Homes for Sale with a Pool in Ruskin, FL

USDA eligible! Qualified buyers can purchase with ZERO down, and with the right offer the seller will cover closing costs, meaning you could get into this home with little to NOTHING out of pocket. Use our preferred lender and receive a 1% lender credit toward buying down your interest rate on top of it. At 3,326 square feet, you will not find a more affordable home of this size anywhere in Tampa Bay for the money. Now the house itself. Built in 2022 with 6 bedrooms and 3 full baths, tastefully updated with luxury flooring in all the common spaces. The open floor plan connects the kitchen, dining, and living areas into one big gathering space, and two flex rooms give you options most homes simply do not have. Home office, gym, playroom, theater, you choose. Two bedrooms sit downstairs, including the primary suite, so there are no stairs between you and your morning coffee. Upstairs holds the remaining bedrooms plus room to spread out. All of it on a quarter acre corner lot with extra yard, extra privacy, and only one neighbor beside you. And the HOA? Roughly $9 a month. You read that right. Spencer Creek puts you minutes from I75, US301, shopping, and the waterfront. Homes like this do not sit. Schedule your private showing today.

1911 Fan Aloe Way, Ruskin

$299,000

3 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 2 SubDv.

Move-In Ready with Water Views in Desirable Bahia Lakes! Welcome home to 901 Parker Den Dr, where easy Florida living meets total peace of mind! Nestled on a premium waterfront lot backing up to a peaceful pond in the desirable Bahia Lakes community, this 3-bedroom, 2-bathroom, single-story home (1,540 sq. ft.) offers an open-concept layout designed for modern comfort and serene indoor-outdoor living. Step inside to find low-maintenance laminate flooring running throughout all main living areas, paired with durable ceramic tile in the wet areas (kitchen, bathrooms, and laundry room)—keeping carpet out of high-traffic zones and making daily upkeep effortless! The open floor plan creates a seamless flow for daily living and entertaining, featuring a functional breakfast bar and a brand-new dishwasher installed just last year. The roof, water heater, washer, dryer, and refrigerator have all been updated in the last 4 years. The practical split-bedroom layout ensures maximum privacy, complete with a primary suite featuring dual vanities and a relaxing garden tub with a separate shower stall. Out back, enjoy unobstructed water views directly across the tranquil pond. A spacious 2-car garage completes the package with ample space for vehicles and extra storage. Community & Location Amenities: Bahia Lakes is known for its relaxed coastal environment, featuring scenic lakes, native wildlife, and a border with natural preserves. Residents enjoy fantastic community amenities, including a resort-style pool and cabana, modern playground, and dedicated walking paths winding through nature preserves and around peaceful ponds. Conveniently located in Ruskin with quick access to US-41 and I-75, commuting to Tampa, Brandon, or Sarasota is effortless. You are just minutes away from outdoor adventures at E.G. Simmons Conservation Park (boat ramps, beach area, and fishing), the famous Manatee Viewing Center, local waterfront dining on the Tampa Bay coast, and easy access to Gulf beaches. Whether you’re looking for your next primary residence or a low-maintenance addition to your investment portfolio, this home is clean, functional, and ready for its next owner!

901 Parker Den Drive, Ruskin

$685,000

4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1a SubDv.

This exclusive 4-story townhome with private elevator is in the newer Antigua Cove of the South Shore Yacht Club Community, composed of only 10 townhomes, with the remaining area made up of single-family homes, many with waterfront lots with private docks. Each of the four stories are accessible via the elevator and provides owners a variety of living spaces for total flexibility and enjoyment. Entering the unit from either the spacious 2-car garage or front door, owners and guests can enjoy a small, open multi-purpose area, a guest room/bedroom with covered patio, and a full bathroom. You can take stairs or the elevator to the second level, with a beautiful open kitchen, with a large island, dining and living areas that open to a balcony, plus a convenient half bath. Rest and relaxation are the focus of the third level, which contains the primary bedroom with a large, en-suite bathroom, two additional bedrooms, a third full bathroom, plus a laundry room with washer/dryer and plenty of storage space. Take the stairs or the elevator to the top floor, for your own private gathering/entertainment space, with great views and connection for an outdoor tv/media space and plumbed for an outdoor kitchen if desired. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ deep-water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or just enjoy being outside on one of your balconies, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay – you can enjoy it all, plus have the added benefit of a more intimate experience when you live in the townhomes of Antigua Cove at Southshore Yacht Club!

