Homes for Sale Between $350,000 to $400,000 in Ruskin, FL

5 Beds ⋅ 3 Baths ⋅ Osprey Reserve SubDv.

Short Sale. BANK-APPROVED SHORT SALE PRICE: $365,000! If you've been searching for a home with space for everyone, your search ends here! This beautifully maintained 5-bedroom, 3-bath home, built in 2021, offers over 2,600 square feet of thoughtfully designed living space and a spacious 3-car garage. As the only five-bedroom floor plan in the community, this rare home is perfect for growing families, multi-generational living, or anyone who simply wants extra room to live, work, and entertain. A charming covered front porch welcomes you inside, where 9-foot ceilings and an open, airy layout create an inviting atmosphere. The split-bedroom floor plan features two private suites, making it ideal for guests or extended family. Every bedroom is generously sized with walk-in closets and custom shelving, providing exceptional storage throughout. The heart of the home is the expansive kitchen, designed for both everyday living and entertaining. It features an oversized island with seating, granite countertops, rich wood cabinetry, stainless steel appliances, a walk-in pantry, upgraded fixtures, and abundant cabinet space. The kitchen flows seamlessly into the spacious living and dining areas, creating the perfect place to gather with family and friends. The primary suite has been thoughtfully enhanced for added privacy and includes a customized walk-in closet. The oversized 3-car garage offers additional overhead storage and plenty of room for vehicles, hobbies, or a workshop. Outside, enjoy a large backyard patio with peaceful water views, providing an ideal setting for entertaining, grilling, or simply relaxing after a long day. Conveniently located in the growing community of Ruskin, you'll enjoy quick access to I-75, US-41, shopping, dining, schools, parks, and the beautiful Gulf Coast. Bank-approved short sale price of $365,000 — an opportunity to own a spacious, newer home at an attractive price. Don't miss it!

146 Rain Berry Avenue, Ruskin

$389,900

4 Beds ⋅ 3 Baths ⋅ Shell Cove Ph 2 SubDv.

Beautifully maintained 4-bedroom, 2.5-bath home in the popular Shell Cove community! Only 4 years old and move-in ready, this two-story home has plenty to offer! You'll love the spacious floor plan featuring luxury vinyl plank flooring, a beautiful kitchen with wood shaker cabinets, granite countertops, stainless steel appliances, tile backsplash, and a center island that's perfect for entertaining family and friends. With four bedrooms and two stories, there's plenty of room for everyone to spread out and enjoy their own space. Shell Cove offers some great community amenities including a swimming pool, playground, and pickleball courts, giving you plenty of ways to enjoy the Florida lifestyle without ever leaving the neighborhood. And you can't beat the value! A newer home with all these features and amenities for under $400,000 is definitely worth a look. Whether you're buying your first home or just looking for something newer with less maintenance, this one checks a lot of boxes. Come take a look!

575 Ocean Spray Drive, Ruskin

$357,900

4 Beds ⋅ 2 Baths ⋅ Sunset At Bayou Pass Village SubDv.

Under Construction. Be the first to call this beautiful new construction home your own! Located on a premium corner lot in the growing community of Ruskin, this thoughtfully designed 4-bedroom, 2-bath residence offers modern style, functional living, and exceptional value. Step inside to an open-concept floor plan that seamlessly connects the kitchen, dining, and living areas, creating the perfect space for entertaining or everyday living. Designed with comfort and convenience in mind, this home features spacious bedrooms, contemporary finishes, a covered front porch, a covered rear patio, and a two-car garage. Enjoy the benefits of owning a brand-new home, including modern construction, energy-efficient features, and the peace of mind that comes with a new-home warranty. Conveniently located near shopping, dining, schools, parks, and major highways, this move-in-ready home offers an outstanding opportunity to enjoy new construction in one of Ruskin's fastest-growing areas. Schedule your private tour today!

