in pantry. The expansive primary suite offers a relaxing retreat with a luxurious en-suite bath, oversized walk-in closet and additional flexible space perfect for a sitting area, office, reading room or private retreat. With six bedrooms, there is room for everyone — including guests, a home office, hobby space or multigenerational living. The flexible floor plan provides exceptional versatility while maintaining comfortable gathering spaces for entertaining. Outside, the oversized lot provides plenty of room to enjoy Florida living, while the three-car garage offers abundant parking and storage. Best of all, step outside and you’re just across the street from River Bend’s resort-style amenities, including two community pools, tennis courts, clubhouse and playground. Conveniently located near I-75, shopping, dining, schools and Tampa Bay-area attractions, this is a rare opportunity to own a spacious home with an unbeatable combination of size, amenities and location. Come see why 2451 Dakota Rock Drive stands out from the rest — schedule your private showing today!

2451 Dakota Rock Drive, Ruskin

$419,000

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 1 SubDv.

Virtually Staged. Welcome to Mira Lago, where opportunity meets value in this spacious 4-bedroom, 3-bath home offering over 3,000 square feet of thoughtfully designed living space with a desirable 3-car garage. Double glass entry doors welcome you into a spacious foyer with vaulted ceilings. Designed with functionality in mind, this popular floor plan features nearly all of the living space on the first floor, with a large upstairs loft that can easily serve as a media room, home office, playroom, home gym, or potential fifth bedroom. The open kitchen overlooks the family room and eat-in dining area and features Corian countertops, a tile backsplash, stainless steel appliances, a breakfast bar, pantry, and plenty of counter space, making it the perfect space for both everyday living and entertaining. Tile flooring runs throughout the main living areas, while the bedrooms feature durable laminate flooring. The spacious primary suite offers two walk-in closets, dual vanities, a relaxing garden tub, and a separate shower. A split-bedroom layout provides privacy for family members and guests alike. Major updates have already been completed, including a NEW ROOF, TWO NEW HVAC SYSTEMS, and a NEW mini-split air conditioning system in the 3-car garage, creating a comfortable climate-controlled space that's perfect for a workshop, home gym, hobbies, or additional storage. The home is also equipped with hurricane shutters, providing added convenience and peace of mind during Florida's storm season. Step outside to enjoy the covered, screened lanai overlooking the fenced backyard, offering plenty of room to relax, entertain, or create your own outdoor space. With over 3,000 square feet in the gated community of Mira Lago, this home offers exceptional value and endless potential. Residents enjoy amenities including a community pool, playground, and basketball court, all conveniently located near shopping, dining, Bahia Beach, E.G. Simmons Park, I-75, and everything South Shore has to offer.

444 York Dale Drive, Ruskin

$400,000

6 Beds ⋅ 3 Baths ⋅ Wynnmere East Ph 2 SubDv.

Welcome to this impressive six-bedroom, three-bath home in Ruskin perfectly situated near Tampa and offering generous space, comfort, and serene lake views. Built in 2019, this newer construction home features a bright and open floor plan with a versatile flex room ideal for a home office, gym, or playroom. The kitchen flows seamlessly into the living and dining areas, creating an inviting space for everyday living and effortless entertaining. The master suite serves as a private retreat, complete with luxury vinyl flooring, a spacious walk-in closet, and a well-appointed bathroom. One guest bedroom also includes vinyl flooring, while the additional bedrooms have ample room for family or visitors. Step out onto the enclosed lanai and enjoy peaceful lake views the perfect setting for morning coffee or relaxing evening gatherings. Additional highlights include a front-yard sprinkler system, a newer AC unit, and a brand-new water heater just installed. With thoughtful upgrades, a spacious layout, and a prime location close to Tampa’s shopping, dining, and recreational options, this move-in-ready home truly stands out. You’ll love being just 8 minutes to the beach, 15 minutes to Apollo Beach, 25 minutes to Ellenton Outlets, 25 minutes to Brandon Mall, and conveniently near Moffitt Hospital. A must-see property offering comfort, convenience, and beautiful views schedule your showing today!

1739 Broad Winged Hawk Drive, Ruskin

$425,000

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2b SubDv.