3023 Bermuda Sloop Circle, Ruskin

$415,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

Welcome to your own slice of paradise in the sought-after Little Harbor waterfront community! This beautifully updated 3-bedroom, 3-bath corner-unit townhome offers the perfect combination of coastal charm, privacy, and an effortless Florida lifestyle. Designed to embrace true Florida living, this home features three private outdoor spaces, including a serene balcony off the primary suite overlooking the canal, a second private balcony off the upstairs secondary bedrooms that provides additional space to enjoy the spectacular natural surroundings, and a spacious balcony off the dining and living area that creates a seamless indoor-outdoor flow. The rear of the home overlooks the canal and a protected preserve, offering a peaceful tropical backdrop where you can regularly enjoy sightings of manatees, dolphins, native birds, and other Florida wildlife. Filled with abundant natural light, this tastefully updated home showcases a timeless neutral color palette, granite countertops throughout, and a spacious open-concept living area designed for both comfort and entertaining. The stunning primary suite features a luxurious pebble stone, rain-head super shower, creating a spa-like retreat. A newer washer and dryer add everyday convenience, and all appliances throughout the home have been updated, including a recently installed 3-ton HVAC system for enhanced comfort and efficiency. The oversized garage—large enough to function as a one-and-a-half-car garage—provides exceptional storage for beach gear, bicycles, and boating essentials. Beyond your doorstep, Little Harbor offers a true resort-style waterfront lifestyle. Residents enjoy access to a marina, waterfront restaurants, multiple pools, a fitness center, tennis and pickleball courts, and private beach access, all set against some of the most spectacular sunsets over Tampa Bay. Whether you enjoy boating, fishing, kayaking, paddleboarding, or simply relaxing by the water, every day here feels like a vacation. Ideally located in Ruskin, Florida, this home offers exceptional regional connectivity. You are just a short drive to MacDill Air Force Base, as well as other key military and defense installations throughout the Tampa Bay area, including Coast Guard facilities. Travel is convenient with both Tampa International Airport and St. Pete–Clearwater International Airport within easy reach. You are also close to the vibrant downtown districts of Tampa, St. Petersburg, and Sarasota. For beach lovers, the location is unmatched. Enjoy quick access to the world-renowned Gulf Coast beaches, including Anna Maria Island, Siesta Key, and Clearwater Beach, consistently ranked among the best beaches in the world. From white sand shores to crystal-clear waters, the best of Florida’s coastline is right at your fingertips. While Little Harbor does not feature a dedicated dog park within the community, it remains a pet-friendly waterfront neighborhood, with walking areas throughout and nearby public parks in Ruskin offering designated dog parks and additional pet-friendly outdoor spaces. Whether you are searching for a primary residence, vacation getaway, or income-producing investment, this exceptional property offers strong rental potential, an unbeatable location, and the coastal lifestyle you’ve been dreaming of. Don’t miss your opportunity to own one of Little Harbor’s desirable corner-unit townhomes, where comfort, nature, and resort-style living come together beautifully.

3228 Mangrove Point Drive, Ruskin

$329,000

4 Beds ⋅ 3 Baths ⋅ Bayridge SubDv.

NO CDD. Move in ready 4 bedrooms 2.5 bathrooms 2 story home in highly sought after BAYRIDGE GATED COMMUNITY. Very well maintained home with over 2600 square feet of living space. And open floor plan with spacious foyer welcomes you to the combined family, dining, kitchen/breakfast bar areas, ideal for large gatherings. The staggered kitchen cabinets are adorned with granite countertops, stainless steel appliances and ceramic tile flooring all around. À convenient bedroom and half restroom on the first floor provides for visiting friends and family. The Primary bedroom, to the back of the house, boasts a huge walking closet a private bathroom. Along the way we have a very convenient laundry room and loft, with 2 more bedrooms and a full bathroom to complete this second floor. Back on the first floor, exiting the dining area to the backyard, you’ll enter an extended covered screened porch allowing the enjoyment of the yard. At the very back there’s also a pergola that enhances the experience. As part of the community amenities there is a swimming pool, playground and bicycle trails for the residents to enjoy. Roof is healthy at 10 years old and. À/C coil was replaced 2 years ago. Welcome home!

