Waterfront Homes for Sale in Palm Harbor, FL

1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv.

Waterfront Living with Private Dock & Direct Gulf Access in Palm Harbor! Enjoy the best of Florida’s waterfront lifestyle in this beautifully renovated 1-bedroom, 1-bath, villa-style condo with a private dock and direct access to the Gulf of Mexico. Positioned on a scenic lagoon connected to a saltwater canal leading to the Gulf, this property offers an exceptional opportunity to enjoy boating, fishing, and waterfront living right outside your door. The waterway provides access to the Gulf with one fixed bridge along the route, accommodating center-console and pontoon boats with drop-down tops. Cast a line right from your private dock, where Snook, Redfish, and Blue Crab have been caught, or simply relax and enjoy the ever-changing water views. Dolphins and manatees can often be spotted from the dock, adding to the appeal of this peaceful waterfront setting. Inside, the condo has been thoughtfully renovated with fresh, contemporary finishes. The updated kitchen features new cabinetry, appliances, countertops, and a beautiful backsplash, while the renovated bathroom adds to the home's move-in-ready appeal. Sliding glass doors provide wonderful lagoon views and bring the waterfront setting into the living space. An in-unit stackable washer and dryer adds everyday convenience. Major improvements include a new HVAC system (2022), new dock (2021), new roof (2025), and new impact-rated exterior door (2025). The low monthly condo fee includes water, sewer, basic cable, trash, and insurance. Conveniently located near the Pinellas Trail, with easy access to downtown Palm Harbor, the Tarpon Springs Sponge Docks, restaurants, shopping, parks, and area beaches. No rentals are permitted. If you've been looking for a low-maintenance waterfront home with a private dock, Gulf access, and substantial recent improvements, this Palm Harbor condo is for you.

599 Westwinds Drive Unit 9, Palm Harbor

$749,900

3 Beds ⋅ 4 Baths ⋅ Fresh Water Estates SubDv.

LAKE TARPON - right out your back door!! A 2,500 acre, fresh water lake known for excellent bass fishing, boating, water skiing. Moor your boat at your backyard deck/dock in a protected canal & enjoy all the lake benefits & fun! This peaceful, residential setting provides a perfect backdrop for your own 'resort' oasis. Float around in the solar heated pool, relax & unwind in the hot tub, watch movies from multiple pool lounge/seating areas, enjoy drinks & food at the poolside dining tables or star gaze amidst soft, perimeter pool lighting. The 'heart' of this home is the open concept 'gallery'. At one end, a wood burning fireplace quietly glows, then seamlessly intertwines with the dining area & wet bar, finally transitioning into a culinary delight! Chef's kitchen includes extensive wood cabinetry, matching quartz counters & backsplash, bar seating, coffee/side bar, double ovens, butler's pantry. The tranquil environment continues in the 'primary' suite with fireplace, dual walk in closets, double office desk area & screened balcony; primary bath includes double sinks, shower, oval soaking tub. Bedrooms 2 & 3 each have their own private bath. Inside utility room equipped with work sink, washer & dryer hook-ups, full pool bath. Freshly painted, pendant lighting, security system, outside window sun shutters & 2 car garage complete the package. Style, functionality & waterfront! Love where you live!! PLUS, PLUS, PLUS - Seller has an extremely low, assumable VA mortgage - less than 3%!

93 S Canal Drive, Palm Harbor

$279,000

1 Beds ⋅ 1 Baths ⋅ Baywood On The Gulf 1 Condo SubDv.

WATERFRONT + PRIVATE DOCK + DIRECT GULF ACCESS! This charming Palm Harbor villa-style condo is truly one of a kind! The unit has been BEAUTIFULLY RENOVATED from top to bottom featuring a CUSTOM KITCHEN with built-in cabinets, solid surface countertops, gorgeous tile backsplash, new stainless steel appliances and HUGE KITCHEN ISLAND with ample seating! Also in the kitchen is a dedicated bar area with high-end icemaker and workstation desk. NEW plumbing, HVAC, duct work, water heater, impact door, electrical rewiring, exterior and interior painting, NEW LVP flooring throughout - all permitted work. The newly configured floorplan adds a BONUS ROOM that would be great for guests, a nursery or office. Situated on a saltwater canal leading to the Gulf, your private dock puts boating, fishing, kayaking and manatee watching outside your door. Ideally located near the Pinellas Trail, Tarpon Sponge Docks, Innisbrook, Fred Howard Park, Honeymoon Island, Sunset Beach and local restaurants and shopping. MUST SEE! The monthly fee includes water, trash, sewer, internet, cable TV, pest control, lawn maintenance, insurance, exterior maintenance and grounds care! This is the perfect starter home, retirement home or second home for winter travelers. No leasing is permitted at this time. Pets are allowed, 2 max under 40 lbs.

