Waterfront Homes for Sale in Ruskin, FL

Beautifully maintained home in Ruskin featuring a functional open layout and spacious living areas. Enjoy peaceful pond water views from your backyard—perfect for relaxing or entertaining. Conveniently located near shopping, dining, and major roadways, this home offers comfort, value, and the best of Florida living.

927 Kelly Fern Loop, Ruskin

$350,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 1a SubDv.

Welcome to 609 Bahia Beach Blvd in the scenic, resort-style community of Little Harbor. This 3-bedroom, 3-bathroom waterfront townhome offers approximately 1,417 square feet of living space and showcases expansive water views of the canal from multiple balconies. Built in 2006 and meticulously maintained as an owner-occupied residence, this property has never been rented and is move-in ready. The home features an open, flowing floor plan with abundant natural light and a comfortable layout ideal for everyday living or entertaining. Relax and enjoy the Florida lifestyle with direct access to waterfront views, beaches, and outdoor amenities. The community of Little Harbor is known for its beach, marina, community pool, fitness center, tennis and pickleball courts, clubhouse, playground, and boat launch facilities, all enhancing the coastal living experience. Residents also enjoy close proximity to waterfront dining, shopping, and recreation. A 2020 A/C replacement provides added peace of mind. Situated in Ruskin, Florida, this property offers a true Florida waterfront lifestyle with easy access to the Tampa Bay area, including St. Petersburg, and Sarasota. Don’t miss the opportunity to own a beautifully maintained townhome with stunning water views and exceptional community amenities. Immediate rental opportunities make this home ideal as a primary residence, vacation getaway, or investment property.

609 Bahia Beach Boulevard, Ruskin

$345,000

2 Beds ⋅ 2 Baths ⋅ Bahia Beach Twnhms Ph 1a SubDv.

Waterfront Living in Little Harbor – Fully Furnished & Turnkey! Air BnB Superhost. Welcome to your Florida dream home in the sought-after waterfront community of Little Harbor, offering breathtaking million-dollar views from four private terraces overlooking the wide boat channel and the Southshore Yacht Club marina. This beautifully updated and fully furnished 2-bedroom, 1.5-bath townhome features 1,110 square feet of coastal charm with vaulted ceilings, walk-in closets, plank tile flooring, and a bright open layout designed for relaxed waterfront living. This resort-style community boasts a white sand beach, two waterfront restaurants and a tiki bar, heated pool, tennis and pickleball courts, clubhouse with fitness center, playground, dog park, two deep-water marinas with high and dry storage and slip availability, on-site Freedom Boat Club, and direct access to Tampa Bay and Gulf waters. Enjoy canoeing and kayaking, fishing from the community pier, jet ski and paddleboard rentals, eco tours and sunset cruises. Conveniently located just 30 minutes from Tampa, 30 minutes from St. Pete beaches, and 45 minutes from Sarasota, providing endless options for shopping, dining, and culture. Whether you're looking for a primary residence, a second home, or a lucrative Airbnb investment, this gorgeous townhome offers everything needed to embrace the waterfront Florida lifestyle in one of the area’s most desirable waterfront communities.

547 Bahia Beach Boulevard, Ruskin

$449,900

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Townhomes Ph 1a SubDv.

Great opportunity in the gated waterfront community of Little Harbor in Ruskin, Florida. This beautifully maintained townhome features a durable metal roof and four spacious terraces designed for year-round indoor/outdoor coastal living. The thoughtfully designed floor plan offers 3 bedrooms, 3 full bathrooms, and 1,834 sq ft of living space. The home feels bright and open throughout, with main living areas that flow seamlessly—ideal for entertaining or relaxed everyday living. The kitchen overlooks the living and dining spaces for added functionality. The primary suite provides a comfortable retreat with an en-suite bath and generous closet space. Multiple outdoor terraces create the perfect setting to enjoy water views, coastal breezes, and Florida sunsets. Located in the seaside village of Little Harbor, residents enjoy true resort-style amenities, including a secluded sand beach, waterfront restaurant with sports and tiki bar, tennis courts, fitness centers, heated swimming pools, deep-water marinas, and dry storage with slip availability. Boaters will appreciate direct access to Tampa Bay and the Gulf with no lifts or fixed bridges. Outdoor enthusiasts can also enjoy kayaking, canoeing, and excellent fishing nearby. Conveniently located approximately 30 minutes to Tampa, St. Petersburg, and Sarasota, with shopping, hospitals, dining, and golf courses close by. Homes offering this level of coastal lifestyle and community amenities are rarely available.

