Waterfront Homes for Sale in Ruskin, FL

Virtually Staged. PRICE REDUCTION! WATERFRONT! Your chance to secure a waterfront beautiful contemporary home on the Little Manatee River with over 2 acres of privacy and lots of room for every activity you can think of. A private road and an iron gate leads to a large circular driveway where a 4 bedroom, 2.5 bath pool home with new remodeled primary bathroom, large extra building and an oversized 2 car attached side garage is located. Lots of parking both on the side and around the circular driveway. Covered 2 level dock with electric boat lift gives you quick access to the Little Manatee River. A front courtyard leads the way to the large foyer with a beautiful hand crafted brass chandelier. A large living room with lots of natural light and travertine floors has space for lots of seating. A separate dining room is right off the kitchen. The gourmet kitchen has 2 wall ovens, a cooktop with gas from its own gas tank, a large refrigerator, microwave, center island with granite countertop, and an eat in area with views to the pool. The family room has a wood burning fireplace and French doors to the screened in lanai with an in ground pool. 3 bedrooms on the first floor share a bathroom with large shower and a laundry area in the hallway. Upstairs is a primary bedroom with walk in closet, a cedar lined closet area and a walk in closet with laundry hookups. The new remodeled bathroom has a walk in rain shower and claw foot tub for soaking along with separate vanity sinks. Outside, a large building can be used for parking extra vehicles, boats, or storage. The covered dock has plenty of area for seating, as well as an electric lift. The views of the river and natural conservation area across the river brings you peace and serenity. Roof was replaced in 2020, windows were replaced in 2025, and the screen enclosure over the pool was done in 2021. There is a RO water system for the whole house, a generator, a large buried propane tank for the generator, as well as another smaller tank for the gas cooktop. A security system gives you peace of mind. Although this property is tucked away, it is close to everything. House has never flooded. There is a square footage discrepancy between tax records and measured size of house. PRICED BELOW APPRAISAL.

2309 Cypress Walk Way, Ruskin

$479,900

4 Beds ⋅ 3 Baths ⋅ Spyglass At River Bend SubDv.

Welcome to a spectacular waterfront hidden gem in the highly sought-after Southshore area. Situated on an expansive and beautifully landscaped 0.3-acre lot, this exceptional energy-efficient home offers a serene backdrop of a peaceful, wildlife-filled lake perfect for fishing. Designed for effortless indoor-outdoor living, you can enjoy your morning coffee with the sunrise on the screened lanai and take in stunning sunset views from the front of the home. Inside, the residence is a showcase of sophisticated details, featuring imported porcelain tile flooring throughout (completely carpet-free), stylish rounded drywall corners, and elegant tray ceilings. The thoughtful split-floor plan includes 4 full bedrooms and 3 baths, highlighted by a private multi-generational/guest suite complete with its own private bath. The luxurious primary retreat serves as a peaceful sanctuary, boasting a versatile, light-filled sunroom/studio area—ideal for a home office, reading nook, or art studio—with direct sliding-door access to the lanai. Its spa-like en suite bath features a granite-topped twin-basin vanity, a deep garden soaking tub, and a generous seamless glass shower. At the heart of the home, the bright, open-concept chef’s kitchen is perfectly tailored for entertaining, equipped with 42" wood cabinetry with crown molding, premium granite countertops, stainless steel appliances, and a spacious walk-in pantry. Premium upgrades and high-value features include: Climate-Controlled Garage: Equipped with a mini-split AC/heating unit (featuring a brand-new motor and remote control). Energy & Infrastructure: Four brand-new primary bedroom windows, a comprehensive water softener and filtration system, an advanced Rain Bird sprinkler system, and pre-wiring for a backup generator. Security & Tech: A high-capacity fireproof gun safe with a new dial, fully pre-wired for an ADT security system, and pre-wired for high-speed Frontier/Verizon FIOS internet. Finishing Touches: Newly installed remote-controlled ceiling fans in the living and dining spaces. Located within a premier, gated community, residents enjoy resort-style amenities including a sparkling pool, fitness center, clubhouse, covered playground, tennis courts, and a community fishing pier on the scenic Little Manatee River. Enjoy the perfect blend of tranquility and convenience with swift access to I-75 for easy commutes to Tampa, MacDill AFB, and Sarasota. You are just minutes from premium shopping, the Amazon distribution center, the new St. Joseph’s Hospital, and a short drive from Florida’s world-class Gulf beaches. Newer roof – 2024, Both AC systems – 2020.