609 Westwinds Drive Unit 4, Palm Harbor

$770,000

4 Beds ⋅ 3 Baths ⋅ Tarpon Woods Third Add SubDv.

Welcome to your own private waterfront retreat in the highly desirable Tarpon Woods community. Situated on a rare 0.73-acre pond-front homesite, this beautifully maintained pool home offers the perfect combination of space, privacy, and classic Florida charm. From the moment you arrive, you'll appreciate the mature landscaping, landscape lighting, impressive curb appeal, and peaceful setting. Inside, soaring ceilings, abundant natural light, and a spacious floor plan create an inviting atmosphere designed for both everyday living and entertaining. The spacious family room opens seamlessly to an expansive screened lanai overlooking the sparkling pool and tranquil pond. Whether you're enjoying your morning coffee, hosting family and friends, or simply relaxing while taking in the water views, this outdoor living space is truly the highlight of the home. An outdoor shower with hot and cold water provides added convenience after a swim or a day spent enjoying the Florida lifestyle. The thoughtfully designed four-bedroom floor plan offers spacious living and dining areas, a large kitchen with abundant cabinetry, and the flexibility to use one of the bedrooms as a dedicated home office or guest retreat. The spacious kitchen offers generous workspace and overlooks the family room and outdoor living area, making it ideal for everyday living and entertaining. An oversized interior laundry room with additional workspace and storage adds to the home's functionality. Lovingly maintained over the years, this home offers a wonderful opportunity for its next owner to personalize it to their own style. The split bedroom floor plan, generous room sizes, and soaring ceilings provide an exceptional foundation that's becoming increasingly difficult to find in today's newer homes. Additional features include lightning rods installed on the home for added protection and peace of mind. Conveniently located near golf, shopping, dining, parks, top-rated schools, and just a short drive to some of Florida's most beautiful Gulf beaches, this is a rare opportunity to own a waterfront property on nearly three quarters of an acre in one of Palm Harbor's most established neighborhoods. Homes offering nearly three quarters of an acre, a private pool, tranquil pond views, and spacious single story living are becoming increasingly difficult to find in Palm Harbor. Don't miss your chance to make this exceptional property your next home.

2364 Violet Pl, Palm Harbor

$599,900

4 Beds ⋅ 2 Baths ⋅ Valencia Heights SubDv.

PRICE REDUCTION!!! Pool, Spa & Pond Views in the Heart of Palm Harbor! This beautifully updated 4-bedroom, 2-bath home situated on an oversized cul-de-sac lot. Step inside to vaulted ceilings, new flooring, and an open floor plan that flows into a fully renovated kitchen featuring quartz countertops, an oversized island, and modern finishes. The split-bedroom layout offers privacy for the primary suite, while the backyard is designed for year-round enjoyment with a heated and cooled saltwater pool and spa, fire pit, and peaceful pond views. Major updates include a new roof (2021), fully paid-off solar panels (2021), and extensive updates throughout. No flood insurance or HOA! Conveniently located near shopping, restaurants, top-rated hospitals, Tampa International Airport, and everything Palm Harbor has to offer.

3775 Springhill Circle, Palm Harbor

$135,000

Crystal Bay M/H Club Inc Unrec SubDv.

