4 Bedroom Homes for Sale in Ruskin, FL

4 Beds ⋅ 3 Baths ⋅ Riverbend West Ph 1 SubDv.

Priced to sell — priced below comparable homes in the area. With standard approval, owner will consider seller's concession for closing costs. This move-in-ready 4-bedroom, 2.5-bath home with a spacious loft offers rare value in Ruskin's desirable Riverbend West community. And with no flood insurance required by most lenders (not located in a special flood hazard area), your monthly costs stay low, too. Conveniently located minutes to I-75 and US Highway 41 for an easy commute. The popular two-story "Atlanta" floor plan delivers 1,870 square feet of comfortable, functional living space, complete with GE Energy Star appliances (all conveying with the sale) and smart home features built for today's lifestyle. Pride of ownership shows everywhere: freshly painted exterior, annual HVAC servicing, annual termite inspections, and hurricane shutters for added peace of mind. Perfectly situated across the street from the community park and pool, you'll enjoy easy access to recreation and outdoor activities just steps from your front door. Step out your front door and you're directly across the street from the community park and pool. Schools, hospitals, shopping, and dining are minutes away, with quick access to I-75 and US 41 for an easy commute — and Florida's Gulf Coast beaches, boating, and waterfront dining are just a short drive from home. Whether you're looking for a primary residence, room for a growing family, or a seasonal retreat, this well-cared-for home is ready now. At this price, it won't wait long — schedule your showing today!

405 Serenity Mill Loop, Ruskin

$318,900

4 Beds ⋅ 2 Baths ⋅ Shell Cove Ph 1 SubDv.

Virtually Staged. Welcome to 1261 Anchor Bend Drive a beautifully maintained 2021 Built home, Move-in-ready 4-bedroom, 2-bath, 1926 Sq Ft , Fully Fenced, Dual Granite Vanity spacious home offering modern style, and exceptional value. Step inside to a welcoming foyer where three generously sized secondary bedrooms are privately situated away from the main living areas, creating a functional split-bedroom floor plan. The bright, open great room flows seamlessly into the heart of the home—a spacious kitchen featuring an Oversized Granite Island, abundant espresso cabinetry, French-door refrigerator, Walk In Pantry and ample space for entertaining, meal preparation, or gathering with family and friends. Vaulted ceilings and abundant natural light enhance the home's open, airy feel. The spacious primary suite boasts a relaxing retreat with an Oversized Walk-in shower, Updated DUAL Vanity with beautiful Level 2 Granite countertop, Large linen closet, and an Impressive walk-in closet. Enjoy peace of mind with a 2021 Roof, Energy-efficient Double-pane windows, Smart-home lighting compatible with Alexa, washer and dryer included, New sod, and a fully Fenced backyard ready for outdoor entertaining, gardening, pets, or creating your own private retreat. Ideally located between Tampa and Sarasota with convenient access to I-75 and US-41, you'll be just minutes from shopping, dining, Publix, ALDI, local attractions, and Florida's beautiful Gulf Coast beaches. Shell Cove residents enjoy resort-style amenities including a community pool, pickleball courts, clubhouse, playground, dog parks, and scenic walking trails. This move-in-ready home is ready for its next owner. Schedule your private showing today.

1261 Anchor Bend Drive, Ruskin

$399,999

4 Beds ⋅ 3 Baths ⋅ Osprey Reserve SubDv.

Welcome to Osprey Reserve, where modern construction, energy efficiency, and exceptional value come together in this beautifully maintained 2021 Lennar-built Phoenix model. This like-new, 4 bedroom, 3 car garage, single-story home offers the perfect combination of comfort, convenience, and long-term savings with NO CDD fees and a low HOA. One of the home's most attractive features is its solar panel system, helping keep utility costs remarkably low, with the current owner's average electric bill approximately $15 per month. Built with energy efficiency in mind, this home also features LED lighting, energy-efficient appliances, and modern construction standards designed to maximize comfort while minimizing monthly expenses. Inside, you'll find a thoughtfully designed open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both everyday living and entertaining. The kitchen offers ample cabinet and counter space, stainless steel appliances, granite counters, modern finishes, and a functional layout that serves as the heart of the home. Step outside to one of the property's standout upgrades—a large covered and screened lanai enclosure, providing the perfect place to enjoy Florida's beautiful weather year-round. Whether you're hosting family and friends, enjoying your morning coffee, or relaxing after a long day, this outdoor living space significantly expands the home's usable square footage and lifestyle appeal. Located in the desirable Osprey Reserve community, residents enjoy a convenient location near shopping, dining, schools, major commuter routes, and the many recreational opportunities that make Florida living so desirable. For qualified buyers, this home presents an incredible financing opportunity with a VA assumable loan at just 2.75% interest, potentially offering substantial monthly savings compared to current market rates. Why wait for new construction when you can move right into this meticulously maintained home featuring modern finishes, energy-saving upgrades, a premium screened outdoor living space, low HOA fees, no CDD, and the opportunity to assume an attractive low-interest VA loan. Schedule your private showing today and discover everything this exceptional Osprey Reserve home has to offer.