1507 Gadsden Point Place, Ruskin

$289,900

3 Beds ⋅ 3 Baths ⋅ Glencove At Bay Park SubDv.

Located in the newer Glencove at Bay Park community in Ruskin, this spacious 3-bedroom, 2.5-bathroom townhome is a rare end-unit find. Offering just over 2,100 square feet, it is the largest townhome floor plan in the community and rarely becomes available. The main floor features a bright, open-concept living and dining area with plenty of room for everyday living and entertaining. The spacious kitchen includes granite countertops, light cabinetry, stainless steel appliances, an oversized island, and space for additional seating. A conveniently located half bathroom completes the first floor. As an end unit, the home offers added privacy and additional natural light. Out back, a covered lanai provides a comfortable place to relax and enjoy the tree-lined view. The lanai also includes a convenient storage closet for outdoor items and additional belongings. Upstairs, you’ll find three bedrooms, including a spacious primary suite with a large walk-in closet and private ensuite bathroom featuring double sinks, a separate shower stall, and a garden tub. The additional bedrooms offer flexibility for family members, guests, a home office, or a playroom. Extra community parking spaces are conveniently located nearby. Glencove at Bay Park offers no CDD fees and features a community pool overlooking the large pond, along with a scenic walking path that wraps around the water and provides a pleasant setting for enjoying the outdoors. Ruskin is conveniently located near I-75 and US-41, offering an easy commute to MacDill Air Force Base, Tampa, St. Petersburg, Bradenton, and Sarasota. Restaurants, shopping, and everyday conveniences are easily accessible, and the beautiful Gulf beaches are only a short drive away. The property is also located within a USDA-eligible area, which may provide qualified buyers with a 0% down financing option. Schedule your private showing today before this rare end-unit opportunity is gone.

635 Royal Empress Drive, Ruskin

$330,000

4 Beds ⋅ 2 Baths ⋅ Spencer Crk Ph 1 SubDv.

Welcome to 1461 Golden Glow Drive, a spacious 4-bedroom, 2-bathroom home offering peaceful water views and a comfortable, easy-living layout. Positioned along a west-facing pond in the Spencer Creek community, the backyard provides a relaxing setting to enjoy Florida sunsets and the natural scenery beyond. The Hartford floor plan features an open main living area designed for everyday living and entertaining. At the center of the home, the kitchen offers light cabinetry, granite countertops, stainless steel appliances, a roomy pantry, and an extended breakfast bar with space for additional seating. Natural light carries throughout the living and dining areas, creating a bright and welcoming atmosphere. The primary bedroom is set apart from the secondary bedrooms and also overlooks the pond, offering a peaceful water view to wake up to each morning. It includes a large walk-in closet and private bathroom with dual sinks and a walk-in shower. Three additional bedrooms and a full guest bathroom provide space for family, guests, a home office, or hobbies. Additional features include an interior laundry room near the garage entrance and a two-car garage with room for vehicles and storage. Outside, the pond-view backyard offers an inviting place to relax, entertain, or simply take in the evening sky. Residents of Spencer Creek enjoy access to a community pool, playground, dog park, basketball court, and open green spaces. The Ruskin area offers convenient access to I-75 and US-41, making travel to MacDill AFB, St. Petersburg, Tampa, Bradenton, and Sarasota easy. With nearby restaurants, shopping, and Gulf beaches just a short drive away, the location combines everyday convenience with plenty of opportunities to enjoy boating, fishing, nature trails, beaches, and the Florida outdoors. The property is also located within a USDA-eligible area, which may provide qualified buyers with a 0% down financing option. Schedule your private showing and experience the space, setting, and sunset pond views this home has to offer.