533 Bahia Beach Boulevard, Ruskin

$325,000

Collura Sub 1st Add SubDv.

Price Reduced $50k for quick sale. A very unique property. Zoned CN with many possible uses. 100 feet of water access and a 5 to 10 minutes boat ride to Tampa Bay. Permitted for a boat dock. In a highly sought after area in Ruskin by Little Harbor.

3203 W Shell Point Road, Ruskin

$265,000

2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condominium SubDv.

NEW PRICE for BAYFRONT Living! WATERFRONT, fully furnished condo now available for sale offering the next fortunate buyer the opportunity to live the highly desirable Florida lifestyle. Enjoy spectacular million dollar Sunsets across the beautiful waters of Tampa Bay while dining/sipping your favorite beverage on your spacious, covered and tiled terrace. The terrace is large enough to also offer additional seating and living space for entertainment or simply quiet reflection. This condo defines Florida living at its finest! This BAYFRONT condo has been beautifully updated to include kitchen cabinets with glass inserts and Corian countertops. Both full baths have also experienced updating. Pocket doors have been added to conserve space and the sliding glass doors and window in the kitchen have been replaced. The flooring is low maintenance, featuring ceramic tile throughout the living areas and laminate in both bedrooms. The community offers onsite boat slips based upon availability, creating a BOATER'S paradise with direct access to the Bay/Gulf - no lifts or bridges. Nature enthusiasts enjoy canoeing & kayaking on nearby River & canals. FISHING mecca. Enjoy the heated community pool or within a short walking distance is the seaside village of Little Harbor offering a half mile, white sand BEACH, 2 restaurants, a tiki bar featuring live music, a hotel, 2 marinas and high & dry boat storage. Charter a fishing boat or perhaps an afternoon ECO tour or Sunset cruise aboard the Latitudes pontoon boat, all located at the marina next door in Little Harbor. Great primary/second home/investment property w/ vacation rental opportunity. No CDD! Convenient location - approximately 30 minute drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, and golf courses all nearby. Don't miss this amazing opportunity! Call now for an appointment to view this beautifully kept home with breathtaking views.