138 Rain Berry Avenue, Ruskin

$340,000

4 Beds ⋅ 2 Baths ⋅ Brookside Estates SubDv.

Nestled in the heart of Ruskin and the blossoming Brookside neighborhood, this beautiful 4-bedroom, 2-bath, 2 car garage home on a Cul de Sac with no through traffic offers the perfect blend of modern design and natural beauty. Built in 2024, it feels brand new with 1,846 Sq ft of thoughtfully designed space that combines comfort, style, and functionality. As you enter, you’re greeted by a light-filled layout featuring an open floor plan. The spacious kitchen flows seamlessly into a welcoming dining and great room areas, making it perfect for both everyday living and entertaining guests. The kitchen has granite counters, stainless steel appliances, and large walk-in pantry for added storage. There is a 3-way split bedroom plan in this home with the 3 secondary bedrooms located at the front of the home and the Primary suite located on the back. The primary ensuite has dual sinks, a large shower, water closet and a walk-in closet plus another built in closet. Step outside into your fully fenced backyard or relax in the comfort of your screened lanai. Residents will also enjoy great amenities that include a community pool, clubhouse, half basketball court, tot lot, and dog park. Brookside is located near shopping, restaurants, plus a quick access to I-75; you'll be just minutes away from Tampa, Orlando, shore beaches and tourist attractions. Don’t miss out on making this home your own—schedule your showing today!

1911 Blue Stream Street, Ruskin

$1,349,000

4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1 SubDv.

Experience elevated coastal living in the exclusive gated waterfront community of Antigua Cove, where luxury, boating, and breathtaking marina views come together in one extraordinary residence. Built in 2022, hardly lived in and perfectly positioned with direct access to Tampa Bay and the Gulf with NO FIXED BRIDGES, this stunning waterfront completely turn key home offers the ultimate Florida lifestyle just moments from open water, waterfront dining, and the marina. Spanning 3,517 square feet, this light-filled residence features 4 bedrooms, 3.5 bathrooms, a spacious loft, bonus flex room/optional 5th bedroom, private elevator, and a thoughtfully designed layout ideal for both everyday living and effortless entertaining. From the moment you step inside, soaring ceilings, expansive sliding glass doors, and panoramic marina views create an immediate sense of luxury and tranquility. The open-concept living space seamlessly connects the great room, dining area, and chef’s kitchen, all framed by the stunning waterfront backdrop. Designed for entertaining, the kitchen features an oversized island, gas range, abundant cabinetry, designer finishes, and a stylish dry bar with additional storage. The indoor-outdoor flow captures the essence of coastal living, with natural light pouring in from every angle. The first floor includes a private guest suite with en-suite bath, an additional flex space perfect for a home office, gym, or optional 5th bedroom, powder bath, generous storage, and elevator access to the second level as well as to the garage. The unique split 3-car garage configuration offers exceptional flexibility for vehicles, golf carts, water toys, or even future lift storage thanks to the soaring ceiling height. Upstairs, the expansive loft leads to a luxurious primary retreat where sweeping marina views and unforgettable sunsets become part of your daily routine. Step onto the private waterfront balcony directly from the primary suite and enjoy morning coffee or evening wine overlooking the boats below. The spa-inspired primary bath features a soaking tub, oversized walk-in shower with multiple shower heads, dual vanities, and a large walk-in closet. Two additional guest bedrooms, a full bath, and upstairs laundry complete the second level. Outside, enjoy a covered waterfront lanai, private dock, and backyard space perfectly positioned to embrace the boating lifestyle. For added convenience, the Freedom Boat Club is located directly at the marina, offering effortless access to the water without the maintenance of boat ownership. Antigua Cove residents enjoy a gated luxury waterfront lifestyle with community amenities including a clubhouse with community pool within walking distance and yacht club, all conveniently located near Little Harbor, downtown Tampa, St. Petersburg, and some of the area’s best boating destinations. Whether you are searching for a full-time waterfront residence, seasonal escape, or luxury coastal vacation retreat, this exceptional home delivers the rare combination of modern construction, marina-front living, and timeless coastal elegance. This is more than a home—it’s a waterfront lifestyle designed for those who want to experience the very best of Tampa Bay living. All you have to do is show up with your boat! Opportunities like this rarely come available in Antigua Cove—schedule your private tour today and experience waterfront luxury living at its absolute finest.