2422 Allegheny Valley Street, Ruskin

$475,000

3 Beds ⋅ 2 Baths ⋅ Kims Cove SubDv.

**Waterfront Living on the Ruskin Inlet | Direct Access to Tampa Bay | No HOA | No CDD** Welcome to 803 Leisey Circle, where waterfront views, direct Tampa Bay access, and the freedom of no HOA or CDD fees come together to create the ultimate Florida boating lifestyle. Nestled along the picturesque Ruskin Inlet, this beautifully maintained 3-bedroom, 2-bathroom waterfront residence offers an exceptional opportunity to enjoy life on the water. Positioned on a deep-water, wide canal with a private dock, you'll have easy access to Tampa Bay for boating, fishing, kayaking, paddleboarding, and unforgettable sunset cruises right from your backyard. Inside, the home showcases a bright and inviting layout designed to maximize its stunning waterfront setting. New tile flooring flows throughout the entire home, providing a modern, cohesive look with absolutely no carpet. Expansive windows frame tranquil water views from nearly every main living space, including the primary suite, living room, dining room, kitchen, and the spacious covered lanai. The renovated kitchen serves as the heart of the home, featuring granite countertops, abundant cabinetry, and a full suite of brand-new appliances. Whether preparing a casual breakfast before heading out on the boat or entertaining guests, you'll appreciate both the functionality and the scenic water views. The primary suite offers a peaceful waterfront retreat where you can wake each morning to sparkling inlet views. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai, where indoor and outdoor living seamlessly blend together. This expansive space is ideal for morning coffee, waterfront dining, evening cocktails, or simply relaxing while watching dolphins, manatees, and coastal wildlife pass by. Designed for peace of mind and long-term value, the home features impact-rated windows, a durable metal roof, HVAC system replaced in 2018, water heater installed in 2025, and recent updates throughout. The lanai roof was also refreshed in 2026. Located in the heart of Ruskin's waterfront community, you'll enjoy convenient access to local marinas, waterfront restaurants, shopping, parks, and beaches while remaining just a short drive from I-75, downtown Tampa, Tampa International Airport, St. Petersburg, and Florida's Gulf Coast attractions. Whether you're searching for a year-round residence, seasonal retreat, or waterfront getaway, this rare Ruskin Inlet property delivers the boating lifestyle so many dream about?with no HOA restrictions standing in the way. Bring your boat, your fishing poles, and your Florida dreams. Whether you're seeking weekend adventures on Tampa Bay, sunset cruises from your private dock, or simply a peaceful waterfront setting to call home, 803 Leisey Circle offers an opportunity to embrace the lifestyle you've been waiting for. Schedule your private showing today and experience firsthand why life on the Ruskin Inlet is one of Tampa Bay's best-kept secrets.

803 Leisey Circle, Ruskin

$265,000

2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv.