502 Sunset Bayou Lane, Ruskin

$400,000

6 Beds ⋅ 3 Baths ⋅ Wynnmere East Ph 2 SubDv.

Welcome to this impressive six-bedroom, three-bath home in Ruskin perfectly situated near Tampa and offering generous space, comfort, and serene lake views. Built in 2019, this newer construction home features a bright and open floor plan with a versatile flex room ideal for a home office, gym, or playroom. The kitchen flows seamlessly into the living and dining areas, creating an inviting space for everyday living and effortless entertaining. The master suite serves as a private retreat, complete with luxury vinyl flooring, a spacious walk-in closet, and a well-appointed bathroom. One guest bedroom also includes vinyl flooring, while the additional bedrooms have ample room for family or visitors. Step out onto the enclosed lanai and enjoy peaceful lake views the perfect setting for morning coffee or relaxing evening gatherings. Additional highlights include a front-yard sprinkler system, a newer AC unit, and a brand-new water heater just installed. With thoughtful upgrades, a spacious layout, and a prime location close to Tampa’s shopping, dining, and recreational options, this move-in-ready home truly stands out. You’ll love being just 8 minutes to the beach, 15 minutes to Apollo Beach, 25 minutes to Ellenton Outlets, 25 minutes to Brandon Mall, and conveniently near Moffitt Hospital. A must-see property offering comfort, convenience, and beautiful views schedule your showing today!

1739 Broad Winged Hawk Drive, Ruskin

$380,000

4 Beds ⋅ 3 Baths ⋅ Spencer Crk Ph 2 SubDv.

Welcome to 1561 Flower Dust Drive, a beautifully maintained 4-bedroom, 2.5-bath home located in the desirable Cypress Creek community. Built in 2021, this spacious residence offers over 2,600 square feet of modern living space and feels practically brand new. Step inside to discover an open-concept floor plan designed for both everyday comfort and effortless entertaining. The bright and inviting living areas flow seamlessly into the kitchen and dining spaces, creating the perfect setting for family gatherings and special occasions. One of the home's standout features is the oversized screened lanai, providing an exceptional outdoor living area to enjoy Florida's beautiful weather year-round. The huge backyard offers endless possibilities, with plenty of room for pets, play, gardening, or even a future pool. Nestled on a quiet street in a peaceful neighborhood, residents enjoy access to community amenities, parks, playgrounds, and walking trails while remaining conveniently located near shopping, dining, schools, hospitals, and major commuter routes. Whether you're looking for more space, a newer home, or a move-in-ready property with fantastic indoor and outdoor living areas, 1561 Flower Dust Drive delivers it all. Schedule your private showing today.

1561 Flower Dust Drive, Ruskin

$375,000

5 Beds ⋅ 3 Baths ⋅ River Bend Ph 3b SubDv.

Welcome to this beautiful 5 Bed/3 Bath pond view home located in the sought after community of River Bend. With over 2300sqft under air, the desirable floorplan is open and inviting with TONS of natural light and space throughout! Exterior updates include: Newer ROOF (2022), Newer HVAC (2022), recently painted exterior (2022), and a fully fenced yard. Once inside, you are greeted with a foyer that flows seamlessly into the family room, open kitchen with dining area, and a perfect view of the outdoors! The kitchen includes updated white shaker cabinets, pendant lighting, granite countertops, and stainless steel appliances. The open flow of the space makes it ideal for entertaining and gatherings. On the first floor, there is a bedroom (currently used as an office), along with a full bathroom - perfect for guests! The sliding glass doors open to the screened lanai and back yard that boasts plants and fruit trees, along with a view of the pond. This is an ideal location for gardening and to catch amazing sunsets! Upstairs, the Owners Suite is a great place to unwind and includes a large walk in-closet and en-suite bathroom complete with relaxing garden tub, walk-in shower and double sink vanity with granite countertops. The secondary bedrooms and bath are spacious. This home truly has an amazing layout that offers plenty of space for everyone! It is move in ready with the opportunity to still add your personal touch. Located in a NON Flood Zone in the desirable community of River Bend, there are amazing amenities which include a Clubhouse, Fitness Center, New Resort Style Pool, Splash Pad, Tennis/Pickleball Courts, Basketball Court, Dog Park, Walking Trails, Fishing Docks, and year-round Community Events. Conveniently located close to major highways, shopping, and restaurants - and an easy drive to MacDill AFB and gorgeous gulf beaches! The BEST of Florida living!

509 Powder View Drive, Ruskin

$389,900

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2b SubDv.

