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Waterfront Homes for Sale in Palm Harbor, FL

Welcome to your dedicated resource for waterfront homes for sale in Palm Harbor, FL. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As local Palm Harbor, FL agents, Joseph Sullivan Real Estate specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the waterfront properties currently available below, or contact a local agent to discuss the details that matters most to your search.

All Waterfront Homes for Sale in Palm Harbor, FL

$874,999
4 Beds 4 Baths Lynnwood Ph 1 SubDv.
Welcome to this beautifully updated 4-bedroom, 3.5-bath pool home in the desirable Lynnwood neighborhood of Lansbrook. Built with solid block construction and offering a 3-car garage, this home features a functional 3-way split floor plan that provides privacy, flexibility, and comfortable everyday living. Formal living and dining rooms provide inviting spaces for entertaining and flow into the heart of the home: a well-appointed kitchen featuring a Jenn-Air cooktop, double ovens, Bosch dishwasher (2024), and new quartz countertops, backsplash, and sink (2026). A concealed cabinet-style door opens to a spacious walk-in pantry, providing exceptional storage and a distinctive custom detail. The primary suite is a private retreat with two large walk-in closets and an ensuite bath featuring custom maple cabinetry, travertine finishes, a double vanity, soaking tub, walk-in shower, and private water closet. Two secondary bedrooms share an updated bath, while the fourth bedroom is privately located at the rear of the home and offers convenient access to the upgraded pool bath, making it ideal for guests or multigenerational living. Upstairs, the versatile bonus room includes a large walk-in closet and updated half bath, creating flexibility for a fifth bedroom, home office, media room, or playroom. Engineered hardwood flooring extends throughout the bedrooms, family room, and bonus room, while crown molding, custom wood shutters add polished character. All bathrooms have been upgraded with travertine stone, and custom maple cabinetry. The office and pool bath feature custom poplar wood wainscoting with dimensional detailing and decorative moldings. Enjoy peaceful pond views and no direct rear neighbors from the screened lanai, enhanced by a panoramic screen opening for unobstructed views. The outdoor living area features a saltwater pool and spa remodeled in 2024, with a premium Wet Edge pebble-and-glass-bead finish, travertine pool deck, and custom-fabricated travertine drain covers for a seamless look. Additional updates include a new roof and exterior paint in 2026, new front-yard sod in 2026, and dual-source irrigation that can operate on either well or county water. For added peace of mind, the sellers are offering a 1-year home warranty to the buyer at closing, providing coverage for major home systems and appliances, subject to the terms and conditions of the warranty plan. Lansbrook residents enjoy miles of shaded walking trails, parks, playgrounds, and courts for pickleball, volleyball, soccer, and basketball. The community also offers private Lake Tarpon access with a boat ramp, fishing pier, and picnic areas. Conveniently located near highly sought-after schools, the Pinellas Trail, YMCA, golf courses, shopping, dining, and Tampa International Airport, this home offers an exceptional combination of upgrades, privacy, and Florida lifestyle.

4084 Ligustrum Drive, Palm Harbor

$650,000
4 Beds 3 Baths Lake Valencia - SubDv.
Virtually Staged. Imagine starting your morning with a cup of coffee as the sun rises while you overlook the lake, spending your afternoons floating in your private pool, and ending each evening on the upstairs balcony as the sky fills with vibrant Florida sunsets reflecting across the water. This is more than just another home—it’s the lifestyle so many buyers are searching for but so few ever find. Nestled in the highly sought-after Lake Valencia community, this spacious four-bedroom, three full bath home captures everything people love about Florida living. The thoughtful layout offers room for family, guests, and entertaining, while the backyard is designed to become the heart of the home. Whether you’re hosting weekend pool parties, grilling with friends, watching the kids play, or simply enjoying the peaceful sounds of the lake, every day feels like a getaway without ever leaving home. Inside, the freshly painted interior provides a bright, clean canvas ready for your personal touch, while the 2022 roof adds peace of mind for years to come. Located in a non-flood zone, you’ll enjoy all the beauty of waterfront living without the concerns that often come with it. When you’re ready to explore, you’re only minutes from some of Pinellas County’s best destinations. Spend the day at Honeymoon Island State Park, stroll the charming streets of Downtown Palm Harbor, enjoy waterfront dining and fresh seafood, bike the Pinellas Trail, or tee off at the world-famous Innisbrook Golf Resort. From boutique shopping and local breweries to beautiful Gulf beaches just a short drive away, every weekend offers something new to experience. Homes that combine lakefront views, a private pool, a four-bedroom layout, a non-flood location, and one of Palm Harbor’s most desirable communities are becoming increasingly difficult to find. The best homes are the ones buyers regret waiting on, and this is exactly that kind of property. If you’ve been waiting for a home that offers both everyday comfort and the Florida lifestyle you’ve always imagined, don’t wait for someone else to make it theirs. Schedule your private showing today and experience everything this exceptional home has to offer before it’s gone.