3016 Christophers Watch Lane, Ruskin

$389,900

4 Beds ⋅ 3 Baths ⋅ Spyglass At River Bend SubDv.

One or more photo(s) has been virtually staged. Welcome home to this move-in-ready gem, where modern style meets total peace of mind thanks to a brand-new 2025 roof. The interior is a showcase of bright, airy living spaces defined by an open-concept floor plan, sun-drenched rooms, and elegant neutral tiling that flows seamlessly throughout. At the heart of the home, the gourmet kitchen serves as a chef’s retreat, boasting expansive granite countertops, durable dark cabinetry, and high-quality stainless steel appliances. For relaxation, the primary suite offers a spa-like experience with its deep soaking tub and dual-sink vanity, while the bedrooms provide plenty of storage with sizable closets. Outside, you can unwind on the private screened-in patio or in the partially fenced backyard. This home perfectly balances comfort and sophistication—don't miss your chance to see this incredible property in person!

2426 Cumberland Cliff Drive, Ruskin

$325,000

4 Beds ⋅ 3 Baths ⋅ Blackstone At Bay Park SubDv.

One or more photo(s) has been virtually staged. Welcome to 402 Chimney Rock in Ruskin, FL, where comfort, convenience, and community come together. This charming 4-bedroom, 2.5-bath home is situated on a desirable corner lot, offering both privacy and a sense of space. The bright and open floor plan on the first floor provides a welcoming atmosphere, ideal for both family gatherings and everyday living. One of the standout features of this home is the spacious, fenced backyard. Perfect for enjoying the outdoors, it offers plenty of room for children to play, pets to roam, or for creating your own peaceful retreat. Whether you're hosting a barbecue, gardening, or simply relaxing under the sun, the large backyard is a versatile space for any activity. Upstairs, the home features large, comfortable bedrooms that provide plenty of personal space for rest and relaxation. And with schools nearby, it’s an excellent location for families seeking easy access to education, as well as a community-oriented lifestyle. Living in Ruskin means you’re not only close to top local schools, but also just minutes from beautiful parks, nature preserves, and the sparkling waters of Tampa Bay. For those who enjoy outdoor activities, you’ll find kayaking, fishing, and hiking are just around the corner. Additionally, the area offers charming local restaurants where you can savor fresh seafood and local dishes, creating a relaxed, coastal lifestyle. Whether you’re enjoying a peaceful day at home or exploring the nearby outdoor adventures, this home offers the perfect balance of suburban tranquility and easy access to everything you need. Schedule a showing today and see how this home can fit your lifestyle.

402 Chimney Rock Drive, Ruskin

$309,900

4 Beds ⋅ 2 Baths ⋅ Riverbend West Ph 1 SubDv.

Experience the ideal blend of comfort and convenience in this turn-key 4-bedroom, 2-bathroom home. Built in 2017 and spanning 1,918 sq. ft., this residence features a desirable split floorplan and a bright, open living area perfect for hosting friends and family. Enjoy the ultimate Florida lifestyle on your screened-in lanai overlooking a peaceful pond, all within a fully fenced backyard. This move-in-ready gem includes a 2-car garage, all appliances, blinds, and mature landscaping. Best of all, you’re just steps away from the community pool, fire pit, and playground, making it easy to enjoy local amenities every day.

2202 4th Street Sw, Ruskin

$446,000

4 Beds ⋅ 4 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

Welcome to 3202 Mangrove Point Drive, where investment opportunity meets effortless coastal living in the waterfront community of Little Harbor. This RARE 4-bedroom END-unit townhome stands out from the rest, offering extra privacy, abundant natural light, and a flexible layout designed for both personal enjoyment and income potential. A main-level bedroom and full bath create the perfect setup for guests, while the upper level features three additional bedrooms, each with its own private balcony terrace, inviting in the coastal breeze and water views. Offered fully furnished and completely turnkey, this property is already operating as a successful short-term rental - ready to generate income from day one. Thoughtfully equipped with everything guests love, including furniture, TVs, 8 bicycles, and two golf carts, it delivers a seamless experience for both owners and visitors. Whether you're targeting Airbnb revenue or looking for a personal escape, this home checks every box with low-maintenance ownership and high guest appeal. Beyond your front door, the lifestyle truly comes to life. Residents and guests enjoy access to a private fishing pier, a white sandy beach, multiple waterfront dining options, resort-style pools, a marina with direct access to the Bay and Gulf (no bridges), and endless ways to stay active - from tennis and pickleball to kayaking along scenic waterways often visited by dolphins and manatees. Sunset views from the private pier, days spent on the water, and evenings at the tiki bar create a vacation-like atmosphere year-round. Perfectly positioned for convenience, you're within easy reach of Tampa's vibrant dining, sports, and entertainment scene, while also being a short drive to world-renowned beaches like Siesta Key Beach, Anna Maria Island, and Fort De Soto Park. Whether you're seeking a low-maintenance coastal retreat, a high-performing investment, or the best of both worlds, this waterfront townhome delivers a lifestyle, and return - that's hard to match.