1461 Golden Glow Drive, Ruskin

$399,999

4 Beds ⋅ 3 Baths ⋅ Shell Cove Ph 1 SubDv.

Virtually Staged. Spacious, beautifully maintained, and designed with both comfort and functionality in mind, this impressive 4-bedroom, 3-bath home offers 2,738 square feet of versatile living space in the desirable Shell Cove community. Overlooking a peaceful pond, the property combines generous indoor living areas with scenic outdoor views, making it an ideal place to entertain, relax, or accommodate a growing family. A welcoming foyer opens to a private den or home office before leading into the heart of the home. The well-appointed kitchen features granite countertops, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the bright and spacious great room filled with natural light. Sliding glass doors off the dining area lead to the covered, screened lanai where you can enjoy morning coffee, evening sunsets, or weekend cookouts while taking in tranquil pond views. The oversized backyard also provides ample space to add a future pool. The thoughtfully designed floor plan includes a first-floor bedroom and full bath, perfect for guests or multigenerational living. Upstairs, a spacious bonus room offers flexible living space, while an additional bedroom and full bath create a comfortable private retreat for family or visitors. A custom barn door provides added privacy between the primary suite and bonus room. The expansive primary suite offers a bright, relaxing retreat with an ensuite bath featuring dual granite vanities, a soaking garden tub, a custom glass walk-in shower, and two generous walk-in closets. Storage is exceptional throughout the second floor, including a walk-in closet in one of the secondary bedrooms and three additional hallway closets, providing plenty of room to stay organized. This meticulously maintained home also includes a whole-house water softener installed approximately three years ago, a security system, and major components that offer added peace of mind, including a roof and water heater that are both approximately four years old. Residents of Shell Cove enjoy outstanding community amenities including a resort-style pool, clubhouse, playground, and dog park. Conveniently located near US-41 and I-75, you'll have easy access to Tampa, St. Petersburg, Bradenton, shopping, restaurants, marinas, parks, nature preserves, and the beautiful Gulf Coast beaches. Move-in ready and loaded with space, storage, and modern conveniences, this exceptional home is ready for its next owners. Schedule your private showing today!

1167 Ocean Spray Drive, Ruskin

$350,000

4 Beds ⋅ 2 Baths ⋅ Brookside SubDv.

Under Construction. The builder is offering buyers up to $25,000 towards closing costs with the use of a preferred lender and title company. Nicely tucked away in the quaint town of Ruskin, you will find Brookside. Ruskin is home to the Tomato festival and is also known for its rich agriculture. This location will give you the small-town feel, while being centrally located between Tampa and Sarasota and minutes to I-75, allows you easy access to many local attractions and gulf coast beaches. The community, consisting of 243 homesites, includes one and two-story, single-family, all concrete-constructed homes. Each home comes equipped with Home is Connected, America’s Smart home package, an energy-efficient appliances, quartz countertops in the kitchen, and a blinds package. Residents will enjoy amenities such as a community pool, clubhouse, half basketball court, tot lot, and dog park. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability

1209 12th Street Se, Ruskin

$329,000

2 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

An elevated, Key West-style waterfront townhome with four private balconies just off Tampa Bay. Sold turnkey and ready to rent from day one, where every day starts like a resort stay. This fully furnished 2-bedroom, 2.5-bath townhome sits directly on the canal, with the Skyway Bridge visible from the balcony. The open living and dining area flows to a private balcony upgraded with a motorized retractable screen for added shade and insect protection. It's the perfect spot for morning coffee with waterfront views, where dolphins and manatees are frequently spotted. The kitchen offers granite counters, solid wood cabinetry, and stainless appliances, with a stacked washer/dryer nearby. Upstairs on the third floor, both bedrooms have their own en-suite bathroom and private balcony. A one-car garage provides added parking and storage, and recent updates include a new water heater (2024). The turnkey interior offers rental income potential from day one. Whether you're looking for a primary residence, a second home, or an investment property, that combination of canal setting, walkable amenities, and an inviting, move-in-ready interior is uncommon, and the price reflects it: among the most competitive of any 2-bedroom townhome currently active in Little Harbor. Little Harbor delivers a full resort experience: two marinas with in-water docking and dry rack storage, two waterfront restaurants and a tiki bar, a private beach and fishing pier, multiple pools, tennis and pickleball courts, a fitness center, a clubhouse, a playground, and an arcade, all within a golf-cart-friendly community roughly 30 minutes from downtown Tampa and St. Petersburg. The HOA takes care of exterior flood insurance, water, cable, internet, and trash, one less thing to manage, whether you're living here or leasing it out. This is a fresh, competitively priced townhome in Little Harbor, move-in ready from day one.

