4 Bedroom Homes for Sale in Ruskin, FL

4 Beds ⋅ 2 Baths ⋅ Shell Cove Ph 1 SubDv.

Virtually Staged. Price Improvement! Welcome to this beautifully designed 4-bedroom, 2-bath home offering over 1,900 square feet of thoughtfully designed living space in the desirable Shell Cove community of Ruskin. Built in 2022, this move-in-ready home features a modern open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating the perfect space for everyday living and entertaining. The well-appointed kitchen showcases stainless steel appliances, abundant cabinetry, a spacious center island, and a pantry for added storage. The private primary suite offers a relaxing retreat with a walk-in closet and an en-suite bath featuring a large vanity and a spacious walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Residents of Shell Cove enjoy exceptional community amenities, including a resort-style pool, playground, dog park, scenic ponds, and walking trails. Just minutes away, you'll find a marina, boat club, waterfront dining, and public beach access, making it easy to enjoy boating, fishing, and the best of Florida's coastal lifestyle. Conveniently located near US-41 and I-75, with easy access to Tampa, St. Petersburg, Bradenton, shopping, dining, medical facilities and schools this beautiful home offers the perfect blend of comfort, convenience, and modern Florida living.

1349 Anchor Bend Drive, Ruskin

$285,000

4 Beds ⋅ 2 Baths ⋅ Bayou Pass Village Ph Four SubDv.

Corner lot!!! This Monterey floorplan is ready for its next owner. Featuring 4 bedrooms, 2 bathrooms, and a 2-car garage, this home provides a comfortable and functional layout with plenty of space for everyday living. Inside, you’ll find a newly painted large living area, a kitchen with ample cabinet storage, and a private primary suite with an en-suite bathroom. The additional bedrooms offer flexibility for guests, a home office, or extra living space, making it a great option for a buyer looking to add their personal touch. Outside, the fenced backyard offers room to enjoy Florida’s outdoor living. Conveniently located in Ruskin near shopping, dining, parks, this home combines space, location, and potential. Schedule your showing today and see the possibilities this home has to show. Some photos have been Virtually Staged as listed.

1421 9th Street Se, Ruskin

$380,000

4 Beds ⋅ 3 Baths ⋅ Spencer Crk Ph 2 SubDv.

Welcome to 1561 Flower Dust Drive, a beautifully maintained 4-bedroom, 2.5-bath home located in the desirable Cypress Creek community. Built in 2021, this spacious residence offers over 2,600 square feet of modern living space and feels practically brand new. Step inside to discover an open-concept floor plan designed for both everyday comfort and effortless entertaining. The bright and inviting living areas flow seamlessly into the kitchen and dining spaces, creating the perfect setting for family gatherings and special occasions. One of the home's standout features is the oversized screened lanai, providing an exceptional outdoor living area to enjoy Florida's beautiful weather year-round. The huge backyard offers endless possibilities, with plenty of room for pets, play, gardening, or even a future pool. Nestled on a quiet street in a peaceful neighborhood, residents enjoy access to community amenities, parks, playgrounds, and walking trails while remaining conveniently located near shopping, dining, schools, hospitals, and major commuter routes. Whether you're looking for more space, a newer home, or a move-in-ready property with fantastic indoor and outdoor living areas, 1561 Flower Dust Drive delivers it all. Schedule your private showing today.

1561 Flower Dust Drive, Ruskin

$425,000

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2b SubDv.

1-Year Cinch Home Warranty for buyer included LAKEVIEW LIVING MEETS EVERYDAY LUXURY IN MIRA LAGO Welcome to 433 York Dale — where space, privacy, comfort, and Florida living come together in one beautifully upgraded home. Imagine coming home every day to a spacious 4-bedroom, 3-bathroom lakeview residence with over 3,000 square feet of living space, a 3-car garage, a fenced backyard, and no rear neighbors. Located inside the pristine gated community of Mira Lago in Ruskin, this home offers the peaceful setting you have been looking for while keeping you just minutes from some of the area’s favorite outdoor destinations. With Simmons State Park and Little Harbor Beach & Marina approximately 2–3 miles away, you are perfectly positioned to enjoy Florida’s natural beauty, boating, beaches, parks, and waterfront recreation while still having a beautiful retreat to call home. SPACE, STYLE & COMFORT From the moment you step inside, the home makes an impression with a 12-foot entry ceiling, elegant tray ceilings, and approximately 10-foot ceilings throughout. The thoughtfully designed floor plan keeps the majority of your living space on the first floor, making everyday living convenient while still giving you an impressive upstairs loft. The loft is currently being used as a fully functional home gym, but its size allows you to transform it into an office, entertainment space, game room, media room, or whatever fits your lifestyle. The bedrooms are arranged in a convenient three-way split floor plan, giving everyone their own space. Two spacious guest bedrooms can comfortably accommodate queen-sized beds and share a full guest bathroom with a bathtub. The home also features a junior master suite with its own private full bathroom and private entrance, making it an ideal mother-in-law suite, multigenerational living space, guest retreat, or private accommodations for extended family. The primary owner’s suite is tucked away in its own corner of the home and offers the privacy you want at the end of the day. The main living areas feature laminate flooring, while tile is found in the wet areas and carpet adds comfort to the bedrooms, stairs, and loft. THE HEART OF THE HOME The open-concept kitchen and family room create the perfect gathering space. The kitchen features: • Granite countertops • LG stainless steel appliances • Large breakfast bar • Eat-in kitchen area • Beautiful wood cabinetry • Convenient access to the 3-car garage