Calling all sunset lovers! Experience breathtaking wide-water views of Tampa Bay stretching from the iconic Sunshine Skyway Bridge to St. Petersburg and beyond from this beautifully positioned 3rd-floor waterfront condo in Little Harbor. Peace of mind with elevated living on the third floor with a spectacular front row to the sunsets on Florida's Gulf Coast from your private balcony overlooking the community pool and sparkling bay waters. This well-designed 2-bedroom, 2-bathroom residence features an open-concept floor plan with a spacious kitchen, dining area, and living room all perfectly oriented to maximize the incredible water views. Whether you're preparing dinner, entertaining guests, or simply relaxing at the end of the day, the stunning sunset backdrop becomes part of your everyday lifestyle. A split-bedroom layout offers privacy for owners and guests, while the in-unit laundry room adds convenience. Located within the resort-style waterfront community of Little Harbor, residents enjoy an unmatched Florida lifestyle with waterfront dining, two on-site restaurants, a heated pool, tennis courts, marina access, a private fishing pier, a private beach, and endless opportunities for boating, fishing, kayaking, and waterfront recreation. Perfectly situated along the coast of Ruskin, this quiet waterfront community offers convenient access to I-75, making it easy to reach Tampa, Sarasota, and St. Petersburg. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this property checks all the boxes with a minimum 30-day rental policy. Imagine enjoying a million-dollar sunset view for a fraction of the cost or the maintenance of a single-family waterfront home. Live every day like you're on vacation in this exceptional waterfront retreat. Furniture is negotiable separately. Monthly condo fees include property and flood insurance, cable TV, internet, water, sewer, trash, exterior maintenance, groundskeeping, and community amenities. Leaving only your electric bill for truly turnkey living. Coastal charm, resort-style amenities, and unforgettable sunsets await. Schedule your private showing today!

810 Bahia Del Sol Drive Unit 16, Ruskin

$425,000

5 Beds ⋅ 3 Baths ⋅ Shell Cove Ph 1 SubDv.

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

440 Olive Conch Street, Ruskin

$259,000

2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv.

Welcome to paradise at Bahia Del Sol! Lowest priced unit on the bay side! Open bay views and downtown skylines! This beautifully maintained 2-bedroom, 2-bath waterfront condo offers the perfect blend of coastal charm and resort-style living in Little Harbor. Featuring an open and airy floor plan with approximately 1,095 square feet, this inviting residence is designed for effortless relaxation and entertaining. Wake up to tranquil water views, enjoy tropical breezes from your private retreat, and experience breathtaking Florida sunsets just steps from the bay. The spacious living and dining areas flow seamlessly into a bright Florida room, creating the ideal space to unwind after a day on the water. Located in the sought-after Little Harbor community, residents enjoy access to waterfront dining, a heated pool, tennis courts, marina access, fishing, and endless boating opportunities on Tampa Bay. Whether you’re searching for a full-time residence, vacation getaway, or income-producing investment, this coastal gem checks every box. Live every day like you’re on vacation — where waterfront living meets laid-back luxury.

818 Bahia Del Sol Drive Unit 28, Ruskin

$399,000

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv.

Back on the market and waiting for you to call it home! Welcome in to this newly renovated home situated on an abundantly beautiful, water front lot. This 3 bedroom 2 bath home features ample space for everyone and has great views of the water, Nestled Just between Cockroach Bay Aquatic Preserve and Little Manatee River for some of Florida's finest fishing and Sunset and nature views! This home was built to last and offers a great location, Easy interstate access for Brandon, Tampa, St. Pete and Bradenton, but still offers that quiet, rural feel with no HOA or CDD fees. Bring your RV, Boat or trailer there is plenty of room to park on this spacious lot. Don't let this opportunity pass you by, call me for a tour of this great property and Let's Talk Homes!!