2876 Lake Valencia Boulevard E, Palm Harbor

$1,316,000
3 Beds 3 Baths Indian Bluff Island 2nd Add SubDv.
PRICE IMPROVEMENT!! An ISLAND, a NEIGHBORHOOD, a LIFESTYLE!! INDIAN BLUFF ISLAND is an address with prestige! Join this elite conclave of homes situated in Northern Pinellas County surrounded by the Gulf & the serene waters of St. Joseph Sound. Offering a coastal way of life this 'resort' has it all! Your private, large, covered boat lift & dock allow you to hop on your boat or jet ski & cruise out to the barrier islands, Caladesi Island, Three Rooker Island or head off shore to fish for grouper. Stay closer to home & launch your stand up board, kayaks or canoes & drift into a paddler's paradise. Cool off & float in your crystal clear pool or relax & re-energize in the bubbly hot tub. Sip your favorite beverage as you appreciate amazing sunsets & panoramic views from your rooftop widow's walk. Cooking is easy in your outdoor kitchen complete with grill, smoker, turkey fryer & green egg. Back yard is totally fenced & includes lots of grassy areas for furry friends, fire pits, multiple seating areas, beautiful stag horn ferns, palm trees, triple flag pole & pavered walkways & pool deck. This 3 bedroom/2 bath home offers an open concept design with a bonus/flex room that is easily converted to a 4th bedroom. Kitchen & bathrooms are all new with wood cabinets, solid surface counters & stylish stone. Curl up with a good book in front of your wood burning fireplace or pull the curtains, make the popcorn & watch a movie in your media/family room. Your 'party size' dining area is perfect for entertaining with kitchen pass-thru & barstool seating. The primary suite provides it's own quiet retreat with separate sitting room/den & dream closets/wardrobes. Quiet, ideal location close to all amenities, golf courses, beaches, Pinellas Trail, Wall Springs Park, Palm Harbor schools, medical/hospitals. Enjoy the cool breezes & unique benefits of Island living. Love where you live!!

121 Carlyle Drive, Palm Harbor

$1,750,000
Indian Bluff Island SubDv.
Welcome to an extraordinary waterfront opportunity on prestigious Indian Bluff Island, one of Palm Harbor's most sought-after coastal enclaves. Perfectly positioned to capture breathtaking panoramic water views and spectacular Gulf sunsets, this rare deep-water homesite offers the ideal setting to create a custom luxury waterfront estate tailored to your vision. With direct, unobstructed boating access to St. Joseph Sound, Honeymoon Island, Caladessi Island, Three Rooker Island, and the Gulf of Mexico. This premier property is a dream for boating enthusiasts and those seeking the ultimate Florida waterfront lifestyle. Enjoy endless water adventures including boating, fishing, jet skiing, kayaking, and paddleboarding right from your backyard. Nestled on a quiet peninsula and surrounded by natural beauty, this exceptional property provides the perfect canvas to build a one-of-a-kind residence with our preferred custom builder or bring your own builder to create a masterpiece that maximizes the stunning views and unparalleled location. Indian Bluff Island offers a private coastal setting while remaining just minutes from Honeymoon Island State Park, pristine beaches, local marinas, downtown Palm Harbor, charming Dunedin, fine dining, shopping, and recreation. This exceptional property is also zoned for the highly rated Palm Harbor University High School and Palm Harbor Middle School. Combining direct Gulf access, deep-water boating, breathtaking vistas, and endless possibilities for luxury new construction, this is a rare opportunity to secure one of the finest waterfront properties along Florida's Gulf Coast and bring your dream waterfront estate to life. Enjoy the video provided!