433 York Dale Drive, Ruskin

$428,500

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2a SubDv.

BRAND NEW PRICE!! New roof being installed in the next week or so. Are you looking for a home where you can enjoy the Florida weather year round? House faces West and this allows you the morning sunrises on the patio and plenty of afternoon shade. This is a gorgeous 4 bedroom, 3 bathroom, 3 car garage, WATERFRONT home in the GATED community of Mira Lago waiting for its new owners. This home is move in ready home with a LARGE, BEAUTIFUL LANAI area that has 60 feet of lakefront on a 65 acre lake. As you enter the home, there is a large front room and a grand entryway. The living space of the home is open and inviting. This tasteful kitchen features travertine floors, corian counter tops, stainless steel appliances, a closet pantry, breakfast bar, and island with gorgeous granite countertop. There is a dining nook in the kitchen with wainscot walls and updated lighting. The laundry room is conveniently off the kitchen and has extra storage. The master bedroom and 4th bedroom both sit at the back of the house with their own private bathrooms. The master bedroom has his and her closets, double sinks, a garden tub, brand newer lights, and a separate toilet room. Bedrooms 2 and 3 share a full bathroom. The large, upstairs bonus room can be used as an office, bedroom, man cave, play room, or media room and also has great LAKE VIEWS.The lanai area is HUGE and features an outdoor CUSTOM WOOD BURNING FIREPLACE and gorgeous views of the lake. Enjoy your evening meal here each day. Mira Lago is a well kept, safe, friendly community minutes to Tampa, St. Pete, Manatee County, area beaches, and many other amenities. The community has a heated pool, plenty of lakes/ ponds with fountains, basketball court and playground.

1742 Mira Lago Circle, Ruskin

$378,900

4 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 2b SubDv.

Located in the gated Mira Lago West section of Ruskin, this 4 bedroom, 3 full bath home offers 3,038 sqft, a 3 car garage, and a seller credit of up to $16,103 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown when using Seller’s preferred lender. The flexible floor plan includes an upstairs loft and a split-bedroom layout, with the primary suite privately positioned at the rear of the home and three secondary bedrooms on the opposite side.The kitchen has granite counters, wood cabinets, an island, breakfast bar, and pantry, opening to the family room and covered patio. A separate living and dining area, breakfast nook, and inside laundry room add more usable space on the first floor. The primary suite includes two walk-in closets, dual sinks, a garden tub, and a separate tiled shower. Tile and LVP flooring run throughout with no carpet. 2026 updates include two new A/C systems, fresh interior paint, new LED lighting, new bathroom fixtures and faucets, new smoke detectors, refreshed landscaping with irrigation, with roof replacement and exterior paint planned pending HOA approval. Out back, the covered patio and vinyl fenced yard offer private outdoor space, with I-75, E.G. Simmons Park, Little Harbor, shopping, dining, and Gulf Coast recreation nearby. Incentive is subject to lender approval, loan program restrictions, and terms outlined in the executed contract.

432 York Dale Drive, Ruskin

$775,000

4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1a SubDv.