1-Year Cinch Home Warranty for buyer included LAKEVIEW LIVING MEETS EVERYDAY LUXURY IN MIRA LAGO Welcome to 433 York Dale — where space, privacy, comfort, and Florida living come together in one beautifully upgraded home. Imagine coming home every day to a spacious 4-bedroom, 3-bathroom lakeview residence with over 3,000 square feet of living space, a 3-car garage, a fenced backyard, and no rear neighbors. Located inside the pristine gated community of Mira Lago in Ruskin, this home offers the peaceful setting you have been looking for while keeping you just minutes from some of the area’s favorite outdoor destinations. With Simmons State Park and Little Harbor Beach & Marina approximately 2–3 miles away, you are perfectly positioned to enjoy Florida’s natural beauty, boating, beaches, parks, and waterfront recreation while still having a beautiful retreat to call home. SPACE, STYLE & COMFORT From the moment you step inside, the home makes an impression with a 12-foot entry ceiling, elegant tray ceilings, and approximately 10-foot ceilings throughout. The thoughtfully designed floor plan keeps the majority of your living space on the first floor, making everyday living convenient while still giving you an impressive upstairs loft. The loft is currently being used as a fully functional home gym, but its size allows you to transform it into an office, entertainment space, game room, media room, or whatever fits your lifestyle. The bedrooms are arranged in a convenient three-way split floor plan, giving everyone their own space. Two spacious guest bedrooms can comfortably accommodate queen-sized beds and share a full guest bathroom with a bathtub. The home also features a junior master suite with its own private full bathroom and private entrance, making it an ideal mother-in-law suite, multigenerational living space, guest retreat, or private accommodations for extended family. The primary owner’s suite is tucked away in its own corner of the home and offers the privacy you want at the end of the day. The main living areas feature laminate flooring, while tile is found in the wet areas and carpet adds comfort to the bedrooms, stairs, and loft. THE HEART OF THE HOME The open-concept kitchen and family room create the perfect gathering space. The kitchen features: • Granite countertops • LG stainless steel appliances • Large breakfast bar • Eat-in kitchen area • Beautiful wood cabinetry • Convenient access to the 3-car garage

433 York Dale Drive, Ruskin

$428,500

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2a SubDv.

BRAND NEW PRICE!! New roof being installed in the next week or so. Are you looking for a home where you can enjoy the Florida weather year round? House faces West and this allows you the morning sunrises on the patio and plenty of afternoon shade. This is a gorgeous 4 bedroom, 3 bathroom, 3 car garage, WATERFRONT home in the GATED community of Mira Lago waiting for its new owners. This home is move in ready home with a LARGE, BEAUTIFUL LANAI area that has 60 feet of lakefront on a 65 acre lake. As you enter the home, there is a large front room and a grand entryway. The living space of the home is open and inviting. This tasteful kitchen features travertine floors, corian counter tops, stainless steel appliances, a closet pantry, breakfast bar, and island with gorgeous granite countertop. There is a dining nook in the kitchen with wainscot walls and updated lighting. The laundry room is conveniently off the kitchen and has extra storage. The master bedroom and 4th bedroom both sit at the back of the house with their own private bathrooms. The master bedroom has his and her closets, double sinks, a garden tub, brand newer lights, and a separate toilet room. Bedrooms 2 and 3 share a full bathroom. The large, upstairs bonus room can be used as an office, bedroom, man cave, play room, or media room and also has great LAKE VIEWS.The lanai area is HUGE and features an outdoor CUSTOM WOOD BURNING FIREPLACE and gorgeous views of the lake. Enjoy your evening meal here each day. Mira Lago is a well kept, safe, friendly community minutes to Tampa, St. Pete, Manatee County, area beaches, and many other amenities. The community has a heated pool, plenty of lakes/ ponds with fountains, basketball court and playground.