121 Augusta Avenue, Palm Harbor

$2,300,000
4 Beds 4 Baths Indian Bluff Island 3rd Add SubDv.
EXTREMELY RARE OPPORTUNITY to Own Your Gulf-Front Dream Home on Indian Bluff Island. This unique island is home to just 168 properties. Situated in the highest phase of the community, 119 Carlyle Circle is a rarity, as it is one of the few homes on the island with DIRECT UNOBSTRUCTED VIEWS of St. Joseph’s Sound and Gulf of Mexico. This spectacular 4-bed/4-bath home spans 3,500 sqft. of open-concept living and affords flexibility to easily customize or expand space on upper and lower levels. Immediately, you’ll be captivated by this home’s abundance of NATURAL LIGHT, soaring ceilings, and elegant wooden staircase. With WATER VIEWS FROM NEARLY EVERY ROOM, the main floor is the hub of the home and perfect for entertaining. The CHEF’S KITCHEN has custom maple wood cabinetry with under cabinet lighting and art-stained glass inserts hand crafted by an HGTV artist! Entertaining is no problem with the generously sized island, and bountiful counter space. New matching GE appliances add functional elegance. The kitchen opens up into a BRIGHT AND SPACIOUS LIVING ROOM. Floor-to-ceiling windows and sliders provide spectacular views of the pool and water. This area is flanked with 2-beds/1 full bath on one side, and 1-bed/1 full bath on the other - the perfect layout for a private retreat for family, friends or another 1st-floor primary suite! Completely UPDATED LAUNDRY room with brand new washer/dryer, upgraded custom laundry vanity w/black stainless-steel sink and faucet. PLENTY OF STORAGE! Just off the laundry room you’ll enjoy the convenience of your OVERSIZED, SIDE ENTRY, 2-CAR GARAGE w/two large storage closets, built-in workbench, generator hook-up and double electrical panel w/room to add more circuits. Upstairs, your PRIVATE PRIMARY BEDROOM SUITE offers more wide open views of St. Joseph’s Sound. Your sanctuary comes complete with a private sitting area, lifetime composite sundeck, generously sized en-suite bathroom w/ jetted soaking tub, sauna, walk-in shower w/built-in seat and private water closet. Adjacent to the primary suite, is an ADDITIONAL UNFINISHED LOFT SPACE (approx. 1,000 sqft) with vaulted ceilings and window that can easily be transformed into more space for the primary suite, additional bed/bath, office or media/game room. Professional landscaping, lighting and pavered driveway and contemporary portico make this home’s CURB APPEAL UNDENIABLE. Boating enthusiasts will love the COVERED DEEP WATER DOCK and remote-controlled 10,000 lb BOAT LIFT featuring brand new stainless-steel motors. Watch the red-orange glow of the sunset over the water from your pool lanai with access to FULL POOL BATH. New marcite, pool pump and raised filter ensure you’ll enjoy your pool for years to come! LOVINGLY MAINTAINED by its long-time owners, this home is secure and private with IMPACT WINDOWS, DOORS & GARAGE DOOR, aluminum fascia, vinyl fenced enclosed backyard and owned security system. Recent upgrades include: Three new ACs (10-yr warr), Fleck water softener, upgraded electric service entrance, and hot water heater (12-yr warr), neutral paint, 6-panel doors, modern trim, ceiling fans and upgraded low-voltage lighting for added ambiance. Indian Bluff Island residents gather for traditions like the annual fishing tournament and other holiday celebrations. Minutes from Pinellas Trail, Wall Springs Park, and Innisbrook Resort with four world-renowned golf courses. These homes do not come up for sale often - Schedule your private showing today!