Experience luxury waterfront living in this exceptional four-story, 4 bedroom, 3.5 bath, 2,869 sq. ft. townhome located in the highly sought-after gated community of Antigua Cove nestled within Little Harbor. Built in 2024 with insulated concrete block construction on all four levels and featuring hurricane-impact windows, doors, and garage door, this residence offers outstanding durability, energy efficiency, and peace of mind. Inside, you'll find over 10-foot ceilings, engineered hardwood, LVT and tile flooring, an in-wall pest system, crown moldings, a private elevator servicing all four levels, a dual-zone HVAC for year-round comfort, tankless water heater, EV hookup, and a complete water treatment system. The gourmet kitchen is designed to impress with 42-inch cabinetry featuring glass uppers and soft-close doors and drawers, stainless steel appliances, a farmhouse sink, and elegant Calcutta Gold quartz countertops. Plantation shutters, designer lighting, and premium finishes throughout create a unique coastal atmosphere. The crown jewel of the home is the expansive fourth-floor covered rooftop terrace, complete with a built-in outdoor kitchen and panoramic views of Tampa Bay, Downtown St. Petersburg, the Skyway Bridge, Little Harbor Marina, and beyond. Additional outdoor living spaces include a spacious terrace and waterfront setting ideal for enjoying Florida's spectacular sunsets. Residents enjoy access to an impressive collection of resort-style amenities, including a gated entrance, waterfront clubhouse with pool tables, card room, mini kitchen, outdoor fire pit, heated waterfront community pool only a short walk, fitness center, dog park, pickleball courts, tennis courts, basketball court, playground, kayak launch, private fishing pier, and a private owners' beach with umbrellas and chairs. Boating enthusiasts will appreciate direct access to Tampa Bay with no bridges to navigate, deep-water access, and proximity to three marina clubs with boat slips and storage available. The community also offers manned gate security and regular roving patrols for added convenience and security. This rare waterfront opportunity combines luxury finishes, breathtaking views, premier boating access, and unmatched resort-style amenities in one of Florida's most desirable coastal communities. Call for a private showing today!

3027 Bermuda Sloop Circle, Ruskin

$1,274,995

4 Beds ⋅ 3 Baths

Virtually Staged. PRICE REDUCTION! WATERFRONT! Your chance to secure a waterfront beautiful contemporary home on the Little Manatee River with over 2 acres of privacy and lots of room for every activity you can think of. A private road and an iron gate leads to a large circular driveway where a 4 bedroom, 2.5 bath pool home with new remodeled primary bathroom, large extra building and an oversized 2 car attached side garage is located. Lots of parking both on the side and around the circular driveway. Covered 2 level dock with electric boat lift gives you quick access to the Little Manatee River. A front courtyard leads the way to the large foyer with a beautiful hand crafted brass chandelier. A large living room with lots of natural light and travertine floors has space for lots of seating. A separate dining room is right off the kitchen. The gourmet kitchen has 2 wall ovens, a cooktop with gas from its own gas tank, a large refrigerator, microwave, center island with granite countertop, and an eat in area with views to the pool. The family room has a wood burning fireplace and French doors to the screened in lanai with an in ground pool. 3 bedrooms on the first floor share a bathroom with large shower and a laundry area in the hallway. Upstairs is a primary bedroom with walk in closet, a cedar lined closet area and a walk in closet with laundry hookups. The new remodeled bathroom has a walk in rain shower and claw foot tub for soaking along with separate vanity sinks. Outside, a large building can be used for parking extra vehicles, boats, or storage. The covered dock has plenty of area for seating, as well as an electric lift. The views of the river and natural conservation area across the river brings you peace and serenity. Roof was replaced in 2020, windows were replaced in 2025, and the screen enclosure over the pool was done in 2021. There is a RO water system for the whole house, a generator, a large buried propane tank for the generator, as well as another smaller tank for the gas cooktop. A security system gives you peace of mind. Although this property is tucked away, it is close to everything. House has never flooded. There is a square footage discrepancy between tax records and measured size of house. PRICED BELOW APPRAISAL.