1742 Mira Lago Circle, Ruskin

$425,000

5 Beds ⋅ 3 Baths ⋅ Shell Cove Ph 1 SubDv.

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

440 Olive Conch Street, Ruskin

$446,000

4 Beds ⋅ 4 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

Welcome to 3202 Mangrove Point Drive, where investment opportunity meets effortless coastal living in the waterfront community of Little Harbor. This RARE 4-bedroom END-unit townhome stands out from the rest, offering extra privacy, abundant natural light, and a flexible layout designed for both personal enjoyment and income potential. A main-level bedroom and full bath create the perfect setup for guests, while the upper level features three additional bedrooms, each with its own private balcony terrace, inviting in the coastal breeze and water views. Offered fully furnished and completely turnkey, this property is already operating as a successful short-term rental - ready to generate income from day one. Thoughtfully equipped with everything guests love, including furniture, TVs, 8 bicycles, and two golf carts, it delivers a seamless experience for both owners and visitors. Whether you're targeting Airbnb revenue or looking for a personal escape, this home checks every box with low-maintenance ownership and high guest appeal. Beyond your front door, the lifestyle truly comes to life. Residents and guests enjoy access to a private fishing pier, a white sandy beach, multiple waterfront dining options, resort-style pools, a marina with direct access to the Bay and Gulf (no bridges), and endless ways to stay active - from tennis and pickleball to kayaking along scenic waterways often visited by dolphins and manatees. Sunset views from the private pier, days spent on the water, and evenings at the tiki bar create a vacation-like atmosphere year-round. Perfectly positioned for convenience, you're within easy reach of Tampa's vibrant dining, sports, and entertainment scene, while also being a short drive to world-renowned beaches like Siesta Key Beach, Anna Maria Island, and Fort De Soto Park. Whether you're seeking a low-maintenance coastal retreat, a high-performing investment, or the best of both worlds, this waterfront townhome delivers a lifestyle, and return - that's hard to match.

3202 Mangrove Point Drive, Ruskin

$429,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 1a SubDv.

Welcome to 601 Bahia Beach Blvd in the scenic, resort-style community of Little Harbor. This 3-bedroom, 3-bathroom waterfront end-unit townhome offers approximately 1,593 square feet of living space, filled with natural light and enhanced by expansive canal views from multiple balconies. Its end-unit positioning provides added privacy, better light, and some of the best views in the community. Currently operating as a fully furnished and actively booked Airbnb, this property is truly turnkey for investors or buyers seeking immediate income potential. The home features an open, functional layout ideal for both short-term guests and personal use, blending comfort with a seamless indoor-outdoor coastal lifestyle. Enjoy direct access to Little Harbor’s resort-style amenities, including a private beach, marina, community pool, fitness center, tennis and pickleball courts, clubhouse, playground, and boat launch. Residents and guests alike appreciate the convenience of on-site waterfront dining, along with close proximity to shopping, recreation, and the greater Tampa Bay area, including St. Petersburg and Sarasota. Whether you’re looking for a high-performing investment, a vacation retreat, or a flexible primary residence, this income-producing waterfront property offers the best of Florida living with built-in revenue from day one.

601 Bahia Beach Boulevard, Ruskin

$420,000

4 Beds ⋅ 2 Baths ⋅ Wynnmere East Ph 2 SubDv.

"POOL HOME + PAID-OFF SOLAR + WATER VIEW ON A CORNER LOT! Enjoy Florida living without the electric bill you'd expect from owning a private pool. This beautifully maintained 4-bedroom home averages approximately $15/month in electricity thanks to seller-owned solar panels..." This home offers 4 bedrooms and 2 full bathrooms, this property combines modern design with everyday functionality in a layout buyers love. Step inside to an open-concept floor plan with a desirable split-bedroom design that provides both privacy and seamless flow. The common areas feature durable ceramic tile, while all bedrooms have been recently upgraded with stylish luxury vinyl flooring for a fresh, cohesive feel throughout. The kitchen is designed to impress with 36-inch raised-panel cabinets, under-cabinet lighting, and plenty of workspace that opens seamlessly into the main living and dining areas. It also features all-new appliances, making it truly move-in ready and ideal for both entertaining and everyday living. Outdoors is where this home truly shines. Enjoy your own private retreat with a beautiful inground swimming pool, an above-ground hot tub, and a fully screened lanai complete with brick pavers. The fully fenced backyard also offers a partial water view, adding a peaceful backdrop to your outdoor space. Additional notable features include a whole-home water purification system, as well as an irrigation system to help keep the lawn looking its best year-round. The home features a 240V electric vehicle charger and a low HOA, offering both savings and convenience. This home checks all the boxes with modern upgrades, thoughtful features, and a prime corner lot location. Minutes from Tampa Bay and some of the best fishing and beaches on the West coast the location is phenomenal! Schedule your private showing today!