Property Overview Bring your architectural dreams to life on this rare waterfront vacant lot nestled directly on a tranquil channel leading straight out to the sparkling waters of St. Joseph Sound and the Gulf of Mexico. Whether you envision a custom coastal retreat or a modern manufactured masterpiece, this blank canvas offers the ultimate Florida boating lifestyle. Best of all, the property currently features two boat davits, meaning your aquatic adventures can begin the moment you move in! Community & Neighborhood Highlights Welcome to the charming seaside community of Crystal Bay Mobile Home Club, a vibrant, highly active, and resident-owned 55+ cooperative located in beautiful Palm Harbor, Florida. Enjoy a peaceful, friendly neighborhood atmosphere paired with incredible resort-style amenities right at your fingertips: Boater's Dream: Community dock, boat slips, and direct deep-water access to the Gulf. On-Site Recreation: Spend your days fishing right from the neighborhood dock, relaxing by the sparkling community pool, or engaging in friendly competition on the shuffleboard courts. Active Social Life: The community clubhouse serves as the social hub for clubs, events, and gatherings with neighbors who quickly become lifelong friends. Prime Location: Conveniently situated near world-famous Gulf beaches, scenic parks, local dining, shopping, and Tampa Bay area conveniences. Disclaimer Please note that the photographs and visual media used to showcase this vacant land are for illustrative and marketing purposes only. Some images have been digitally enhanced, altered, or created using digital means. These modifications may include, but are not limited to, the creation of simulated twilight effects, the digital removal or elimination of existing on-site items, and architectural renderings depicting potential home designs that could be built on the property. Prospective buyers are advised to independently verify all property dimensions, current physical conditions, zoning regulations, and suitability for any intended construction.

102 Schooner Drive Unit 102, Palm Harbor

$539,000

3 Beds ⋅ 2 Baths ⋅ Beacon Groves SubDv.

PRICE DROP!!!Welcome home to this beautifully updated 3-bedroom, 2-bath pool home on a tranquil pond in the heart of Palm Harbor. Recently upgraded with solar panels, this move-in-ready residence offers lower maintenance costs along with the comfort, style, and easy Florida living today's buyers want. Inside, an open, light-filled floor plan flows effortlessly from the spacious kitchen into the living and dining areas, perfect for everyday living and entertaining alike. The primary suite is a true retreat, featuring an updated en-suite bath with a luxurious steam shower, while two additional bedrooms offer flexibility for family, guests, or a home office. Step outside to your private backyard oasis, where a sparkling pool overlooks serene pond views, ideal for quiet mornings, golden sunsets, and weekend gatherings. The screened lanai extends your living space year-round, letting you enjoy Florida's sunshine in comfort. Ideally located near top-rated schools, parks, golf courses, shopping, dining, and the Gulf's beautiful beaches, with easy access to major commuter routes, this Palm Harbor gem delivers the lifestyle you've been searching for. Recent updates include a new roof (2026), flat roof replacement (2021), HVAC (2017), solar (2024), and a pool and screen cage in place since 2001. Don't miss your chance to own this exceptional waterfront home!

2460 Beacon Groves Boulevard, Palm Harbor

$979,000

3 Beds ⋅ 2 Baths ⋅ Ozona Shores 3rd Add SubDv.

Bring your offer, your golf cart, and your love of sunset waterfront views! Experience the ultimate turnkey waterfront lifestyle in the golf-cart-legal community of coveted Ozona. This exceptional residence features approximately $250,000 in recent high-end upgrades, with no expense spared, offering a private resort-style sanctuary. Enjoy your private dock for smaller boats and watercraft, complete with newer composite decking and a brand-new seawall. 5 marinas are located within lgolf cart range, providing additional boating and storage possibilities. Exquisite Interior & Upgrades... Inside, an open floor plan seamlessly merges the living, dining, and kitchen areas with breathtaking water views. The chef’s kitchen serves as the heart of the home, boasting a custom quartz island, premium stainless steel appliances, and a designer backsplash. All bathrooms feature recent modern renovations, and a custom addition expands the laundry, fitness room, and garage storage. Enjoy total peace of mind with full hurricane-impact windows, a hurricane-rated garage door, and a recent roof and AC system. Resort-Style Outdoor Oasis... The backyard is a private paradise where dolphins and manatees frequently visit. Relax by the heated pool and integrated waterfall spa, surrounded by an expansive marble-tiled deck. The pool features a brand-new, state-of-the-art Low-Chlo purification system that provides crystal-clear water with drinking-water chlorine levels. A 300-square-foot lanai with premium fine-mesh clarity screening and custom powered exterior awnings ensures comfortable year-round outdoor living. The Unmatched Ozona Vibe... Live like a local in Tampa Bay’s favorite golf-cart community. Popular Ozona restaurants, craft breweries, marinas, the Pinellas Trail, and the top-rated local elementary school are all within approximately 0.4 to 0.6 miles. Don’t miss this rare blend of luxury, waterfront convenience, and golf-cart-casual charm!