814 Seabreeze Drive, Ruskin

$1,349,000

4 Beds ⋅ 4 Baths ⋅ Antigua Cove Ph 1 SubDv.

Experience elevated coastal living in the exclusive gated waterfront community of Antigua Cove, where luxury, boating, and breathtaking marina views come together in one extraordinary residence. Built in 2022, hardly lived in and perfectly positioned with direct access to Tampa Bay and the Gulf with NO FIXED BRIDGES, this stunning waterfront completely turn key home offers the ultimate Florida lifestyle just moments from open water, waterfront dining, and the marina. Spanning 3,517 square feet, this light-filled residence features 4 bedrooms, 3.5 bathrooms, a spacious loft, bonus flex room/optional 5th bedroom, private elevator, and a thoughtfully designed layout ideal for both everyday living and effortless entertaining. From the moment you step inside, soaring ceilings, expansive sliding glass doors, and panoramic marina views create an immediate sense of luxury and tranquility. The open-concept living space seamlessly connects the great room, dining area, and chef’s kitchen, all framed by the stunning waterfront backdrop. Designed for entertaining, the kitchen features an oversized island, gas range, abundant cabinetry, designer finishes, and a stylish dry bar with additional storage. The indoor-outdoor flow captures the essence of coastal living, with natural light pouring in from every angle. The first floor includes a private guest suite with en-suite bath, an additional flex space perfect for a home office, gym, or optional 5th bedroom, powder bath, generous storage, and elevator access to the second level as well as to the garage. The unique split 3-car garage configuration offers exceptional flexibility for vehicles, golf carts, water toys, or even future lift storage thanks to the soaring ceiling height. Upstairs, the expansive loft leads to a luxurious primary retreat where sweeping marina views and unforgettable sunsets become part of your daily routine. Step onto the private waterfront balcony directly from the primary suite and enjoy morning coffee or evening wine overlooking the boats below. The spa-inspired primary bath features a soaking tub, oversized walk-in shower with multiple shower heads, dual vanities, and a large walk-in closet. Two additional guest bedrooms, a full bath, and upstairs laundry complete the second level. Outside, enjoy a covered waterfront lanai, private dock, and backyard space perfectly positioned to embrace the boating lifestyle. For added convenience, the Freedom Boat Club is located directly at the marina, offering effortless access to the water without the maintenance of boat ownership. Antigua Cove residents enjoy a gated luxury waterfront lifestyle with community amenities including a clubhouse with community pool within walking distance and yacht club, all conveniently located near Little Harbor, downtown Tampa, St. Petersburg, and some of the area’s best boating destinations. Whether you are searching for a full-time waterfront residence, seasonal escape, or luxury coastal vacation retreat, this exceptional home delivers the rare combination of modern construction, marina-front living, and timeless coastal elegance. This is more than a home—it’s a waterfront lifestyle designed for those who want to experience the very best of Tampa Bay living. All you have to do is show up with your boat! Opportunities like this rarely come available in Antigua Cove—schedule your private tour today and experience waterfront luxury living at its absolute finest.

3016 Christophers Watch Lane, Ruskin

$446,000

4 Beds ⋅ 4 Baths ⋅ Bahia Beach Twnhms Ph 2 SubDv.

Welcome to 3202 Mangrove Point Drive, where investment opportunity meets effortless coastal living in the waterfront community of Little Harbor. This RARE 4-bedroom END-unit townhome stands out from the rest, offering extra privacy, abundant natural light, and a flexible layout designed for both personal enjoyment and income potential. A main-level bedroom and full bath create the perfect setup for guests, while the upper level features three additional bedrooms, each with its own private balcony terrace, inviting in the coastal breeze and water views. Offered fully furnished and completely turnkey, this property is already operating as a successful short-term rental - ready to generate income from day one. Thoughtfully equipped with everything guests love, including furniture, TVs, 8 bicycles, and two golf carts, it delivers a seamless experience for both owners and visitors. Whether you're targeting Airbnb revenue or looking for a personal escape, this home checks every box with low-maintenance ownership and high guest appeal. Beyond your front door, the lifestyle truly comes to life. Residents and guests enjoy access to a private fishing pier, a white sandy beach, multiple waterfront dining options, resort-style pools, a marina with direct access to the Bay and Gulf (no bridges), and endless ways to stay active - from tennis and pickleball to kayaking along scenic waterways often visited by dolphins and manatees. Sunset views from the private pier, days spent on the water, and evenings at the tiki bar create a vacation-like atmosphere year-round. Perfectly positioned for convenience, you're within easy reach of Tampa's vibrant dining, sports, and entertainment scene, while also being a short drive to world-renowned beaches like Siesta Key Beach, Anna Maria Island, and Fort De Soto Park. Whether you're seeking a low-maintenance coastal retreat, a high-performing investment, or the best of both worlds, this waterfront townhome delivers a lifestyle, and return - that's hard to match.