2309 Cypress Walk Way, Ruskin

$479,900

4 Beds ⋅ 3 Baths ⋅ Spyglass At River Bend SubDv.

Welcome to a spectacular waterfront hidden gem in the highly sought-after Southshore area. Situated on an expansive and beautifully landscaped 0.3-acre lot, this exceptional energy-efficient home offers a serene backdrop of a peaceful, wildlife-filled lake perfect for fishing. Designed for effortless indoor-outdoor living, you can enjoy your morning coffee with the sunrise on the screened lanai and take in stunning sunset views from the front of the home. Inside, the residence is a showcase of sophisticated details, featuring imported porcelain tile flooring throughout (completely carpet-free), stylish rounded drywall corners, and elegant tray ceilings. The thoughtful split-floor plan includes 4 full bedrooms and 3 baths, highlighted by a private multi-generational/guest suite complete with its own private bath. The luxurious primary retreat serves as a peaceful sanctuary, boasting a versatile, light-filled sunroom/studio area—ideal for a home office, reading nook, or art studio—with direct sliding-door access to the lanai. Its spa-like en suite bath features a granite-topped twin-basin vanity, a deep garden soaking tub, and a generous seamless glass shower. At the heart of the home, the bright, open-concept chef’s kitchen is perfectly tailored for entertaining, equipped with 42" wood cabinetry with crown molding, premium granite countertops, stainless steel appliances, and a spacious walk-in pantry. Premium upgrades and high-value features include: Climate-Controlled Garage: Equipped with a mini-split AC/heating unit (featuring a brand-new motor and remote control). Energy & Infrastructure: Four brand-new primary bedroom windows, a comprehensive water softener and filtration system, an advanced Rain Bird sprinkler system, and pre-wiring for a backup generator. Security & Tech: A high-capacity fireproof gun safe with a new dial, fully pre-wired for an ADT security system, and pre-wired for high-speed Frontier/Verizon FIOS internet. Finishing Touches: Newly installed remote-controlled ceiling fans in the living and dining spaces. Located within a premier, gated community, residents enjoy resort-style amenities including a sparkling pool, fitness center, clubhouse, covered playground, tennis courts, and a community fishing pier on the scenic Little Manatee River. Enjoy the perfect blend of tranquility and convenience with swift access to I-75 for easy commutes to Tampa, MacDill AFB, and Sarasota. You are just minutes from premium shopping, the Amazon distribution center, the new St. Joseph’s Hospital, and a short drive from Florida’s world-class Gulf beaches. Newer roof – 2024, Both AC systems – 2020.

2422 Allegheny Valley Street, Ruskin

$319,900

4 Beds ⋅ 2 Baths ⋅ Shell Cove Ph 1 SubDv.

Virtually Staged. STUNNING, MOVE-IN READY! NEW LIGHT OAK LVP FLOORING, MODERN INTERIOR PAINT & PREMIUM UPGRADES, DOUBLE-PANE WINDOWS! Why wait to build and spend thousands on upgrades? This meticulous and well maintained 2021-built home in Shell Cove offers 4 bedrooms, 2 bathrooms, and 1,926 sq. ft. of spacious SINGLE-LEVEL living with approximately $10,000 in recent improvements! Enjoy upgraded 9”x60” wide-plank luxury vinyl flooring throughout the main living areas, ceiling fans, and a FULLY FENCED backyard with fresh sod—all already included! The HUGE open great room features vaulted ceilings and flows into a spacious kitchen with an oversized granite island, espresso cabinetry, French-door refrigerator, and walk-in pantry. The split-bedroom floor plan offers privacy, while the primary suite features an oversized walk-in shower, dual vanity with upgraded Level 2 granite, and walk-in closet. Additional features include a 2021 Roof, Double-pane windows, smart lighting, and INCLUDED washer and dryer. Enjoy Shell Cove's resort-style amenities, including a community pool, pickleball courts, clubhouse, playground, dog parks, and walking trails. WHY WAIT TO START ENJOYING THE FLORIDA LIFESTYLE? Discover nearby E.G. Simmons Park for bird watching-Fishing from pier-rent kayak, Little Harbor Marina for High and Dry Boat storage with access to world glass fishing, local nature trails, minutes to waterfront dining with beautiful west coast sunset views, St. Petersburg's Gulf beaches, and Sarasota's theaters and art galleries. Convenient access to I-75, Tampa, St. Petersburg, Sarasota, MacDill, medical facilities, Publix, Aldi's, coffee shops, eateries, adds everyday convenience. Whether you're downsizing, purchasing your first home, or looking for a nearly new home without the added expense of builder upgrades, this property offers comfort, convenience, and exceptional value. FHA FINANCING WELCOME! Property may also qualify for USDA financing for eligible buyers—verify eligibility with your lender. Aggressively priced for today’s market, this home offers an incredible opportunity to own a truly move-in-ready home in one of Ruskin's most desirable communities. Schedule your private showing today.