223 Pinecrest Drive, Palm Harbor

$745,000

3 Beds ⋅ 2 Baths ⋅ Baywood Village SubDv.

Experience the ultimate Florida waterfront lifestyle in this beautifully renovated coastal retreat, perfectly situated on an oversized pie-shaped lot at the end of a quiet private cul-de-sac. Boasting more than 155 feet of waterfront, this exceptional property offers direct Gulf access and is a dream come true for boaters, anglers, and anyone who loves life on the water. Step outside to your private backyard paradise featuring a brand-new oversized composite dock complete with a 15,000lb boat lift, making it effortless to launch your next adventure. A new seawall cap provides added peace of mind, while the expansive waterfront offers plenty of room to relax, entertain, and soak in the coastal scenery. Inside, this home has been completely transformed with quality updates throughout. Major improvements include new roof (2022), new HVAC system and ductwork (2023), double-pane PVC windows and sliding glass doors, luxury vinyl plank flooring throughout, fresh interior paint, a newer paver driveway, a stunning new kitchen, and beautifully updated bathroom vanities. New electric panel August 2026. Don't let the front fool you, this home is remarkably spacious inside. The bright, open floor plan is filled with natural light thanks to walls of sliding glass doors that seamlessly connect the living area to the expansive wraparound screened porch, creating the perfect space for year-round indoor-outdoor entertaining. The thoughtfully designed split-bedroom layout provides privacy for family and guests. The oversized primary bedroom serves as a peaceful retreat, featuring a custom walk-in closet and a beautifully appointed en-suite bath with dual vanities. The heart of the home is the open-concept kitchen, complete with granite countertops, a center island, abundant cabinetry, and a layout designed for gathering with family and friends. Location is everything, and this home truly has it all. Enjoy direct Gulf access for boating, fishing and diving enthusiasts. You're also less than an hour from two major airports, making travel convenient for full-time residents and seasonal homeowners alike. Surrounded by some of Pinellas County's most desirable destinations, you'll be just minutes from the historic Tarpon Springs Sponge Docks, vibrant downtown Dunedin, Palm Harbor, Ozona, Crystal Beach, Honeymoon Island, Caladesi Island, and countless waterfront restaurants, parks, beaches, and shopping destinations. Every nearby community offers its own unique charm and coastal character. The neighborhood enhances the lifestyle even further with a private community boat ramp and direct access to the Pinellas Trail, perfect for biking, walking, and enjoying Florida's beautiful outdoors. Whether you're searching for a full-time waterfront residence, a seasonal escape, or the perfect place to enjoy boating and coastal living, this exceptional property delivers it all. Florida waterfront living truly doesn't get any better than this. Boat and trailer may be available for purchase separately and can be negotiated as part of the sale.

318 Circle Drive, Palm Harbor

$799,999

4 Beds ⋅ 4 Baths ⋅ Lake Shore Estates 1st Add SubDv.

Direct Lake Tarpon Access + Private Dock! Your Lake Tarpon lifestyle awaits! Wake up every morning surrounded by peaceful water views in this exceptional end-of-canal waterfront home offering direct access to one of Pinellas County’s most sought-after lakes. With your own private dock and boat lift just steps from your backyard, boating, fishing, paddleboarding, and sunset cruises become part of everyday life. Set on a generous lot with beautiful water views, this move-in ready home offers 3,172 square feet of living space, 4 bedrooms, 3.5 bathrooms, and plenty of room to relax and entertain. The thoughtfully designed layout provides the perfect balance of comfort, functionality, and Florida living — whether you’re hosting family and friends or enjoying a quiet evening watching the sunset over Lake Tarpon. Imagine starting your day with coffee by the water, spending afternoons on the lake, and ending your evenings with breathtaking sunsets from your own private retreat. With direct lake access, a private dock, boat lift, and a spacious home with room to grow, this is a rare opportunity to enjoy the best of the Florida waterfront lifestyle. Bring your boat, bring your family, and start living the Lake Tarpon dream — there is nothing left to do but move in and enjoy