802 Bahia Del Sol Drive Unit 6, Ruskin

$3,250,000

7 Beds ⋅ 9 Baths ⋅ Lost River Preserve Ph I SubDv.

Rare destination waterfront property offering a unique blend of luxury accommodations, event-ready gathering spaces, and hospitality potential across over 2.25 acres in the exclusive Lost River Preserve community. Spanning four addresses with over 300 feet of water frontage, including a separate parcel pre-plumbed for future development, this one-of-a-kind estate presents exceptional flexibility for expansion, guest accommodations, executive retreats, wellness experiences, seasonal rentals, corporate gatherings, multi-generational/family events, and evolving hospitality opportunities. Designed to accommodate larger groups while preserving privacy and comfort, the property encompasses nearly 6,700 square feet across two distinct yet connected residences joined by a central foyer. Multiple living areas, two full kitchens, private suites, dedicated offices, and expansive gathering spaces create a versatile setting capable of serving a variety of residential, hospitality, and retreat-oriented uses. The primary living areas and suites were positioned to embrace the waterfront setting, with soaring ceilings, walls of glass, and panoramic lake views creating a memorable guest experience. Constructed with poured concrete tilt walls, impact-rated windows and doors, a Galvalume aluminum tile-look roof, and situated high and dry in Flood Zone X, the property offers durability and peace of mind for owners and guests alike. Outdoor amenities rival those of a private resort, featuring a custom saltwater pool with sun shelf, 9-person spa, outdoor kitchen, expansive screened lanai, covered boat dock with ski boat hoist and filleting station, secondary dock for kayaks and paddleboards, and breathtaking sunset views across the water. Further enhancing the property's versatility, the detached villa provides approximately 1,200 square feet with a full kitchen and private accommodations, creating opportunities for guest lodging, caretaker housing, executive stays, or owner occupancy. A three-bay garage offers ample storage for boats and recreational equipment. Adjacent to the villa, an approximately 800-square-foot waterfront gathering space with full bath and private screened lanai is ideally suited for executive retreats, wellness experiences, family reunions, extended-stay guests, and other hospitality-oriented opportunities. The inclusion of four separate addresses, multiple residential structures, dedicated gathering spaces, and a future homesite creates a scale and versatility rarely available in a single waterfront offering. Set within the breathtaking 900-acre Lost River Preserve community, visitors enjoy boating, trophy bass fishing, and an unmatched connection to nature surrounded by protected shoreline, scenic waterways, and native wildlife including roseate spoonbills, ospreys, and herons. Rich in history, the community is also home to the renowned Leisey Shell Pit fossil discovery, with artifacts showcased at the nearby Paleo Preserve Fossil Museum. Located just 35 minutes from Downtown Tampa and within reach of Tampa International Airport, fine dining, luxury shopping, professional sports, and world-class entertainment, the property offers a rare balance of seclusion and accessibility. Whether envisioned as a hospitality destination, executive retreat, wellness venue, seasonal rental opportunity, family reunion compound, or private waterfront estate, this remarkable property offers a level of flexibility rarely found in the Tampa Bay market.

3215 Gulf City Road, Ruskin

$449,000

Unplatted SubDv.

This parcel is a rare opportunity to own .42AC of prime real estate on the Little Manatee River within minutes of the Bay and Gulf. It features 73 feet of river front deep-water access with ample depth to accommodate most large vessels. Build your own dock and lift for a slice of paradise! Includes boat launch, garage, carport, utility shed, well, septic and underground electricity on site. Two structures on site, owners live in the one on the right. Part of local history built in 1938. Shell Point Road in Ruskin is a quiet community with no HOA or CDD. Property is zoned PD, allowing flexible land uses. It is conveniently located minutes from Tampa, Brandon, St Pete, Bradenton, Shell Point Marina, Little Harbor, shopping, restaurants, and healthcare facilities. The potential to own a spectacular piece of paradise doesn't come along often. Now is the time to make the move and start enjoying the dream! All measurements are approximate. Structures are tear downs, please do not enter. Lot to the Left is also available TB8472734 for a total of 126 feet of river front and .723 AC. PKG the two and save TB8389115

3312 W Shell Point Road, Ruskin

$349,000

Unplatted SubDv.

A rare opportunity to own .30 AC of prime real estate on the Little Manatee River within minutes of the Bay and Gulf. It features 51 feet of deep-water access with ample depth to accommodate most large vessels. Build your own dock and lift for a slice of paradise! Shell Point Road in Ruskin is a quiet community with no HOA or CDD. Property is zoned PD, allowing flexible land uses. It is conveniently located minutes from Tampa, Brandon, St Pete, Bradenton, Shell Point Marina, Little Harbor, shopping, restaurants, and healthcare facilities. The potential to own a spectacular piece of paradise doesn't come along often. Now is the time to make the move and start enjoying the dream! All measurements are approximate. Structure is a tear down, please do not enter. RV will be removed. Lot to the right is also available TB8472762 or save and buy both TB8389115!

3306 W Shell Point Road, Ruskin

$375,000

Unplatted SubDv.