Located in the gated Mira Lago West section of Ruskin, this 4 bedroom, 3 full bath home offers 3,038 sqft, a 3 car garage, and a seller credit of up to $16,570 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown when using Seller’s preferred lender. The flexible floor plan includes an upstairs loft and a split-bedroom layout, with the primary suite privately positioned at the rear of the home and three secondary bedrooms on the opposite side.The kitchen has granite counters, wood cabinets, an island, breakfast bar, and pantry, opening to the family room and covered patio. A separate living and dining area, breakfast nook, and inside laundry room add more usable space on the first floor. The primary suite includes two walk-in closets, dual sinks, a garden tub, and a separate tiled shower. Tile and LVP flooring run throughout with no carpet. 2026 updates include two new A/C systems, fresh interior paint, new LED lighting, new bathroom fixtures and faucets, new smoke detectors, refreshed landscaping with irrigation, with roof replacement and exterior paint planned pending HOA approval. Out back, the covered patio and vinyl fenced yard offer private outdoor space, with I-75, E.G. Simmons Park, Little Harbor, shopping, dining, and Gulf Coast recreation nearby. Incentive is subject to lender approval, loan program restrictions, and terms outlined in the executed contract.

432 York Dale Drive, Ruskin

$399,999

4 Beds ⋅ 3 Baths ⋅ Osprey Reserve SubDv.

Welcome to Osprey Reserve, where modern construction, energy efficiency, and exceptional value come together in this beautifully maintained 2021 Lennar-built Phoenix model. This like-new, 4 bedroom, 3 car garage, single-story home offers the perfect combination of comfort, convenience, and long-term savings with NO CDD fees and a low HOA. One of the home's most attractive features is its solar panel system, helping keep utility costs remarkably low, with the current owner's average electric bill approximately $15 per month. Built with energy efficiency in mind, this home also features LED lighting, energy-efficient appliances, and modern construction standards designed to maximize comfort while minimizing monthly expenses. Inside, you'll find a thoughtfully designed open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both everyday living and entertaining. The kitchen offers ample cabinet and counter space, stainless steel appliances, granite counters, modern finishes, and a functional layout that serves as the heart of the home. Step outside to one of the property's standout upgrades—a large covered and screened lanai enclosure, providing the perfect place to enjoy Florida's beautiful weather year-round. Whether you're hosting family and friends, enjoying your morning coffee, or relaxing after a long day, this outdoor living space significantly expands the home's usable square footage and lifestyle appeal. Located in the desirable Osprey Reserve community, residents enjoy a convenient location near shopping, dining, schools, major commuter routes, and the many recreational opportunities that make Florida living so desirable. For qualified buyers, this home presents an incredible financing opportunity with a VA assumable loan at just 2.75% interest, potentially offering substantial monthly savings compared to current market rates. Why wait for new construction when you can move right into this meticulously maintained home featuring modern finishes, energy-saving upgrades, a premium screened outdoor living space, low HOA fees, no CDD, and the opportunity to assume an attractive low-interest VA loan. Schedule your private showing today and discover everything this exceptional Osprey Reserve home has to offer.

138 Rain Berry Avenue, Ruskin

$350,000

2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv.

FULLY FURNISHED | WATERFRONT VIEWS | SUNSET EXPOSURE | BOAT ACCESS | PRIVATE BEACH RIGHTS Wake up to breathtaking views of Tampa Bay, spend your afternoons watching dolphins play in the water, and end each evening with stunning Florida sunsets from the comfort of your own home. Located in the highly sought-after waterfront community of Bahia Del Sol, this beautifully maintained and fully furnished condo offers the perfect combination of coastal charm, convenience, and resort-style living. Whether you're looking for a primary residence, vacation retreat, or investment opportunity, this turnkey property is ready for you to start enjoying immediately. Inside, you'll find a bright and inviting open-concept layout designed to maximize the spectacular waterfront views. The spacious great room features neutral ceramic tile flooring, elegant crown molding, and an abundance of natural light that creates a warm and welcoming atmosphere. The updated kitchen is both stylish and functional, showcasing granite countertops, stainless steel appliances, and a beautiful glass tile backsplash that makes entertaining family and friends effortless. For added peace of mind, both the interior and exterior sliding glass doors are impact resistant. One of the home's most impressive features is the enclosed waterfront lanai, creating a versatile year-round sunroom where you can enjoy air-conditioned comfort while taking in the panoramic bay views. Open the glass sliders to let in the coastal breeze, watch boats drift by, or simply relax as the sun sets over the water. Recent updates include a brand-new HVAC system with a transferable warranty, and a dedicated storage locker located in the carport provides plenty of room for bikes, kayaks, beach chairs, fishing gear, and all of your Florida lifestyle essentials. For boating and fishing enthusiasts, Bahia Del Sol is truly a paradise. Enjoy direct access to Tampa Bay and the Gulf with no bridges or lifts to navigate, and take advantage of onsite boat slips available based on availability. Adding even more value, the community recently approved a private kayak launch on the bay side, creating yet another opportunity to enjoy life on the water. Residents enjoy an impressive collection of amenities, including private beach rights to Bahia Beach, a heated waterfront pool, pickleball and basketball courts, a dog run, playground, BBQ grilling areas, evening security patrols, and a staffed guard booth during evening hours. Best of all, you're just a short walk from Little Harbor Marina & Grill, where waterfront dining and entertainment are always within reach. Move-in ready and offering the waterfront lifestyle so many buyers dream about, this exceptional condo delivers incredible value, unbeatable views, and the opportunity to live every day like you're on vacation. Don't miss your chance to own a piece of paradise on Tampa Bay.