1261 Anchor Bend Drive, Ruskin

$399,999

4 Beds ⋅ 3 Baths ⋅ Osprey Reserve SubDv.

Welcome to Osprey Reserve, where modern construction, energy efficiency, and exceptional value come together in this beautifully maintained 2021 Lennar-built Phoenix model. This like-new, 4 bedroom, 3 car garage, single-story home offers the perfect combination of comfort, convenience, and long-term savings with NO CDD fees and a low HOA. One of the home's most attractive features is its solar panel system, helping keep utility costs remarkably low, with the current owner's average electric bill approximately $15 per month. Built with energy efficiency in mind, this home also features LED lighting, energy-efficient appliances, and modern construction standards designed to maximize comfort while minimizing monthly expenses. Inside, you'll find a thoughtfully designed open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both everyday living and entertaining. The kitchen offers ample cabinet and counter space, stainless steel appliances, granite counters, modern finishes, and a functional layout that serves as the heart of the home. Step outside to one of the property's standout upgrades—a large covered and screened lanai enclosure, providing the perfect place to enjoy Florida's beautiful weather year-round. Whether you're hosting family and friends, enjoying your morning coffee, or relaxing after a long day, this outdoor living space significantly expands the home's usable square footage and lifestyle appeal. Located in the desirable Osprey Reserve community, residents enjoy a convenient location near shopping, dining, schools, major commuter routes, and the many recreational opportunities that make Florida living so desirable. For qualified buyers, this home presents an incredible financing opportunity with a VA assumable loan at just 2.75% interest, potentially offering substantial monthly savings compared to current market rates. Why wait for new construction when you can move right into this meticulously maintained home featuring modern finishes, energy-saving upgrades, a premium screened outdoor living space, low HOA fees, no CDD, and the opportunity to assume an attractive low-interest VA loan. Schedule your private showing today and discover everything this exceptional Osprey Reserve home has to offer.

138 Rain Berry Avenue, Ruskin

$1,349,000

4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1 SubDv.

Experience elevated coastal living in the exclusive gated waterfront community of Antigua Cove, where luxury, boating, and breathtaking marina views come together in one extraordinary residence. Built in 2022, hardly lived in and perfectly positioned with direct access to Tampa Bay and the Gulf with NO FIXED BRIDGES, this stunning waterfront completely turn key home offers the ultimate Florida lifestyle just moments from open water, waterfront dining, and the marina. Spanning 3,517 square feet, this light-filled residence features 4 bedrooms, 3.5 bathrooms, a spacious loft, bonus flex room/optional 5th bedroom, private elevator, and a thoughtfully designed layout ideal for both everyday living and effortless entertaining. From the moment you step inside, soaring ceilings, expansive sliding glass doors, and panoramic marina views create an immediate sense of luxury and tranquility. The open-concept living space seamlessly connects the great room, dining area, and chef’s kitchen, all framed by the stunning waterfront backdrop. Designed for entertaining, the kitchen features an oversized island, gas range, abundant cabinetry, designer finishes, and a stylish dry bar with additional storage. The indoor-outdoor flow captures the essence of coastal living, with natural light pouring in from every angle. The first floor includes a private guest suite with en-suite bath, an additional flex space perfect for a home office, gym, or optional 5th bedroom, powder bath, generous storage, and elevator access to the second level as well as to the garage. The unique split 3-car garage configuration offers exceptional flexibility for vehicles, golf carts, water toys, or even future lift storage thanks to the soaring ceiling height. Upstairs, the expansive loft leads to a luxurious primary retreat where sweeping marina views and unforgettable sunsets become part of your daily routine. Step onto the private waterfront balcony directly from the primary suite and enjoy morning coffee or evening wine overlooking the boats below. The spa-inspired primary bath features a soaking tub, oversized walk-in shower with multiple shower heads, dual vanities, and a large walk-in closet. Two additional guest bedrooms, a full bath, and upstairs laundry complete the second level. Outside, enjoy a covered waterfront lanai, private dock, and backyard space perfectly positioned to embrace the boating lifestyle. For added convenience, the Freedom Boat Club is located directly at the marina, offering effortless access to the water without the maintenance of boat ownership. Antigua Cove residents enjoy a gated luxury waterfront lifestyle with community amenities including a clubhouse with community pool within walking distance and yacht club, all conveniently located near Little Harbor, downtown Tampa, St. Petersburg, and some of the area’s best boating destinations. Whether you are searching for a full-time waterfront residence, seasonal escape, or luxury coastal vacation retreat, this exceptional home delivers the rare combination of modern construction, marina-front living, and timeless coastal elegance. This is more than a home—it’s a waterfront lifestyle designed for those who want to experience the very best of Tampa Bay living. All you have to do is show up with your boat! Opportunities like this rarely come available in Antigua Cove—schedule your private tour today and experience waterfront luxury living at its absolute finest.

3016 Christophers Watch Lane, Ruskin

4 Bedroom Homes for Sale in Ruskin, FL

All 4 Bedroom Homes for Sale in Ruskin, FL

How much is your home worth?

How much is your home worth?

Joseph Sullivan Real Estate

Search

Resources

About