Welcome to 2619 River Bend Drive in Ruskin, Florida, an exceptional opportunity to own 1.7 acres of waterfront land with direct canal access to Hayes Bayou, connecting to the Little Manatee River. This vacant residential lot offers the perfect blend of privacy, space, and water access—ideal for building your dream home or securing a high-potential investment property. This spacious waterfront lot includes a large metal storage shed with a screened-in enclosure, providing valuable space for storage, equipment, or outdoor entertaining while you plan your build. Paved road access makes the property easy to reach, and the Wildcat Park Boat Ramp, located just ½ mile away, offers quick and convenient access for boating, kayaking, and fishing. Enjoy the peaceful setting of a canal-front property while remaining close to major waterways, nature, and outdoor recreation. Whether you envision a custom home, weekend retreat, or long-term investment, this Ruskin waterfront land for sale offers endless possibilities. Property Highlights:1.7 acres of waterfront land in Ruskin, FL Canal access to Hayes Bayou and Little Manatee River Large metal storage shed with screened enclosure Paved road access Near Wildcat Park Boat Ramp (approx. ½ mile) Ideal for boating, fishing, and waterfront living Property is being sold As-Is. Buyers to verify utilities, zoning, building requirements, and any restrictions. Don’t miss this rare chance to own waterfront land in Ruskin, Florida—a prime location with space, water access, and incredible potential.

2619 River Bend Drive, Ruskin

$575,000

Unplatted SubDv.

Build-Ready Waterfront Opportunity on the Little Manatee River. An exceptional chance to build your custom waterfront home at the mouth of the Little Manatee River, where peaceful river living meets quick access to Tampa Bay and the Gulf of Mexico. This .32-acre gated and fully fenced property offers a rare combination of open-water access, build readiness, and freedom from HOA or deed restrictions. The lot measures approximately 64 x 216 and is fully prepared for construction, with approved house plans through Hillsborough County, along with water, sewer, and electrical services already in place. Impact fees have been paid for the first 2,300 square feet of construction, saving valuable time and expense. A site and elevation survey and geotechnical survey have already been completed, providing a strong foundation for future development. Boaters will appreciate the existing seawall and 60' T-shaped dock, featuring a 13,000-pound boat lift, floating dock, and a 54-foot land-side deck—ideal for relaxing or entertaining along the water. With over 10 feet of water depth, the dock can accommodate large vessels, making trips to the bay fast and convenient. Minimal side setbacks of just 5 feet allow for greater flexibility in home design. Located near Shell Point Marina and Little Harbor, you’ll enjoy nearby restaurants, a public beach, and beautiful sunset views. From your own backyard, take in the natural beauty of the river, where dolphins, manatees, and other wildlife are frequent visitors. With extensive improvements already completed, this property places you well ahead in the building process—making it an outstanding opportunity to create your own waterfront retreat in a prime boating location.

3304 W Shell Point Road, Ruskin

$425,000

3 Beds ⋅ 3 Baths ⋅ Bahia Beach Twnhms Ph 1a SubDv.

Experience resort-style waterfront living in the desirable Little Harbor community! This spacious 3-bedroom, 3-bathroom townhome offers a comfortable and versatile layout, ideal for full-time living, vacation use, or short-term rental income. Enjoy water views overlooking the marina from your private balconies, providing a peaceful setting to relax and take in the coastal lifestyle. Located within close proximity to community amenities, this property offers both convenience and an inviting atmosphere for guests and owners alike. Little Harbor is known for its unique blend of amenities, including a private beach with stunning sunset views over Tampa Bay, a community pool, and a full-service marina with options for boat and jet ski rentals. Waterfront dining is just steps away at Hooks Bar & Grill and Sunset Grill. Important Disclosure (Updated as of March 31, 2026): The seller has submitted an application for a potential private dock, which is currently under review with the appropriate authorities. The dock is not approved, not permitted, and not constructed. Approval is not guaranteed. Buyers are strongly encouraged to conduct their own independent due diligence with the county and all applicable regulatory agencies to verify the status, requirements, timelines, and feasibility prior to purchase. With its strong income potential, desirable location, and access to resort-style amenities, this property presents an outstanding opportunity in one of Tampa Bay’s most popular waterfront communities.

465 Bahia Beach Boulevard, Ruskin

Waterfront Homes for Sale in Ruskin, FL

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