176 Maple Avenue, Palm Harbor

$499,900

3 Beds ⋅ 3 Baths ⋅ Lake Tarpon Estates SubDv.

Virtually Staged. Welcome to your own slice of waterfront paradise on Lake Tarpon! This canal-front property offers the perfect combination of boating, recreation, and Florida living, with direct access to one of Tampa Bay's most sought-after waterfront destinations. Located just minutes from beautiful Lake Tarpon, this waterfront home is ideal for boating enthusiasts, anglers, and anyone who loves an active outdoor lifestyle. Enjoy easy access to boating, water skiing, wakeboarding, tubing, fishing, and sunset cruises right from your backyard. The property features a private boat dock, making it easy to get out on the water whenever the mood strikes. Major updates include a NEW ROOF (2024). Outside, you'll find a large screened enclosure, complete with a caged lap pool and spillover spa, creating the perfect setting for entertaining, relaxing, or enjoying the Florida sunshine year-round. The flexible floor plan offers excellent options for today's lifestyle needs. A spacious downstairs bonus room with a private bath is ideal for a home office, media room, game room, guest suite, or multigenerational living arrangement. Upstairs, the main living area is filled with natural light and architectural charm. The expansive great room features vaulted ceilings, skylights, and a fireplace, creating a warm and inviting gathering space. Step onto the second-floor balcony and enjoy tranquil water views. The main living area offers three bedrooms and two baths, including a private primary suite with an en-suite bath and jetted tub. Whether you're looking for a waterfront pool home, a canal-front property with boat access, a home with direct lake access, or a place to enjoy the ultimate Tampa Bay boating community lifestyle, this property delivers. Conveniently located near Gulf beaches, shopping, dining, entertainment, top-rated amenities, and Tampa International Airport, you'll enjoy the perfect balance of waterfront living and everyday convenience. Bring your boat, your fishing gear, and your sense of adventure—this Lake Tarpon waterfront home is ready for you to start making memories.

3141 N Canal Drive, Palm Harbor

$278,000

3 Beds ⋅ 2 Baths ⋅ SubDv.

Welcome home to this beautifully maintained 3-bedroom, 2-bath second-floor condo offering 1,520 square feet of comfortable living in the highly sought-after East Lake corridor of Palm Harbor. Located in one of the area's most desirable communities with top-rated schools, this move-in-ready home combines modern updates with an unbeatable location. The spacious interior features beautiful, engineered hardwood flooring throughout the main living areas, creating a warm and inviting atmosphere. The kitchen is equipped with stainless steel appliances, granite countertops, abundant cabinetry, and plenty of workspace, while both bathrooms also feature matching granite countertops and ample storage. Step outside to the oversized screened balcony overlooking a peaceful pond—an ideal setting to enjoy your morning coffee or unwind with a glass of wine in the evening while taking in the tranquil water views. A generous exterior storage closet located on the balcony provides plenty of space for bikes, holiday décor, beach gear, and more. Recent updates provide peace of mind, including a 2023 water heater, updated baseboards, new microwave, and new washer and dryer. The Rheem HVAC system has been regularly maintained and is operating perfectly, making this home truly move-in ready. Enjoy the convenience of being directly across from John Chesnut Sr. Park, a spectacular 255-acre waterfront park on beautiful Lake Tarpon. Spend your days exploring scenic nature trails and boardwalks, spotting wildlife, fishing, boating, picnicking, or simply relaxing while taking in breathtaking sunset views over the largest freshwater lake in the Tampa Bay area. With its spacious floor plan, quality updates, exceptional schools, serene pond views, and prime location close to parks, shopping, dining, beaches, and everything the East Lake area has to offer, this home offers the very best of Florida living. Don't miss your opportunity to make this exceptional condo your own!

1801 E Lake Road Unit 20G, Palm Harbor

Waterfront Homes for Sale in Palm Harbor, FL

All Waterfront Homes for Sale in Palm Harbor, FL

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