119 Carlyle Circle, Palm Harbor

$420,000
2 Beds 2 Baths Salem Square SubDv.
Enjoy perfect blend of comfort and convenience in this meticulously maintained 2-bedroom + den, 2-bathroom, 1659 square foot villa with a 2-car garage, located in the highly sought-after Salem Square subdivision of Ridgemoor in the East Lake corridor. This home features an expanded kitchen with ample counter space, custom backsplash designed for both style and function, complete with newer stainless-steel appliances, convection oven, corian countertops, wood cabinets with pull outs, center island with storage perfect for the chef in the family. Enjoy your meals in the spacious dining room and extend your living space outdoors to the centrally located atrium that fills the home with natural light, creating a warm and inviting space. The split-bedroom floor plan offers privacy, with upgraded en-suite primary bedroom w/sliders overlooking the serene pond serving as a relaxing retreat with a large spacious walk-in closet w/built California closet shelving. The primary bath features upgraded cabinets, dual marble sinks, soaker tub & separate shower. Additional features include a large screened in pavered patio, perfect for entertaining family & friends and watching the wildlife on the peaceful pond. Engineered hard wood floors in the huge family room/living room, 23 x23 custom tile in the entrance and on into the kitchen, a den with laminate floors could easily be turned into a 3rd bedroom. The spacious guest suite with laminate floors and ample closet space is located to the front of the villa. Guest bath is nicely appointed with tub & shower, upgraded cabinets, lighting, corian sink & fixtures. Located in a maintenance-free community, you’ll enjoy the benefits of carefree living in the highly desirable Salem Square neighborhood, complete with proximity to shopping, and dining. Salem Square is a gated community, offering a prime location for outdoor activities including the Pinellas Trail and a short distance to John Chesnut Park with boat launch for access to Lake Tarpon. Enjoy the sparkling community pool just seconds away, playground, basketball and tennis courts and plenty of sidewalks for your Florida sunshine enjoyment. Minutes to the best beaches in America.

5515 Salem Square Drive S, Palm Harbor

$159,000
2 Beds 1 Baths Lake Tarpon Villas Condo SubDv.
BOAT SLIP INCLUDED! Situated on a fresh water canal leading directly to beautiful Lake Tarpon! This fully furnished 2 bedroom, 1 bath condo is the PERFECT PLACE for a snowbird, investor looking for a airbnb/vrbo rental or just someone looking for a place on the water. Park your boat out back and enjoy the nightly sunsets on the Lake or shoot up to the Tarpon Turtle Restaurant for dinner. Only a select few condo units have the vaulted ceilings which gives it a more SPACIOUS and AIRY feel. The kitchen features a breakfast bar overlooking the living area. Laminate and tile flooring throughout make for easy maintenance. The 2nd bedroom was converted - was a balcony they enclosed with new windows. There is no closet or AC vent; but the AC cools this room sufficiently even in the hot months, or you could add a split if you prefer. This unit is truly move-in or rent-ready: One of few communities that allows AIRBNB with few restrictions. NO WAIT PERIOD TO START RENTING and WEEKLY RENTALS ALLOWED. The owners rent the condo every January - April for $3k per month. Pets allowed all sizes. Low monthly HOA of $475 which includes basic cable, internet, sewer/water and trash. AC 2019, Water Heater 2024. No elevator. A washer and dryer can be added. There is space in the hall closet with plumbing to shower. Many owners have added them. There is also a community laundry center down by the pool. Enjoy the sparkling pool and heated hot tub. There is also a community clubhouse with kitchenette. The boatslip to this unit is labeled 1-201 and can be seen directly off the balcony. Boat can be put in at Anderson Park up the street. Minutes from Historic Downtown Tarpon Springs where you can enjoy wonderful Restaurants, Shopping, The First Friday Celebrations and the Greektown Spring Docks. Fred Howard Beach and Sunset Beaches just 6 miles away. THE COMMUNITY WAS NOT FLOODED BY THE RECENT HURRICANES. The water level of the lake is controlled by the county, so when a storm is coming they let the water out. There's even plenty of room in the back parking lot for boat trailer storage and there's also a boat/car wash area. Also, just minutes from the World Renowned Innisbrook Golf Courses. You can rent your place for VALSPAR now scheduled for May 2027.

2571 Cyprus Drive Unit 1-201, Palm Harbor

$415,000
2 Beds 2 Baths Lake Shore Estates 1st Add SubDv.
Welcome to your waterfront retreat in the heart of Palm Harbor, where everyday living feels like a getaway. This updated two-bedroom, two-bathroom home sits along a canal leading directly to Lake Tarpon - perfect for boating, fishing, and enjoying Florida’s outdoor lifestyle right from your backyard. Inside, you’ll find a bright, open floor plan designed for both comfort and functionality. The living room and kitchen flow seamlessly together, creating an inviting space for entertaining or relaxing. The remodeled kitchen is a standout feature, offering granite countertops, state-of-the-art appliances, abundant cabinetry, and charming banquet seating with built-in storage - ideal for maximizing space and organization. The home features wood-look vinyl flooring throughout, along with upgraded windows and doors that enhance both style and efficiency. Both bedrooms are generously sized and share a well-appointed full bathroom with a large vanity and a tub/shower combination. Step outside to your private wooden deck overlooking the canal - an ideal spot for morning coffee, evening unwinding, or hosting guests. With direct water access, you can easily park your boat and head out to Lake Tarpon for a day of recreation. Located in a highly desirable Palm Harbor area, this home is just minutes from a variety of dining, shopping, and everyday conveniences. Whether you're looking for a full-time residence or a waterfront escape, this property offers the perfect blend of comfort, updates, and an unbeatable location for enjoying Florida’s lake lifestyle.