3202 Mangrove Point Drive, Ruskin

$324,900

4 Beds ⋅ 2 Baths ⋅ Shell Cove SubDv.

One or more photo(s) has been virtually staged. Over $20,000 has already been paid toward the CDD revenue bond—an incredible value and major advantage for this home! This well-maintained 4 bedroom, 2 bathroom Hartford floor plan home in Ruskin is located on a quiet street in the desirable Shell Cove community. With low HOA fees, an elevated homesite that may help reduce or eliminate lender-required flood insurance, and a USDA-eligible location that may allow qualified buyers to purchase with little to no money down, this home offers value from the start. Step inside to an open, light-filled floor plan with large windows and spacious living areas. The kitchen features granite countertops, rich dark cabinetry, stainless steel appliances, a spacious pantry, water filtration system, and extended counters perfect for barstool seating and entertaining. The split-bedroom layout provides privacy, with a generous primary suite featuring room for a king-size bed, a large walk-in closet, dual sinks, and a standalone shower. Three additional bedrooms and a guest bathroom are located across the family room, offering flexible space for guests, work, or hobbies. The laundry room is conveniently located near the garage, and the large two-car garage provides covered parking and extra storage. The Shell Cove community is loved for its scenic pond views and resort-style amenities including a sparkling pool, playground, clubhouse, dog park, basketball court, and more. Ruskin offers quick access to I-75 and US-301 for an effortless commute to MacDill AFB, St. Pete, Tampa, Bradenton, and Sarasota. E.G. Simmons Park and Little Harbor are just minutes away, offering opportunities for beach relaxation, nature walks, fishing, camping, boating, and enjoying Florida’s natural beauty. With nearby restaurants, shopping, and the Gulf beaches close by, this location has it all. Schedule your private showing today before it's gone!

889 Calico Scallop Street, Ruskin

$420,000

4 Beds ⋅ 2 Baths ⋅ Wynnmere East Ph 2 SubDv.

Looking to minimize your cost of ownership? This 2019 pool home, with PAID OFF solar panels, perfectly positioned on a spacious corner lot is for you. This home offers 4 bedrooms and 2 full bathrooms, this property combines modern design with everyday functionality in a layout buyers love. Step inside to an open-concept floor plan with a desirable split-bedroom design that provides both privacy and seamless flow. The common areas feature durable ceramic tile, while all bedrooms have been recently upgraded with stylish luxury vinyl flooring for a fresh, cohesive feel throughout. The kitchen is designed to impress with 36-inch raised-panel cabinets, under-cabinet lighting, and plenty of workspace that opens seamlessly into the main living and dining areas. It also features all-new appliances, making it truly move-in ready and ideal for both entertaining and everyday living. Outdoors is where this home truly shines. Enjoy your own private retreat with a beautiful inground swimming pool, an above-ground hot tub, and a fully screened lanai complete with brick pavers. The fully fenced backyard also offers a partial water view, adding a peaceful backdrop to your outdoor space. Additional notable features include a whole-home water purification system, as well as an irrigation system to help keep the lawn looking its best year-round. The home features a 240V electric vehicle charger and a low HOA, offering both savings and convenience. This home checks all the boxes with modern upgrades, thoughtful features, and a prime corner lot location. The average electric bill is $15 per mo thanks to the owned solar panels! Minutes from Tampa Bay and some of the best fishing and beaches on the West coast the location is phenomenal! Schedule your private showing today!

936 Zone Tailed Hawk Place, Ruskin

$393,900

4 Beds ⋅ 3 Baths ⋅ Sunridge Chase SubDv.

Under Construction. New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with 42" shaker-style cabinets, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. Silestone countertops, The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey."

217 Dancing Dahlia Street, Ruskin

4 Bedroom Homes for Sale in Ruskin, FL

All 4 Bedroom Homes for Sale in Ruskin, FL

Joseph Sullivan Real Estate

Search

Resources

About