3202 Mangrove Point Drive, Ruskin

$380,000

3 Beds ⋅ 3 Baths ⋅ Shell Point 1st Add To SubDv.

Short Sale. This property is just one canal in from open water and has a brand new seawall. This lot has a mainstructure of 1297 sqft with 2 bedroom/ 2bath open concept and a full walk in laundry/pantry area. The screened back porch extended the entire length of the structure and connected to the bungalow. The 200 sqft bungalow was set up as a full bath efficiancy. Off the canal side of the bugalow the pad extended another 140 sqft so that additional living space could be utilized. Thats was then, THIS IS NOW - how are you going to capitalize and this property? Make it your own retreat, set it up as an income generating property, or lean into what was originally designed - a full time residence with the ability to generate additional income. Speak with your agent on how this Short Sale may be the perfect match for your future.

3503 W Shell Point Road, Ruskin

$600,000

Ruskin City Map Of SubDv.

PRIME WATERFRONT Opportunity in Ruskin – Residential or Commercial Use! Discover a rare opportunity to own nearly ¾ ACRE of waterfront property on the Ruskin Inlet with 93 FEET OF WATER FRONTAGE, newer dock, and a 9,000-lb boat lift. From your backyard, enjoy a short cruise to Tampa Bay and the Gulf of Mexico, making this property a boater’s dream. Zoned RTC-1 (Currently both Residential and Commercial), this versatile lot offers incredible flexibility— Opportunities with the options for zoning on navigable water are increasingly rare in the Tampa Bay area. Tucked just off US Hwy 41 in Ruskin, the property is surrounded by mature Florida foliage that creates a private Old Florida waterfront setting with no HOA or CDD restrictions. The Ruskin Inlet is known for its natural beauty and abundant wildlife, where you may spot dolphins, manatees, and even bald eagles along the shoreline. Conveniently located near Shell Point Marina, Tampa, St. Petersburg, Bradenton, shopping, restaurants, and Gulf Coast beaches, this property offers both peaceful waterfront living and excellent accessibility. Waterfront lots with this combination of size, zoning flexibility, and boating access rarely become available. Secure your slice of Florida paradise and bring your vision to life.

102 Dickman Drive Sw, Ruskin

$275,000

1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv.

ALMOST HEAVEN WATCHING THE SUN SET OVER TAMPA BAY FROM YOUR FRONT PORCH WITH DIRECT VIEW! SANDY BEACHES, FISHING PIER, PLAYGROUND, TENNIS COURTS, FITNESS CENTER AND TWO POOLS. TIKI HUT IS DIRECTLY ON THE BEACH AND LIVE MUSIC WEEKLY. TWO DEEP WATER MARINAS ALONG WITH A HIGH AND DRY WITH SLIP AVAILABILITY. BOATER'S PARADISE WITH EASY ACCESS TO TAMPA BAY, ALTHO THE FISHING IS GOOD FROM PIER OR UNDER THE BOATS. BIG SNOOK ARE ALL OVER JUST WAITING FOR YOU. DAILY CHARTERS ARE AVAILABLE, ALONG WITH CANOES AND KAYAKING IN THE RIVER OR CANALS. ON TOP OF ALL THESE AMENITIES IT IS JUST A SHORT DRIVE TO TAMPA TO THE NORTH AND SARASOTA TO THE SOUTH. NO NOISE, JUST PEACEFUL BIRDS YELLING! WATCH THE DOLPHINS PLAY AND THE MANATEE!! YOU WILL NEVER WANT TO LEAVE! Please note:picture of bathroom is from the bath down the hall which is shared by all floor.

611 B Destiny Drive, Ruskin

Waterfront Homes for Sale in Ruskin, FL

All Waterfront Homes for Sale in Ruskin, FL

How much is your home worth?

How much is your home worth?

Joseph Sullivan Real Estate

Search

Resources

About