179 E Canal Drive, Palm Harbor

$275,000
2 Beds 3 Baths Dolly Bay A Village On Lake Tarpon SubDv.
Positioned on the waterfront of Lake Tarpon in Palm Harbor’s Dolly Bay community, this updated two-bedroom, two-and-a-half-bath condo offers a clean, modern interior with a true low-maintenance lifestyle. Beautiful new wide plank white oak engineered hardwood floors run throughout, creating a consistent, elevated finish. The main level is open and functional, with defined living and dining spaces and direct access to a rear patio with water views. Hurricane impact windows and sliding glass doors bring in natural light while adding durability and energy efficiency. Major updates include a 2024 HVAC system and a 2021 metal roof. The kitchen is open and spacious, featuring granite countertops, ample cabinetry, modern appliances, and countertop seating. A wet bar separates the kitchen and dining area, ideal for entertaining. An updated half bath serves the main level. Upstairs, both bedrooms are well-sized and positioned for privacy. The primary suite features high ceilings, strong natural light, two closets with custom systems, and an en-suite bath with a walk-in shower. The secondary bedroom is equally spacious, offering its own en-suite bath and large closets. A large attic provides additional storage, a rare feature for condo living. Monthly HOA dues cover water, sewer, trash, and pest control, simplifying ownership. The building has also been recently updated with new siding and exterior paint. Dolly Bay offers direct access to Lake Tarpon with rentable boat slips - current availability for motorboats, kayaks, and paddleboards. Community amenities include a waterfront pool, clubhouse with a kitchen, ping pong table, and tennis/pickleball courts. Convenient to shopping, dining, and the Gulf beaches, this is a well-updated waterfront option for a primary residence or second home.

2599 Dolly Bay Drive Unit 302, Palm Harbor

$1,874,000
4 Beds 4 Baths Kramer F A Sub SubDv.
Nestled on a lot and a half along the serene waters of Southerland Bayou, this stunning waterfront home offers a private, nature-rich retreat in the heart of the quaint fishing village of Ozona. With 105 feet of water frontage, a new dock with a covered boat lift, and sweeping views of the bayou, this is truly a nature lover’s dream. Watch dolphins play, birds soar, and fish jump—all from the comfort of your own backyard. Step outside and enjoy a thoughtfully designed outdoor oasis, featuring a gas fire pit, grill, and arbor on the waterside—perfect for sunset gatherings. On the opposite side of the home, indulge in a self-cleaning, heated saltwater pool and spa set within an illuminated screened enclosure. Looking for a fenced yard ideal for both two-legged and four-legged family members, this home has that too. Inside, the home has been tastefully updated and is truly move-in ready. Upon entering, you’re immediately greeted by panoramic water views that bring the outside in. The living room with a cozy fireplace flows effortlessly into the kitchen and family room, making it easy to stay connected while entertaining or relaxing. The main floor includes three bedrooms, one of which features an ensuite bath—perfect for guests or multi-generational living. Ascend to the upper level to discover the expansive master suite, a true sanctuary with its own Juliet balcony, offering peaceful water views and a private escape from the world below. Whether you're hosting friends in the screened-in sunroom by the kitchen or enjoying quiet mornings with a coffee by the bayou, this home is designed for both entertaining and tranquil living.Boaters will appreciate direct access from Southerland Bayou to St. Joseph Sound, Three Rooker Island, HoneymoonIsland, Caladesi Island, and even Clearwater Beach. Located in golf cart-friendly Ozona, you’re just a short ride away from the Pinellas Trail, charming local eateries, and all the coastal character this beloved community offers.

412 Orchid Lane, Palm Harbor

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