936 Zone Tailed Hawk Place, Ruskin

$410,000

4 Beds ⋅ 3 Baths ⋅ Osprey Reserve SubDv.

Flood Insurance on this property is $815.00 and has the potential to be assumed. Welcome to your slice of Florida paradise in the highly sought-after Osprey Reserves community of Ruskin! This stunning 4-bedroom, 3-bathroom home beautifully blends modern comfort, thoughtful design, and peaceful Florida living. From the moment you step inside, you'll appreciate the bright, open-concept layout designed for effortless everyday living and entertaining. The spacious living and dining areas flow seamlessly together, creating the perfect setting for gatherings, celebrations, or relaxing evenings at home. The kitchen is a true standout, featuring sleek stainless-steel appliances, abundant cabinetry, and a generous breakfast bar—perfect for everything from morning coffee to hosting memorable dinner parties. The private owner's suite offers a peaceful retreat, complete with a spa-like en-suite bathroom featuring a separate shower and double vanity. The additional bedrooms are generously sized and provide plenty of flexibility for guests, a home office, gym, playroom, or whatever best fits your lifestyle. And the benefits continue! This home features solar power for impressively low electric bills, NO CDD fees, and a low monthly HOA, providing added savings and peace of mind. Step outside to your fully fenced backyard oasis, offering the perfect space for relaxing evenings, weekend BBQs, pets, entertaining, or simply enjoying the Florida sunshine in privacy. Situated above ground level, the Osprey Reserves community offers added peace of mind, and the property is not expected to flood during heavy rain. You'll also enjoy the community's quiet streets and peaceful atmosphere while remaining conveniently close to shopping, dining, entertainment, and major highways, making travel to Tampa and surrounding areas easy and convenient. This isn't just a house; it's an opportunity to enjoy the Florida lifestyle you've been waiting for!

197 Rain Berry Avenue, Ruskin

$410,000

5 Beds ⋅ 3 Baths ⋅ C5h | Leisey Subdivision Phase 3b SubDv.

This stunning two story single family residence offers the perfect combination of space, style, and functionality. Boasting 5 bedrooms, 3 bathrooms, and a 2 car garage, this thoughtfully designed home is ideal for comfortable everyday living and effortless entertaining. Step inside to a bright, open concept floor plan where the kitchen, dining nook, and spacious living area flow seamlessly together. The modern kitchen features stainless steel appliances, a beautiful center island with additional seating, and ample counter space perfect for gathering with family and friends. Elegant light fixtures and abundant natural light enhance the home’s warm and inviting ambiance, while tile flooring throughout adds both sophistication and easy maintenance. Located just off the foyer, a flexible bonus space provides countless possibilities, perfect for a home office, playroom, media lounge, or an elegant sitting area tailored to your needs. The private owner’s suite is conveniently located on the main floor, providing a peaceful retreat with added privacy. Upstairs, four generously sized bedrooms and an expansive loft create plenty of room for family, guests, or a secondary living space. Ideally located near major roadways, shopping, dining, and everyday conveniences, this home offers both accessibility and comfort. Experience the best of modern living in a spacious, beautifully appointed home designed to fit today’s lifestyle.

5431 Amaryllis Garden Street, Ruskin

$449,900

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Townhomes Ph 1a SubDv.

Great opportunity in the gated waterfront community of Little Harbor in Ruskin, Florida. This beautifully maintained townhome features a durable metal roof and four spacious terraces designed for year-round indoor/outdoor coastal living. The thoughtfully designed floor plan offers 3 bedrooms, 3 full bathrooms, and 1,834 sq ft of living space. The home feels bright and open throughout, with main living areas that flow seamlessly—ideal for entertaining or relaxed everyday living. The kitchen overlooks the living and dining spaces for added functionality. The primary suite provides a comfortable retreat with an en-suite bath and generous closet space. Multiple outdoor terraces create the perfect setting to enjoy water views, coastal breezes, and Florida sunsets. Located in the seaside village of Little Harbor, residents enjoy true resort-style amenities, including a secluded sand beach, waterfront restaurant with sports and tiki bar, tennis courts, fitness centers, heated swimming pools, deep-water marinas, and dry storage with slip availability. Boaters will appreciate direct access to Tampa Bay and the Gulf with no lifts or fixed bridges. Outdoor enthusiasts can also enjoy kayaking, canoeing, and excellent fishing nearby. Conveniently located approximately 30 minutes to Tampa, St. Petersburg, and Sarasota, with shopping, hospitals, dining, and golf courses close by. Homes offering this level of coastal lifestyle and community amenities are rarely available.

533 Bahia Beach Boulevard, Ruskin

Homes for Sale in Ruskin, FL Between $400,000 to $450,000

All Ruskin, FL Homes for Sale Between $400,000 to $450,000

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