816 Bahia Del Sol Drive Unit 23, Ruskin

$399,000

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.

Back on the market and waiting for you to call it home! Welcome in to this newly renovated home situated on an abundantly beautiful, water front lot. This 3 bedroom 2 bath home features ample space for everyone and has great views of the water, Nestled Just between Cockroach Bay Aquatic Preserve and Little Manatee River for some of Florida's finest fishing and Sunset and nature views! This home was built to last and offers a great location, Easy interstate access for Brandon, Tampa, St. Pete and Bradenton, but still offers that quiet, rural feel with no HOA or CDD fees. Bring your RV, Boat or trailer there is plenty of room to park on this spacious lot. Don't let this opportunity pass you by, call me for a tour of this great property and Let's Talk Homes!!

814 Seabreeze Drive, Ruskin

$399,000

3 Beds ⋅ 2 Baths ⋅ Shell Point 1st Add To SubDv.

Virtually Staged. Nestled along a serene canal with direct access to the beauty of Tampa Bay, this exceptional waterfront retreat at 3325 W Shell Point Road offers the ultimate Florida lifestyle with unparalleled peace of mind. The property has been meticulously updated for modern comfort, featuring a brand-new HVAC and AC system installed in 2025, a durable new roof from 2021, and a dedicated mini-split in the primary bedroom for personalized climate control. Outdoor living is the centerpiece of this home, highlighted by a stunning, brand-new dock completed in 2025 that includes an integrated bait well for effortless fishing right from your backyard. The expansive lot is anchored by a magnificent, mature mango tree that provides both a lush canopy of shade and a bountiful harvest of fresh fruit each season. With no HOA or CDD restrictions, this turnkey oasis combines structural integrity with premier coastal amenities, making it a rare find for boaters, anglers, and those seeking a private tropical sanctuary in the heart of Ruskin.

3325 W Shell Point Road, Ruskin

$388,000

4 Beds ⋅ 3 Baths ⋅ Spyglass At River Bend SubDv.

One or more photo(s) has been virtually staged. ***$5k credit to buyer with full-price offer*** Welcome home to this move-in-ready gem, where modern style meets total peace of mind thanks to a brand-new 2025 roof. The interior is a showcase of bright, airy living spaces defined by an open-concept floor plan, sun-drenched rooms, and elegant neutral tiling that flows seamlessly throughout. At the heart of the home, the gourmet kitchen serves as a chef’s retreat, boasting expansive granite countertops, durable dark cabinetry, and high-quality stainless steel appliances. For relaxation, the primary suite offers a spa-like experience with its deep soaking tub and dual-sink vanity, while the bedrooms provide plenty of storage with sizable closets. Outside, you can unwind on the private screened-in patio or in the partially fenced backyard. This home perfectly balances comfort and sophistication—don't miss your chance to see this incredible property in person!

2426 Cumberland Cliff Drive, Ruskin

Homes for Sale in Ruskin, FL Between $350,000 to $400,000

All Ruskin, FL Homes for Sale Between $350,000 to $400,000

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