3248 Mangrove Point Drive, Ruskin

$219,900

2 Beds ⋅ 3 Baths ⋅ Hawks Point Ph N Twnhms SubDv.

Welcome to your dream townhome located at 1702 Ivory Goose Place, nestled within the serene gated community of Hawks Point in Ruskin, Florida. This charming two-bedroom, two-and-a-half-bath residence is perfect for those seeking a blend of comfort, style, and modern convenience. As you step inside, you are greeted by an inviting and open floor plan that effortlessly combines living and dining spaces, making it ideal for both entertaining and everyday living. Natural light floods the area, highlighting the updated light fixtures that add a touch of elegance throughout. The upgraded kitchen boasts contemporary cabinets, providing ample storage and a sleek aesthetic for the culinary enthusiast. Both bedrooms are generously sized, offering a peaceful retreat at the end of the day. The primary suite features an en-suite bath, while the second bedroom is equally inviting and conveniently located near the second full bath. A convenient half-bath on the main floor adds to the functionality of this well-designed home. Recent updates enhance the value and peace of mind for the new homeowner, including a brand new AC unit installed in June 2025, ensuring year-round comfort, and a new roof completed in March 2025 that provides durability and protection. Additionally, a new dryer added in 2025 makes laundry day a breeze. Completing this townhome is a one-car garage, providing not just parking but additional storage options for your convenience. The gated community of Hawks Point invites you to enjoy a lifestyle enriched by amenities, including a community pool, fitness center, and playgrounds, all set against the backdrop of lush Florida landscapes. Don’t miss the opportunity to call this beautiful townhome your own. Schedule a viewing today to experience the allure of 1702 Ivory Goose Place firsthand!

1702 Ivory Goose Place, Ruskin

$445,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

Start living the resort lifestyle today with a move-in ready waterfront townhome in the bay front community of Little Harbor. This 3-bedroom, 3-bathroom unit is in excellent condition and being sold turnkey furnished, making it a perfect choice - whether for your primary residence, vacation home, or rental investment. BONUS - This unit already has guaranteed short-term income for the 2027 season if the new owner chooses to accept the reservation! The Point Townhomes at Little Harbor provide residents the peace of mind of 3 floors of concrete block construction, a private garage with storage and access to the backyard and canal, plus tandem driveway parking, and metal roofs. This unit is located on the more private cul-de-sac street and offers both Bay views from the front balconies and views of the small canal where the manatees are often visible from the back balconies. The Little Harbor community offers residents a private beach on Tampa Bay with views of St. Petersburg and the Sunshine Skyway bridge, two restaurants/tiki bar, two pools, fitness center, pickleball/tennis courts, two marinas with slip availability, one with high and dry storage, plus boat rentals and sightseeing/charter boat options – all with ‘no bridges to the Bay’ water access. Close proximity to shopping, restaurants, medical facilities, and I-75 allow residents access to stay in the neighborhood or take easy trips to Tampa, St. Petersburg, Bradenton and Sarasota, as well as Florida theme parks and 3 international airports. Relax at the beach or pool or sit on one of your balconies and watch the sunrise, take a walk, bike ride, or walk to one of the waterfront restaurants and watch the beautiful sunsets over Tampa Bay - the choice is yours when you live in the Point Townhomes at Little Harbor!

3259 Mangrove Point Drive, Ruskin

Homes for Sale with a Pool in Ruskin, FL

All Homes for Sale with a Pool in Ruskin, FL

Joseph Sullivan Real Estate

Search

Resources

About